Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Axis Bank Neo Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    250
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
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    Fee Details

    Axis Bank Neo Credit Card is Rated as "Great!" by 31 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    • Welcome Offers:
    • Card holders can get movie vouchers worth Rs. 200 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs. 200. Customers can also get shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount.

    • Power of 10:
      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs. 50.
      3. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs. 100.
      4. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs. 30.
    • eDGE Loyalty Rewards Program:
    • Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs. 200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    • Secure Transactions:
    • As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    • Lost Card Liability:
    • Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    • Hello-EMI facility:
    • Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly installments which can be conveniently repaid within tenures ranging from 3, 6, 9 to 12 months. Any transaction for a value of Rs. 2500 or higher can be converted into monthly installments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs. 150 or 1.5%, whichever is higher, when conversions are done.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs. 250

    Joining FeesRs. 250/ The fee will be waived if purchase transaction exceed Rs. 2500 for the first 45 days.
    Card Replacement FeeWaived
    Finance Charges - Cash and Retail Transactions3.25% per month
    Finance Charges - On cash Advances3.25% per month
    Add-on Card Joining FeesNIL
    Add-on Card Annual Fees
    Cash Payment FeeRs. 100
    Outstation Cheque FeeWaived
    Copy Request Fee / Charge slip Retrieval FeeWaived
    Hot listing ChargesNIL
    Mobile Alerts for Card TransactionsFree
    Cash Withdrawal Fees2.5% or a minimum of Rs. 250 of the amount withdrawn
    Over Limit Penalty3% or a minimum of Rs. 500 of the over limit amount.
    Surcharge on cancellation or purchase of Railway TicketsAs per IRCTC norms
    Cheque return /Auto-debit Reversal/ Dishonour FeeRs. 300
    Fuel Transaction SurchargeRs. 10 or 2.5% of the transaction amount, whichever is higher
    Service Tax14.50%
    Foreign Currency Transaction Fee3.5% of the transaction amount

    Late Payment Charges:

    Balance AmountCharges
    Up to Rs. 2000Rs. 300
    Rs. 2001 to Rs. 5000Rs. 400
    Rs. 5001 and moreRs. 600

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

    1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?
    2. Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

      • Cheque / Cash/ Draft
      • Online payments via Axis Bank savings accounts
      • Auto-debit
      • NEFT transactions
      • Click to Pay
      • Visa Money Transfers
      • ATM Payments
      • Credit Card payment through IMPS
    3. What is the order of payments done for Neo card accounts?
    4. Payments are done in the following manner -

      • Fees/ Charges plus taxes
      • Interest Charges
      • Cash Advances
      • Dial-a-draft
      • Monthly Installments
      • Balance Transfers
      • Purchase transactions.
    5. Can Neo card customers get duplicate monthly statements from Axis Bank?
    6. Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

    7. Does Axis Bank provide any insurance cover for Neo card holders?
    8. The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    9. Does Axis Bank offer a credit-free period for Neo Card customers?
    10. Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

    Other Top Credit Cards By Axis Bank

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  • Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Offers & services are good."
      0.5 3.0/5 "Satisfactory"
      The offers are good on the Axis bank on the credit card. It helps me when I purchase online as I can also convert the same to EMI. There are normal charges and the experience is good till date. The transactions has gone through without any hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 23, 2017
    • Axis Bank Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      AXIS is best to hold, they gives lot of offers, I am getting rail ticket, flight tickets discounts and also AXIS bank is providing the reward points and special discounts as like other credit card. I am very fine with that, I am happy to use their service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 23, 2017
    • Axis Bank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The Interest rate is the same with the Neo credit card when compared with others. I am having the Neo Credit card for more than 3 years. This card has the benefit of rewards points, cash back offers and for other offers. I am satisfied with the credit limit,. The customer service is very good with axis bank.
      Was this review helpful? 0
      , sikar
      Reviewed on Aug 22, 2017
    • Axis Bank Credit Card
      "Card for emergency purpose"
      0.5 3.0/5 "Satisfactory"
      AXIS Bank credit card have linked with my saving account, so every month automatically amount gets debited from my account. I am using My wings credit card, I am getting Air miles discounts but so far I have not utilized. Credit limit is good but AXIS balance transfer charges should be common to all.
      Was this review helpful? 0
      , bhandara
      Reviewed on Aug 22, 2017
    • Axis Bank Credit Card
      "Cash back offers should be enabled"
      0.5 5.0/5 "Blown Away!"
      AXIS is charging more interest rate on late payment fee and also there is an annual fee of Rs.299 applicable. But some banks are providing the credit card without any annual charges. So far I didn't get any cash back from AXIS, but I used to get some reward point. I am fine with that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have the axis bank credit card I dont use this card very much just for emergency porousness i use it. There is no annual fee for the card its life time free card.Customer service is good credit limit they have offered is 2 lakh rupees and am holding this card for about 2 years of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      The yearly charges are around three hundred to four hundred for my Axis credit card. But the card has more advantages like I am getting regular cash back offers. And the card itself is a pay back card. But only drawback is the reward points are very minimal when compared with other banks. I am unable to use those points as it is very less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • Axis Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      AXIS Bank is fine when it comes to credit card services but my opinion is, they have to improve their customer services because the executives were sometimes helpful and sometime they are not. So I feel their service is average but it is not up to the mark.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • Axis Bank Credit Card
      "Good but lots to improve"
      0.5 4.0/5 "Great!"
      Customer service is good in AXIS, but they didn't understand me when I had query. My Axis bank credit card got scratched hence I called to their customer care but they immediately blocked my card without intimation. Then I booked new credit card its almost took 15 days to dispatch. AXIS executives should understand the customer's needs.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 19, 2017
    • Axis Bank Credit Card
      "Good credit card"
      0.5 5.0/5 "Blown Away!"
      Axis credit card is really good to use, I am holding Platinum credit card for past six years. Two times they have increased the credit limit its good and sufficient and also they send notification about the offers and also axis bank credit card statements are clear to track the usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • Axis Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The Axis bank offers are very good in regards to my credit card, The customer service helps a lot to the customers. I am having My zone credit card for more than a year with Axis, the reward points cash back offers and other benefits are available with this card. I am satisfied with the My zone credit limit.
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • Axis Bank Credit Card
      "Offers & services are good."
      0.5 4.0/5 "Great!"
      Axis bank has offered me a credit card and I am happy with the services. The overall experience is nice and so are the offers. When ever I use the card there are no issues technically and the limit is also good. My bills are clear and I can make my payments online.
      Was this review helpful? 0
      , madurai
      Reviewed on Aug 17, 2017
    • Axis Bank Credit Card
      "Every thing is perfect"
      0.5 4.0/5 "Great!"
      Credit card experience of axis is very good, I have been holding AXIS credit card around more than five years, so far they never charged any interest. They have provided basic card with basic offers. In term of credit limit it is fine with AXIS.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • Axis Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding a axis My choice credit card for more than 5 years. The reward points cash back offers and the other offers are available with this card. I am satisfied using the Axis bank My choice Credit card because of their Credit limit. I would say it is an very good card to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • Axis Bank Credit Card
      "AXIS should more privilege to an existing customer"
      0.5 3.0/5 "Satisfactory"
      Comparatively if I go for purchase with AXIS credit card, I wont get good reward points and EMI option, but in HDFC, they gives me lot of reward points and Emi Option, Therefore I felt HDFC is more comfortable than AXIS, though I am a salary holder of AXIS they gave me lesser credit limit. I am using their credit card around five years. It would like to suggest AXIS should more privilege to an existing customer.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Axis Bank Credit Card
      "The Best Service"
      0.5 5.0/5 "Blown Away!"
      I use credit card of Axis bank. The card which I hold is a life time free card. But I am quite disappointed because of the credit limit. I believe they will upgrade the limit in future. But there is nothing lacking when it comes to reward points and cash back offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2017
    • Axis Bank Credit Card
      "The best bank for a CC"
      0.5 5.0/5 "Blown Away!"
      Axis bank is the best among the other banks I hold a credit card at. The bank provides me a excellent credit limit and the offers are too good on the card. I am always informed about the various deals I am eligible for and the benefits are also very beneficial.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I bank with Axis Bank for a credit card. It is a average experience because there are not many offers on the card. When other banks are providing great deals, it would be better if Axis provides the same too. They are average on the interest rate and charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      As I have been getting good service, I am fine with Axis bank. I use my My zone card mostly for shopping movies. As of now the limit is 40,000 and the bank executive called to enhance the credit limit, but I was not interested later in future will see to it, and its a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Axis Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      Axis bank has offered me a top most credit that is Vistara credit card, They have offered me this card within-out any transactions in my savings account. I am happy with the credit limit with this card. I use this card to book the air tickets, traveling purposes, for hotel bills , lounges and for other uses. I got this card recently. This card has the annual fee of Rs.1500.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 14, 2017
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