Indian Bank credit cardholders get their credit card statements every month to their registered mailing address or email ID. The cardholders will be able to get all the information pertaining to their credit card transactions by taking a look at the credit card statements.
Every credit card provider sends a credit card statement at the end of every billing cycle to their cardholders. It is like a summary of your credit card details that are generated every month. This credit card statements contain important information about the usage of the card like the total due amount on the card, the minimum due amount, transaction details, and due date. At first, a credit card statement may look overwhelming but if you read through the details, it is self-explanatory.
|Credit card statement period||On the top of your credit card statement, you will be able to see the statement period. A statement period is very important as it indicates the interest-free days on your credit card. Usually, when you use your credit card, you will not be charged interest if you repay the entire due amount within a certain period of time. A statement period will help you calculate the interest-free days within which you can make the payment and pay nothing additional.|
|Due date||Again, on the top corner of your credit card statement, you will be able to see the due date. This is the date by which you will have to pay either the total due amount or the minimum due amount. If there is a delay in making payments, late fees may be charged and your credit score will be affected negatively.|
|The total due amount and minimum due amount||On the top corner of your credit card statement, you will be able to see the total due amount and the minimum due amount. The total due amount is the total outstanding amount that is due on your credit card. However, the minimum due amount is the minimum amount you will be required to pay to avoid late fees, deactivation of your card, and negative credit score reporting.|
|Charges||This section of the credit card statement lists the total charges that have been levied on your card. It is recommended to be attentive when reading this section of your statement as it will help you verify the legitimacy of the transactions that are listed on your card.|
|Debit and credit transactions||In your credit card statement, you will be able to see all the debit and credit transactions of your card. The debit transactions indicate the payments you made using your credit card and the credit transactions indicates the refunds you received. If you are waiting for a refund, you will be able to check is it was successfully processed in this section. However, refunds usually take time to process. If it is not listed in your current credit card statement, it may appear in your next statement.|
Check Other Banks Credit Card Statement
Check Indian Bank Credit Card Statement via Post
You can write and post a letter to any Indian Bank branch requesting them to send you a hard copy or mail of your credit card statement.
Check Indian Bank Credit Card Statement via Email
You can choose to get monthly mails from Indian Bank with your credit card statement to your registered email address.
Check Indian Bank Credit Card Statement via Net Banking
You can log into your Indian Bank net banking portal, go to the credit card section and request for your Indian Bank credit card statement.
Check Indian Bank Credit Card Statement via Customer Care
You can call 1800 4250 0000 and ask for your Indian Bank credit card statement.
Check Indian Bank Credit Card Statement by Visiting the Branch
You can visit any Indian Bank branch and request for your credit card statement.
No. You do not have to pay a penny to avail the paperless facility. Indian Bank encourages their customers to opt for e-statements to save paper.
Yes. You can print your Indian Bank credit card statements once you have downloaded it to your laptop.
You can change your registered email ID by logging into your Indian Bank netbanking account and editing your profile details. Alternatively, you can call Indian Bank customer care department at 1800 4250 0000 and request them to update your email ID. You can also walk into any Indian Bank Branch and update your contact details.
You will be able to view and download the last 6 months e-statements if you login to your Indian Bank netbanking account. Alternatively, you can call Indian Bank customer care department at 1800 425 00 000 or 1800 425 4422 and request them to send the historical statements to your registered email ID.
Indian Bank ensures the safety of their credit cardholders and has strict safety measures in place. The credit card e-statements sent to your registered email ID is password protected. Only the cardholders will be able to access the e-statement. For this very reason, Indian Bank advises all their customers to not share their email username and password with anyone.
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