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    Indusind Bank Credit Card Statement Online

    Do you understand all the terms of a credit card statement issued by IndusInd Bank? Do you know how to read a billing statement and how to resolve errors in your statements? These two are important questions, which need to be answered from the perspective of a credit card customer of IndusInd Bank. Whether you are an existing or a new user of credit cards, this page is useful for you. IndusInd Bank is a well-recognised banking company offering a wide range of personal financial products, including vehicle loans, home mortgages, credit cards, personal loans, etc.

    What Is A Credit Card Statement?

    A credit card statement is a billing document issued by IndusInd Bank periodically to its credit card users. It is alternatively called as a billing statement. A credit card statement is the summary of purchases and payments you have made in a billing cycle. The duration of a billing cycle of IndusInd Bank shall minutely vary from other banks. Usually, it falls within the range of 20-40 days. A credit card statement is issued at the end of every billing cycle to the mailing address of credit card users.

    Features Of Indusind Bank Credit Card Statement

    • Billing statements are issued through offline and online means.
    • Download, access and save e-statements anytime anywhere at your convenience.
    • e-statements are free of cost. The platform for issuing e-statements is faster, customer-friendly and convenient.
    • Credit card statements can be a better means for people who would like to know more about newly launched offers.
    • e-statements can be accessed through all devices, be it a laptop, a smartphone or a computer.

    Registration Process For Obtaining Electronic Credit Card Statements

    1. Enter your first name.
    2. Enter your last name.
    3. Provide your contact number.
    4. Furnish your credit card number.
    5. Authenticate your details.
    6. Accept the terms and conditions and then click the ‘Submit’ tab.

    Parts Of A Credit Card Statement

    The first part of a credit card statement describes the personal information of an individual. The second part is the statement of a credit card and gives information related to the overall dues, the due date for making the minimum payment, the credit limit set by IndusInd Bank, the available credit limit and the cash limit, etc. The third part provides information related to the summary of your credit card account, which includes the opening balance, charges and fees, the overall dues, debits, credits, purchases, payments etc.

    The fourth part of a credit card statement issued by IndusInd Bank gives information related to previous dues. The fifth part covers information related to domestic transactions. You can find the date of transactions, the amount of transactions and the transaction description. The sixth part covers information related to reward points wherein you can find the opening and closing balances of your reward points. The seventh part describes newly introduced credit card offers by the bank if any.

    How To Read An Indusind Bank Credit Card Statement

    In the previous section, we have discussed various sections of a billing statement issued by IndusInd Bank. This section helps you understand how to read a billing statement. As a credit card user, it is essential for you. If you understand how to read, you can easily manage your credit card spending and make in time payments. The prime features of an IndusInd Bank’s credit card statement have been outlined below:

    The statement period is the most vital component of a billing statement. Let’s assume interest-free days provided to your credit card is 55. If you have remitted your earlier credit card bills in full, the closing date of your statement period and the date of purchase determine the actual duration of interest-free days.

    The payment due date is the date on or before payments should be made. If you have misplaced an IndusInd Bank credit card statement and would like to know the minimum due date, speak to the customer care service professionals or login to the internet banking portal of the bank.

    The overdue section of your credit card statement describes the amount, which is still to be paid by you. The higher the due amount, the higher will be your payment obligation. The lower the due amount, the lower will be the payment obligation.

    The overall amount of money charged to your credit card account is displayed on the new charges section of an IndusInd Bank credit card statement. Do not forget to look at the new charges section. This is to make sure there are no fraudulent transactions or double charges.

    Be sure to look at the transaction section that lists the transactions you have made within a billing cycle. It will include the amount, date and reference code of transactions. Compare the transaction section with receipts.

    A reward point program is an incentive provided by Induslnd Bank on its credit card plans. The reward points section tells you the reward points you have gained and used and how to redeem them.

    Tips To Manage Errors In A Credit Card Statement

    Credit card statements should be checked thoroughly because they may have errors sometimes. There can be major errors or minor errors. Errors in your credit card statements can be resolved. Use the following tips:

    • Keep you purchase receipts ready and compare them with the billing statement.
    • An adjustment transaction must be made in the history of account for deviations.
    • Errors in statements should be reported to concerned merchants. They will resolve issues for you.
    • Complaints must be brought to the attention of IndusInd Bank if merchants fail to resolve your complaints.

    Types Of Errors In A Credit Card Statement

    A credit card statement may contain two types of errors: 1) personal details and 2) financial details. Personal details include the name, mobile number, email address and billing address of a credit card user. Financial details include the date of a transaction, the amount of a transaction, the actual payment made, the transaction summary, the account summary, the merchant details, etc.

    Frequently Asked Questions On Indusind Bank Credit Card Statements

    1. Can the payment due date fall on a non-business day?
    2. The payment due date may fall on a non-business day. If your payment due date falls on a non-business day, the immediate business day is considered as the payment due date for you.

    3. What are the consequences of missing a payment due date?
    4. Late remittance fees are imposed on your credit card account if a payment is missed on a payment due date. Late payment charges will overburden the financial obligation of an individual.

    5. Can I obtain my credit card statements online?
    6. Yes. You can. You have to register online for this service. In fact, many credit card users prefer obtaining statements online. This service is freely offered by IndusInd Bank.

    7. How can I know my e-bill is ready?
    8. You shall get an email notification to the registered email address whenever an e-bill is ready. Also, you have an option to cancel this facility.

    9. Can the hard copies of credit card statements be stopped?

    Yes. You need to login to the online banking facility of IndusInd Bank to leave a request for stopping the hard copies of credit card statements.

    Indusind Bank Credit Card Statement Reviews

    • IndusInd Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Indusind bank credit card recently.The card was on time,there was no issue in getting getting the card,the process was simple,and they have charged me annual fee or not i have no idea, the credit limit which they have given me was good, the reason for choosing this card is that my friends have referred me about this bank so i applied.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 17, 2019
    • IndusInd Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been holding Indusind bank credit card recently.They have not charged me annual fee in this card,as it is life time free credit card, and the credit limit which they have given me was okay for me, my main concern is with the offers,like they have said that the offers would be good,they said that one free movie ticket they will be giving me , but nothing was done,there was no transparency ,this card is no use for me as their offers are not much good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 17, 2019
    • IndusInd Bank Credit Card
      "Good Credit card"
      0.5 5.0/5 "Blown Away!"
      There is no joining fee or yearly fee on my Indusind bank credit card. I am using Platinum aura edge card from their end. They gave me the limit of Rs.50,000 its less, I am not happy with it hence I would like to enhance the limit. I got last month bill, payment option is good to make my bill.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 17, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold INDUISND BANK Credit card . As per the limit provided, i am satisfied even though they have provided me less limit. I am not aware of the offers this card holds. But going ahead will be getting to know. As of now i am pretty much happy with this card and wish if in future if the credit limit is increased it will great.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 17, 2019
    • IndusInd Bank Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with INDUISND BANK . I am holding this credit card from 1month . They offered very low credit limit i was expecting more . The rate of interest is very nominal here . Overall my experience is good with SBI . There is joining fee with this card .
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • IndusInd Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Indusind bank credit card for long time.They have not charged me annual fee in this card,as it is life time free credit card, and i am happy with the credit limit which they have given me in this card,they use to give good offers.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Indusind bank credit card.They said that they will not charge annual fee for the first year, but after that they will be charging,but no waive off option available. I am happy with credit limit with they have given me in this card, the service was instant like soon i got card soon without any issue also I had received the card on time.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • IndusInd Bank Credit Card
      "Mobile application i not working for new customers "
      0.5 3.0/5 "Satisfactory"
      It took 25 days of time from Indusind bank people to deliver my credit card . Verification of documents and taken my signature in Off-line . Credit limit is fine for me and Annual fees is not applicable . As of now , I get few Notifications from Indusind bank.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Indus ind took only seven days taken time approximately after submitted my document through on line for Induslnd bank credit card . This is life time free card and rewards benefit here I am satisfied rs-1.73L is my limit and customer service is very good I am happy with Induslnd bank .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Need improvement in Credit limit "
      0.5 3.0/5 "Satisfactory"
      Within 1week -10 days of time ,Indusind bank verified my docs in on-line and dispatched my credit card . it is difficult for other bank users to contact the customer care people . I am not satisfied with the credit limit and Annual fees has been waived of . need some alternatives for other bank users for making payment .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Average Credit card"
      0.5 4.0/5 "Great!"
      My friend suggested me to apply the Indusind bank credit card in on-line . Within 10 day of time , Documents were submitted in off-line .Docs agent came to my office for docs collecting . Credit card had been couriered to me . No annual fees and good credit limit .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Need improvement on helpdesk"
      0.5 3.0/5 "Satisfactory"
      The Indusind bank help desk is not reachable all the time, whenever I call to them, the line was not getting connected to the executive. I have few queries, hence I am trying to reach them, the response part should be improved. There is no communication after the card dispatch.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Very good card best life time free card"
      0.5 5.0/5 "Blown Away!"
      I have taken a Indusind Bank platinum credit card ,which gives a life time free credit card no annual charges no joining fees.i am getting rewards points for this card. Documentations process is good and easy i uploaded all my document online. Customer service and responsiveness is excellent. Credit Limit is really good and sufficient they given Rs. 90000. I received a card with in 10 days.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Average Credit card"
      0.5 3.0/5 "Satisfactory"
      Indusind Bank credit card , I waited more than 10 days after I am applied in On-line . Complete docs submitted and verification has been done in off-line . They offered Credit limit of only 50 k , its Life time free card . I am not started to use yet .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Easy online process "
      0.5 5.0/5 "Blown Away!"
      Overall it took 1 week of time for dispatching my Indusind bank credit card . submission of docs by on-line and it is life time free card . My credit limit is around 50 k . I request for increase in credit limit . Need more notifications about the various on-line shopping offers in the future .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Indusind bank credit card is life time free card and I am using it for the last one year. I am using this card and rewards point offer in this card I am satisfied with this limit in this card, customer service provide is good and response is also good and I am happy with Indusind bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Looking for more limit"
      0.5 3.0/5 "Satisfactory"
      I have applied my credit card in Indusind Bank Ltd through online channel. I have no experience of interest rate because not even a month. The credit limit is not good and I would appreciate if they can increase. The limit is only 50K but I have applied for 4L limit. The annual charge is zero. The executive came to my place for document collection and he informed me I will receive the limit thrice of my salary. The process was quick.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My experience was good with Indusind credit card. I got the card in a week time, my documents are collected by the executive at doorstep. The credit limit was average and I don't know about the annual charges. I have chosen because of the benefits.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Decent credit card "
      0.5 3.0/5 "Satisfactory"
      On-line is the easier process for applying the Indusind bank credit card . Within 15 days of time , they dispatched my credit card . Verification of dos done and Annual fees has been waived of . I am satisfied with credit Limit offered to me according to my salary .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
    • IndusInd Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I have applied a credit card from Indusind Bank Ltd through online channel. The credit limit was 50K and I would request them to increase the limit. It is a life time free credit card. I got the card within a week. The documentation process was simple. The cash back offer is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2019
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