Axis Bank Rupifi Business Credit Card

The Axis Bank Rupifi Business Credit Card is a co-branded credit card by Axis Bank in partnership with Rupifi. This business credit card comes with a host of features primarily designed to help you manage your business expenses from procurement to administrative, dining, travel, utility payments, etc.

The Axis Bank Rupifi Business Credit Card applies only to the MSME businesses on Aggregator platforms which are partnered up Rupifi PAN India.

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Key Features of the Axis Bank Rupifi Business Credit Card

  1. Cashback of 5% on all spends as activation benefit for the first month.
  2. Annual fee waiver without any kind of minimum spends criteria.
  3. Up to 51 days of interest-free credit period.

Axis Bank Rupifi Business Credit Card Limit

The credit limit for the Axis Bank Rupifi Business Credit Card will be assigned at the discretion of the bank depending on various factors.

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Features and Benefits of the Axis Bank Rupifi Business Credit Card

Activation benefits

  1. On activating your credit card, get 5% cashback on all spends for the first month.
  2. Maximum cashback will be capped at Rs.2,500.

Annual fee waiver

  1. Avail the annual-fee waiver without any minimum annual spends.

Credit period benefits

  1. Axis Bank is offering a higher interest-free credit period of up to 51 days.
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Axis Bank Rupifi Business Credit Card Fees and Charges

Type of Charge

Amount

Annual fee

Nil

Joining fee

Rs.1,000

Finance charges

3.4% per month

Duplicate statement

Waived

Card replacement fee

Waived

Fuel transaction charge

1% of the transaction amount (Waived for transactions amounting between Rs.400 and Rs.4,000)

Over limit penalty

3% of the over limit amount (subjected to a minimum of Rs.500)

Late payment fee

  1. If the total payment due is Rs.100 - Nil
  2. Between Rs.101 and Rs.300 - Rs.100
  3. Between Rs.301 and Rs.1,000 - Rs.300
  4. Between Rs.1,001 and Rs.5,000 - Rs.500
  5. Between Rs.5,001 and Rs.10,000 - Rs.600
  6. Above Rs.10,000 - Rs.700

Duplicate statement fee

Waived

Cheque returns or dishonour fee

2% of the payment amount (subjected to a minimum of Rs.450

GST

As applicable

Outstanding cheque fee

Waived

Eligibility Criteria for the Axis Bank Rupifi Business Credit Card

The Axis Bank Rupifi Business Credit Card will only be issued to the businesses on marketplaces and aggregator platforms which are partnered by Rupifi.

Documents Required for the Axis Bank Rupifi Business Credit Card

Income Proof

Identity Proof

Proof of Address

IT Returns

Aadhaar Card

Aadhaar Card

Form 16

Driving License

Passport

Salary Slip

Voter ID

Voter ID

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Ration Card

FAQs on Axis Rupifi Business Credit Card

  • Will there be a minimum spend required for the annual fee waiver?

    No, no minimum spends criteria is required for the annual fee waiver on the Axis Bank Rupifi Business Credit Card.

  • Is there an annual fee on the Axis Bank Rupifi Business Credit Card?

    No, there is no annual fee for the Axis Bank Rupifi Credit Card. However, the joining fee of the card is Rs.1,000.

  • What is the cap for the cashback offer during the first month of activation?

    For the cashback benefits during the first month after activation, there will be a cap of Rs.2,500. 5% cashback will be given on all spends made during the first month.

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