Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Axis Bank Rupifi Business Credit Card is a co-branded credit card by Axis Bank in partnership with Rupifi. This business credit card comes with a host of features primarily designed to help you manage your business expenses from procurement to administrative, dining, travel, utility payments, etc.
The Axis Bank Rupifi Business Credit Card applies only to the MSME businesses on Aggregator platforms which are partnered up Rupifi PAN India.
The credit limit for the Axis Bank Rupifi Business Credit Card will be assigned at the discretion of the bank depending on various factors.
| Activation benefits |
|
| Annual fee waiver |
|
| Credit period benefits |
|
| Type of Charge | Amount |
|---|---|
| Annual fee | Nil |
| Joining fee | Rs.1,000 |
| Finance charges | 3.4% per month |
| Duplicate statement | Waived |
| Card replacement fee | Waived |
| Fuel transaction charge | 1% of the transaction amount (Waived for transactions amounting between Rs.400 and Rs.4,000) |
| Over limit penalty | 3% of the over limit amount (subjected to a minimum of Rs.500) |
| Late payment fee |
|
| Duplicate statement fee | Waived |
| Cheque returns or dishonour fee | 2% of the payment amount (subjected to a minimum of Rs.450 |
| GST | As applicable |
| Outstanding cheque fee | Waived |
The Axis Bank Rupifi Business Credit Card will only be issued to the businesses on marketplaces and aggregator platforms which are partnered by Rupifi.
| Income Proof | Identity Proof | Proof of Address |
|---|---|---|
| IT Returns | Aadhaar Card | Aadhaar Card |
| Form 16 | Driving License | Passport |
| Salary Slip | Voter ID | Voter ID |
| - | - | Ration Card |
No, no minimum spends criteria is required for the annual fee waiver on the Axis Bank Rupifi Business Credit Card.
No, there is no annual fee for the Axis Bank Rupifi Credit Card. However, the joining fee of the card is Rs.1,000.
For the cashback benefits during the first month after activation, there will be a cap of Rs.2,500. 5% cashback will be given on all spends made during the first month.
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