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    Axis Bank Miles and More Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    3500
    Response Time Within 30 minutes

    Axis Bank Miles and More Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Axis Bank is one of the top banks across the globe that offers great financial services and products to the customers. The credit cards offered by this bank come with immense flexibility and innovation. They are designed to meet the changing needs and requirements of the customers. If you are a frequent flyer then the Axis Bank Miles and More credit card can definitely prove to be of great worth.

    Types of Axis bank Miles and More Card:

    There are two types of Miles and More Credit Card offered by Axis Bank to its customers. They are as follows:

    • World Card
    • World Select Card

    Features and Benefits of Axis Bank Miles and More Card:

    This card comes with a myriad of benefits and features. They are given below:

    • If you go for the World Select Card, the Welcome Bonus Miles that you can get is 15,000. If you choose to go with the World Card then you will get 5,000 Bonus Miles.
    • The Bonus award miles that you get on an annual basis with the World Select Card is 4,000. On the other hand, with the World Card, you can enjoy 3,500 Bonus Miles annually.
    • When you spend a minimum of Rs 200 using your Axis Bank Miles and More World Select Card, you can earn 6 miles. When you spend a minimum of Rs 200 using your Axis Bank Miles and More World Card, you can earn 4 miles.
    • When you spend a minimum of Rs 200 using your Axis Bank Miles and More World Select Card on movies, you can earn 20 miles. When you spend a minimum of Rs 200 using your Axis Bank Miles and More World Card, you can also earn 20 miles.
    • Every time you swipe your Miles and More Card for your expenses, you can earn award miles which can be redeemed for flight tickets, exciting products, upgrades, etc.
    • You can avail a discount of 15 % on all your hotel bookings and car rentals.
    • With the Miles and More credit card, you can avail up to 55,000 miles during the first year. These can be redeemed to enjoy exciting rewards.

      Total Miles that can be earned in 1 year

        Monthly Spend World Select Card World Card
      Activation Welcome Miles   Rs 15,000 Rs 5,000
      Annual Miles on Renewal   Rs 4,000 Rs 3,000
      Spend Linked Miles Rs 1,00,000 Rs 36,000 Rs 24,000
      Total Miles   Rs 55,000 Rs 32,000
    • The miles that you earn can used to redeem several things. These include hotel stays, shopping, flights and upgrades, car rentals or any good cause like sending an orphan child to a school, aforestation etc.
    • The Miles and More credit card comes with the CHIP and PIN feature which provides maximum security against fraudulent activities. The CHIP and PIN feature allows the card to transact and store data in a format that is encrypted. On the CHIP, a PIN is encrypted and only the owner knows the PIN. This CHIP and PIN card can be used directly at the terminals of different merchants.
    • Make use of your Axis Bank Miles and More credit card to pay all your utility bills. Following simple instructions, you can ensure that all your utility bills are paid on time every month.
    • You can avail the benefits of a home loan when you are a privileged Miles and More customer. The processing fee of the home loan is Rs 5,000. The rate of interest that is applicable on the home loan is the prevailing base rate offered by Axis Bank.
    • With this particular credit card, you can avail insurance coverage of up to Rs 5.8 crores.

      Features World Select Credit Card World Credit Card
      Lost Card Liability cover Rs 300,000 Rs 150,000
      Personal Accident (Air accident only) Rs 45,000,000 Rs 25,000,000
      Credit Shield Rs 500,000 Rs 100,000
      Checked Baggage Loss Rs 30000 Rs 30000
      Baggage Delay Rs 30000 Rs 18000
      Loss of Baggage and personal documents Rs 30000 Rs 18000
    • Avail complimentary access to some of the world class airport lounges with this credit card.
    • With the Priority Pass Lounge Access, you can enjoy complimentary access to more than 600 airport lounges around the world.
    • Avail fuel surcharge refund of 2.5% when your fuel transactions range between Rs 400 and Rs 5,000. This is applicable for all the petrol stations across India.
    • You can choose to convert your credit card purchases to monthly instalments.

    Eligibility:

    To avail the Axis Bank Miles and More credit card, you must meet the following eligibility criteria:

    •   The principal cardholder must be between the ages of 18 years and 70 years. The supplementary cardholder must be at least 15 years old.
    •   The applicant must be a resident of India.

    Documentation:

    The following documents are required when you apply for the Miles and More credit card:

    •   Photocopy of the Pan Card or Form 60.
    •   As income proof you will have to provide Form 16 or Latest Payslip or IT Return copy.
    •   As proof of address you will have to provide ration card, passport, electricity bill or telephone bill.
    •   Statement of latest Miles and More membership.

    Fees and Charges:

    Charges World Select Card World Card
    Joining Fee Rs 10,000 Rs 3,500
    Annual Fee Rs 4,500 Rs 3,500
    Joining Fee for the Add-on Card Nil Nil
    Annual Fee for the Add-on Card Nil Nil
    Finance Charges   (Cash and Retail Purchases) 2.95% every month (41.75% on a yearly basis) 2.95% every month (41.75% on a yearly basis)
    Fee for Cash Withdrawal 2.5% (Minimum Rs 250) of the Amount 2.5% (Minimum Rs 250) of the Amount
    Cash Payment Fee Rs. 100 Rs. 100
    Replacement of Card (stolen, re-issued or lost) Waived off Waived off
    Fee for Duplicate Statement Waived off Waived off
    Late Payment Fee or Overdue Penalty Zero if Total Payment that is due comes up to Rs 100 Zero if Total Payment that is due comes up to Rs 100
    Rs 100 if total payment that is due is between Rs 101 and Rs 300 Rs 100 if total payment that is due is between Rs 101 and Rs 300
    Rs 300 if total payment that is due is between Rs 301 and Rs 1,000 Rs 300 if total payment that is due is between Rs 301 and Rs 1,000
    Rs 500 if total payment that is due is between Rs 1,001 and Rs 5,000 Rs 500 if total payment that is due is between Rs 1,001 and Rs 5,000
    Rs 600 if total payment that is due is between Rs 5,001 and Rs 20,000 Rs 600 if total payment that is due is between Rs 5,001 and Rs 20,000
    Rs 700 if total payment due is Rs 20,001 and above. Rs 700 if total payment due is Rs 20,001 and above.
    Penalty for Over   Limit 3% of the overlimit amount (Minimum of Rs 500) 3% of the overlimit amount (Minimum of Rs 500)
    Copy Request Fee or Chargeslip Retrieval Fee Waived off Waived off
    Fee for Outstation Cheque Waived off Waived off
    Auto-debit Reversal Bank A/c out of Funds or dishonour Fee or Cheque return Rs 300 Rs 300
    Surcharge on cancellation  or purchase of Train Tickets As per Indian Railways / IRCTC As per Indian Railways / IRCTC
    Surcharge  on Fuel Transaction 2.5% of the transaction or Rs 10, whichever is more (Refunded for all your fuel transactions that are between Rs 400 and Rs. 5000) 2.5% of the transaction or Rs 10, whichever is more (Refunded for all your fuel   transactions that are between Rs 400 and Rs. 5000)
    Fee for Foreign Currency Transaction 3.50% of the total  transaction value 3.50% of the total transaction value
    Mobile Alerts for   the Transactions Waived off Waived off
    Charges for Hotlisting Waived off Waived off
    Charges for Balance Enquiry Waived off Waived off

    How to apply?

    To apply for the Axis Bank Miles and More Credit Card, you will have to go to the official website of the bank. Enter the details that are required under the ‘Apply Now’ section. These include name, phone number, email id and the city of currently live in. Give the preferred time when the bank should contact you. Read the terms and conditions properly and agree to them. Click on ‘submit’ to apply for the card.

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    Axis Bank Miles and More Credit Card Reviews

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