How to Add Money in PhonePe Using Credit Card

PhonePe is a Unified Payment Interface (UPI) platform. This allows you to easily transfer funds to anyone without having to use bank account numbers or even IFSC codes. You have to type in the mobile number of the receiver and you can transfer money easily.

How to Add Money to PhonePe Wallet Using Credit Card

• Step 1: Open the PhonePe app
• Step 2: Click on ‘My Money’
• Step 3: Select ‘PhonePe Wallet’. You will find this under ‘Wallets/Gift Voucher’
• Step 4: Type in the amount you want to add
• Step 5: Choose your mode of payment (UPI/debit card/credit card)
• Step 6: Now, click on ‘Topup Wallet’ and authenticate the transaction

How to Add Bank Account to PhonePe Wallet

• Step 1: Tap on the ‘menu’ icon
• Step 2: Click on ‘Bank Account’ and choose ‘Add New Bank’
• Step 3: Choose the bank account you want to link
• Step 4: PhonePe will immediately get all your account details and link the same.
• Step 5: Key in the ‘last six digits’ of your card number and also the expiry date.
• Step 6: You will get an OTP from the bank and you can set the UPI PIN using the same.

Your bank account will be added successfully.

FAQs on How to Add Money in PhonePe Using Credit Card

1. What happens if I do not receive any OTP while making a fund transfer?

   If you do not receive any OTP, you should not relentlessly try again, but wait for a few minutes. The issue could also be with the network on your phone. Waiting for a few minutes and then trying can solve the issue.

2. Who do I contact if money has been deducted for me but has not been credited for the receiver?

   You can contact the customer care number 080-68727374 or 022-68727374.

3. Why am I not able to transfer funds?

   You may not be able to transfer funds if you have no balance in your account, or if the beneficiary's bank server is busy.