Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Axis Bank Neo Credit Card

    Free for the first year, the Axis Neo Credit Card overwhelms you with gift vouchers from Amazon, BookMyShow and Jabong. You can enjoy 10% discount every time you shop on Myntra, redBus & other online sites. Apply now to avail these benefits.

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    Axis Bank Neo Credit Card is Rated as "Excellent!" by 180 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    Welcome Offers:

    • Card holders can get movie vouchers worth Rs.300 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs.300.
    • Customers can also get Amazon gift voucher worth Rs.250 for spending the card within first 30 days of card issuance. The gift voucher will be sent within 45 to 60 days of the first spend on the card.

    shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount

    Power of 10:

      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Shopping on Myntra.com brings 10% discount on a minimum purchase of Rs.500
      3. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs.50.
      4. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs.100.
      5. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs.30.

    eDGE Loyalty Rewards Program:

    Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs.200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    Secure Transactions:

    As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    Lost Card Liability:

    Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    Hello-EMI facility:

    Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly instalments which can be conveniently repaid within tenures ranging from 6, 9, 12, 18 to 24 months. Any transaction for a value of Rs.2500 or higher can be converted into monthly instalments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs.150 or 1.5%, whichever is higher, when conversions are done.

    Dining privileges:

    Neo credit card users can enjoy up to 15% off on dining bills at partner restaurants located across India.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges of an Axis Bank Neo Credit Card:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs.250

    Joining Fees

    Rs.250/ The fee will be waived if purchase transaction exceed Rs.2500 in the first 45 days.

    Card Replacement Fee

    Waived

    Finance Charges - Cash and Retail Transactions

    3.25% per month

    Finance Charges - On cash Advances

    3.25% per month

    Add-on Card Joining Fees

    NIL

    Add-on Card Annual Fees

    Cash Payment Fee

    Rs.100

    Outstation Cheque Fee

    Waived

    Copy Request Fee / Charge slip Retrieval Fee

    Waived

    Hot listing Charges

    NIL

    Mobile Alerts for Card Transactions

    Free

    Cash Withdrawal Fees

    2.5% or a minimum of Rs.250 of the amount withdrawn

    Over Limit Penalty

    3% or a minimum of Rs.500 of the over limit amount.

    Surcharge on cancellation or purchase of Railway Tickets

    As per IRCTC norms

    Cheque return /Auto-debit Reversal/ Dishonour Fee

    Rs.300

    Fuel Transaction Surcharge

    Rs. 10 or 2.5% of the transaction amount, whichever is higher

    Service Tax

    14.50%

    Foreign Currency Transaction Fee

    3.5% of the transaction amount

    Late Payment Charges:

    Balance Amount

    Charges

    Up to Rs.100

    NIL

    Rs.101 - Rs.300

    Rs.100

    Rs.301 - Rs.1000

    Rs.300

    Rs.1001 - Rs.5000

    Rs.500

    Rs.5001 - Rs.20000

    Rs.600

    Rs.20001 and above

    Rs.700

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

      1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?

    Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

        • Cheque / Cash/ Draft
        • Online payments via Axis Bank savings accounts
        • Auto-debit
        • NEFT transactions
        • Click to Pay
        • Visa Money Transfers
        • ATM Payments
        • Credit Card payment through IMPS
      1. What is the order of payments done for Neo card accounts?

    Payments are done in the following manner -

        • Fees/ Charges plus taxes
        • Interest Charges
        • Cash Advances
        • Dial-a-draft
        • Monthly Instalments
        • Balance Transfers
        • Purchase transactions.
      1. Can Neo card customers get duplicate monthly statements from Axis Bank?

    Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

      1. Does Axis Bank provide any insurance cover for Neo card holders?

    The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    1. Does Axis Bank offer a credit-free period for Neo Card customers?

    Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

    Other Top Credit Cards By Axis Bank

    Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Bad Card"
      0.5 4.0/5 "Great!"
      I have selected the Axis bank since i need it and i have credit card with all other banks. I'm not happy about the credit limit they have given to me. They have given the limit of Rs. 25000. I just bought this card against my CITI credit card which is having a limit of Rs. 85000. If they are not enhancing the credit limit then i will surrender the card in future. When i call them, they have said after 3 months, they will increase the limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 02, 2018
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding AXIS NEO credit card, they have not charged me annual fee , in this card, it is life time free credit card and i am happy with my credit limit which they have given me in this card and they provide good offers , and there overall service is good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 28, 2018
    • Axis Bank Credit Card
      "Best card"
      0.5 4.5/5 "Excellent!"
      For last 1 years i have been using axis bank credit card . Their customer service and response is good . Am satisfied with the credit limit which they have offered. This card comes with some annual charge which gets waived off after using certain limit . Overall am satisfied with my credit card .
      Was this review helpful? 1
      , noida
      Reviewed on Nov 10, 2018
    • Axis Bank Credit Card
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is good in the credit card offers. The customer services and response is good and they provide good deals on the card. The credit limit is fine. There are good offers and benefits the card is accepted every where. The statements are clear.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 26, 2018
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I bank with Axis Bank for the salary account and the banking process is good. The customer support is also good and there are no hassles in the process. The online banking and mobile banking is fine and it is very convenient to complete my transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 26, 2018
    • Axis Bank Credit Card
      "Should provide more benefits"
      0.5 4.0/5 "Great!"
      I've been using the AXIS Neo Credit card for a while. There are no commendable benefits associated with the card. They offer very less reward points and the value of the points is also less. The Credit limit is also pretty much low.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 29, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the AXIS Neo Credit card for a while. The limit very good. I am making payments in time so there hasn't been any issues with their services. It is as good as any other credit card in the market. It also gives the freedom for EMI conversion.
      Was this review helpful? 3
      , bangalore
      Reviewed on Aug 29, 2018
    • Axis Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      Axis Bank is overall good in the credit card services. The customer services are good and there are no hassles overall. The credit limit is also fine and they are clear in the process. The statements are clear and it is sent to me on time. Good overall.
      Was this review helpful? 3
      , chennai
      Reviewed on Aug 24, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Axis Neo Credit card for a while. The credit limit is fair and there are no exclusive offers associated with the card. So far there hasn't been any issues with the card their services. They need to come up with more exclusive offers with the card.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 16, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with them so far. The credit limit which they had given with the card has been sufficient and the offers with the card has been like the other cards. Their banking services had been good as well where their customer support also had been helpful at times. I had been using the card for shopping and all other purchases.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 29, 2018
    • Axis Bank Credit Card
      "Useless card"
      0.5 3.0/5 "Satisfactory"
      I have used the customer care service of Axis bank and the response time was less. They have many issues with axis bank. I had a my choice card when it got expired, they have sent neo card without any confirmation from me. I have called the customer care for this issue for that they said that my choice is no more available. For this, I'm planning to close this card.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 29, 2018
    • Axis Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the AXIS Neo Credit card for a while. Their services are good. It is a starter card and it do not have the lounge access. I am planning to cancel this card and apply for a new one from Axis with much more facilities.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 27, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the AXIS Neo Credit card for the past 4 Months, the experience is also good. The limit is good, it is okay for me. EMI facility is also there in this card. It is useful card for most of the daily life transactions. They need to come up with more exciting offers every now and then.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 27, 2018
    • Axis Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I have been holding the Neo card for the last one year and have not been using the card much, the services which they had been providing so far had been very good. The banking services had been very good and there has not been any issues faced so far. There has been reward points and cash back offers which i had been getting through this card where i am yet to use those offers.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 26, 2018
    • Axis Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a Neo credit card with AXIS bank from last 2 years, an annual fee of Rs 250 has to be paid for this credit card. I am not aware of any offers in this credit card but the credit card services are very good. I am happy with the credit limit and i make my payments using net banking.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 26, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have not use this credit card much hence i have not much aware of the offers. I have received a card 1 month before only. They have offered me a credit limit of only Rs. 25000 and which is very less. I have not call the customer care for this issue so far. I think its a zero annual fee credit card. They are sending the offer notifications in my mail. I don't face any issues with the card till now.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 23, 2018
    • Axis Bank Credit Card
      "Very convenient card and payment method is easy"
      0.5 5.0/5 "Blown Away!"
      I have been this credit card for almost for 2.5 years. The customer care service is very good. Its really very convenient. They are providing a 24*7 customer care services which is useful for many customers. They waive off the annual if i use the card more than 30000. Interest rates are quite high in Axis bank when i compared to other bank. I will use the card for EMI conversion in online transaction. They are charging 13.5% as EMI conversion charges.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 23, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Axis Neo Credit card for the pat 3.5 years. The limit is fair. I've got many offers. It has been a very good card for most of the daily life transactions and I never faced any issues with their services so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 21, 2018
    • Axis Bank Credit Card
      "Card with very low limit"
      0.5 4.0/5 "Great!"
      I've been using the AXIS Neo Credit card for while. The Limit is low, 25000 EMI facility is also there. They need to provide a good limit to the customer. What is the point of a credit card if the limit is too low? Other than that there is no issues with their services.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 20, 2018
    • Axis Bank Credit Card
      "Good card for cashback offers"
      0.5 4.0/5 "Great!"
      I have been using this Axis bank credit card for around 3 week. They have offered me a credit limit of Rs. 1.27 lakhs. Their is a 10% cashback on recharges, bookmyshow. They have a airport launches access. If i buy for Rs. 2000 in jabong they are giving Rs. 500 as a joining perk. If i spend more than 2500 in 45 days, the annual will get reversed for the first year.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 19, 2018
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