Key Highlights of the Axis Bank Pride Platinum Credit Card
The Pride Platinum credit card is a personalised card by Axis Bank and comes with the shades of the Indian National Flag on it as a tribute to the Army, Navy and Air Force of India. This credit card comes with a wide range of benefits and features for the defense personnel protecting the country, across various categories such as Axis eDGE Loyalty rewards, dining, and fuel.
Get a 15% discount at more than 200 partner restaurants in the country.
A fuel surcharge of 1% waiver with the card.
Add-on credit cards for family and relatives.
Any transaction above Rs.2,500 can be converted to an EMI.
Earn eDGE reward points on every transaction made with the credit card.
Features and Benefits of the Axis Bank Pride Platinum Credit Card
With the credit card, you can avail a discount of 15% at partner restaurants across the country.
You can check the list of partner restaurants at the official website of Axis Bank under the 'Dining Delights' program.
A fuel surcharge of 1% is waived off on all your fuel purchases ranging between Rs.400 and Rs.4,000.
The maximum benefit per month is limited to Rs.250.
Reward Point Benefits
With every transaction of Rs.200, get 4 points.
On spending more than Rs.5,000 every month, get 100 eDGE reward points.
The loyalty reward points earned will be reflected in the account at the end of every billing cycle.
For transactions more than Rs.2,500, the credit card allows you to convert them into EMIs with a wide range of tenures and lower interest rates.
The purchase can be converted into EMI through phone banking, net banking or from the bank branch.
Axis Bank Pride Platinum Credit Card Limit
The credit limit of the Axis Bank Pride Platinum card is assigned at the discretion of the bank. Axis Bank takes a number of factors into consideration before assigning the limit such as your annual income, the credit score, credit report inquiry as well as the repayment habits of your ongoing and past debts.
Latest Offers by the Axis Bank Pride Platinum Credit Card
Get a flat discount of 15% on filing your income tax returns on Tax 2 Win.
Book your flights on Big Breaks and get a flat discount of 10%.
50% discount will be given on your first order on Swiggy with your Pride Platinum credit card.
Get an exclusive offer of Buy 1 and get one at 50% on purchases made at Talisman.
Enjoy a discount of 20% on your first order on Zomato.
Avail a discount of Rs.400 on your first flight booking from EaseMyTrip.
Get a discount of 20% on a minimum purchase of Rs.1,000 from Big Basket.
Make the most of a 25% discount on all medicines on your first order from PharmEasy.
Enjoy a discount of 15% every month on Rentomojo with your Axis Bank credit card.
Choose EMI mode of payment on the purchase of any product at Croma with your credit card.
Reward Point Benefits of the Axis Bank Pride Platinum Credit Card
With every Rs.200 spent, you will receive 4 reward points through the eDGE Loyalty program.
On expenditure of more than Rs.5,000 per month, get 100 reward points.
The reward points you earn will be added to your account at the end of every statement cycle.
These points can be redeemed to purchase more than 500 products from the rewards catalogue of eDGE Loyalty.
How to redeem reward points earned on the Axis Bank Pride Platinum Credit Card?
You can redeem your eDGE reward points earned on your Pride Platinum credit card through net banking or mobile banking.
To redeem the reward points through net banking, here are the steps you need to follow:
Log in to your Axis Bank net banking account with your customer ID and password.
On the 'Account Summary' page, click on the option of Axis eDGE Rewards.
You will need to accept the 'terms and conditions'.
Click on the option of 'Redeem Now' to check the Axis eDge Rewards.
From the various categories, choose the reward of your choice and add them to the basket.
Once done, click on confirm.
Fees and Charges on the Axis Bank Pride Platinum Credit Card
Type of Charge
1st year - Nil
2nd year - Rs.250 (waived off on spends of more than Rs.20,000 in the first year)
Add-on card annual fee
Add-on card joining fee
Cash payment fee
Card replacement fee
Charge slip retrieval fee or Copy request fee
Mobile Alerts for transaction fee
Duplicate Statement fee
Outstation cheque fee
Balance enquiry charges
Cash withdrawal fee
2.5% of the cash amount. Minimum of Rs.250
2.95% per month
3% of the limit amount. Minimum of Rs.500
Late payment fee
If total payment due is Rs.100 - Nil
Payment between Rs.101 and Rs.300 - Rs.100
Payment between Rs.301 and Rs.1,000 - Rs.300
Payment between Rs.1,001 and Rs.5,000 - Rs.500
Payment between Rs.5,001 and Rs.20,000 - Rs.600
Payment due is more than Rs.20,001 - Rs.700.
Cheque return or dishonour fee
Surcharge on purchase of railway tickets
As per IRCTC
As per Government rules
Foreign Currency transaction fee
3.50% of the transaction value
Eligibility Criteria for the Axis Bank Pride Platinum Credit Card
The primary credit cardholder must be between the age of 18 and 70.
The cardholder can be a resident or a non-resident of India.
The age of the add-on credit cardholder must be above 15 years.
Documents required for the Axis Bank Pride Platinum Credit Card
The documents which are required to apply for the Pride Platinum credit card are PAN card, Form 60, residential proof, proof of income, ID proof and colour photograph of the primary applicant.
Here's a complete list of documents required:
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Proof of residence:
Landline telephone bill
Proof of Identity
Axis Bank Pride Platinum Credit Card FAQs
What are the documents required to procure Axis Bank Pride Platinum Credit Card?
The basic documents required are -
Form 60 or PAN card
Passport size photographs
Proof of Income - Form 16 or IT Return Copy or Latest Payslip
Identity Proof such as PAN card
Address proof (Any one) -
UID Aadhaar No.
What are the Finance charges applicable - for cash and retail purchases?
The fee applicable is 2.95% every month, which amounts to 41.75% per year.
What is the fee applicable for return of cheque or reversal of auto-debit?
Rs.300 is the fee applicable for reversal of auto-debit or return of cheque.
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I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
This is Axis Bank Flip card, actually i am getting more reward points that i am converting as a Indian rupees directly from my account 5% on all transactions. I am happy with the credit limit and this card has a EMI facilities and the customer service was excellent.
Since Axis bank person called me directly, so I applied this credit card in personal. The customer service was good and they given a sufficient credit limit. The limit is good they given a twice of my salary, mostly i am using this card for all purpose.
This is AXIS Bank privilege credit card and i applied this card with other channel. I am getting credit card statement through soft copy. Its a travel card i am using for airline ticket booking and also i am getting discount in airline, its very useful.
As I am having my bank account in AXIS, the banker has offered a credit card. I got my card on time without any delay.The reward points are good. I used this card for on line payment. I have another card from the same bank but with the different variant but the pin generation was not an easy process, i hope the bank will look in to this process.
I have been using AXIS NEO card for past one year. It is a life time free card and the credit limit is sufficient and I got more than 50K, recently they proposed to enhance but I haven't agreed. Their service is good and charges also low when compare to other. I use for online shopping, there is no much offers in this card.
From Axis Bank, the rate of interest and fee was high, if loan or emi conversion i am doing interest was high, need to decrease. This is a privilege card i am using since 18 months , and they given a sufficient credit limit. This bank has a good customer service.
I have been using AXIS card for more than 5 years which was offered from bank and accepted for the same. It is a life time free card. The credit limit is sufficient of 1.95L at initial they provided for 1.20L. I use this card frequently in many places got good points but when I try to redeem it got expired. Interest is high. EMI conversion is applicable but not yet used.
I have taken My zone credit card from AXIS Bank and this offer was provided to me by the bank. I have just started using this card and every thing is done by online which is very simple and no manual work. With in 1-2 days, it got approved and i got this card on 3rd day.
I have Axis Bank credit card which was taken through bank.I am using this my zone card almost 3 to 4 years. This was a life time free card and its having an option for making card to card payments. Emi conversion is also possible, fuel benefits, movie ticket offers and airport lounge access is available.
I am using Axis bank credit card which was taken through bank.This card is providing fuel benefits ,movie ticket offers and also cash back offers which is very useful .The service of this credit card was pretty good ,This was a life time free card and not faced any hassles until this card was delivered .
AXIS Bank offered a flip credit card which i am using for more than 1 -2months. Annual charges for this card is Rs. 500 and there is no fee wavier and the credit limit is okay. For shopping and movie ticket booking, i got voucher worth of Rs.500 flipkart and i am getting some discounts.
I am using AXIS Bank My Zone credit card more than 2 years. Annual charges for this card is Rs. 500+ GST if i spend some amount there wont be any charges. Credit limit is sufficient and i got this offer from bank directly. Maximum i am using the card for travel and shopping, getting reward points and not redeemed yet.
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CHINMAY K L
Reviewed on Mar 15, 2020
I am using AXIS Bank credit card more than 4 years and they given a sufficient credit limit of Rs. 90K. This is a life time free card, mostly i am using for shopping, travel, fuel and gold purchase. EMI options are available for all except gold and fuel.
Since one year, i am using AXIS Bank My zone credit card. This is a life time free card and they given a sufficient credit limit of Rs. 95K. I am using this card for all purpose and the rate of interest was better. Customer service and responsiveness was good.
AXIS Bank given a credit limit of Rs. 40,000 and i am using this card for all purposes. This bank offered me a Neo credit card and i am using this card more than 1 year. Annual charges for this card is Rs. 500 and there is a no fee wavier and i applied this card through bank directly.
On 4 months before I got a credit card offer via AXIS bank directly. Once the process done by 10 days received the card. The credit limit is sufficient of 50K. It is a life time free card . They are providing good benefits of cash back. Emi conversion is applicable. It is easy to convert with nominal charge.
I am holding NEO credit card from Axis bank and i get a money back offer on this card. They have given me a credit limit of Rs. 40000 and they don't charge me any annual fee because based on my salary account they have given me this card. I am using this card for last 1 year. They do sent offer messages to my number.
I am using Axis bank credit card which was taken through bank for the past 5 years.The credit limit was 40,000 and this was a chargeable card. I am getting cash back benefits as well as reward points which is very useful. This card is useful for online shopping .
Axis bank card is a wonderful card to use which am using for more than 5 years and they have provided the loan offer also. Depends on my spending, they are increasing the credit limit on a periodically. When i call the customer care for any kind of clarification, they will rectify it immediately.