Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 Axis Bank Neo Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    250
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    Axis Bank Neo Credit Card is Rated as "Great!" by 51 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Axis Bank Neo Credit Card

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    • Welcome Offers:
    • Card holders can get movie vouchers worth Rs. 200 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs. 200. Customers can also get shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount.

    • Power of 10:
      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs. 50.
      3. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs. 100.
      4. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs. 30.
    • eDGE Loyalty Rewards Program:
    • Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs. 200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    • Secure Transactions:
    • As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    • Lost Card Liability:
    • Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    • Hello-EMI facility:
    • Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly installments which can be conveniently repaid within tenures ranging from 3, 6, 9 to 12 months. Any transaction for a value of Rs. 2500 or higher can be converted into monthly installments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs. 150 or 1.5%, whichever is higher, when conversions are done.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs. 250

    Joining FeesRs. 250/ The fee will be waived if purchase transaction exceed Rs. 2500 for the first 45 days.
    Card Replacement FeeWaived
    Finance Charges - Cash and Retail Transactions3.25% per month
    Finance Charges - On cash Advances3.25% per month
    Add-on Card Joining FeesNIL
    Add-on Card Annual Fees
    Cash Payment FeeRs. 100
    Outstation Cheque FeeWaived
    Copy Request Fee / Charge slip Retrieval FeeWaived
    Hot listing ChargesNIL
    Mobile Alerts for Card TransactionsFree
    Cash Withdrawal Fees2.5% or a minimum of Rs. 250 of the amount withdrawn
    Over Limit Penalty3% or a minimum of Rs. 500 of the over limit amount.
    Surcharge on cancellation or purchase of Railway TicketsAs per IRCTC norms
    Cheque return /Auto-debit Reversal/ Dishonour FeeRs. 300
    Fuel Transaction SurchargeRs. 10 or 2.5% of the transaction amount, whichever is higher
    Service Tax14.50%
    Foreign Currency Transaction Fee3.5% of the transaction amount

    Late Payment Charges:

    Balance AmountCharges
    Up to Rs. 2000Rs. 300
    Rs. 2001 to Rs. 5000Rs. 400
    Rs. 5001 and moreRs. 600

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

    1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?
    2. Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

      • Cheque / Cash/ Draft
      • Online payments via Axis Bank savings accounts
      • Auto-debit
      • NEFT transactions
      • Click to Pay
      • Visa Money Transfers
      • ATM Payments
      • Credit Card payment through IMPS
    3. What is the order of payments done for Neo card accounts?
    4. Payments are done in the following manner -

      • Fees/ Charges plus taxes
      • Interest Charges
      • Cash Advances
      • Dial-a-draft
      • Monthly Installments
      • Balance Transfers
      • Purchase transactions.
    5. Can Neo card customers get duplicate monthly statements from Axis Bank?
    6. Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

    7. Does Axis Bank provide any insurance cover for Neo card holders?
    8. The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    9. Does Axis Bank offer a credit-free period for Neo Card customers?
    10. Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

    Other Top Credit Cards By Axis Bank

    Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Axis bank provides very good services on credit card when compared to all other credit cards. I am using this credit card from last 1-2 months and it is a good card to use. They did not charge any annual fee at the time of getting this credit card. I am not aware of any offers in this credit card. I make my bill payments using cash and cheque. I have a credit limit of Rs 75000 and the cash limit of Rs 75000 in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 09, 2017
    • Axis Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I hold a My choice credit card with AXIS bank. I have not experienced in using this card. Not even done any purchase with the card either. My current limit is 62000. There is an annual charge of 250 rupees, and it will be waived if the purchase is above certain amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2017
    • Axis Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I am using Axis bank credit card from the last 1.5 years of time. Response is good one for me and they have given a speculate relationship manager to contact them for everything. I am happy with the Axis bank credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 09, 2017
    • Axis Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The reward points was good with axis bank credit card services when compared to other credit service providers in the market ,the customer support was good and the credit limit they offered me was good it was a average service that I received from axis credit card department.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with Axis bank from last 1.5 years, the services provided by Axis bank credit card is good when compared to all other credit cards. An annual fee of Rs 500 has to be paid every year for this credit card. Offers are very limited in this credit card like reward points and there is EMI conversion option in this credit card. I use net banking for making payments and i am satisfied with the credit limit.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I use the Axis bank MY zone credit card for shopping, fuel, online purchases and for other usages. I have started using the Axis bank my zone credit card for past 8months. I have got the credit limit of Rs,55,000 and their executives told that they will increase the credit limit after a year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I am using Axis bank credit card from last 2 years and it is a good card to use overall. The credit card services are good comparatively. They did not charge any annual fee at the time of getting this credit card. There are no much offers in this credit card
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      Axis bank Platinum credit card is been used by me for more than 3years. The credit card is used for all kind of purchases, shopping and for other usages. The customer support is good with the Axis bank credit card department. This card has decent credit limit.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with Axis bank.The limit on the card is 2.25 lakhs I don't have to pay an annual fees to hold this card.I make credit card payment via cheque in drop box.I get reward points for very purchase.Net banking is also good to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my AXIS bank's credit card for about 3 months .I hold visa international card and the give credit limit was 70,000 which was satisfactory . The responses and customer service was good . Here I am getting cashback offers and rewards points as benefits. My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      It has been 1year and 5months since i am using the credit card of AXIS Bank . The Customer service was good from the bank side The rate of interest is very high the bank charged on the amount . The bank gave me a credit Limit of 40K and also provided me a cash withdraw option . The bank did not give option of Balance transfer , it is a titanium card i am using . The bank charged an annual fee of rs 500.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Customer service is really good with the Axis bank credit card also the response provided by AXIS Bank is also very good. I have got the credit card within fifteen days of time. I would like to say that the response is very much satisfactory for me.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 08, 2017
    • Axis Bank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Axis bank.It has a limit of 50,000.I need to pay an annual fees of Rs 1500 to use this card.They had processed the card within 15-20 days.I get my statements and alerts on time after making transactions with this card.Net banking is very convenient to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2017
    • Axis Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The additional charges are high with the Axis bank Titanium smart traveler credit card . The customer support is average with the axis bank credit card department. I am satisfied with the credit limit. There is no annual fee to this card. I am having this credit cad for past 10years.,
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2017
    • Axis Bank Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I do have the Axis bank credit card from the last five months of time. Response is good one with the Axis bank credit card and the credit limit value is around 50000 Rupees. I am happy with the Axis bank credit card and I really dont have any issues on it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 07, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am having Axis bank credit card from the last three years of time. I would like to say that the response is good one for me and the customer service is good one too. Credit limit value is also fine one for me with the Axis bank credit card.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 07, 2017
    • Axis Bank Credit Card
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      The platinum credit card service was good with axis ,also I use to receive good offers and online benefits from flip kart,the customer support was good ,amazon and more,and the credit limit they offered me was good compare to other credit service providers .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2017
    • Axis Bank Credit Card
      "Life time free card"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum credit card with AXIS bank. My current limit is 95000. Easy EMI option is available with the card. I have not converted any amount to EMI for now.Its a life time free card and no annual charge. I make the payment through NEFT to AXIS.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 06, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Axis bank from last 4 years and it is a good card to use. I paid an annual fee of Rs 500 which has to be paid every year for this credit card. I get offers on book my show as 25% cash back on movie tickets and 25% cash back on selected restaurants. I am fine with the credit limit in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2017
    • Axis Bank Credit Card
      "Need Improvement"
      0.5 2.0/5 "Expected more"
      The Axis bank executive has collected the documents on time to process my credit card application, but I haven't got any call and any text message regarding my credit card application. The customer support response need to be improved with Axis bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 06, 2017
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.