Union Bank of India Credit Card Statement

Union Bank of India credit card statement helps you to keep a track of all your expenses. You can easily highlight fraudulent transactions and take up the issue with the bank. You will find your name, address and registered mobile number on the credit card statement along with your expenses and total balance available. This will help you wisely keep an account of and manage your expenses.

How to Get Union Bank of India Credit Card Statement

Get Union Bank of India Credit Card Statement Online:

• You can make a request for online credit card statements via the Union Bank of India net banking facility.
• Once your request is sent to the bank, a representative will stop sending you hard copies of the credit card statement.

Get Union Bank of India Credit Card Statement Offline:

• You can get your Union Bank of India credit card statements offline via post.
• You will have to visit the nearest bank branch and register for the same.

Parts of the Union Bank of India Credit Card Statement

It is very important that you understand the various terms in your credit card statement. Here are various details that you will find in your statement.

1. Past Dues

   Under this section of the credit card statement, you will see these details:

   • Minimum amount due
   • Current dues
   • One month
   • Over limit
   • Three months+
   • Two months +

2. Statement of the card

   In this section, you will find:

   • Credit Limit
   • Total dues
   • Available credit limit
   • Available cash limit
   • Minimum amount due
   • Payment due date

3. Account Summary

   • Opening and closing balance
   • Details of payments made
   • Finance charges
   • Total dues
   • Date of transaction
   • Description of transaction

4. Rewards points summary

   In this section, you will find:

   • Earned points
   • Opening and closing balance
   • Disbursed points
   • Adjusted points

Benefits of Union Bank of India Credit Card Statement

• A credit card statement is available to you without having to pay any fee.
• It is a quick service, convenient and secure.
• Credit card statements give you information non new products and services offered by Union Bank of India.
• It allows you to assess your statements at any time.

What to do if you Find Errors in Your Union Bank of India Credit Card Statement

• Once you find an error in your credit card statement, like a purchase that was not made by you, immediately bring this to the notice of the Union Bank of India officials.
• You can also raise the issue with you merchant and rectify the same without involving bank officials.
• You can report the transaction to your creditor’s department and request them to carry out all inquiries related to the billing. You have to report the transactions to the department within 60 days of having received the statement.

FAQs on Union Bank of India Credit Card Statement

1. Do the email statements change the due date as well?

   Your payment due date will be the same regardless of an e-statement or a physical credit card statement.

2. Will I continue to get a physical statement of my credit card even though I registered for the Union Bank of India credit card e-statement?

   Once you have registered for Union Bank of India credit card e-statement, the bank will immediately discontinue the disbursal of your physical credit card statements. However, you can always can request for a hard copy of your credit card statement from time to time.

3. What is the customer care number of Union Bank of India?

   You can reach the Union Bank of India credit card customer care at 1800 22 2244.