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    We found 1 Axis Bank Neo Credit Card
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    Axis Bank Neo Credit Card is Rated as "Great!" by 76 Users
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    Axis Bank Neo Credit Card

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    • Welcome Offers:
    • Card holders can get movie vouchers worth Rs. 200 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs. 200. Customers can also get shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount.

    • Power of 10:
      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs. 50.
      3. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs. 100.
      4. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs. 30.
    • eDGE Loyalty Rewards Program:
    • Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs. 200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    • Secure Transactions:
    • As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    • Lost Card Liability:
    • Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    • Hello-EMI facility:
    • Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly installments which can be conveniently repaid within tenures ranging from 3, 6, 9 to 12 months. Any transaction for a value of Rs. 2500 or higher can be converted into monthly installments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs. 150 or 1.5%, whichever is higher, when conversions are done.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs. 250

    Joining FeesRs. 250/ The fee will be waived if purchase transaction exceed Rs. 2500 for the first 45 days.
    Card Replacement FeeWaived
    Finance Charges - Cash and Retail Transactions3.25% per month
    Finance Charges - On cash Advances3.25% per month
    Add-on Card Joining FeesNIL
    Add-on Card Annual Fees
    Cash Payment FeeRs. 100
    Outstation Cheque FeeWaived
    Copy Request Fee / Charge slip Retrieval FeeWaived
    Hot listing ChargesNIL
    Mobile Alerts for Card TransactionsFree
    Cash Withdrawal Fees2.5% or a minimum of Rs. 250 of the amount withdrawn
    Over Limit Penalty3% or a minimum of Rs. 500 of the over limit amount.
    Surcharge on cancellation or purchase of Railway TicketsAs per IRCTC norms
    Cheque return /Auto-debit Reversal/ Dishonour FeeRs. 300
    Fuel Transaction SurchargeRs. 10 or 2.5% of the transaction amount, whichever is higher
    Service Tax14.50%
    Foreign Currency Transaction Fee3.5% of the transaction amount

    Late Payment Charges:

    Balance AmountCharges
    Up to Rs. 2000Rs. 300
    Rs. 2001 to Rs. 5000Rs. 400
    Rs. 5001 and moreRs. 600

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

    1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?
    2. Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

      • Cheque / Cash/ Draft
      • Online payments via Axis Bank savings accounts
      • Auto-debit
      • NEFT transactions
      • Click to Pay
      • Visa Money Transfers
      • ATM Payments
      • Credit Card payment through IMPS
    3. What is the order of payments done for Neo card accounts?
    4. Payments are done in the following manner -

      • Fees/ Charges plus taxes
      • Interest Charges
      • Cash Advances
      • Dial-a-draft
      • Monthly Installments
      • Balance Transfers
      • Purchase transactions.
    5. Can Neo card customers get duplicate monthly statements from Axis Bank?
    6. Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

    7. Does Axis Bank provide any insurance cover for Neo card holders?
    8. The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    9. Does Axis Bank offer a credit-free period for Neo Card customers?
    10. Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

    Other Top Credit Cards By Axis Bank

    Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The service which I got from the Axis bank was good and I am satisfied with the credit limit value from the AXIS PRIVILEGE CREDIT CARD. The customer support service is good with the Axis bank and they give good service to the customers. The benefits and the rewards points don't have transparency in this AXIS PRIVILEGE CREDIT CARD,its not getting reflected in the axis bank mobile application.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • Axis Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      It is a life time free credit card with Axis Bank and there are good offers on the card. The customer services and response is good and there are no hassles in banking with them. The credit limit is also satisfactory. The statements are clear and on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I applied for a credit card with Axis bank. I got a Axis Privilege Credit card. There is an annual fees applicable to this credit card which is Rs. 1100. I mostly use this card for traveling purpose and for high volume of shoppings. This is a rewards points based credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I applied for a credit card with Axis bank and I got a AXIS Bank Miles & More World Credit Card which has an annual fees of Rs. 3500. When I spend Rs. 200 for movie bookings in PVR I will get 20 points and also if I spend Rs. 200 on all other services I will get 4 points. As a joining bonus I get 5000 miles points on my first transaction with this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 22, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I applied for a credit card from Axis bank and I received a Axis bank Privilege credit card. While applying for the credit card I was informed that there will be a joining fees of Rs. 750 and the annual fees will be Rs.1500 only but now I have been charged for Rs. 1500 as joining fees. This offer rewards points based on the credit card. Mostly I use it for shopping.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 22, 2018
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The service is prompt with the Axis bank and they give very good response to the customers. The rewards points can be easily redeemed in many ways. The credit limit value is average with this AXIS BANK PLATINUM CREDIT CARD and I would say , I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I applied for a credit card with Axis bank and I received the Axis Neo credit card. The both annual fees and joining fees for this credit card is zero and it is a lifetime free credit card. I normally use this credit card for online and shopping purposes. It is rewards points based card and the points are flowing in on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • Axis Bank Credit Card
      "Good for all transaction"
      0.5 5.0/5 "Blown Away!"
      When I compared AXIS with other credit card, Axis is best, because EMI charges are minimal and interest rate is also lower. Its stars from 12% for 3 months to 6 months of tenure. Best thing about AXIS they are providing good offers on retail and online shopping upto 5 to 10% of discounts.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 21, 2018
    • Axis Bank Credit Card
      "Best card to use"
      0.5 4.0/5 "Great!"
      I am using Axis bank credit card from last 3-4 years, the credit card services are pretty good when compared to all other credit cards. There is no annual fee charged for this credit card. I get offers like buy 1 get 1 movie tickets. I use net banking for making payments and the credit limit is sufficient in this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 21, 2018
    • Axis Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      Got the Axis bank visa platinum credit card and I use this card for purchases, bill payments and for other usages. The credit limit value is good with this card and I am satisfied with it. The benefits and the offers are better with this Axis bank visa platinum credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 21, 2018
    • Axis Bank Credit Card
      "Good for EMI conversion"
      0.5 5.0/5 "Blown Away!"
      AXIS credit card service is good, from last year I have been using their service, its a basic card. I purchased furniture and mobile through the card then I converted that amount into an EMI. Interest rate is also nominal for the maximum tenure period of EMI 24 months. But I took 6 months and 12 months.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I get everything through my mobile application with Axis Bank. The credit limit is much more than HSBC and it is a free credit card. They have all the facilities of EMI options and loan on card. The payment process is very good. It is very convenient online.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      I hold a credit card with Axis Bank and the banking services are good. There are good offers and a proper credit limit as well. The card can be accessed all over. The customer support is good and they are responsive too. There are no issues with the statements.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Charges can be reduced"
      0.5 4.0/5 "Great!"
      I bank with Axis Bank for the credit card. It is a easy process and the customer services are good. The credit limit is also fine. There are charges taken for the card. The offers are not up to the mark when compared to other banks. They can provided more rewards and cash back deals.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Complicated Card"
      0.5 1.0/5 "Really Bad"
      I have an Axis Bank Neo Credit card. First the good thing, I have got a limit of Rs.50000 in the card. Of to the thing that didn't sit well with me, I am not able to login to the netbanking facility of the credit card. I have spend around Rs.50000 and more in the card but have just 10 points to name corresponding to it. Thus the repayment option with them is quite complicated. The number of offers in it is quite good though.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with Axis bank,the limit on the card is 1.05 lakhs,documents were collected door step.Online transactions are not happening with this card as i am trying to do IRCTC transaction its not succeeded,the customer service response is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with Axis bank,the limit on the card is good to transact.I have an annual fees from second year on wards.I have not yet started using this card.Documents were uploaded online within 20 days card was dispatches.Net banking and mobile App options are not good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with Axis bank,the limit on the card is 30,000 i am not happy as expected more,the card is chargeable every year.The card was processed within two weeks.I had submitted documents online,executives called up to share the card offers on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Wonderful Credit card"
      0.5 5.0/5 "Blown Away!"
      Axis bank I have taken credit card ,but I have closed the credit card now ,not in use but using that credit car i have done all the bill payments, transactions with this credit card no issues with this In future I will chose Axis bank again since this credit card I always Wonderful one to use throughout. The credit Card benefits is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The credit card experience was good from Axis Bank through online portal. I am satisfied with the customer service and response. I will repay it in the limited period but the interest rate is high compared to others. I am using AXIS BANK VISTARA CREDIT CARD and satisfied with the credit limit.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Feb 20, 2018
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