Meant to serve those who have served the nation, the Pride Platinum credit card by Axis Bank is a tribute to those who work tirelessly to ensure the safety of this country. Armed with a plethora of exciting benefits and features, the Pride Platinum Credit Card is one of Axis Bank’s unique offerings.
Customers receive personalised credit cards which have shades of the Indian tricolour on it along with a dedicated 4th line that has been embossed for Navy, Air Force or the Army. Contribution will also be spent on the Defence Welfare Association.
Customers can take advantage of the Dining Delights Program and procure a minimum discount of 15% on their bill at participating restaurants.
Every time customers use their Pride Platinum Credit Card for purchases worth over Rs.5,000 every month, they can avail a 100 bonus eDGE Loyalty points each month. These points can be redeemed for exciting gifts and offers.
The Pride Platinum credit card comes with the eDGE Loyalty Program wherein customers can earn 4 points for every time they spend Rs.200 on their credit card. In addition to this, they can collect 2X Reward Points on all purchases made during their birthday month. These points can be redeemed for fantastic gifts in the Rewards Catalogue.
On all transactions made on their Pride Platinum credit card by Axis Bank, customers can avail a waiver of the 2.5% fuel surcharge. The minimum amount for which fuel must be purchased, to avail this option is Rs.400 and the maximum amount of Rs.4,000. The maximum benefit that can be availed is Rs.250, every month. Customers should note that, through these transactions, eDGE Loyalty Points cannot be earned.
Cardholders can now share the benefits of their Axis Bank Pride Platinum credit card with their loved ones, by availing add-on cards for their family, for free. Add-on cards can only be procured for their spouse, siblings, parents or children above the age of 18.
The Pride Platinum credit card is embedded with a chip and is protected by a PIN for additional security. This prevents the occurrence of skimming and counterfeiting.
In case customers misplace or lose their Pride Platinum credit card, the minute they report it to Axis Bank, they will not be charged for any fraudulent use of the stolen card.
Customers can enjoy the benefits of converting their big ticket purchases to easy EMIs that can be paid conveniently.
In order to procure the Pride Platinum credit card by Axis Bank, applicants will have to meet the criteria mentioned below-
Other criteria may be mentioned during the time of application.
The documents required to avail the Pride Platinum credit card, are as follows-
|Annual Fee||Nil for the 1st year Rs.250 from 2nd year and this fee is waived if customers spend Rs.20,000 or above on their card, in the previous year.|
|Add-on Fee per annum||Nil|
|Add-on Card joining fee||Nil|
|Transaction fee for foreign currency||3.50% of the amount transacted|
|Fee for cash payment||Rs.100|
|Cash Advance - Finance Charges||A maximum of 3.35% per month or 40.2% per annum from the date of transaction.|
|Fee for Cash Withdrawal||Rs.250 or 2.5% of the amount withdrawn, for each transaction|
|Charge slip Request||Waived|
|Over limit||A minimum of Rs.500 or 3% of the over limit amount|
|Charges for balance enquiry||Waived|
|Hot listing Fee||N/A|
|Rewards Redemption Fee for eDGE||Free|
|Fee for Outstation cheque||Waived|
|Replacing the card||Waived|
|Surcharge - Railway Ticket at the counter||Rs.30 plus 2.5% of the transaction amount|
The basic documents required are -
The fee applicable is 2.95% every month, which amounts to 41.75% per year.
The charges applicable for late payment, are as follows:
|Amount Due||Fee Applicable|
|0 to Rs.100||Nil|
|Rs.101 to Rs.300||Rs.100|
|Rs.301 to Rs.1,000||Rs.300|
|Rs.1,001 to Rs.5,000||Rs.500|
|Rs.5,001 to Rs.20,000||Rs.600|
Rs.300 is the fee applicable for reversal of auto-debit or return of cheque.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.