Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Pride Platinum Credit Card

    The Pride Platinum credit card is a personalised card by Axis Bank and comes with the shades of the Indian National Flag on it as a tribute to the Army, Navy and Air Force of India. This credit card comes with a wide range of benefits and features for the defense personnel protecting the country, across various categories such as Axis eDGE Loyalty rewards, dining, and fuel.

    Key Highlights of the Axis Bank Pride Platinum Credit Card

    • Get a 15% discount at more than 200 partner restaurants in the country.
    • A fuel surcharge of 1% waiver with the card.
    • Add-on credit cards for family and relatives.
    • Any transaction above Rs.2,500 can be converted to an EMI.
    • Earn eDGE reward points on every transaction made with the credit card.

    Features and Benefits of Axis Bank Pride Platinum Credit Card

    Dining Benefits

    • With the credit card, you can avail a discount of 15% at partner restaurants across the country.
    • You can check the list of partner restaurants at the official website of Axis Bank under the 'Dining Delights' program.

    Fuel Benefits

    • A fuel surcharge of 1% is waived off on all your fuel purchases ranging between Rs.400 and Rs.4,000.
    • The maximum benefit per month is limited to Rs.250.

    Reward Point Benefits

    • With every transaction of Rs.200, get 4 points.
    • On spending more than Rs.5,000 every month, get 100 eDGE reward points.
    • The loyalty reward points earned will be reflected in the account at the end of every billing cycle.

    EMI Benefits

    • For transactions more than Rs.2,500, the credit card allows you to convert them into EMIs with a wide range of tenures and lower interest rates.
    • The purchase can be converted into EMI through phone banking, net banking or from the bank branch.

    Axis Bank Pride Platinum Credit Card Limit

    The credit limit of the Axis Bank Pride Platinum card is assigned at the discretion of the bank. Axis Bank takes a number of factors into consideration before assigning the limit such as your annual income, the credit score, credit report inquiry as well as the repayment habits of your ongoing and past debts.

    Reward Point Benefits of Axis Bank Pride Platinum Credit Card

    • With every Rs.200 spent, you will receive 4 reward points through the eDGE Loyalty program.
    • On expenditure of more than Rs.5,000 per month, get 100 reward points.
    • The reward points you earn will be added to your account at the end of every statement cycle.
    • These points can be redeemed to purchase more than 500 products from the rewards catalogue of eDGE Loyalty.

    How to Redeem reward points earned on Axis Bank Pride Platinum Credit Card?

    You can redeem your eDGE reward points earned on your Pride Platinum credit card through net banking or mobile banking.

    To redeem the reward points through net banking, here are the steps you need to follow:

    • Log in to your Axis Bank net banking account with your customer ID and password.
    • On the 'Account Summary' page, click on the option of Axis eDGE Rewards.
    • You will need to accept the 'terms and conditions'.
    • Click on the option of 'Redeem Now' to check the Axis eDge Rewards.
    • From the various categories, choose the reward of your choice and add them to the basket.
    • Once done, click on confirm.

    Axis Bank Pride Platinum Credit Card Fees and Charges

    Type of Charge Amount
    Joining fee Nil
    Annual fee
    • 1st year - Nil
    • 2nd year - Rs.250 (waived off on spends of more than Rs.20,000 in the first year)
    Add-on card annual fee Nil
    Add-on card joining fee Nil
    Cash payment fee Rs.100
    Card replacement fee Waived
    Charge slip retrieval fee or Copy request fee Waived
    Mobile Alerts for transaction fee Free
    Duplicate Statement fee Waived
    Outstation cheque fee Waived
    Balance enquiry charges Waived
    Hotlisting charges Nil
    Cash withdrawal fee 2.5% of the cash amount. Minimum of Rs.250
    Finance charges 2.95% per month
    Overlimit penalty 3% of the limit amount. Minimum of Rs.500
    Late payment fee
    • If total payment due is Rs.100 - Nil
    • Payment between Rs.101 and Rs.300 - Rs.100
    • Payment between Rs.301 and Rs.1,000 - Rs.300
    • Payment between Rs.1,001 and Rs.5,000 - Rs.500
    • Payment between Rs.5,001 and Rs.20,000 - Rs.600
    • Payment due is more than Rs.20,001 - Rs.700.
    Cheque return or dishonour fee Rs.300
    Surcharge on purchase of railway tickets As per IRCTC
    GST As per Government rules
    Foreign Currency transaction fee 3.50% of the transaction value

    Eligibility Criteria for Axis Bank Pride Platinum Credit Card

    • The primary credit cardholder must be between the age of 18 and 70.
    • The cardholder can be a resident or a non-resident of India.
    • The age of the add-on credit cardholder must be above 15 years.

    Documents Required for Axis Bank Pride Platinum Credit Card

    The documents which are required to apply for the Pride Platinum credit card are PAN card, Form 60, residential proof, proof of income, ID proof and colour photograph of the primary applicant.

    Here's a complete list of documents required:
    • PAN card photocopy or Form 60
    • Latest payslip/Form 16/IT return copy as proof of income
    • Colour photograph
    Proof of residence:
    • Passport
    • Electricity bill
    • Ration Card
    • Landline telephone bill
    Proof of Identity
    • Driving license
    • PAN card
    • Passport
    • Aadhaar card

    Axis Bank Pride Platinum Credit Card FAQs

    1. What are the Finance charges applicable - for cash and retail purchases?

      The fee applicable is 2.95% every month, which amounts to 41.75% per year.

    2. What is the fee applicable for return of cheque or reversal of auto-debit?

      Rs.300 is the fee applicable for reversal of auto-debit or return of cheque.

      

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