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  • Axis Bank Neo Credit Card

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  • Save when you shop and dine with the Axis Bank Neo Credit Card. When you apply for this card, you will have to pay a joining fee of Rs.250. The joining fee functions as the first-year fee and is waived if you spend a minimum of Rs.2,500 within 45 days of card approval. From the second year onwards, the annual fee charged is Rs.250. The interest charged for any overdue amount is 46.78% p.a.
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  • We found 1 Axis Bank Neo Credit Card
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    Axis Bank Neo Credit Card

    The Neo credit card was launched by Axis Bank for the people who make most of their purchases online.

    By holding this card, you can avail several offers, cashback benefits, and reward points from leading online shopping portals such as Amazon, Flipkart, Myntra, Bookmyshow, etc.

    Key Highlights of the Axis Bank Neo Credit Card

    The card offers a wide range of offers, benefits and privileges. With this credit card, you get benefits such as

    • Welcome offers from Amazon, cashback offers, gift vouchers and entertainment offers.
    • EMI facility offered which includes no-cost EMIs on selected products.
    • Lost card liability insurance is given.
    • The card offers a range of lifestyle benefits across various categories such as dining, movies and shopping.

    Benefits And Features Of The Axis Bank Neo Credit Card

    Lifestyle benefits on the Axis Bank Neo Credit Card

    • Avail attractive dining benefits at partner restaurants in India under the Axis Bank Dining Delights program.
    • Get a Jabong gift voucher.
    • The Neo Credit Card also gives you movie vouchers.

    Rewards Program:

    • Earn 2 rewards points for every Rs.200 spent using the Axis Bank Neo credit card under the eDGE Loyalty Program.
    • The rewards points can be redeemed from an exclusive catalogue on the Axis Bank website.

    Secure Transactions:

    • The credit card comes with an embedded EMV chip, to make your online transactions more secure.

    Lost Card Liability:

    • Axis Bank offers zero lost card liability insurance to Neo credit cardholders.
    • If lost, you must report it to the customer care service and all transactions on the card will be protected after that.

    EMI Facility:

    • Convert your high-value purchases into equated monthly instalments.
    • Tenures range from 6 months to 24 months.
    • Any purchase amounting to Rs.2,500 or higher can be converted into monthly instalments.

    Dining Privileges:

    • You can enjoy up to 15% off on dining bills at partner restaurants located across India.

    Axis Bank Neo Credit Card Limit

    The limit for the axis bank Neo card is given at the discretion of the bank. The credit limit offered to the cardholder is based on a number of factors which include the credit history, credit report, your credit score along with your past and ongoing debts.

    Latest Offers by Axis Bank Neo Credit Card

    Shopping Offers

    • Shopping on Myntra.com brings you a 10% discount on a minimum purchase of Rs.500.
    • Get a discount of up to 20% on purchases above Rs.1,000 made at BigBasket.
    • Avail EMI options on a wide range of products made from Croma, Reliance Digital and Snapdeal.
    • Enjoy up to 100% cashback on mobile recharge transactions made on the Freecharge app or website.
    • On Myntra.com, get a 10% discount on purchases amounting to a minimum of Rs.500.

    Movie Offers:

    • Movie ticket bookings on BookMyShow gives you a discount of 10%, with monthly benefits up to Rs.50.

    Travel Offers:

    • Opt for easy EMI payments for your travel bookings made on Yatra and Goibibo.
    • Avail a discount of up to Rs.800 on your first domestic and international flight booking made on EaseMyTrip.

    How To Redeem Reward Points Earned On Axis Bank Neo Credit Card?

    The points you earn from your Neo credit card has a validity of 3 years after which it will automatically expire. It is advised to keep a regular check on the reward points earned in order to redeem it.

    Here are the steps to follow to redeem your reward points:

    • Log in to your net banking.
    • Select 'Account Summary'.
    • Click on the 'Axis eDGE Rewards' option.
    • Check the box to accept the terms and conditions and then click on 'Redeem Now' to view your rewards.
    • From the drop-down menu, choose the reward category and add them.
    • Once done, click on confirm and the points will be redeemed.

    Fees And Charges On The Axis Bank Neo Credit Card

    Type of Charge Amount
    Joining Fees Rs.250 (Waived off if Rs.2,500 spent in 45 days)
    Annual Fees Rs.250
    Add-on card fee Nil
    Cash withdrawal fees 2.5% of the transaction amount; minimum of Rs.250.
    Duplicate statement fee Waived
    Cash payment fee at the branch Rs.100
    Card replacement fee Waived
    Late payment fee

    If the total due amount is:

    Below than Rs.100 - Nil

    From Rs.101 to Rs.300 - Rs.100

    From Rs.301 to Rs.1,000 - Rs.300

    From Rs.1,001 to Rs.5,000 - Rs.500

    From Rs.5,001 to Rs.20,000 - Rs.600

    Above Rs.20,000 - Rs.700

    Penalty on over-limit 3% of the over-limit amount (Minimum of Rs.500)
    Foreign currency transaction fee 3.50% of the transaction amount
    Interest on cash advances 3.50% per month
    Balance inquiry fee Waived
    Outstation cheque fee Waived
    Cheque return fee Rs.300
    Hotlisting fee Nil

    Eligibility for the Neo Credit Card

    To apply for the Neo Credit Card, these following eligibility criteria need to be met:

    • Primary cardholder should be 18 to 70 years of age.
    • Add-on cardholder should be over 15 years.
    • The applicant can be a resident or non-resident of India.

    *The bank has the right to change the eligibility criteria for credit cards from time to time without any prior notice.

    Documents For Applying For The Neo Credit Card From Axis Bank

    • Filled credit card application form.
    • A copy of PAN card or Form 60.
    • Identity proof - PAN, driving license, Aadhaar Card, etc.
    • Income proof - latest pay slips, Form 16, IT return copy, etc.
    • Residence proof - Passport, Ration Card, electricity bill, Aadhaar, etc.
    • Passport size colour photographs of the applicant.

    *The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the Neo credit card.

    Axis Bank Neo Credit Card FAQs

    1. What are the different modes of paying the dues on my Axis Bank Neo Credit Card?
    2. The offline payment methods include cheque, cash, draft, and ATM payments. The online methods include the auto-debit option, NEFT transactions, net banking, mobile banking, bill desk, Visa Money Transfer facility, etc.

    3. What are the extra charges associated with the Axis Bank Neo Credit Card?
    4. The entire list of charges associated with the Neo Credit Card has been mentioned here under the fees and charges section. You can refer to the table above for more information.

    5. Does Axis Bank offer a credit-free period for Axis Bank Neo Card customers?
    6. Yes, the interest-free period offered can vary from 20 to 50 days based on the transaction date

    7. How would I report the loss of my Axis Bank Neo Card?
    8. Contact the credit card customer care of Axis Bank by dialling 18605005555 or 18604195555 to report the loss of the card.

    9. Can I get duplicate monthly statements from Axis Bank for my Neo Credit Card?
    10. Yes, duplicate monthly statements will be issued by Axis Bank only if you make the request for the same to the bank, provided all the outstanding monthly dues are paid.

      

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    Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      In Axis bank credit card, i have not faced any issues hence i have never interacted with the customer care. I have been converted my purchased into EMI and the charges are nominal. Its a neo card. Recently, they have enhanced my credit limit. The card is safe and secure to use.
      Was this review helpful? 0
      , kanchipuram
      Reviewed on Nov 28, 2019
    • Axis Bank
      Axis Bank Credit Card
      "Need to provide more offers"
      0.5 3.0/5 "Satisfactory"
      I am using AXIS bank NEO card for more than 3 years. There is no yearly fee chargeable. Credit limit is good and sufficient, initially offered a low limit and now they have enhanced well. There is no much offers in this card to use. I will be getting discount up to 10% for a movie ticket in book my show.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 11, 2019
    • Axis Bank Credit Card
      "Better card"
      0.5 5.0/5 "Blown Away!"
      I have a neo card from Axis bank and there is no much benefits available on this card. They have provided me a credit limit of Rs. 50000. Its a zero annual fee card. I have received the card on time. I'm receiving the statement by emails. They are sending the offers on a time to time.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 09, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      From Axis bank, i use NEO card and really i will recommend this card to everyone. Basically they are given a good credit limit for me. They gave me a shopping benefits. Its 1.95 lakhs as a credit limit on this card. There is no annual fee for this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 09, 2019
    • Axis Bank Credit Card
      "Everything good with Axis bank card"
      0.5 4.0/5 "Great!"
      Already I have a savings account in Axis bank so that I have chosen a credit card from the same bank. Its NEO card and I get the benefits of shopping so that I am receiving a rewards points and vouchers. They have provided me a credit limit of Rs. 1.15L. Since I'm having a account, its easy to doing a online transfer for making a bill payment.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 08, 2019
    • Axis Bank Credit Card
      "Good Credit card"
      0.5 5.0/5 "Blown Away!"
      Earlier i had a credit card from Axis bank and i was getting a 5% cashback in petrol bunks and groceries purchase. I was having a neo credit card. I have not used the credit card but even though they have sent me a bill so i blocked this card and from that stopped using it.. I have Axis bank account earlier i am able to see the credit card details through app but now I'm unable to check it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2019
    • Axis Bank Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      My Axis neo credit card is having a lots of benefits which i don't remember. I have been using this credit card for a long time and I'm satisfied with the credit limit provided to me. I don't faced any issue from this card. I have converted my purchase into EMI. In their app itself, there is a option to convert the purchase into EMI.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 29, 2019
    • Axis Bank Credit Card
      "Excellent Card"
      0.5 5.0/5 "Blown Away!"
      Axis bank is an excellent card to use. Maximum times i use this card because i get 5% cashback on groceries. It was my choice card and it has been replaced with Neo card. I get a lots of benefits. I have a axis bank account so i directly transfer my credit card bills through this account.
      Was this review helpful? 1
      , kolkata
      Reviewed on Oct 29, 2019
    • Axis Bank Credit Card
      "Best Card"
      0.5 5.0/5 "Blown Away!"
      Its been 2 years i am using the Axis bank credit card and i get the EMI options in Axis bank even the amount is Rs. 3000 also. Its a neo card and there is no much benefits available on this card. EMI conversion charges are sufficient one. They have increased my credit limit twice so far.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 22, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      They have provided me a card in a least time. The process was so good and it got delivered as per their promised time. I am using the neo card and i get the EMI option on this card and EMI conversion charges are normal. I hold this card for almost 1 year.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 21, 2019
    • Axis Bank Credit Card
      "Satisfactory & Convenient"
      0.5 4.0/5 "Great!"
      Axis credit card is providing me a good benefits like cash back and card to card transfer option. Their customer service is very excellent. The interest rate is good for EMI conversion. I hold NEO card for around 6months and before that was using a Platinum card from 2006.
      Was this review helpful? 1
      , kolkata
      Reviewed on Oct 18, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Axis NEO Credit card is average and its been more than 2years. Its not easy to make the payment and moreover will take 3days to reflect into my account. The charges are higher for EMI Conversion, around 16% and sometimes higher. Its a life time free card.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 09, 2019
    • Axis Bank Credit Card
      "Nothing special"
      0.5 3.0/5 "Satisfactory"
      Axis credit card is also good but they have recently discontinued one of my major card(My choice) and am having a Neo card. Actually My choice card is providing me 5% cash back offer at super markets, groceries, restaurants. They are charging annual fee for both cards. NEO card has some benefits but it was not useful for me.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 08, 2019
    • Axis Bank Credit Card
      "Not recommendable for EMI conversion"
      0.5 3.0/5 "Satisfactory"
      I have taken the credit card from Axis bank and i have converted some of my purchase into EMI amount but the EMI charges are high hence i have pre-closed the card. Even the pre-closure charges are high. I have a variant of Neo card. There is no annual charges on this card. They give a benefits in online hence i'm planning to close the card.
      Was this review helpful? 0
      , nalbari
      Reviewed on Oct 06, 2019
    • Axis Bank Credit Card
      "Better card than any other bank"
      0.5 4.0/5 "Great!"
      Axis bank have a good offers and discounts on the monthly utility bills and when I'm buying the groceries. Its quick to response in their services. They are sending the offer notification through both mail and SMS. I have a good credit limit and i hold the Axis bank neo credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 03, 2019
    • Axis Bank Credit Card
      "Convenient card"
      0.5 4.0/5 "Great!"
      I have been using Axis Bank credit card and they have provided me a some offer for particular period but I did not utilize it. I was using Mychoice credit card and upgraded to Neo card. Also got addon card from my wife with zero fee. They are charging me Rs.250 as an annual fee. They are good in updates and also very helpful.
      Was this review helpful? 0
      , ramanathapuram
      Reviewed on Sep 18, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      My Axis neo card has lots of offers on monthly basis for online booking, movie tickets, travel bookings etc but it has the yearly fee around Rs. 500. They keep sending reminder calls and messages before the due date its good. The payment gateway is very comfortable hence the amount reflects on the same day.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 15, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I use Axis Neo credit card for last one year. The credit limit is not an issue, they have given me a good limit. I got a life time free credit card. Their customer service is always excellent and even the branch is near to my office so its easy to visit. I am getting fuel benefits, cash back offer and etc.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 11, 2019
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis Neo credit card from last 3 years and satisfied with the services. They have provided me a life time card and also the offers are fine for online purchase. I have converted some of my transactions into EMI, the charges were reasonable only.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2019
    • Axis Bank Credit Card
      "Can do better"
      0.5 4.0/5 "Great!"
      I am using AXIS Neo credit card for last two years its not upto the mark, I felt the features are normal but it would be great if they provide some benefits. . The help desk is always reachable and they are providing the solution within the expected time.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 05, 2019
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