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Designed by the well-known artist, RK Laxman, the IRCTC SBI Platinum Card adds a stroke of aesthetic flavour to your everyday purchases. This card has been specially created keeping in mind the tastes and lifestyle requirements of Indian customers. Introduced as a co-branded card by State Bank of India along with IRCTC (Indian Railway Catering and Tourism Corporation Limited), this card features some of the best travel, retail, dining and entertainment benefits. Every journey rewards like never before, with 10% value backs, rewards points, exciting offers, transaction fee waivers and much more.
SBI offers a bouquet of benefits for IRCTC SBI Platinum Card holders with exciting deals and discounts on travel, dining, golf, retail and entertainment.
Welcome Offers:
Accrued rewards points can be redeemed by SBI customers using the following process explained below.
Cardholders can save 1.8% transaction charges, exclusive of GST and all other charges, when they book railway tickets on irctc.co.in.
Cardholders can enjoy 1% fuel surcharge waiver across all petrol pumps in India on transaction of Rs.500 to Rs.3,000.
IRCTC Travel offers:
Visa Offers:
IRCTC SBI Platinum Card users can also enjoy exclusive privileges from Visa and get great deals on entertainment, travel, dining and golf.
Global Acceptance - The IRCTC SBI Platinum Card is accepted worldwide at over 29 million merchant outlets and at 3,25,000 merchant outlets in India, through the Visa payment gateway.
No Fuel Surcharge - Customers using the IRCTC SBI Platinum Card do not have to pay fuel surcharge and can enjoy complete waivers on purchases of diesel, petrol and lubricants at any petrol bunk in India. Users have to refuel for an amount ranging from Rs.500 to Rs.3000, every time they transact. The maximum surcharge amount is capped at Rs.100 for one statement cycle.
Easy ATM withdrawals - IRCTC SBI Platinum Card customers can make cash withdrawals from 1.2 million Visa ATMs, worldwide and 18, 000 ATMs within India. Users can also access the wide network of SBI ATMs across to make withdrawals anytime.
24/7 Assistance - State Bank of India provides 24/7 Visa Global Customer Assistance and the IRCTC SBI Platinum card Customer Helpline to card holders to help them during any emergency situation.
Utility Bill Payments - IRCTC SBI Platinum Card users can easily pay their utility bills like telephone bills, electricity bills, insurance, etc., without any hassles. SBI provides this service to customers free of cost.
Add-on Cards - Primary card holders can also apply for add-on cards for their spouse, parents, children and siblings above the age of 18, without additional charges.
Balance Transfers - State Bank of India offers various Balance Transfer Plans for customers transferring their outstanding balances from other bank credit cards at low interest rates.
Flexipay - IRCTC SBI Platinum Card customers can make high value purchases and comfortably repay them as easy monthly installments, with tailor made plans at low interest rates. Customers need to contact the SBI Helpline within 10 days of the purchase to avail this facility.
Money Draft Facility - Card holders can get instant funds by placing requests for drafts after contacting the IRCTC SBI Platinum Card Customer Helpline. SBI would bill the draft amount to the customer's credit card. Extended Credit Facility - The IRCTC SBI Platinum Card offers maximum payment flexibility to customers with the extended credit facility. Based on the total outstanding amount, customers can pay any sum from the minimum amount due. The remaining balance will be carried forward at low finance charges.
Doorstep Delivery - IRCTC SBI Platinum Card holders can book railway tickets on irctc.co.in and also have them delivered at their doorsteps.
E-statements - SBI customers can get their credit card monthly statements delivered to their email addresses and have 24/7 access to their accounts.
SBI Card SMS Alerts - Customers can get instant SMS alerts with regards to their credit card status through the SBI Card Alerts service. The SMS got will comprise of cheque alerts, mini statements, credit limit and cash limit alerts and payment assistance alerts.
SBI Card Portal - SBI customers can easily manage their IRCTC SBI Platinum card accounts, check online statements, make changes with regards to personal details or locate the nearest SBI ATM using the SBI card web portal.
SBI Card Drop Box Locator - Customers can easily locate the nearest SBI Card drop box by sending a request through their registered mobiles and getting an instant SMS with the required information.
Cardholders will be eligible for an IRCTC SBI Platinum Card based on their annual income shown at the time of application. SBI determines the eligibility for a customer only based on the income criteria. The eligibility for procuring an IRCTC SBI Platinum Card is decided based on the applicant’s declared income and employment, among other factors. However, listed below are the age criteria:
|
For salaried applicants |
21 to 58 years |
|
For self-employed |
to 58 years |
|
Annual Fee/Renewal Fee |
Rs.500 |
|
Joining Fee |
Rs.500 |
|
Add-on Fee (per annum) |
Nil |
|
Extended Credit - Interest Free Credit Period |
20 to 50 days (only for retail purchases, if the previous outstanding balance has been paid in full) |
|
Extended Credit - Charges |
Up to 3.35% per month |
|
Extended Credit - Minimum Amount Due |
5% of the total outstanding amount or a minimum of Rs.200 |
|
Cash Advance limit |
Up to 80% of the set credit limit / max. Rs.12,000 per day |
|
Free Credit Period for cash advance |
Nil |
|
Cash Advance - Charges |
Up to 3.35% per month |
|
Cash Advance fee - SBI or other domestic ATMs |
2.5% of the withdrawal amount or a minimum of Rs.300/- per transaction |
|
Cash Advance fee - International ATMs |
3% of the withdrawal amount or a minimum of Rs.300/- per transaction |
|
Late Payment Charges |
SBI does not charge any fee for outstanding amounts of up to Rs.200. For amounts above Rs.200, the banks charges late payment fees ranging from Rs.100 to Rs.750, depending on the outstanding amount. |
You can apply for the IRCTC Platinum Card in two ways – online, offline.
To apply for the card online follow the steps mentioned below:
Your interest to apply for SBI IRCTC Platinum Card will be instantly sent to the bank. Once the bank receives the request, an SBI representative will approach you on your phone or e-mail. Once your eligibility for the card is verified, you will be informed about the application process. Follow the same to apply for the card.
Alternatively, you can also visit your nearest SBI Bank branch to submit the filled-in application form for the IRCTC SBI Platinum Credit Card.
State Bank of India charges a fee of Rs.100 to issue new cards to customers in India.
Yes, customers can buy extra rewards points at the cost of Rs.1.50 for 1 rewards point, if they fall short of points while redemption.
No, IRCTC SBI Platinum Card holders cannot earn rewards points for tickets booked using mobile phones.
No, SBI does not allow redemptions on part fares but only on total ticket amounts, inclusive of all the travelers.
No, customers cannot earn rewards points on discounted, concessional and senior citizen tickets and for voucher transactions.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
As reports about the denial of payment via the credit and debit cards of a few banks on the IRCTC website started doing the rounds, Indian Railway Catering and Tourism Corporation (IRCTC) has asserted that it is indeed accepting payments via the cards of all banks. A notification on the website of the IRCTC website has rubbished the reports of restrictions of some cards by the company.
Also, the Ministry of Railways took to Twitter to clarify that the reports are indeed misleading. It has seven active payment gateways for accepting credit card and debit card payments. It also facilitates direct integration with a few banks.
The e-ticketing company said that none of the seven payment gateways is rejecting payments through cards of any bank. But it’s true that additional costs would be charged for direct integration with banks.
8 October 2018
In order to promote cashless transactions, the Indian railways is offering a 5% discount for those who pay for their train tickets using the BHIM (Bharat Interface for Money) app or through UPI (Unified Payments Interface). As the country focuses on going digital, almost all transactions are cashless these days. Customers can book their trains tickets online and pay through either BHIM app or UPI to avail this discount. This offer is applicable for those choosing to pay through BHIM/UPI at the booking counter as well.
The railway department has also set-up POS machines to enable customers to pay for their train tickets using their credit or debit card. So far, "Indian Railways have tied up with State Bank of India to install 10,000 Point of Sale (POS) machines at various locations of Indian Railways i.e. Passenger Reservation System (PRS)/Unreserved Ticketing System (UTS) ticket booking counters and Parcel/Goods locations.
Also, the digitally booked reserved tickets booked constituted approximately 66% of total reserved tickets booked in financial year 2017-18 as compared to approximately 60% in FY 2016-17
7 September 2018
Piyush Goyal, the Union Railways Minister and Devendra Fadnavis, the Chief Minister of Mumbai, met recently to discuss and approve National Mobility Cards in India. These cards will greatly help travelers to pay their travel-related bills. The card will allow its holders to make use of the card on all sorts of public transport including local trains, buses, metro, monorail etc.
In addition, these cards can also be used as a debit or credit card. MMRDA will be responsible for introducing these cards in the country whereas Mumbai Rail Vikas Corporation is coordinating for the Indian Railways.
And while the tenders for such cards are now in the finalization stage, it is expected to be available for public use within a year.
30 August 2018
SBI Card in collaboration with IRCTC announced is offering IRCTC SBI Platinum Card. The card offers 350 reward points, transaction fee waiver, fuel surcharge waiver and other value back offers on railway bookings.
Customers using IRCTC SBI Platinum Card can get up to 10% cash back on AC- 1 Tier, 2 Tier bookings made through IRCTC.
Booking railway tickets on IRCTC website using the card will relieve them from paying the additional 1.8% transaction fee waiver.
For every Rs.125 spent using the credit card, users can earn one reward point. The points can be redeemed on IRCTC website for rail ticket purchases.
Cardholders can also avail fuel surcharge waiver on fuel purchases at all the petrol pumps in India for a minimum transaction of Rs.500 up to Rs.3,000.
The IRCTC SBI Platinum Card is powered by VISA which offer special discounts on travel, gold, dining and movies.
17 May 2018
For people who travel often, the Indian Railways Catering and Tourism Corporation (IRCTC) has now launched a new feature, in which a customer can get up to 10% cashback on their ticket booked for AC class. But there's a catch to it. To avail this discount, the customer should make the payment using an IRCTC SBI Platinum Card. Only then the individual will be eligible for the cashback offer. IRCTC has introduced this offer as a tie-up with SBI that has been launching new facilities for passengers travelling by trains for quite a few months now. This is their latest offering along with letting passengers earn reward points on AC class tickets.
On their Twitter account named @IRCTCofficial, the Indian Railways e-ticketing platform announced, "Frequent #train #traveler? Presenting #IRCTC #SBI Platinum #Credit #Card. Book ticket using IRCTC SBI Platinum Card and get up to 10% value back as Reward Points, applicable for AC class.” To earn these reward points, the customer will have to log on to the official website of IRCTC or download the app on their mobile phone. IRCTC SBI Platinum Card is a travel card and it can be used in more than 29 million Visa outlets across and 3,25,000 outlets in the country.
3 May 2018
The Indian Railway Catering and Tourism Corporation (IRCTC) charges a fee called Bank Transaction Charges for most ticket bookings done from its web portal through credit card, debit card or net banking. The amount ranges from Rs.10 per transaction to 4% of the total amount transacted. The BTC fee is not shown on the main page while buying the tickets but it is calculated before IRCTC transfers the process to the designated bank’s payment gateway. While payments made through the net banking portal of leading banks like SBI, Oriental Bank of Commerce, and HDFC is charged an additional Rs.10 plus the GST, there is no additional charge on net banking done through banks like South Indian Bank, IDBI Bank, City Union Bank, Karur Vysya Bank, Bank of Maharashtra, and IndusInd Bank.
The BTC on domestic credit cards is generally 1.8% plus GST except for a few banks such as Axis Bank where a charge of 1.8% plus GST is levied on the transaction amount. For international credit cards, the charged levied is 4% of the transaction amount. For domestic MasterCard or Visa cards of HDFC Bank, Axis Bank, or Citibank debit cards no transaction charged is applied. However, if the transaction is done through ICICI debit card an extra charge of 0.25% to 1% plus GST is levied for amounts above Rs.1000 and Rs.2000 respectively.
The Indian Railway Catering and Tourism Corporation (IRCTC) charges a fee called Bank Transaction Charges for most ticket bookings done from its web portal through credit card, debit card or net banking. The amount ranges from Rs.10 per transaction to 4% of the total amount transacted. The BTC fee is not shown on the main page while buying the tickets but it is calculated before IRCTC transfers the process to the designated bank’s payment gateway. While payments made through the net banking portal of leading banks like SBI, Oriental Bank of Commerce, and HDFC is charged an additional Rs.10 plus the GST, there is no additional charge on net banking done through banks like South Indian Bank, IDBI Bank, City Union Bank, Karur Vysya Bank, Bank of Maharashtra, and IndusInd Bank.
The BTC on domestic credit cards is generally 1.8% plus GST except for a few banks such as Axis Bank where a charge of 1.8% plus GST is levied on the transaction amount. For international credit cards, the charged levied is 4% of the transaction amount. For domestic MasterCard or Visa cards of HDFC Bank, Axis Bank, or Citibank debit cards no transaction charged is applied. However, if the transaction is done through ICICI debit card an extra charge of 0.25% to 1% plus GST is levied for amounts above Rs.1000 and Rs.2000 respectively.
26 April 2018
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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
