Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Axis Bank Neo Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    250
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    Axis Bank Neo Credit Card is Rated as "Great!" by 33 Users

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    Promised Interest Rate

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    Axis Bank Neo Credit Card

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    • Welcome Offers:
    • Card holders can get movie vouchers worth Rs. 200 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs. 200. Customers can also get shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount.

    • Power of 10:
      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs. 50.
      3. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs. 100.
      4. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs. 30.
    • eDGE Loyalty Rewards Program:
    • Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs. 200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    • Secure Transactions:
    • As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    • Lost Card Liability:
    • Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    • Hello-EMI facility:
    • Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly installments which can be conveniently repaid within tenures ranging from 3, 6, 9 to 12 months. Any transaction for a value of Rs. 2500 or higher can be converted into monthly installments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs. 150 or 1.5%, whichever is higher, when conversions are done.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs. 250

    Joining FeesRs. 250/ The fee will be waived if purchase transaction exceed Rs. 2500 for the first 45 days.
    Card Replacement FeeWaived
    Finance Charges - Cash and Retail Transactions3.25% per month
    Finance Charges - On cash Advances3.25% per month
    Add-on Card Joining FeesNIL
    Add-on Card Annual Fees
    Cash Payment FeeRs. 100
    Outstation Cheque FeeWaived
    Copy Request Fee / Charge slip Retrieval FeeWaived
    Hot listing ChargesNIL
    Mobile Alerts for Card TransactionsFree
    Cash Withdrawal Fees2.5% or a minimum of Rs. 250 of the amount withdrawn
    Over Limit Penalty3% or a minimum of Rs. 500 of the over limit amount.
    Surcharge on cancellation or purchase of Railway TicketsAs per IRCTC norms
    Cheque return /Auto-debit Reversal/ Dishonour FeeRs. 300
    Fuel Transaction SurchargeRs. 10 or 2.5% of the transaction amount, whichever is higher
    Service Tax14.50%
    Foreign Currency Transaction Fee3.5% of the transaction amount

    Late Payment Charges:

    Balance AmountCharges
    Up to Rs. 2000Rs. 300
    Rs. 2001 to Rs. 5000Rs. 400
    Rs. 5001 and moreRs. 600

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

    1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?
    2. Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

      • Cheque / Cash/ Draft
      • Online payments via Axis Bank savings accounts
      • Auto-debit
      • NEFT transactions
      • Click to Pay
      • Visa Money Transfers
      • ATM Payments
      • Credit Card payment through IMPS
    3. What is the order of payments done for Neo card accounts?
    4. Payments are done in the following manner -

      • Fees/ Charges plus taxes
      • Interest Charges
      • Cash Advances
      • Dial-a-draft
      • Monthly Installments
      • Balance Transfers
      • Purchase transactions.
    5. Can Neo card customers get duplicate monthly statements from Axis Bank?
    6. Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

    7. Does Axis Bank provide any insurance cover for Neo card holders?
    8. The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    9. Does Axis Bank offer a credit-free period for Neo Card customers?
    10. Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

    Other Top Credit Cards By Axis Bank

    Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card is with AXIS bank which was taken 20 years back. The credit limit was 50,000 and I am getting reward points and cash back offers.. I have no idea bout the charges and rate of interest here. The validity of the card is till 2020 July. The customer service and responses was good and my experience was also excellent overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "poor service "
      0.5 3.0/5 "Satisfactory"
      I use axis bank credit card with a good limit.I have been using it for quite a long years,initially the customer support team was good.but now i can say their very poor in service its quite disappointing to bank with them and am planning to close my card.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      Axis Bank is also good in the credit card features but they need to improve overall on the offers and on the credit limit. They can provide better services on the deals and the limit can be enhanced as well. The statements are clear I have no hassles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I applied for a credit card with Axis bank. They bank contacted me and informed me the details. They informed me that I should do at least three lakhs of transactions in a month. So I did not wish to proceed with the application. It was good as they contacted me and acknowledged my request.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I applied for a credit card with Axis Bank. They contacted me and collected my documents from me. After they collected the papers, there was no response and I only received a message on my phone that the application has been declined. I am not satisfied with this service.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I am not happy with Axis Bank services. I hold a credit card and the bank is not up to the mark on this experience. They need an improvement from the offers to the limit and to the overall features on the card. I would not want to recommend the bank to others.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am having the credit card with the Axis bank and am using it from he last two years of time. Its a kind of better experience and the credit limit with the Axis bank credit card value is around 1.5 lakh Rupees. I am happy with them till now, also I really dont have much issues with them.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am using the Axis bank credit card from the last two months of time . I am not happy with the services because of the Axis bank customer service, which is really a lacking one, also they need to improve a lot.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a credit card and they are excellent in their customer services. The credit limit is good and the offers are fantastic, there are a lot of decent deals online for shopping and the statements are also sent to me on time and it is transparent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I am very much happy with the service of AXIS bank for my credit card service ,the late payment options are accepted in AXIS bank service once I was in a situation in delay payment but they accepted my late payment without any charges which was very helpful for me I am very much happy with AXIS bank service for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I was holding a Axis bank credit card around 6 years ago. The customer support was good with Axis bank credit card department. The rate of interest is nominal with Axis bank credit cards. I was using this card for shopping, bill payments and for other usages.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I have been using the Axis bank my choice credit card for more than 4years. The customer support is averages with Axis bank credit card department. I was using this cad for shopping and for other purchases. The credit is low with this card so that was the reason I have settled the bill and planned to close this card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Axis bank need to work on the credit card as well. There are no much of offers and the rate of interest is very high. I am not very happy with the features on the credit card. Though the limit is okay but there are no other deals. In all it is a average experience.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has also offered me a credit card and there are decent offers and facilities on my card. The credit limit is good and the transactions on my card is also more than sufficient. There are no charges for the card and in all I am satisfied with the overall services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my credit card with AXIS bank 3 years back. The credit limit was 75,000 and they have offered master International card. The benefits are reward points here but I have not used it . I have no idea about the charges and interest rate. My overall experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I also have a credit card with Axis Bank. I get all the offers on the card. There are offers on eCommerce sites as well for shopping. They are also much to my satisfaction in the services and response. It is a life time free card and there are no issues when it comes to transaction.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I bank with Axis Bank for a credit card and the charges are high. Like wise the bank has to offer me with a better credit limit. It is a average experience and the services are good. I have no hassles in the statement or in making my payments. It is convenient.
      Was this review helpful? 0
      , udaipur
      Reviewed on Oct 15, 2017
    • Axis Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Axis bank offers pretty good services on the credit card too. The response is good and the statements are clear too. There are no charges and when I use my card there are no issues. The transactions are smooth and the credit limit is also satisfactory.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience with Axis Bank for the credit card. They need to improve on the customer services and also work on their interest rates. The statements are on time and the charges are high. The bank has to work on this product when I compare it with the other services.
      Was this review helpful? 0
      , mysore
      Reviewed on Oct 15, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      I am using Axis bank credit card from last 3 years, the services provided by Axis bank credit card is good when compared to all other credit cards. I also get offers like cash back and reward points. I use this credit card for shopping, payments, travel and for dining purpose, i am also satisfied with the credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
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