The Pride Platinum credit card is a personalised card by Axis Bank and comes with the shades of the Indian National Flag on it as a tribute to the Army, Navy and Air Force of India. This credit card comes with a wide range of benefits and features for the defense personnel protecting the country, across various categories such as Axis eDGE Loyalty rewards, dining, and fuel.
Other Axis Bank Credit Cards
The credit limit of the Axis Bank Pride Platinum card is assigned at the discretion of the bank. Axis Bank takes a number of factors into consideration before assigning the limit such as your annual income, the credit score, credit report inquiry as well as the repayment habits of your ongoing and past debts.
You can redeem your eDGE reward points earned on your Pride Platinum credit card through net banking or mobile banking.To redeem the reward points through net banking, here are the steps you need to follow:
|Type of Charge||Amount|
1st year - Nil
2nd year - Rs.250 (waived off on spends of more than Rs.20,000 in the first year)
|Add-on card annual fee||Nil|
|Add-on card joining fee||Nil|
|Cash payment fee||Rs.100|
|Card replacement fee||Waived|
|Charge slip retrieval fee or Copy request fee||Waived|
|Mobile Alerts for transaction fee||Free|
|Duplicate Statement fee||Waived|
|Outstation cheque fee||Waived|
|Balance enquiry charges||Waived|
|Cash withdrawal fee||2.5% of the cash amount. Minimum of Rs.250|
|Finance charges||2.95% per month|
|Overlimit penalty||3% of the limit amount. Minimum of Rs.500|
|Late payment fee||
If total payment due is Rs.100 - Nil
Payment between Rs.101 and Rs.300 - Rs.100
Payment between Rs.301 and Rs.1,000 - Rs.300
Payment between Rs.1,001 and Rs.5,000 - Rs.500
Payment between Rs.5,001 and Rs.20,000 - Rs.600
Payment due is more than Rs.20,001 - Rs.700.
|Cheque return or dishonour fee||Rs.300|
|Surcharge on purchase of railway tickets||As per IRCTC|
|GST||As per Government rules|
|Foreign Currency transaction fee||3.50% of the transaction value|
The documents which are required to apply for the Pride Platinum credit card are PAN card, Form 60, residential proof, proof of income, ID proof and colour photograph of the primary applicant.Here's a complete list of documents required:
The fee applicable is 2.95% every month, which amounts to 41.75% per year.
Rs.300 is the fee applicable for reversal of auto-debit or return of cheque.
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