The Neo credit card was launched by Axis Bank for the people who make most of their purchases online.
By holding this card, you can avail several offers, cashback benefits, and reward points from leading online shopping portals such as Amazon, Flipkart, Myntra, Bookmyshow, etc.
Key Highlights of the Axis Bank Neo Credit Card
The card offers a wide range of offers, benefits and privileges. With this credit card, you get benefits such as
Lifestyle benefits on the Axis Bank Neo Credit Card
Lost Card Liability:
The limit for the axis bank Neo card is given at the discretion of the bank. The credit limit offered to the cardholder is based on a number of factors which include the credit history, credit report, your credit score along with your past and ongoing debts.
The points you earn from your Neo credit card has a validity of 3 years after which it will automatically expire. It is advised to keep a regular check on the reward points earned in order to redeem it.
Here are the steps to follow to redeem your reward points:
|Type of Charge||Amount|
|Joining Fees||Rs.250 (Waived off if Rs.2,500 spent in 45 days)|
|Add-on card fee||Nil|
|Cash withdrawal fees||2.5% of the transaction amount; minimum of Rs.250.|
|Duplicate statement fee||Waived|
|Cash payment fee at the branch||Rs.100|
|Card replacement fee||Waived|
|Late payment fee||
If the total due amount is:
Below than Rs.100 - Nil
From Rs.101 to Rs.300 - Rs.100
From Rs.301 to Rs.1,000 - Rs.300
From Rs.1,001 to Rs.5,000 - Rs.500
From Rs.5,001 to Rs.20,000 - Rs.600
Above Rs.20,000 - Rs.700
|Penalty on over-limit||3% of the over-limit amount (Minimum of Rs.500)|
|Foreign currency transaction fee||3.50% of the transaction amount|
|Interest on cash advances||3.50% per month|
|Balance inquiry fee||Waived|
|Outstation cheque fee||Waived|
|Cheque return fee||Rs.300|
To apply for the Neo Credit Card, these following eligibility criteria need to be met:
*The bank has the right to change the eligibility criteria for credit cards from time to time without any prior notice.
*The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the Neo credit card.
The offline payment methods include cheque, cash, draft, and ATM payments. The online methods include the auto-debit option, NEFT transactions, net banking, mobile banking, bill desk, Visa Money Transfer facility, etc.
The entire list of charges associated with the Neo Credit Card has been mentioned here under the fees and charges section. You can refer to the table above for more information.
Yes, the interest-free period offered can vary from 20 to 50 days based on the transaction date
Contact the credit card customer care of Axis Bank by dialling 18605005555 or 18604195555 to report the loss of the card.
Yes, duplicate monthly statements will be issued by Axis Bank only if you make the request for the same to the bank, provided all the outstanding monthly dues are paid.
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