• loading

    We found 1 SBI IRCTC Platinum Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    SBI IRCTC Platinum Credit Card is Rated as "Excellent!" by 119 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SBI IRCTC Platinum Credit Card

    Carry a piece of priceless art in your wallet, which you would love to own. Designed by the well-known artist, RK Laxman, the IRCTC SBI Platinum Card adds a stroke of aesthetic flavor to your everyday purchases. This card has been specially created keeping in mind the tastes and lifestyle requirements of Indian customers. Introduced as a co-branded card by State Bank of India along with IRCTC (Indian Railway Catering and Tourism Corporation Limited), this card features some of the best travel, retail, dining and entertainment benefits. Every journey rewards you like never before, with 10% value backs, rewards points, exciting offers, transaction fee waivers and much more.

    Benefits of an SBI IRCTC Platinum Card:

    SBI offers a bouquet of benefits for IRCTC SBI Platinum Card holders with exciting deals and discounts on travel, dining, golf, retail and entertainment.

    Welcome Offers:

    The first ATM withdrawal done by a new IRCTC SBI Platinum Card holder within 30 days of card activation, gets an Rs.100 cash back.

    Bonus Reward Points:

    Cardholders can earn 350 bonus reward points worth Rs.500 or more within 45 days of issuance of the card.

    Rewards Program - SBI IRCTC Platinum Card:

    • SBI card holders can earn rewards points on railway ticket bookings done on irctc.co.in. The user needs to be aged above 18 years and below 60 years while joining this programme. They should also be a registered IRCTC user to avail this benefit.
    • Tickets have to be booked only on IRCTC and the cardholder must be amongst the booked passenger list. SBI awards rewards points on the railway fare of the card holder.
    • Cardholders can earn up to 10% value back as reward points on buying train tickets at irctc.co.in for AC1, AC2, and AC CC categories.
    • SBI credit card holders can get up to 10% value back on AC fares, excluding 3 AC in the form of rewards points. This offer will apply only when the card holder meets the mentioned requirements - a) if the railway tickets are booked on IRCTC using the 11 digit Reward membership number available on the IRCTC SBI Platinum Card. b) The card holder should have activated the IRCTC SBI Platinum Card by spending Rs.500 or more, OR, a payment should have been made to clear outstanding dues within 45 days of card issue.
    • Card holders can earn rewards points only on base fares and not on reservation charges, taxes, superfast charges, etc. SBI will credit accrued rewards points to the customer's account 5 days after the journey date.

    Rewards Redemption of SBI IRCTC Platinum Card:

    Accrued rewards points can be redeemed by SBI customers using the following process explained below.

    • Login into IRCTC using the registered username and password.
    • Choose the rewards point's option to pay for your new railway ticket at the payment gateway.
    • The value of 1 Rewards point equals Re.1.
    • Redemptions can be done when a minimum of 500 rewards points have been accrued, through ticket bookings on IRCTC or through non-fuel retail purchases. Customers need to have at least 300 rewards points for subsequent redemptions.
    • The ticket booked with rewards points has to be reserved 5 days before the journey date, with redemption being done for the entire ticket fare and not on individual fares.
    • Rewards redemption can be done only on confirmed or RAC railway tickets booked for 1st Class AC, Executive Chair Car, AC 2 Tier, and AC Chair Car.
    • Accumulated rewards points have a validity of three years and cannot be transferred to any SBI credit card.

    Value Back:

    • Get up to 10% value back as rewards points for AC1, CC and AC2 ticket bookings done on irctc.co.in. 3 AC bookings are not eligible for this benefit.
    • Cardholders can earn 1 reward point on every Rs.125 they spend on non-fuel purchases.
    • SBI customers can redeem accrued rewards points for railway tickets on irctc.co.in.

    Transaction Charge Waivers:

    Cardholders can save 1.8% transaction charges, exclusive of GST and all other charges, when they book railway tickets on irctc.co.in.

    Fuel Surcharge waiver:

    Cardholders can enjoy 1% fuel surcharge waiver across all petrol pumps in India on transaction of Rs.500 to Rs.3,000.

    IRCTC Travel offers:

    • IRCTC offers exciting deals for IRCTC SBI Platinum Card users with exceptional privileges and travel packages.
    • Booking railway tickets are no longer a hassle, with IRCTC offering easy online booking options to customers.
    • Card holders can choose from over 5000 hotels across 350 cities in the country while making reservations.
    • IRCTC SBI Platinum Card holders can get custom made tour packages inclusive of leisure tours, adventure tours, wildlife getaways and pilgrimage packages for individual travelers and groups.
    • Another advantage that IRCTC offers is that, customers can book their flight tickets at very affordable costs.

    Visa Offers:

    IRCTC SBI Platinum Card users can also enjoy exclusive privileges from Visa and get great deals on entertainment, travel, dining and golf.

    Features of an SBI IRCTC Platinum Card:

    Global Acceptance - The IRCTC SBI Platinum Card is accepted worldwide at over 29 million merchant outlets and at 3, 25,000 merchant outlets in India, through the Visa payment gateway.

    No Fuel Surcharge - Customers using the IRCTC SBI Platinum Card do not have to pay fuel surcharge and can enjoy complete waivers on purchases of diesel, petrol and lubricants at any petrol bunk in India. Users have to refuel for an amount ranging from Rs 500 to Rs 3000, every time they transact. The maximum surcharge amount is capped at Rs 100 for one statement cycle.

    Easy ATM withdrawals - IRCTC SBI Platinum Card customers can make cash withdrawals from 1.2 million Visa ATMs, worldwide and 18, 000 ATMs within India. Users can also access the wide network of SBI ATMs across to make withdrawals anytime.

    24/7 Assistance - State Bank of India provides 24/7 Visa Global Customer Assistance and the IRCTC SBI Platinum card Customer Helpline to card holders to help them during any emergency situation.

    Utility Bill Payments - IRCTC SBI Platinum Card users can easily pay their utility bills like telephone bills, electricity bills, insurance, etc., without any hassles. SBI provides this service to customers free of cost.

    Add-on Cards - Primary card holders can also apply for add-on cards for their spouse, parents, children and siblings above the age of 18, without additional charges.

    Balance Transfers - State Bank of India offers various Balance Transfer Plans for customers transferring their outstanding balances from other bank credit cards at low interest rates.

    Flexipay - IRCTC SBI Platinum Card customers can make high value purchases and comfortably repay them as easy monthly installments, with tailor made plans at low interest rates. Customers need to contact the SBI Helpline within 10 days of the purchase to avail this facility.

    Money Draft Facility - Card holders can get instant funds by placing requests for drafts after contacting the IRCTC SBI Platinum Card Customer Helpline. SBI would bill the draft amount to the customer's credit card. Extended Credit Facility - The IRCTC SBI Platinum Card offers maximum payment flexibility to customers with the extended credit facility. Based on the total outstanding amount, customers can pay any sum from the minimum amount due. The remaining balance will be carried forward at low finance charges.

    Doorstep Delivery - IRCTC SBI Platinum Card holders can book railway tickets on irctc.co.in and also have them delivered at their doorsteps.

    E-statements - SBI customers can get their credit card monthly statements delivered to their email addresses and have 24/7 access to their accounts.

    SBI Card SMS Alerts - Customers can get instant SMS alerts with regards to their credit card status through the SBI Card Alerts service. The SMS got will comprise of cheque alerts, mini statements, credit limit and cash limit alerts and payment assistance alerts.

    SBI Card Portal - SBI customers can easily manage their IRCTC SBI Platinum card accounts, check online statements, make changes with regards to personal details or locate the nearest SBI ATM using the SBI card web portal.

    SBI Card Drop Box Locator - Customers can easily locate the nearest SBI Card drop box by sending a request through their registered mobiles and getting an instant SMS with the required information.

    Documents required:

    • PAN card
    • Identity proofs (Any one) -
    • Passport
    • Voter's ID
    • PAN card
    • Driving License
    • UID Aadhar Number

    Eligibility of SBI IRCTC Platinum Card:

    Cardholders will be eligible for an IRCTC SBI Platinum Card based on their annual income shown at the time of application. SBI determines the eligibility for a customer only based on the income criteria. The eligibility for procuring an IRCTC SBI Platinum Card is decided based on the applicant’s declared income and employment, among other factors. However, listed below are the age criteria:

    For salaried applicants 21 to 58 years
    For self-employed to 58 years

    Fees & Charges of of SBI IRCTC Platinum Card:

    Annual Fee Rs.500
    Renewal Fee Rs.300
    Joining Fee Rs.500
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases, if the previous outstanding balance has been paid in full)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs.200
    Cash Advance limit Up to 80% of the set credit limit / Rs.15,000 for Platinum Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs.300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs.300/- per transaction
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs.200. For amounts above Rs.200, the banks charges late payment fees ranging from Rs.100 to Rs.750, depending on the outstanding amount.

    SBI IRCTC Platinum Card FAQs:

    1. What are the card replacement charges imposed by State Bank of India for IRCTC SBI Platinum Cards?
    2. State Bank of India charges a fee of Rs.100 to issue new cards to customers in India.

    3. Do customers have the option of topping up rewards points accrued on an IRCTC SBI Platinum Card?
    4. Yes, customers can buy extra rewards points at the cost of Rs.1.50 for 1 rewards point, if they fall short of points while redemption.

    5. Can customers earn rewards points for railway bookings made on the mobile application?
    6. No, IRCTC SBI Platinum Card holders cannot earn rewards points for tickets booked using mobile phones.

    7. Can I make rewards point redemptions on part fares for IRCTC railway bookings?
    8. No, SBI does not allow redemptions on part fares but only on total ticket amounts, inclusive of all the travelers.

    9. Can I earn rewards points on discounted and concessional railway tickets?
    10. No, customers cannot earn rewards points on discounted, concessional and senior citizen tickets and for voucher transactions.

    SBI IRCTC Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the SBI Elite Credit card for the past 5 Months, reward point system is very good. I have not yet redeemed the points yet. Overall I never had any issues with the card and this card is useful for your all daily life transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the SBI SimplySave card for an year. There are no cash back offers. EMI conversion is good, initially the limit was low but they gradually increased the limit. Overall there nothing commendable about this card when it comes to features and benefits.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 20, 2018
    • SBI Cards Credit Card
      "Poor Service"
      0.5 1.0/5 "Really Bad"
      I've a credit card with the SBI. Their charges are very high when comparing to other banks and the response is very bad. Overall I won't recommend this card to anyone I know. There are no offers or discounts associated with the card. Their services needs to be improved a lot.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • SBI Cards Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I've been using the SBI SimplyClick, use this card is Just for normal shopping. There are no discounts at all and this is Just like any other card. I am happy with the limit 2 lacs. Overall I never had any issues but need to come up with new offers every now and then
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am having a credit card with SBI from last 18 years, an annual fee of Rs 499 has to be paid every year for this credit card. I am happy with the credit limit in this credit card. I use this credit card for general purpose and offers like reward points are good with SBI credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the SBI SimplyCLick credit card for a while. There are no exceptional offers associated with the card. This is just like any other credit card your can find in the market. Overall I never had any issues with the card and its features.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      They have been provided me with the good credit limit of 1.59L and all the features and benefits which they have been provided with the card had been good. There had been good reward points and cash back offers with the card too. I have been using this card for the last two months and they have giving a good customer service so far. They have been sending mails and messages about the offers and all.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      This is the best card among all the other card which i am using. They have been providing me with very good offers in reward points and their offers are also good. It has been a better service than any other service. I have been using the card for my online purchases and for fuel as well. The credit limit which they have provided is also satisfactory. I am overall happy with all the services.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      After I filled in my details SBI SIMPLY SAVE CARD was suggested to me. I am happy with the features. The credit limit is also good. I've just started using the credit card so it is too early to write a detailed feedback about the card and their services. As of now I've never faced any difficulties with their services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Even though the credit limit of SBI Air India Credit card is high, they are not providing any sort of reward points and cash back offers. I never had any issues with their services. I hardly use this card and this card is good for shopping and other purchases.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have got the Insta loan from the Stat bank of India within a week time. The customer support service and the response is good from the State bank of India. I got the loan amount of Rs,4,00,000 and I am satisfied with the loan amount. This loan has the tenure of 48months.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 3.0/5 "Satisfactory"
      The customer support service and the response is not up to the mark with the State bank of India. I hold the SBI Simply save credit card for more than 10 years. I cant reach the customer care easily and it takes time to reach them. The credit limit value is good with this SBI Simply save credit card.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI SimplyClick Credit card for a while, The credit limit is very good with this card. The card also has got Cash back offers and reward points. I never had any issue with their services and this is a useful card to have.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 2 years, i am happy with the credit limit in this credit card and the annual fee will be waived off based on the number of transactions done. I get good offers like reward points and redemption value is good. Net banking is easy to use in this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for the last one year, it has been an excellent service which they have been providing so far. I am happy with the credit limit which they have been providing with the card. I have been using the card for shopping and all kind of purchases and it had been providing some reward points on the few of the purchases. I have already recommended this card to couple of my friends.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The credit card service is good from the State bank of India. I have got the SBI Simply save credit card around 6months ago. The credit limit value is low with this SBI Simply save credit card and it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I got the SBI Tata Titanium credit card around 6months ago. The customer support service and the response is good from the State bank and I get better service from them. The credit limit value is low with this SBI Tata Titanium credit card and It would be good if they can increase the limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I am happy with the credit limit which they have given me was good with the card. The services which they have been providing so far also had been good. I have been using the card for my travel purposes and there has been good benefits which they ahve been providing in the usage.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      The card had been provided with good features and benefits where i am satisfied with all the benefits with the card. I have been using the services for most of the purposes and it has been good so far. I have never faced any kind of issues with any of their services so far. The credit limit which they have been given with the card has been satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have been holding this card for quite a long time, i have been satisfied with all the services available with the card. They provide offers during travel and ticket booking. Their customer service had also been good so far and the credit limit which they have provided also satisfies my needs.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.