Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Axis Bank Vistara Credit Card

    If you travel a lot by air, the Axis Bank Vistara Credit Cards is what you need to apply for. The card welcomes you with complimentary economy class ticket, membership to Club Vistara, free airport lounge access, air accident cover worth Rs.25 lakh.

    We found 1 Axis Bank Vistara Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1500
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
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    Axis Bank Vistara Credit Card is Rated as "Excellent!" by 23 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    In the current economy, banks and other Non-Banking Financial Companies (NBFCs) encourage cashless transactions. Axis Banks, one of the leading banks of the country, has recognized the relevance of credit cards in this ecosystem. This has led the bank to introduce a string of credit card variants.

    The line of ‘Premium Cards’ include:

    • Axis Bank Vistara Credit Card
    • Axis Bank Vistara Signature Credit Card
    • Axis Bank Vistara Infinite Credit Card
    • Privilege Credit Card with Unlimited Travel Benefits Account
    • Miles and More Credit Card
    • Axis Bank Reserve Credit Card

    The Axis Bank Vistara card is one of the most popular options among the ‘Premium Cards’.

    Major Features Of The Axis Bank Vistara Credit Card

    • Upon obtaining the Vistara Credit Card, a cardholder receives a complimentary Economy Class air ticket and can continue to receive one upon every renewal of the card.
    • The cardholder can become a Base member of the exclusive Club Vistara.
    • Every transaction worth Rs.200 using the credit card lets the cardholder gain up to 2 CV (Club Vistara) Points.
    • If a cardholder makes purchases worth Rs.50,000 within the first 90 days since the issue of the card, they can receive 1,000 Bonus CV Points. Purchases worth Rs.1,25,000 and Rs.2,50,000 each can earn them a complimentary Economy Class air ticket.
    • The credit card enables the cardholder to enjoy complimentary lounge access at specific airports along with a 15% concession on restaurants that come within Axis Bank Dining Delights.
    • The card is packed with insurance claims such as Air Accident Cover up to Rs.2,50,00,000, Lost Card Liability up to 100% of the credit limit and Loss in Check-In Baggage Cover up to $500.
    • In case of payments above Rs.2,500, a cardholder needs to contact the nearest branch of the Axis Bank to break down a large purchase into Equated Monthly Payments (EMIs).

    Eligibility And Requirements To Apply For An Axis Bank Vistara Credit Card

    • The applicant must be an Indian Resident.
    • They must be within the age range of 18 years to 70 years. The age of the add-on cardholder must be above 18 years.
    • The annual income of the account holder must be above Rs.6 lakh.
    • The bank would require one to submit Form 60 or the applicant’s Permanent Account Number (PAN), document indicating the income and government-authorised identity and address proof.

    Fee & Charges Associated With Axis Bank Vistara Credit Card

    The following table elaborates on the different fees and charges* associated with the Vistara credit card.

    Charges involved

    Size of the charges

    Joining fee

    Primary – Rs.1,500

    Ad-on - Nil

    Annual fee (from 2nd of card membership)

    Primary – Rs.3,000

    Add-on – Nil

    Charges on purchases

    2.95% per month

    Cash withdrawal charges

    2.5% of the amount withdrawn

    Fees on cash transaction

    Rs.100

    Re-issuing or replacement of card

    Nil

    Penalty for late repayment

    Nil for > Rs.100

    Rs.100 for Rs.101-Rs.300

    Rs.300 for Rs.301-Rs.1,000

    Rs.500 for Rs.1,001-Rs.5,000

    Rs.600 for Rs.5,001-Rs.20,000

    Rs.700 for dues above Rs.20,0001

    Payments is foreign currency

    3.50% of the transacted amount

    Surcharge on railway tickets

    Dictated by IRCTC

    Surcharge on fuel-related payments

    1% of the paid amount

    Dishonour fee or cheque bounce

    Rs.300

    Alerts on registered mobile number or balance enquiry

    Nil

    *The charges are subject to change as per the bank’s discretion.

    Redemption of Award Flights

    • Visit the website of Air Vistara and enter the Club Vistara credentials such as username and password.
    • Click on the ‘Club Vistara’ option.
    • Select the ‘Book a Flight’ option and then the ‘Redeem’ tab.
    • Enter the required details on the ‘Redeem Award Flight’ webpage.
    • Book the flight and contact the customer care for further assistance.

    Apply For An Axis Bank Vistara Credit Card

    • Visit the Bankbazaar website and click on the ‘Cards’ tab.
    • Select the ‘Credit Cards’ option.
    • Choose the ‘Axis Bank Vistara Credit Card’ option from the list of credit cards given.
    • Assess one’s eligibility to apply by clicking on ‘Check Eligibility’.
    • Proceed to ‘Apply’ if the eligibility meets with the bank’s requirements.

    FAQs on Axis Bank Vistara Credit Card:

    1. What to do in case I lose my Axis Bank Vistara Credit Card?
    2. In case you lose your Axis Bank Vistara Credit Card, you have to immediately inform the bank and the police about the same. Make sure you get a copy of the FIR from the nearest police station. The Bank offers zero lost card liability to all the cardholders, so the fraudulent transactions will be taken care of by the bank, provided these transactions qualify for coverage under the terms and conditions.

    3. What will happen if I fail to pay my bills?
    4. In case you fail to pay your bills (The minimum amount also) by the due date, then the bank will send you reminders about the same via SMS, email, phone, fax, post and third parties. If you default on the payment after all these reminders, then the bank can cancel your credit card, ask you to repay the balance or clear the balance off using any other account that you hold with the bank. Apart from this, the bank will inform the Credit Information Bureaus about the same.

    5. How can I pay my Axis Bank Vistara Credit Card bill?
    6. You can pay your Axis Bank Vistara Credit Card bill using any one of the following payment modes:

          • Cash.
          • Internet payment using Axis Bank Savings Account.
          • Draft or Cheque.
          • Auto-Debit facility.
          • IMPS.
          • NEFT/VMT/Click to Pay.
          • ATMs.
    7. If I wish to cancel my credit card account, do I have to give a prior notice to Axis Bank?
    8. If you wish to cancel your credit card account, then it is not mandatory for you to give a prior notice to Axis Bank about the same. You can choose to cancel your account at any time. Make sure that once you cancel your account, you cut your credit card into pieces and ensure that the magnetic strip and the hologram are destroyed completely. Your card will be cancelled only after you pay the full card outstanding balance to the bank.

    9. How do I get more details about Axis Bank Vistara Credit Card?

    To get more details about Axis Bank Vistara Credit Card, you can visit the website of the bank or contact on the customer care number.

    Credit Card Reviews

    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am using Axis Bank Vistara credit card for more than one year. They have given more credit limit. The rate of interest was average. There is no hidden charges. I am making the payments online by mobile banking. I can convert into EMI. They are charging Rs.860 annually.
      Was this review helpful? 1
      , thane
      Reviewed on Nov 15, 2018
    • Axis Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am using Axis Visatara Credit Card since one year. It is one year free card then they will charge 500 rupees annually. I am satisfied with the customer service. The credit limit was not enough, its just 25K. I am using the card for online shopping, fuel purpose, hotel booking, flight ticket bookings, etc. Sometimes they provide a cash back offers in diners but I don't like the hotels and 5% on Flipkart.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 10, 2018
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      The customer service and response was good in AXIS BANK. The charges are slightly high for credit card. I have taken AXIS BANK VISTARA CREDIT CARD and the credit limit was satisfactory to me. They charge annual fee of 1500 rupees plus GST. They are offering good benefits and vistara points.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 30, 2018
    • Axis Bank Credit Card
      "Below avergae card"
      0.5 2.0/5 "Expected more"
      I got my AXIS BANK VISTARA CREDIT CARD , Three is no annual charges for the card as its life time free card . They have given low credit limit compared to the cards which am already holding am not satisfied with it . Their customer service is as they did quick documentation and received the card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 29, 2018
    • Axis Bank Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a Vistara credit card. I thought that it was a mistake, then I was told that a premium customer will be eligible for a maximum of three cards. They have given me a credit limit of three laksh. Since I am a jet member too. It is good and useful.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Aug 29, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card annual fee will get waived of because I'm a premium customer. They have provided a credit limit of Rs. 85000. I am using the credit card for past 2 years. Normally last year i have not used this card much. I have done some online purchase and some retail shops in the malls. The rewards points are there and i have used the rewards points one time and there is no cashbacks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 29, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have chosen this Axis bank vistara credit card based cash back offers in restaurant and shopping . I expected credit limit more that one lakh but they have give only rs 80000. There is annual charges of rs 1500 for the credit card which is quiet high . Overall am satisfied with the card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2018
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Started using Axis bank vistara credit card And there is no annual fees for the card as its lief time free card . There is no additional charges for the transaction which i made. Am satisfied with credit limit which the bank has given.I have chosen this card based on the offers .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 03, 2018
    • Axis Bank Credit Card
      "AXIS Vistara card"
      0.5 4.5/5 "Excellent!"
      For the Vistara credit card i get good offers. The reward points i really good. I have not yet redeemed the reward points.They do have annual charges. For some of the purchases done through the card i have converted to EMI. The conversion is easy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 28, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      There has been a joining fee of 3000 with this card but there was no annual fee which was good. It has been an easy process, because i already had a savings account with them where the document submissions what not necessary. The credit limit which they had provided me is also good. Even the customer service was good, i have never faced any kind of issues with them. The process had took only very few days, it was a smooth and easy process.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 13, 2018
    • Axis Bank Credit Card
      "AVERAGE CARD"
      0.5 3.0/5 "Satisfactory"
      Started using Axis bank vistara credit card its good card for cash back and rewards points . And there is annual fees of 1500 rs and minimum rate of interest . There is transaction charge for the transaction which i made for metro ticketing. It took 15 days to receive and approval and the person came for documentation. Am not satisfied with credit limit which the bank has given.Am using this mainly for shopping purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 12, 2018
    • Axis Bank Credit Card
      "GOOD CARD"
      0.5 3.0/5 "Satisfactory"
      Started using Axis bank vistara credit card its good card for cash back and rewards points . And there is nominal annual fees and minimum rate of interest . There is no transaction charge for the transaction which i make. It took 15 days to receive and approval and the person came for documentation. Am not satisfied with credit limit which the bank has given.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 12, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit value is good with the Axis bank Vistara credit card. The customer support service is good with the Axis bank. The reward points and the cash back offers are good with the Axis bank visatara credit card and I am satisfied using this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 25, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Got the AXIS BANK VISTARA CREDIT CARD for the past 11 months. The customer support service is average with the Axis bank. I am satisfied with the credit limit value. There is annual fee of Rs,1500 I need to pay to this AXIS BANK VISTARA CREDIT CARD.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 15, 2018
    • Axis Bank Credit Card
      "AXIS Vistara credit card"
      0.5 4.0/5 "Great!"
      I hold an AXIS bank vistara credit card with a limit of 2500. i am not satisfied with the limit. For the past 3 months i am using this card. I get reward points not cash back.The customer service with the card is good. The annual charge is 700 rupees.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 08, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The customer support is good with the Axis bank credit card department. The annual fee of Rs, 1500 need to be paid to this axis bank vistara credit card. I am satisfied with the credit limit. I use this card for purchases shopping , traveling and for other usages.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 30, 2017
    • Axis Bank Credit Card
      "Good for Flight Bookings"
      0.5 5.0/5 "Blown Away!"
      Reason for choosing Axis Bank Vistara Credit Card has some unique feature I am very much satisfied with that. They are providing offers on air miles, air lounges at airports. Even the credit limit is more than enough which they offered me, but my credit card has some annual fee I am fine with that.
      Was this review helpful? 1
      , noida
      Reviewed on Dec 22, 2017
    • Axis Bank Credit Card
      "Good card, need to increase the limit"
      0.5 3.0/5 "Satisfactory"
      I am not satisfied with the AXIS Bank Vistara credit card, I am not okay with the credit limit, they need to increase the credit limit. Its just a month I have started using the Axis bank vistara credit card. The rate of interest and the charges are nominal with this Axis bank vistara card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I hold Vistara Credit Card with Axis Bank around 6 months. The credit limit was satisfactory, they have given me 75K. The services are excellent. The reward points and cash back offers are excellent too. I make the payment through online banking.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Not satisfied"
      0.5 4.0/5 "Great!"
      My first credit card was taken with Axis bank. Its been 4 months now. The credit limit was not satisfactory. The bank is not accepting the bill amount interms of paise. It is very difficult to make a payment. The charges are too high with Axis Bank. They charge 1500 rupees as annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2017
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