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    Axis Bank Pride Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

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    Meant to serve those who have served the nation, the Pride Platinum credit card by Axis Bank is a tribute to those who work tirelessly to ensure the safety of this country. Armed with a plethora of exciting benefits and features, the Pride Platinum Credit Card is one of Axis Bank’s unique offerings.


    • This is a personalised card which has the shades of the tricolour as part of its design
    • Discounts at some of the best restaurants can be availed
    • Bonus Reward Points are provided every year which can be redeemed for a host of wonderful gifts
    • Waiver of fuel surcharge can be availed
    • Add-on cards can be procured at no additional cost
    • Security is given top priority
    • Big ticket purchases can be converted to EMI

    Benefits of the Axis Bank Pride Platinum Credit Card

    • Pride Privileges

      Customers receive personalised credit cards which have shades of the Indian tricolour on it along with a dedicated 4th line that has been embossed for Navy, Air Force or the Army. Contribution will also be spent on the Defence Welfare Association.

    • Discount with Dining Delights Program

      Customers can take advantage of the Dining Delights Program and procure a minimum discount of 15% on their bill at participating restaurants.

    • 1200 eDGE Reward Points

      Every time customers use their Pride Platinum Credit Card for purchases worth over Rs.5,000 every month, they can avail a 100 bonus eDGE Loyalty points each month. These points can be redeemed for exciting gifts and offers.

    • eDGE Loyalty Rewards Program

      The Pride Platinum credit card comes with the eDGE Loyalty Program wherein customers can earn 4 points for every time they spend Rs.200 on their credit card. In addition to this, they can collect 2X Reward Points on all purchases made during their birthday month. These points can be redeemed for fantastic gifts in the Rewards Catalogue.

    Features of the Axis Bank Pride Platinum Credit Card

    • Waiver of Fuel Surcharge

      On all transactions made on their Pride Platinum credit card by Axis Bank, customers can avail a waiver of the 2.5% fuel surcharge. The minimum amount for which fuel must be purchased, to avail this option is Rs.400 and the maximum amount of Rs.4,000. The maximum benefit that can be availed is Rs.250, every month. Customers should note that, through these transactions, eDGE Loyalty Points cannot be earned.

    • Free Supplementary Cards

      Cardholders can now share the benefits of their Axis Bank Pride Platinum credit card with their loved ones, by availing add-on cards for their family, for free. Add-on cards can only be procured for their spouse, siblings, parents or children above the age of 18.

    • Priority for Security

      The Pride Platinum credit card is embedded with a chip and is protected by a PIN for additional security. This prevents the occurrence of skimming and counterfeiting.

    • No Lost Card Liability

      In case customers misplace or lose their Pride Platinum credit card, the minute they report it to Axis Bank, they will not be charged for any fraudulent use of the stolen card.

    • Convert Purchases to Easy EMIs

      Customers can enjoy the benefits of converting their big ticket purchases to easy EMIs that can be paid conveniently.

    Eligibility for Axis Bank Pride Platinum Credit Card

    In order to procure the Pride Platinum credit card by Axis Bank, applicants will have to meet the criteria mentioned below-

    • Only Indian Defence Personnel can avail this card.
    • Primary card holders will have to be between the ages of 18 to 70 and supplementary card holders should be above the age of 18.
    • Should either be a Non-Resident Indian or an individual Indian resident.

    Other criteria may be mentioned during the time of application.

    Documents Required for Axis Bank Pride Platinum Credit Card

    The documents required to avail the Pride Platinum credit card, are as follows-

    • Form 60 or PAN card
    • Passport size photographs
    • Proof of Income - Form 16 or IT Return Copy or Latest Payslip
    • Proof of Address
    • Identity Proof

    Fees and Charges

    Joining Fee None
    Annual Fee Nil for the 1st year Rs.250 from 2nd year and this fee is waived if customers spend Rs.20,000 or above on their card, in the previous year.
    Add-on Fee per annum Nil
    Add-on Card joining fee Nil
    Transaction fee for foreign currency 3.50% of the amount transacted
    Fee for cash payment Rs.100
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% per annum from the date of transaction.
    Fee for Cash Withdrawal Rs.250 or 2.5% of the amount withdrawn, for each transaction
    Statement Retrieval Waived
    Charge slip Request Waived
    Over limit A minimum of Rs.500 or 3% of the over limit amount
    Charges for balance enquiry Waived
    Hot listing Fee N/A
    Rewards Redemption Fee for eDGE Free
    Fee for Outstation cheque Waived
    Replacing the card Waived
    Surcharge - Railway Ticket at the counter Rs.30 plus 2.5% of the transaction amount

    Frequently Asked Questions (FAQs)

    1. What are documents required to procure Axis Bank Pride Platinum Credit Card?

      The basic documents required are -

      1. Form 60 or PAN card
      2. Passport size photographs
      3. Proof of Income - Form 16 or IT Return Copy or Latest Payslip
      4. Identity Proof such as PAN card
      5. Address proof (Any one) -
        • Passport
        • Driving License
        • UID Aadhaar No.
        • Voter’s ID
    2. What are the Finance charges applicable - for cash and retail purchases?

      The fee applicable is 2.95% every month, which amounts to 41.75% per year.

    3. What are the charges applicable for late payment?

      The charges applicable for late payment, are as follows:

      Amount Due Fee Applicable
      0 to Rs.100 Nil
      Rs.101 to Rs.300 Rs.100
      Rs.301 to Rs.1,000 Rs.300
      Rs.1,001 to Rs.5,000 Rs.500
      Rs.5,001 to Rs.20,000 Rs.600
      Above Rs.20,000 Rs.700
    4. What is the fee applicable for return of cheque or reversal of auto-debit?

      Rs.300 is the fee applicable for reversal of auto-debit or return of cheque.

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