Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading
  • Axis Bank Neo Credit Card

    Free for the first year, the Axis Neo Credit Card overwhelms you with gift vouchers from Amazon, BookMyShow and Jabong. You can enjoy 10% discount every time you shop on Myntra, redBus & other online sites. Apply now to avail these benefits.
    More

    We found 1 Axis Bank Neo Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    Axis Bank Neo Credit Card is Rated as "Excellent!" by 208 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    Welcome Offers:

    • Card holders can get movie vouchers worth Rs.300 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs.300.
    • Customers can also get Amazon gift voucher worth Rs.250 for spending the card within first 30 days of card issuance. The gift voucher will be sent within 45 to 60 days of the first spend on the card.

    shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount

    Power of 10:

      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Shopping on Myntra.com brings 10% discount on a minimum purchase of Rs.500
      3. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs.50.
      4. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs.100.
      5. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs.30.

    eDGE Loyalty Rewards Program:

    Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs.200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    Secure Transactions:

    As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    Lost Card Liability:

    Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    Hello-EMI facility:

    Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly instalments which can be conveniently repaid within tenures ranging from 6, 9, 12, 18 to 24 months. Any transaction for a value of Rs.2500 or higher can be converted into monthly instalments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs.150 or 1.5%, whichever is higher, when conversions are done.

    Dining privileges:

    Neo credit card users can enjoy up to 15% off on dining bills at partner restaurants located across India.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges of an Axis Bank Neo Credit Card:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs.250

    Joining Fees

    Rs.250/ The fee will be waived if purchase transaction exceed Rs.2500 in the first 45 days.

    Card Replacement Fee

    Waived

    Finance Charges - Cash and Retail Transactions

    3.25% per month

    Finance Charges - On cash Advances

    3.25% per month

    Add-on Card Joining Fees

    NIL

    Add-on Card Annual Fees

    Cash Payment Fee

    Rs.100

    Outstation Cheque Fee

    Waived

    Copy Request Fee / Charge slip Retrieval Fee

    Waived

    Hot listing Charges

    NIL

    Mobile Alerts for Card Transactions

    Free

    Cash Withdrawal Fees

    2.5% or a minimum of Rs.250 of the amount withdrawn

    Over Limit Penalty

    3% or a minimum of Rs.500 of the over limit amount.

    Surcharge on cancellation or purchase of Railway Tickets

    As per IRCTC norms

    Cheque return /Auto-debit Reversal/ Dishonour Fee

    Rs.300

    Fuel Transaction Surcharge

    Rs. 10 or 2.5% of the transaction amount, whichever is higher

    Service Tax

    14.50%

    Foreign Currency Transaction Fee

    3.5% of the transaction amount

    Late Payment Charges:

    Balance Amount

    Charges

    Up to Rs.100

    NIL

    Rs.101 - Rs.300

    Rs.100

    Rs.301 - Rs.1000

    Rs.300

    Rs.1001 - Rs.5000

    Rs.500

    Rs.5001 - Rs.20000

    Rs.600

    Rs.20001 and above

    Rs.700

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

      1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?

    Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

        • Cheque / Cash/ Draft
        • Online payments via Axis Bank savings accounts
        • Auto-debit
        • NEFT transactions
        • Click to Pay
        • Visa Money Transfers
        • ATM Payments
        • Credit Card payment through IMPS
      1. What is the order of payments done for Neo card accounts?

    Payments are done in the following manner -

        • Fees/ Charges plus taxes
        • Interest Charges
        • Cash Advances
        • Dial-a-draft
        • Monthly Instalments
        • Balance Transfers
        • Purchase transactions.
      1. Can Neo card customers get duplicate monthly statements from Axis Bank?

    Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

      1. Does Axis Bank provide any insurance cover for Neo card holders?

    The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    1. Does Axis Bank offer a credit-free period for Neo Card customers?

    Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

    Other Top Credit Cards By Axis Bank

    Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am using Axis Neo credit card for almost one year. The credit limit was 1L which was satisfactory. I think, there was no annual fee. It has an option for flexi pay. The interest rate was reasonable. I make the premium though online. I use this credit for multi purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 13, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this card for the last three to four years and the services has been good. The credit limit with this card is the highest and there has been offers like movie offers and cash back which I get from time to time. There has also been some annual charges with this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 31, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have been using Axis Neo card for past 3 years. The credit limit is satisfactory. There was no annual fee but its not a life time card. The customer service was good. The charges are reasonable. There was no offers. I am using the card for multi purpose. There is an option for flexi pay.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 30, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      This is a annual charges free credit card hence i have selected this Axis bnak neo credit card. I have got a good credit limit. More than 2 months, I'm using the credit card. So far i have not paid for any interest rate and i never approached the customer care service too.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jan 27, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      There is no reason for choosing this Axis bank neo card. They have given me a annual fee of Rs. 40000. It is a life time free credit card. I have received the card on time. I never contacted with the customer. I got the statement on time to my mail id. I'm unable to open the net banking facility.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 27, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have chosen the Axis bank neo card because there is no annual charges. They have delivered the card on time. I'm not satisfied with the credit limit and if they have increased it would be better. Documentation process was smooth. I have received the first month bill and i have made the payment also.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 22, 2019
    • Axis Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had chosen to go with this credit card since one of my friend had referred me with this card. The process in getting this card has been good and there has not been any delay in getting this card. The credit limit with this card has been very less than expected and they had explained me with the benefits and the features with this card. It has been a life time free card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Axis Bank Credit Card
      "Average card"
      0.5 3.5/5 "Pretty good"
      I have been using Axis bank platinum credit card for long time,they have charged me annual fee in this card,but there is waived option available ,like in this bank,if i pay annual fee,i use to get reward points of that, that i can redeem it anywhere,and i am happy with the credit limits they have give good in this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      The charges are high for Axis credit card. Am using Axis Neo credit card for last 5 years. I am a salary account holder with them and they have given higher credit limit comparing to others. Still facing issue on the charges and no much benefits. I am using the card for multi purpose and zero annual fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been smooth and there has not been any delay faced in getting my card. The services which they had provided has been quite good and i have started using the card as well. The credit limit which they had given with this card has been quite low and there has not been any annual charges with this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 18, 2019
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since it was a good card compared with the other cards in the market rate. The process in getting this card has been smooth and there has not been any delay in getting this card. The credit limit with the card is currently okay but i am expecting it to be enhanced in the near future. They had explained me with the benefits and the features with this card, and there has not been any annual charges with this card.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Jan 18, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been simple and smooth comparing with directly going to the bank and the card has delivered on the right time. The credit limit with the card has been sufficient and they had also explained me with the benefits and the features with the card. It has been a life time free card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • Axis Bank Credit Card
      "Very Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Everything was smooth on time I got the card, I am holding Axis NEO card there are some charges applicable. The card accessibility is good for the swiping and they send alert msg on time. But the bank is providing only reminder msg before the due date but I am not getting any calls.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 17, 2019
    • Axis Bank Credit Card
      "Good service"
      0.5 2.0/5 "Expected more"
      The process in getting this card has been good and there has not been any delay in getting this card. The credit limit with this card has been sufficient and i am yet to know about the benefits and the features with this card and explore them. There has not been any annual charges with this card as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2019
    • Axis Bank Credit Card
      "Nice offers"
      0.5 4.5/5 "Excellent!"
      It is a life time free credit card with Axis Bank. The credit limit is also good and the customer services are also good and I received the card on time. The best is I got cash back. I guess there are offers on Flipkart and amazon, I have not gone through the details yet.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Since I'm eligibility for this particular credit card, i have chosen this. They have charged me a annual fee of Rs. 500. I have received the credit limit as Rs. 84000. This is a annual fee waiver card because if i am doing particular transaction it will get waived off. Documentation process was completely card. Within 15 days, i have got the card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 11, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      There is no reason for choosing this card. I have found no offers in this card. This is a life time free credit card. Documentation process was excellent. I have received the card in 20 working days. I spoke with the customer care regarding the general query and the response was upto the mark.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2019
    • Axis Bank Credit Card
      "Normal people can go for this card"
      0.5 4.0/5 "Great!"
      There is no annual fee thats reason i have selected this card. There is a offers available on Myntra, bookmyshow. For getting this card, the documentation was fine and i have done through mail. I can able to access their Internet banking easily.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Its is a free life time card hence i have selected this card. They have offered me a credit limit of Rs. 1.50 lakhs actually my expectation was Rs. 2 lakhs. The documentation process is a nice and smooth. The offers could have been better in this card. They are providing 10% off on amazon,bookmyshow and others.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 10, 2019
    • Axis Bank Credit Card
      "Absolutely nice card"
      0.5 4.0/5 "Great!"
      There is some offers alone with the Max hospital and we get some discount on OPD charges when i use the AXIS BANK NEO CREDIT CARD. They have offered me a credit limit of Rs. 45000 which is enough for me. Its a free card. They are providing so much travel, restaurants and movie tickets.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 10, 2019
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.