Key Highlights of the Axis Bank Pride Platinum Credit Card
The Pride Platinum credit card is a personalised card by Axis Bank and comes with the shades of the Indian National Flag on it as a tribute to the Army, Navy and Air Force of India. This credit card comes with a wide range of benefits and features for the defense personnel protecting the country, across various categories such as Axis eDGE Loyalty rewards, dining, and fuel.
Get a 15% discount at more than 200 partner restaurants in the country.
A fuel surcharge of 1% waiver with the card.
Add-on credit cards for family and relatives.
Any transaction above Rs.2,500 can be converted to an EMI.
Earn eDGE reward points on every transaction made with the credit card.
Features and Benefits of the Axis Bank Pride Platinum Credit Card
With the credit card, you can avail a discount of 15% at partner restaurants across the country.
You can check the list of partner restaurants at the official website of Axis Bank under the 'Dining Delights' program.
A fuel surcharge of 1% is waived off on all your fuel purchases ranging between Rs.400 and Rs.4,000.
The maximum benefit per month is limited to Rs.250.
Reward Point Benefits
With every transaction of Rs.200, get 4 points.
On spending more than Rs.5,000 every month, get 100 eDGE reward points.
The loyalty reward points earned will be reflected in the account at the end of every billing cycle.
For transactions more than Rs.2,500, the credit card allows you to convert them into EMIs with a wide range of tenures and lower interest rates.
The purchase can be converted into EMI through phone banking, net banking or from the bank branch.
Axis Bank Pride Platinum Credit Card Limit
The credit limit of the Axis Bank Pride Platinum card is assigned at the discretion of the bank. Axis Bank takes a number of factors into consideration before assigning the limit such as your annual income, the credit score, credit report inquiry as well as the repayment habits of your ongoing and past debts.
Latest Offers by the Axis Bank Pride Platinum Credit Card
Get a flat discount of 15% on filing your income tax returns on Tax 2 Win.
Book your flights on Big Breaks and get a flat discount of 10%.
50% discount will be given on your first order on Swiggy with your Pride Platinum credit card.
Get an exclusive offer of Buy 1 and get one at 50% on purchases made at Talisman.
Enjoy a discount of 20% on your first order on Zomato.
Avail a discount of Rs.400 on your first flight booking from EaseMyTrip.
Get a discount of 20% on a minimum purchase of Rs.1,000 from Big Basket.
Make the most of a 25% discount on all medicines on your first order from PharmEasy.
Enjoy a discount of 15% every month on Rentomojo with your Axis Bank credit card.
Choose EMI mode of payment on the purchase of any product at Croma with your credit card.
Reward Point Benefits of the Axis Bank Pride Platinum Credit Card
With every Rs.200 spent, you will receive 4 reward points through the eDGE Loyalty program.
On expenditure of more than Rs.5,000 per month, get 100 reward points.
The reward points you earn will be added to your account at the end of every statement cycle.
These points can be redeemed to purchase more than 500 products from the rewards catalogue of eDGE Loyalty.
How to redeem reward points earned on the Axis Bank Pride Platinum Credit Card?
You can redeem your eDGE reward points earned on your Pride Platinum credit card through net banking or mobile banking.
To redeem the reward points through net banking, here are the steps you need to follow:
Log in to your Axis Bank net banking account with your customer ID and password.
On the 'Account Summary' page, click on the option of Axis eDGE Rewards.
You will need to accept the 'terms and conditions'.
Click on the option of 'Redeem Now' to check the Axis eDge Rewards.
From the various categories, choose the reward of your choice and add them to the basket.
Once done, click on confirm.
Fees and Charges on the Axis Bank Pride Platinum Credit Card
Type of Charge
1st year - Nil
2nd year - Rs.250 (waived off on spends of more than Rs.20,000 in the first year)
Add-on card annual fee
Add-on card joining fee
Cash payment fee
Card replacement fee
Charge slip retrieval fee or Copy request fee
Mobile Alerts for transaction fee
Duplicate Statement fee
Outstation cheque fee
Balance enquiry charges
Cash withdrawal fee
2.5% of the cash amount. Minimum of Rs.250
2.95% per month
3% of the limit amount. Minimum of Rs.500
Late payment fee
If total payment due is Rs.100 - Nil
Payment between Rs.101 and Rs.300 - Rs.100
Payment between Rs.301 and Rs.1,000 - Rs.300
Payment between Rs.1,001 and Rs.5,000 - Rs.500
Payment between Rs.5,001 and Rs.20,000 - Rs.600
Payment due is more than Rs.20,001 - Rs.700.
Cheque return or dishonour fee
Surcharge on purchase of railway tickets
As per IRCTC
As per Government rules
Foreign Currency transaction fee
3.50% of the transaction value
Eligibility Criteria for the Axis Bank Pride Platinum Credit Card
The primary credit cardholder must be between the age of 18 and 70.
The cardholder can be a resident or a non-resident of India.
The age of the add-on credit cardholder must be above 15 years.
Documents required for the Axis Bank Pride Platinum Credit Card
The documents which are required to apply for the Pride Platinum credit card are PAN card, Form 60, residential proof, proof of income, ID proof and colour photograph of the primary applicant.
Here's a complete list of documents required:
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Proof of residence:
Landline telephone bill
Proof of Identity
Axis Bank Pride Platinum Credit Card FAQs
What are the documents required to procure Axis Bank Pride Platinum Credit Card?
The basic documents required are -
Form 60 or PAN card
Passport size photographs
Proof of Income - Form 16 or IT Return Copy or Latest Payslip
Identity Proof such as PAN card
Address proof (Any one) -
UID Aadhaar No.
What are the Finance charges applicable - for cash and retail purchases?
The fee applicable is 2.95% every month, which amounts to 41.75% per year.
What is the fee applicable for return of cheque or reversal of auto-debit?
Rs.300 is the fee applicable for reversal of auto-debit or return of cheque.
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I have Axis bank credit card which was offered directly by bank .The credit limit was okay and there was no extra benefit. Each and every updated was shared by the agent .This card is good to use and there was no difficulties faced so far by using this credit card .I am satisfied with the service.
I have Axis Bank credit card which was taken through Bank directly.I am using this credit card for the past 1 year.The credit limit was very less and it was only 25000.There are good cash back offers as well as reward points and got this credit card without any hassle.
Poor banking service. Axis bank only knows how to bribe their customer. The representatives are inadequate and mannerless instead of helping they only increase the problem. Dont trust this bank I have not seen such worst bank in banking sector.
I am using AXIS bank platinum credit card for more than a year. The credit limit is sufficient and it is a life time free credit card. There is option of EMI conversion. I get movie ticket 1 plus 1 free in book my show. I use this card for movie and shopping purposes. Based on usage I get reward points and cash back.
I have Axis Bank credit card which was taken through bank directly.I am having this card for the past 4 years and good to use.I am getting fuel benefits and movie tick have 25 % discounts it is really useful.There was good response and callback from bank end when applied .
In Axis bank credit card, i have not faced any issues hence i have never interacted with the customer care. I have been converted my purchased into EMI and the charges are nominal. Its a neo card. Recently, they have enhanced my credit limit. The card is safe and secure to use.
I am holding AXIS BANK privilage credit card more than 1 year. Customer service and responsiveness is good. This card comes under a rewards benefits. Customer service is good if i call for any quires i am getting proper response. Annual charges for this card is Rs. 1499, if i spend Rs.1,00,000 in a year 2 times it will get waived off. Credit limit is normal.
I have Axis Bank credit card which was taken through Bank directly.I am using this card for more than 2 years ,The credit limit was 1 lakh and not got cash back offers as well as reward points. Everything is good on this card so far ,I am using this service frequently and without any delay got this card .
I am using AXIS bank my zone credit card more than 8 years. This bank is very supportive, no need to call the customer care they mentioned all terms and condition. Credit limit is good and sufficient.I am getting reward benefit and also i used it. I got this offer directly from bank.
EMI conversion and good rewards points are good in AXIS bank credit card. Most of the transaction I do from this bank. If limit is not available I go for other card. Statements are very clear. Lounge facilities are unlimited in domestic. For ticket booking good rewards points. Limit is only 2 lakhs and I am using this card only for past 3 months.
Always I'm getting a prompt response from Axis bank. I do use the card for ticket booking and i get some offer as well. I'm a customer of this bank hence they have provided me a free card Its my zone card. They have provided me a limit of more than Rs. 2 lakhs.
Axis bank gives me 5% cashback on online purchase. Their customer care service is good. I am having a my buzz card. Mainly in Flipkart website, from 1st to 15th of every month, i get 10% cashback and after 15th to till month end i get 5% cashback offer. For EMI conversion, they are charging me processing fee +GST charges,
I have Axis Bank credit which was taken through the bank .I like the service of this card ,This was a chargeable card and also the service is really good .There are good cash back offers as well as reward points .I have submitted the required documents through the agent .This card is not having any special benefits and features .
In Axis bank, they have provided me a life time free card and the good limit when i compared to other bank credit cards. Its a my zone card and i will be getting a benefits of fuel sur charges. I get Rs. 1500 cash back on Wednesday flight ticket booking, cash back on movie ticket booking, airport lounge access also available. I'm happy about the card since I'm using it for a long time. If i use the card for Rs. 30000 quarterly, i will be getting 2500 bonus rewards points.
I have a account with axis bank so they offered me with credit card. I am using my zone credit card for past 3 years. Credit limit is Rs.65,000. The enhancement is not done. It is a life time free card. I use this card for shopping. The interest rate is 12% which is normal.
I have been using Flipkart Axis Bank Credit Card for two months now and experience so far has been really bad. I have total 4 credit cards and this one comes with one of the most painful customer support that one can ever get. The card promises some of the very good cashbacks on certain partners. It offers 5% unlimited cashback on final payment value on Flipkart and Myntra which is really nice. The problem comes with 4% cashback category of Makemytrip and GoIbibo. Here the cashback never comes and customer is left clueless as to whom to contact for support. Makemytrip customer support denies any such cashback and axis bank delegates the responsibility to MMT. So customer is left with no support whatsoever.
5% unlimited cashback on Flipkart and Myntra,
Very less annual fees.
Worst customer support,
No cashback for MMT
I am using AXIS BANK credit card for past two years. Approved limit is Rs.35,000 and limit is enhanced thrice which is really good. Now the limit is Rs.85,000. Annual charges is Rs.1500. I get one domestic flight ticket free on spars airways.
I am using AXIS bank credit card for more than 1.6 years. I get instance discount on online purchase and 0.75% cash back on fuel. Credit limit provided from bank is sufficient. EMI conversion options are available but not opted it. It is life time free card.
I am using AXIS bank credit card, and the annual charges for this card i am not sure. I am getting reward points and i use this card to pay emi. Customer service was good, recently i spoke about emi i got a very good response. Rate of interest was little bit higher compare to other bank.
Axis bank card is too good and we love their services. I'm getting rewards points and cashbacks. They are providing me a credit limit of around of Rs. 1 lakh. Its a my zone card and i will not use the card much hence I'm not aware of much benefits. I use this card mainly for hotel booking and there is a cashback for dining. Even if delay in payment, they won't harass the customers.