As a frequent flyer, there are a few things you probably always look for. These include complimentary flight upgrades, priority boarding, and a complimentary flight ticket or two. You get all of this and more with the Axis Bank Vistara Credit Card.
Other Axis Bank Credit Cards
So, what exactly do you get with the Axis Bank Vistara Credit Card? Well, here are the benefits:
Welcome gift: Get a complimentary one-way economy ticket in the form of a base fare voucher when you sign up for this card. The voucher is valid for 6 months and can be used when you book a domestic flight.
Club Vistara membership: Enjoy your complimentary Club Vistara membership with this card. This frequent flyer programme lets you earn accelerated rewards when you make bookings directly on Vistara's website or when you use their app to check-in. Each Club Vistara (CV) Point takes you that much closer to a different tier. Moreover, each tier opens a door of possibilities.
Earn 2 CV Points per Rs.200: Use your Vistara Credit Card on eligible spends and get 2 CV Points for every Rs.200 that you spend. These points can be redeemed for a flight ticket.
Up to 2 economy class tickets and bonus points: Depending on how much you spend each year, you not only get to earn bonus CV Points, but you also stand the chance to get up to 2 economy tickets.
Spend Rs.50,000 within the first 90 days from the date of issuance of your card and get 1,000 CV Points. Spends of Rs.1,25,000 earn you 1 economy ticket and spends of Rs.2,50,000 and more earn you 1 economy ticket as well.
Enjoy exclusive lifestyle privileges: Get complimentary access to selected airport lounges in India. In addition to this, you also get a minimum of 15% off at partner restaurants across the country with Axis Bank Dining Delights.
If this doesn't cut it for you, then consider relaxing on a yacht or getting a top chef to create a meal exclusively for you in the comfort of your home. The Axis Bank Vistara Credit Card lets you access all of these unique experiences with their Extraordinary Weekends programme.
Stay protected with complimentary insurance coverage: This card lets you enjoy the following privileges:
When you get your credit card, you will be assigned a credit limit. This is the limit beyond which you should not make any transactions. For example, if your credit limit is Rs.1 lakh, your total outstanding balance, fees, and charges should not exceed this limit. If you do exceed this limit, you may be charged an over limit fee.
The card issuer will provide you with information regarding your credit limit when you receive your credit card.
As previously mentioned, you earn 2 CV Points per Rs.200 that you spend. You can also earn accelerated CV Points by making transactions on Vistara's website and by completing your check-in on their mobile application.
The Club Vistara Points you earn can be redeemed for Award Flights on the Vistara website.
All you need to do is log in to your account and select 'Redeem Now'. You can find this option under the points summary section. To search for the flight of your choice, select 'Redeem Flights'. Once you have reviewed all the details, enter passenger details and enter your payment details. And that's it. It is that simple.
|Joining Fee (Primary Cardholder)||Rs.1,500|
|Joining fee (add-on cardholder)||Nil|
|Annual fee from year-2 onwards (primary cardholder)||Rs.1,500|
|Annual fee from year-2 onwards (add-on cardholder)||Nil|
|Interest rate (cash and retail purchases)||2.95% per month (41.75% p.a.)|
|Cash withdrawal or cash advance fees||2.5% of the amount withdrawn, subject to a minimum of Rs.250|
|Fee incurred for cash payments||Rs.100|
|Re-issuing or replacement of lost or stolen card||Waived|
|Penalty for late repayment||Up to Rs.100: Nil|
|Rs.101 to Rs.300: Rs.100|
|Rs.301 to Rs.1,000: Rs.300|
|Rs.1,001 to Rs.5,000: Rs.500|
|Rs.5,001 to Rs.20,000: Rs.600|
|Rs.20,001 and above: Rs.700|
|Penalty applicable for over-limit||3% of the amount over limit, subject to a minimum of Rs.500|
|Foreign currency transaction fee||3.5% of the transacted amount|
|Copy request or chargeslip retrieval||Waived|
|Auto-debit reversal or fee involved in cheque return or dishonour||Rs.300|
Do keep in mind that these charges are subject to change.
To apply for the Axis Bank Vistara Credit Card, you need to fulfil the following eligibility criteria:
Note: This list of documents is purely indicative and may change on a case-to-case basis.
If you find that your credit card is lost or is missing, inform the bank immediately. You can call 1860 419 5555 or 1860 500 5555 and report the loss of your card.
Yes, you have an interest-free period up to 50 days on all retail transactions.
Yes, you can pay your credit card bill via cheque. However, ensure that the cheque is not post-dated, is drawn on a local bank, and is dropped at least 5 days before your payment due date.
With your Axis Bank Vistara Credit Card, you will start at the CV Base tier. As you spend and collect CV points you will move up the tiers. The highest tier is the CV Platinum tier.
No. Tier points are not applicable for bookings made under Economy Lite.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.