Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • How to Add Money in PhonePe Using Credit Card

    PhonePe is a Unified Payment Interface (UPI) platform. This allows you to easily transfer funds to anyone without having to use bank account numbers or even IFSC codes. You have to type in the mobile number of the receiver and you can transfer money easily.

    How to Add Money to PhonePe Wallet Using Credit Card

    The following are the steps that will guide you to add money to PhonePe Wallet using credit card:

    Step 1: Open the PhonePe app

    Step 2: Click on ‘My Money’

    Step 3: Select ‘PhonePe Wallet’. You will find this under ‘Wallets/Gift Voucher’

    Step 4: Type in the amount you want to add

    Step 5: Choose your mode of payment (UPI/debit card/credit card)

    Step 6: Now, click on ‘Top-up Wallet’ and authenticate the transaction

    How to Pay Credit Card through PhonePe App

    Check the steps given below to know how to pay credit card through PhonePe App:

    Step 1: Open the PhonePe app

    Step 2: Click on the Credit Card icon in the “Recharge & Pay Bills” section

    Step 3: Select the Credit Card provider that you are willing to pay your bill amount

    Step 4: Enter your credit card number

    Step 5: Enter the amount

    Step 6: Click on PAY BILL for completing the transaction with BHIM UPI

    How to Link Credit Card with UPI through PhonePe

    Check the steps given below to link credit card with UPI through PhonePe:

    Step 1: Open the PhonePe mobile app.

    Step 2: Under ‘Payment Instruments’, view ‘All Payment Instruments’.

    Step 3: Tap ‘Add New’ or Add Card’ under the ‘Payment Instruments’ section.

    Step 4: Enter your Card Number, CVV number and its validity.

    Step 5: Enter the OTP which you received on your registered mobile number.

    Step 6: Click on ‘Confirm’.

    FAQs on How to Add Money in PhonePe Using Credit Card

    1. What happens if I do not receive any OTP while making a fund transfer?

      If you do not receive any One Time Password (OTP), you should not relentlessly try again, but wait for a few minutes. The issue could also be with the network on your phone. Waiting for a few minutes and then trying can solve the issue.

    2. Who do I contact if money has been deducted for me but has not been credited for the receiver?

      You can contact the customer care number 080-68727374 or 022-68727374.

    3. Why am I not able to transfer funds?

      You may not be able to transfer funds if you have no balance in your account, or if the beneficiary's bank server is busy.

    4. Does PhonePe charge for credit card?

      Rs.2 is charged by PhonePe for authenticating your card.

    5. How do I pay my credit card bill through my PhonePe wallet?

      You have to add your credit card number in your PhonePe app to pay your credit card bill through PhonePe wallet.

    6. How to scan and pay using credit card in PhonePe?

      You can use QR code scanner to pay using credit card in PhonePe.

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