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    We found 1 Axis Bank Neo Credit Card
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    250
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    Axis Bank Neo Credit Card is Rated as "Great!" by 95 Users

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    Axis Bank Neo Credit Card

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    • Welcome Offers:
    • Card holders can get movie vouchers worth Rs. 200 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs. 200. Customers can also get shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount.

    • Power of 10:
      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs. 50.
      3. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs. 100.
      4. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs. 30.
    • eDGE Loyalty Rewards Program:
    • Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs. 200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    • Secure Transactions:
    • As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    • Lost Card Liability:
    • Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    • Hello-EMI facility:
    • Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly installments which can be conveniently repaid within tenures ranging from 3, 6, 9 to 12 months. Any transaction for a value of Rs. 2500 or higher can be converted into monthly installments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs. 150 or 1.5%, whichever is higher, when conversions are done.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs. 250

    Joining FeesRs. 250/ The fee will be waived if purchase transaction exceed Rs. 2500 for the first 45 days.
    Card Replacement FeeWaived
    Finance Charges - Cash and Retail Transactions3.25% per month
    Finance Charges - On cash Advances3.25% per month
    Add-on Card Joining FeesNIL
    Add-on Card Annual Fees
    Cash Payment FeeRs. 100
    Outstation Cheque FeeWaived
    Copy Request Fee / Charge slip Retrieval FeeWaived
    Hot listing ChargesNIL
    Mobile Alerts for Card TransactionsFree
    Cash Withdrawal Fees2.5% or a minimum of Rs. 250 of the amount withdrawn
    Over Limit Penalty3% or a minimum of Rs. 500 of the over limit amount.
    Surcharge on cancellation or purchase of Railway TicketsAs per IRCTC norms
    Cheque return /Auto-debit Reversal/ Dishonour FeeRs. 300
    Fuel Transaction SurchargeRs. 10 or 2.5% of the transaction amount, whichever is higher
    Service Tax14.50%
    Foreign Currency Transaction Fee3.5% of the transaction amount

    Late Payment Charges:

    Balance AmountCharges
    Up to Rs. 2000Rs. 300
    Rs. 2001 to Rs. 5000Rs. 400
    Rs. 5001 and moreRs. 600

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

    1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?
    2. Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

      • Cheque / Cash/ Draft
      • Online payments via Axis Bank savings accounts
      • Auto-debit
      • NEFT transactions
      • Click to Pay
      • Visa Money Transfers
      • ATM Payments
      • Credit Card payment through IMPS
    3. What is the order of payments done for Neo card accounts?
    4. Payments are done in the following manner -

      • Fees/ Charges plus taxes
      • Interest Charges
      • Cash Advances
      • Dial-a-draft
      • Monthly Installments
      • Balance Transfers
      • Purchase transactions.
    5. Can Neo card customers get duplicate monthly statements from Axis Bank?
    6. Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

    7. Does Axis Bank provide any insurance cover for Neo card holders?
    8. The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    9. Does Axis Bank offer a credit-free period for Neo Card customers?
    10. Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

    Other Top Credit Cards By Axis Bank

    Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I have my credit card with AXIS Bank which was taken 6 months back. The credit limit was 1.9 lakhs which is satisfactory and I hold my zone card . The customer service and responses was up to the mark. The fees and charges are nominal. My overall experience has been really great.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 24, 2018
    • Axis Bank Credit Card
      "Satisfied"
      0.5 3.0/5 "Satisfactory"
      The credit card services of Axis bank was up to the mark when compared to other cards. Credit limit was fine and there was no annual fee charged for this card. I was using this card from last 2-3 years. I get good reward points on future group like bigbazaar and shoppers stop.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2018
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was an good experience with Axis credit card service. The customer support is prompt. The credit limit is sufficient for me. I uses Axis online portal which is easy for navigation with lot of good options. The offers and benefits are good. It was an good experience with Axis credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Axis Bank Neo Prime Credit Card for 1.5 Years Their Customer Support is good and they have the Amazon Offers such as 5% offer on all the purchases. I never had any issues with the card so far. I'm happy with the features and benefits this card offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2018
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a Axis bank credit card, the services provided by the bank is good and satisfactory, the card is free for the first year, but it is chargeable from the second year. The limit they have offered on the card is also good. I am satisfied with the credit card all over.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have used the axis bank my zone credit card for the past 2 years and I have closed it , I have lost the wallet and all the cards have been missed by me so that was the reason i haven't applied for it again. The customer support service is good with the Axis bank and they give me good response in regards to credit card services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have used the axis bank my zone credit card for the past 2 years and I have closed it , I have lost the wallet and all the cards have been missed by me so that was the reason i haven't applied for it again. The customer support service is good with the Axis bank and they give me good response in regards to credit card services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have a credit card taken from Axis bank, the card is good with good limit and offers, the annual charges for the card is around Rs. 1,500 which is too high. I am facing some issues with the card in generating my user id and password online, I have called the customer service and they have been responsive I will try again if it doesn't work I have to call them back.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am satisfied with the Axis bank credit card I am using, the credit limit is good what they have offered, so far the experience with the card is also fine. For the first year the annual charges are zero carried forward from second year it will be chargeable and I am OK with that. The services are also fine.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Great card to have"
      0.5 5.0/5 "Blown Away!"
      I've been using the Axis Bank MyZone Credit card for the past 6 Years,. The card offers 25% discount on Movies anywhere which is an exciting feature of this card. The customer support is also equally good and the bank staff is really helpful and approachable.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis credit card service is good. They offer me with sufficient credit limit. It is an Life time free card there is no charges for it. The documents process was been smooth. The customer support is prompt with Axis. It was an good experience with Axis credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      Axis credit card service is good. The customer support was been prompt with Axis credit card service. I have been using Axis credit card for the past 2.5 years. The limit they offering me is sufficient for me. Interest and charges was nominal compared to others in the market.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I recently purchased a credit card from Axis bank. I don't have much experience with the service of Axis. The customer support is prompt with Axis. The credit limit is sufficient. Online net banking is easy for navigation with lot of good options. It was an good experience with Axis credit card service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a AXIS bank credit card and i am satisfied with the limit. I get cash back on this card. I get 5% discount on flipkart. There is an annual charge of 500. I am comfortable with both net banking and mobile banking. The customer servie and response with the bank is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have a credit card from Axis bank, its a 7 year old credit card, I had been using it since, till date I find the card to be not completely satisfactory, as the limit is still not good, plus its chargeable and there no much offers in the card. Hence, I find this card to be just an average card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 22, 2018
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I bank with Axis Bank for the credit card and I am happy with the process. The billing cycle is convenient for me and there are no issues. The statements are also sent to me on time. There are good offers and the credit limit is to my satisfaction.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 21, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with AXIS Bank 1 year back. The credit limit was 1 year and i hod new card. The customer service and responses was good.The charges are nominal so I would like to recommend to other . My overall experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 21, 2018
    • Axis Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The Axis bank credit card service is good and I have got the Axis bank buzz credit card around 3 months ago. the customer support service and the response is good with the axis bank. The credit limit value is good with this Axis bank buzz credit card and I am satisfied with it.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2018
    • Axis Bank Credit Card
      "good experience"
      0.5 4.0/5 "Great!"
      I am using Axis Bank credit card since a long time. I am using Axis Bank Net banking to pay the Axis Bank Credit Card bills. I didn't faced any interruptions while am using Axis Bank credit card online like otp issues. I am totally satisfied by their credit limit which is Rs. 90,000/-.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • Axis Bank Credit Card
      "good experience"
      0.5 4.0/5 "Great!"
      I had taken a credit card from the top most sector bank AXIS BANK through online partner. There is no annual fee for my card and it is life time free card. I am totally satisfied by their credit limit which is Rs. 30,000. I can feel comfort to use the card in real time also.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
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