Indian Bank Credit Card Statement

Every credit card provider sends a credit card statement at the end of every billing cycle to their cardholders. It is like a summary of your credit card details that are generated every month. This credit card statements contain important information about the usage of the card like the total due amount on the card, the minimum due amount, transaction details, and due date. At first, a credit card statement may look overwhelming but if you read through the details, it is self-explanatory.

Features and Benefits of Indian Bank Credit Card Statement

• As Indian Bank credit card statements are generated every month, it helps cardholders budget their expenses for a specific period. Most cardholders receive their credit card statements at the end of the month, this gives the cardholder time to analyse his/her spending habits and plan for the upcoming months better.
• The Indian Bank credit card statements are password protected which makes it safe and secure as only the cardholder can unlock it with the password provided.
• As these statements can be downloaded, cardholders can archive these statements and can access them anytime they want to.
• Indian Bank offers detailed credit card statements free of cost. The cardholders do not have to pay a penny to get a credit card statement.
• Indian Bank credit card statements can be downloaded in PDF format which is easy to access and save.
• Indian Bank credit cardholders can access their credit card statements anytime and from anywhere using the netbanking facility offered by the bank.

How to Understand Your Indian Bank Credit Card Statement

How to Check Indian Bank Credit Card Statement Online

1. Check Indian Bank Credit Card Statement via Post

   You can write and post a letter to any Indian Bank branch requesting them to send you a hard copy or mail of your credit card statement.

2. Check Indian Bank Credit Card Statement via Email

   You can choose to get monthly mails from Indian Bank with your credit card statement to your registered email address.

3. Check Indian Bank Credit Card Statement via Net Banking

   You can log into your Indian Bank net banking portal, go to the credit card section and request for your Indian Bank credit card statement.

How to Check Indian Bank Credit Card Statement Offline

• Check Indian Bank Credit Card Statement via Customer Care

  You can call 1800 4250 0000 and ask for your Indian Bank credit card statement.

• Check Indian Bank Credit Card Statement by Visiting the Branch

  You can visit any Indian Bank branch and request for your credit card statement.

How to Manage Errors in a Credit Card Statement

• Inform the merchant: Cardholders can talk to the merchant and inform them about the discrepancy that has been spotted in the statement. The merchant might rectify the mistake. That way, the cardholder will not need to involve the credit card issuing bank. In case this doesn't happen, the cardholder can take their complaint to the bank.
• Keep your paperwork ready and updated: To support their claim against the erroneous transaction, the cardholder will need to keep a record of the credit card statement, receipts, and anything else that can help them prove that the transaction mentioned is incorrect.
• Within 2 months of receiving the bill, the cardholder can send a letter outlining their objection and copies of their proof in an envelope addressed to their creditor's department for billing-related inquiries.

FAQs On Indian Bank Credit Statement

1. Should I pay a fee to opt for the paperless e-statement facility?

   No. You do not have to pay a penny to avail the paperless facility. Indian Bank encourages their customers to opt for e-statements to save paper.

2. If I download the Indian Bank credit card statement on my laptop, will I be able to print it?

   Yes. You can print your Indian Bank credit card statements once you have downloaded it to your laptop.

3. How do I change my registered email ID?

   You can change your registered email ID by logging into your Indian Bank netbanking account and editing your profile details. Alternatively, you can call Indian Bank customer care department at 1800 4250 0000 and request them to update your email ID. You can also walk into any Indian Bank Branch and update your contact details.

4. How do I get the last six months credit card e-statements?

   You will be able to view and download the last 6 months e-statements if you login to your Indian Bank netbanking account. Alternatively, you can call Indian Bank customer care department at 1800 425 00 000 or 1800 425 4422 and request them to send the historical statements to your registered email ID.

5. How safe are Indian Bank credit card statements?

   Indian Bank ensures the safety of their credit cardholders and has strict safety measures in place. The credit card e-statements sent to your registered email ID is password protected. Only the cardholders will be able to access the e-statement. For this very reason, Indian Bank advises all their customers to not share their email username and password with anyone.