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  • Axis Bank Vistara Credit Card

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  • The Axis Bank Vistara credit card is known for the rewards it offers under various categories. Along with providing Air insurance, the card also gives you 15% on your dining expenses. On activation, you will be getting 1,000 Vistara points which can be redeemed. This card comes with an interest rate of 41.5% per annum along with a joining fee of Rs.1,500 and an annual fee of Rs.1,500 as well.
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    Key Highlights of Axis Bank Vistara Card

    As a frequent flyer, there are a few things you probably always look for. These include complimentary flight upgrades, priority boarding, and a complimentary flight ticket or two. You get all of this and more with the Axis Bank Vistara Credit Card.

    • Get a complimentary economy class flight ticket as a welcome gift.
    • Get your Club Vistara membership for free.
    • Earn 2 Club Vistara (CV) Points for every Rs.200 that you spend.
    • Get economy class tickets for free when you reach milestone spends.
    • Up to Rs.2.5 crore complimentary air accident insurance.
    • Complimentary lounge access at airports in India.

    Benefits & Features of Axis Bank Vistara Card

    So, what exactly do you get with the Axis Bank Vistara Credit Card? Well, here are the benefits:

    Welcome gift: Get a complimentary one-way economy ticket in the form of a base fare voucher when you sign up for this card. The voucher is valid for 6 months and can be used when you book a domestic flight.

    Club Vistara membership: Enjoy your complimentary Club Vistara membership with this card. This frequent flyer programme lets you earn accelerated rewards when you make bookings directly on Vistara's website or when you use their app to check-in. Each Club Vistara (CV) Point takes you that much closer to a different tier. Moreover, each tier opens a door of possibilities.

    Earn 2 CV Points per Rs.200: Use your Vistara Credit Card on eligible spends and get 2 CV Points for every Rs.200 that you spend. These points can be redeemed for a flight ticket.

    Up to 2 economy class tickets and bonus points: Depending on how much you spend each year, you not only get to earn bonus CV Points, but you also stand the chance to get up to 2 economy tickets.

    Spend Rs.50,000 within the first 90 days from the date of issuance of your card and get 1,000 CV Points. Spends of Rs.1,25,000 earn you 1 economy ticket and spends of Rs.2,50,000 and more earn you 1 economy ticket as well.

    Enjoy exclusive lifestyle privileges: Get complimentary access to selected airport lounges in India. In addition to this, you also get a minimum of 15% off at partner restaurants across the country with Axis Bank Dining Delights.
    If this doesn't cut it for you, then consider relaxing on a yacht or getting a top chef to create a meal exclusively for you in the comfort of your home. The Axis Bank Vistara Credit Card lets you access all of these unique experiences with their Extraordinary Weekends programme.
    Stay protected with complimentary insurance coverage: This card lets you enjoy the following privileges:

    • Up to Rs.2.5 crore air accident protection.
    • Up to Rs.1 lakh purchase protection.
    • Up to $300 coverage for lost travel documents and delay of check-in baggage.
    • Up to $500 coverage for loss of check-in baggage.
    • Enjoy lost card liability up to 100% of your credit limit.
    Buy now and pay later by converting purchases to EMIs: Make a transaction for Rs.2,500 or more and contact Axis Bank to help you convert this purchase into affordable monthly instalments.

    Credit Card Limit of Axis Bank Vistara Card

    When you get your credit card, you will be assigned a credit limit. This is the limit beyond which you should not make any transactions. For example, if your credit limit is Rs.1 lakh, your total outstanding balance, fees, and charges should not exceed this limit. If you do exceed this limit, you may be charged an over limit fee.
    The card issuer will provide you with information regarding your credit limit when you receive your credit card.

    Latest Offer Benefits

    With your Axis Bank Vistara Credit Card, you can take advantage of offers such as:

    Offer 1: Flat 20% off on Your Zomato Order

    Expiring on 31 July 2019

    What You Get

    Get flat 20% off on your first Zomato order. All you need to do to avail this offer is use the code 'AXIS' at checkout. The maximum discount you can get Rs.100.

    Offer 2: 10% Cashback on Apple Products Purchased on 12-month or 24-month EMIs

    Expiring on 30 June 2019

    What You Get

    Get 10% cashback on selected Apple products purchased from participating Apple retailers. This offer is only eligible on 12-month or 24-month EMI transactions.

    Offer 3: Get an Additional 5% off on Payments Made on GSTplus.com

    Expiring on 14 November 2019

    What You Get

    Make purchases via the partner portal on Axis Bank's website and enjoy an additional 5% discount on your transaction.

    Offer 4: Flat Rs.1,000 off on International Flights Booked on Thomas Cook

    Expiring on 31 December 2018

    What You Get

    Use the promo code 'AXIFR1000' at checkout and get Rs.1,000 off when you book international flight tickets (return flight) for at least Rs.20,000.

    Offer 5: Enjoy Flexible EMI Repayment Options on Flipkart

    Expiring on 31 March 2020

    What You Get

    Make purchases with your Axis Bank credit card on Flipkart and repay in flexible EMIs. You can choose from tenures ranging from 3-months to 24-months.

    Like with all offers, make sure you check the terms and conditions of the offer.

    Reward Points Benefits of Axis Bank Vistara Card

    As previously mentioned, you earn 2 CV Points per Rs.200 that you spend. You can also earn accelerated CV Points by making transactions on Vistara's website and by completing your check-in on their mobile application.

    How to Redeem Those Reward Points

    The Club Vistara Points you earn can be redeemed for Award Flights on the Vistara website.
    All you need to do is log in to your account and select 'Redeem Now'. You can find this option under the points summary section. To search for the flight of your choice, select 'Redeem Flights'. Once you have reviewed all the details, enter passenger details and enter your payment details. And that's it. It is that simple.

    Fees & Charges of Axis Bank Vistara Card

    Charge Amount
    Joining Fee (Primary Cardholder) Rs.1,500
    Joining fee (add-on cardholder) Nil
    Annual fee from year-2 onwards (primary cardholder) Rs.1,500
    Annual fee from year-2 onwards (add-on cardholder) Nil
    Interest rate (cash and retail purchases) 2.95% per month (41.75% p.a.)
    Cash withdrawal or cash advance fees 2.5% of the amount withdrawn, subject to a minimum of Rs.250
    Fee incurred for cash payments Rs.100
    Re-issuing or replacement of lost or stolen card Waived
    Penalty for late repayment Up to Rs.100: Nil
    Rs.101 to Rs.300: Rs.100
    Rs.301 to Rs.1,000: Rs.300
    Rs.1,001 to Rs.5,000: Rs.500
    Rs.5,001 to Rs.20,000: Rs.600
    Rs.20,001 and above: Rs.700
    Penalty applicable for over-limit 3% of the amount over limit, subject to a minimum of Rs.500
    Foreign currency transaction fee 3.5% of the transacted amount
    Copy request or chargeslip retrieval Waived
    Outstation cheque Waived
    Auto-debit reversal or fee involved in cheque return or dishonour Rs.300

    Do keep in mind that these charges are subject to change.

    Eligibility & Documentation of Axis Bank Vistara Card

    To apply for the Axis Bank Vistara Credit Card, you need to fulfil the following eligibility criteria:

    • You must be an Indian Resident.
    • You must be between 18 to 70 years.
    • Add-on cardholders need to be above 18 years of age.
    • You should have a minimum annual income of Rs.6 lakh p.a.
    The documents you will need to submit are:
    • A photocopy of your PAN card or your Form 60.
    • Proof of income in the form of your latest payslip, a copy of your IT returns, or your Form 16.
    • Any one of the following documents can be submitted as proof of residence:
      • Driving license
      • Passport
      • Ration card
      • Landline telephone bill
      • Electricity bill
    • Your latest photograph (in colour).

    Note: This list of documents is purely indicative and may change on a case-to-case basis.

    FAQs

    1. What do I do if I lose my Axis Bank Vistara Credit Card?
    2. If you find that your credit card is lost or is missing, inform the bank immediately. You can call 1860 419 5555 or 1860 500 5555 and report the loss of your card.

    3. Is there an interest-free period on my credit card?
    4. Yes, you have an interest-free period up to 50 days on all retail transactions.

    5. Can I pay my credit card bill via cheque?
    6. Yes, you can pay your credit card bill via cheque. However, ensure that the cheque is not post-dated, is drawn on a local bank, and is dropped at least 5 days before your payment due date.

    7. Which Club Vistara tier will I start at with this credit card?
    8. With your Axis Bank Vistara Credit Card, you will start at the CV Base tier. As you spend and collect CV points you will move up the tiers. The highest tier is the CV Platinum tier.

    9. Do I get tier points for every booking that I make with Vistara using this credit card?
    10. No. Tier points are not applicable for bookings made under Economy Lite.

      

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    Customer Reviews

    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding Vistara card, i am holding the card since from last 2 years and there are offers with the airport lounge facility is there but i have not yet availed, also there is a offers of air ticket. The credit limit is good, it is a payable card of 1700 rupees. I got miles points too by using the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 17, 2019
    • Axis Bank
      Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding Axis bank Vistara credit card from long time, They have charged me annual me annual fee but waived off option is available, like if i spend certain amount then my annual fee will get waived off , i am happy with the credit limit which they have given to me.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 08, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the AXIS VISTARA CREDIT CARD for almost an year now, the services of them had been pretty good. There has been good benefits with this card for the purchases from e-commerce websites as well. I satisfied with the credit limit with the card and it does not have any annual charges.
      Was this review helpful? 1
      , kolkata
      Reviewed on Apr 26, 2019
    • Axis Bank Credit Card
      "Best card"
      0.5 3.5/5 "Pretty good"
      I have taken a AXIS BANK VISTARA SIGNATURE CREDIT CARD. Annual charges for this card is Rs. 3000,i am not sure about the wavier. Customer service and responsiveness is good. Credit limit is sufficient. Documentation process is good executive collected the documents i received the card within a week.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 09, 2019
    • Axis Bank Credit Card
      "Better card"
      0.5 4.0/5 "Great!"
      I have just started using AXIS BANK VISTARA CREDIT CARD and the features are good. The credit limit was average. They did the process on time and delivered the card within a week. The annual charge is applicable and its 1500 rupees. The documents are submitted online and also executive came for verification.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 03, 2019
    • Axis Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card was easy and simple and the card has delivered to me on time. The credit limit with the card is okay for the time being but i am expecting it to get enhanced. They had explained me with the benefits and the features with this card and there is some annual charges which is with this card as well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 19, 2019
    • Axis Bank Credit Card
      "Fine Card"
      0.5 4.0/5 "Great!"
      I have purchased my Axis bank credit card through online. This card is useful for me rather than other credit card. I'm happy about the annual fee of Rs.3 lakhs and there will be annual fee of Rs. 3000+GST charges. I have received the card well in advance. As of now i have not faced any issues. The documentation done through online.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am using Axis Bank Vistara credit card for more than one year. They have given more credit limit. The rate of interest was average. There is no hidden charges. I am making the payments online by mobile banking. I can convert into EMI. They are charging Rs.860 annually.
      Was this review helpful? 1
      , thane
      Reviewed on Nov 15, 2018
    • Axis Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am using Axis Visatara Credit Card since one year. It is one year free card then they will charge 500 rupees annually. I am satisfied with the customer service. The credit limit was not enough, its just 25K. I am using the card for online shopping, fuel purpose, hotel booking, flight ticket bookings, etc. Sometimes they provide a cash back offers in diners but I don't like the hotels and 5% on Flipkart.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 10, 2018
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      The customer service and response was good in AXIS BANK. The charges are slightly high for credit card. I have taken AXIS BANK VISTARA CREDIT CARD and the credit limit was satisfactory to me. They charge annual fee of 1500 rupees plus GST. They are offering good benefits and vistara points.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 30, 2018
    • Axis Bank Credit Card
      "Below avergae card"
      0.5 2.0/5 "Expected more"
      I got my AXIS BANK VISTARA CREDIT CARD , Three is no annual charges for the card as its life time free card . They have given low credit limit compared to the cards which am already holding am not satisfied with it . Their customer service is as they did quick documentation and received the card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 29, 2018
    • Axis Bank Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a Vistara credit card. I thought that it was a mistake, then I was told that a premium customer will be eligible for a maximum of three cards. They have given me a credit limit of three laksh. Since I am a jet member too. It is good and useful.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Aug 29, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card annual fee will get waived of because I'm a premium customer. They have provided a credit limit of Rs. 85000. I am using the credit card for past 2 years. Normally last year i have not used this card much. I have done some online purchase and some retail shops in the malls. The rewards points are there and i have used the rewards points one time and there is no cashbacks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 29, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have chosen this Axis bank vistara credit card based cash back offers in restaurant and shopping . I expected credit limit more that one lakh but they have give only rs 80000. There is annual charges of rs 1500 for the credit card which is quiet high . Overall am satisfied with the card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2018
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Started using Axis bank vistara credit card And there is no annual fees for the card as its lief time free card . There is no additional charges for the transaction which i made. Am satisfied with credit limit which the bank has given.I have chosen this card based on the offers .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 03, 2018
    • Axis Bank Credit Card
      "AXIS Vistara card"
      0.5 4.5/5 "Excellent!"
      For the Vistara credit card i get good offers. The reward points i really good. I have not yet redeemed the reward points.They do have annual charges. For some of the purchases done through the card i have converted to EMI. The conversion is easy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 28, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      There has been a joining fee of 3000 with this card but there was no annual fee which was good. It has been an easy process, because i already had a savings account with them where the document submissions what not necessary. The credit limit which they had provided me is also good. Even the customer service was good, i have never faced any kind of issues with them. The process had took only very few days, it was a smooth and easy process.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 13, 2018
    • Axis Bank Credit Card
      "AVERAGE CARD"
      0.5 3.0/5 "Satisfactory"
      Started using Axis bank vistara credit card its good card for cash back and rewards points . And there is annual fees of 1500 rs and minimum rate of interest . There is transaction charge for the transaction which i made for metro ticketing. It took 15 days to receive and approval and the person came for documentation. Am not satisfied with credit limit which the bank has given.Am using this mainly for shopping purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 12, 2018
    • Axis Bank Credit Card
      "GOOD CARD"
      0.5 3.0/5 "Satisfactory"
      Started using Axis bank vistara credit card its good card for cash back and rewards points . And there is nominal annual fees and minimum rate of interest . There is no transaction charge for the transaction which i make. It took 15 days to receive and approval and the person came for documentation. Am not satisfied with credit limit which the bank has given.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 12, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit value is good with the Axis bank Vistara credit card. The customer support service is good with the Axis bank. The reward points and the cash back offers are good with the Axis bank visatara credit card and I am satisfied using this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 25, 2018
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