Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
YES Bank credit cards are known for best interest rates, excellent reward program, contactless payments, and many other benefits. YES Bank credit cardholders get their credit card statements every month to their registered mailing address or email ID. The cardholders will be able to get all the information pertaining to their credit card transactions by taking a look at the credit card statements.
Every credit card provider sends a credit card statement at the end of every billing cycle to their cardholders. It is like a summary of your credit card details that are generated every month. This credit card statements contain important information about the usage of the card like the total due amount on the card, the minimum due amount, transaction details, and due date. At first, a credit card statement may look overwhelming but if you read through the details, it is self-explanatory.
| Credit card statement period | On the top of your YES Bank credit card statement, you will be able to see the statement period. A statement period is very important as it indicates the interest-free days on your credit card. Usually, when you use your credit card, you will not be charged interest if you repay the entire due amount within a certain period of time. A statement period will help you calculate the interest-free days within which you can make the payment and pay nothing additional. |
| Due date | Again, on the top corner of your YES Bank credit card statement, you will be able to see the due date. This is the date by which you will have to pay either the total due amount or the minimum due amount. If there is a delay in making payments, late fees may be charged and your credit score will be affected negatively. |
| The total due amount and minimum due amount | On the top corner of your credit card statement, you will be able to see the total due amount and the minimum due amount. The total due amount is the total outstanding amount that is due on your credit card. However, the minimum due amount is the minimum amount you will be required to pay to avoid late fees, deactivation of your card, and negative credit score reporting. |
| Charges | This section of the credit card statement lists the total charges that have been levied on your card. It is recommended to be attentive when reading this section of your statement as it will help you verify the legitimacy of the transactions that are listed on your card. |
| Debit and credit transactions | In your YES Bank credit card statement, you will be able to see all the debit and credit transactions of your card. The debit transactions indicate the payments you made using your credit card and the credit transactions indicates the refunds you received. If you are waiting for a refund, you will be able to check is it was successfully processed in this section. However, refunds usually take time to process. If it is not listed in your current credit card statement, it may appear in your next statement. |
You can check your YES Bank credit card statement offline by contacting customer care at 18001031212 (toll-free number) or +91 22 49350000. You can also visit the bank and request for your credit card statement.
If you are an existing YES Bank account holder, you can log into the netbanking account and make your credit card payment. You can also transfer funds via National Electronic Funds Transfer (NEFT).
Visit www.yesbank.in and log into the portal. Select ‘Register Using Credit Card’ and enter your full credit card number, expiry date, and date of birth. Once you accept the terms and conditions and choose ‘Register Online’, you will get an OTP. Enter the OTP in the space provided to complete the registration process successfully.
No, you cannot transfer funds to another credit card.
Yes, if you have already registered for wallet facility with your customer ID, you do not have to register separately.
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