Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Axis Bank Neo Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    250
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
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    Fee Details

    Axis Bank Neo Credit Card is Rated as "Great!" by 26 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The newly launched “Neo Credit Card” offers a world of Platinum benefits and exceptional Neo privileges for Axis Bank customers. The Axis Bank Neo Credit Card is a one-of-a-kind card that is packed with features like welcome offers, cashback and entertainment benefits, lost card liability insurance, EMI facility, a powerful rewards program and much more. Card holders can safely transact online using their Axis Bank Neo Credit Cards as the embedded EMV chip protects users against skimming, counterfeit and fraud.

    Features and Benefits of an Axis Bank Neo Credit Card:

    • Welcome Offers:
    • Card holders can get movie vouchers worth Rs. 200 from BookMyShow as part of the welcome package. Customers will get a voucher code on their mobile phones or email addresses, when they apply for a Neo Credit Card. The card holder has to enter the voucher code when movie tickets are purchased. The code will get customers a discount of Rs. 200. Customers can also get shopping vouchers from Myntra for a value of Rs. 500. To make redemptions, Neo card holders have to look up shopping-offer16 or shopping offer16 on the Myntra mobile application. After that the required product has to be added in the cart. During check-out, the coupon code AXISACT500, has to be entered to get the discount.

    • Power of 10:
      1. Shopping on Jabong.com gets customers a cashback of 10%, with monthly benefits up to Rs. 1000.
      2. Movie ticket bookings on BookMyShow can get card holders a discount of 10%, with monthly benefits up to Rs. 50.
      3. Bus ticket bookings on redBus can get card holders a discount of 10%, with monthly benefits up to Rs. 100.
      4. Mobile recharge done via the Freecharge mobile application can get customers a cashback of 10%, with monthly benefits up to Rs. 30.
    • eDGE Loyalty Rewards Program:
    • Under the eDGE Loyalty Rewards Program, Neo card holders can get exciting gifts from the online rewards catalogue. Customers can earn 2 rewards points for every Rs. 200 spent using the Axis Bank Neo credit card. Accrued rewards points can be used to redeem from over 500 gifts from the catalogue.

    • Secure Transactions:
    • As the Axis Bank Neo Credit Card comes with an embedded EMV chip, customers can make secure online transactions without facing any fraud or counterfeit attacks.

    • Lost Card Liability:
    • Axis Bank offers zero lost card liability insurance for an amount up to the credit limit for Neo credit card customers. Card holders have to report loss of card to the customer care service and the transactions done on the card will be protected after that.

    • Hello-EMI facility:
    • Axis Bank Neo Credit Card holders can convert their high-value purchases into monthly installments which can be conveniently repaid within tenures ranging from 3, 6, 9 to 12 months. Any transaction for a value of Rs. 2500 or higher can be converted into monthly installments by customers. The interest rate offered on the EMI facility is lower than normal interest rates. Customers can make conversions at an interest rate of 1.5% per month, calculated on a monthly reducing balance. Axis Bank will charge a processing fees of Rs. 150 or 1.5%, whichever is higher, when conversions are done.

    Eligibility - Axis Bank Neo Credit Card:

    The primary applicant for a Neo Credit Card should be aged between 18 and 70 years. Add-on card holders should be aged 15 years or above. The applicant should be an Indian resident or a Non-resident Indian (NRI).

    Documentation:

    Customers applying for an Axis Bank Neo credit card have to submit the following documents. Additional documents may also be taken on a case-by-case basis.

    1. Copy of PAN card / Form 60
    2. One Color Photograph of the applicant
    3. Proof of Residence - Ration Card / Passport/ Landline Telephone Bill / Electricity Bill
    4. As Income Proof - Form 16/ IT returns statement/ Latest salary slip
    5. Identity Proof - PAN card / Passport/ Aadhaar card/ Driving License

    Fees & Charges:

    Annual Fees

    First Year - Nil

    After the 2nd year - Rs. 250

    Joining Fees Rs. 250/ The fee will be waived if purchase transaction exceed Rs. 2500 for the first 45 days.
    Card Replacement Fee Waived
    Finance Charges - Cash and Retail Transactions 3.25% per month
    Finance Charges - On cash Advances 3.25% per month
    Add-on Card Joining Fees NIL
    Add-on Card Annual Fees
    Cash Payment Fee Rs. 100
    Outstation Cheque Fee Waived
    Copy Request Fee / Charge slip Retrieval Fee Waived
    Hot listing Charges NIL
    Mobile Alerts for Card Transactions Free
    Cash Withdrawal Fees 2.5% or a minimum of Rs. 250 of the amount withdrawn
    Over Limit Penalty 3% or a minimum of Rs. 500 of the over limit amount.
    Surcharge on cancellation or purchase of Railway Tickets As per IRCTC norms
    Cheque return /Auto-debit Reversal/ Dishonour Fee Rs. 300
    Fuel Transaction Surcharge Rs. 10 or 2.5% of the transaction amount, whichever is higher
    Service Tax 14.50%
    Foreign Currency Transaction Fee 3.5% of the transaction amount

    Late Payment Charges:

    Balance Amount Charges
    Up to Rs. 2000 Rs. 300
    Rs. 2001 to Rs. 5000 Rs. 400
    Rs. 5001 and more Rs. 600

    How do you apply online for an Axis Bank Neo Credit Card on BankBazaar?

    BankBazaar offers a convenient online application process for customers to easily apply for an Axis Bank Neo Credit Card. The credit card application can be done in just a few minutes on a completely safe platform. Prospective borrowers need to choose “Credit Cards” available under the Cards menu on the BankBazaar home page. Individuals can read reviews from other customers for the Axis Bank Neo Credit Card and get extra information on the card. After the selection is made, individuals have to fill the application questionnaire shown and enter certain details like category, city, monthly salary, company, credit cards and salary account details along with personal information. If the application process has been completed by the customer, BankBazaar will instantly e-approve the same. An email confirmation for the credit card application will also be delivered to the customer’s email address. The Axis Bank Neo Credit Card application will be forwarded to Axis Bank for further processing.

    Axis Bank Neo Credit Card FAQs:

    1. What are the different modes that can be used by Axis Bank Neo Credit Card holders to pay outstanding bills?
    2. Neo card holders can use the below mentioned modes to make payments towards their outstanding credit card bills -

      • Cheque / Cash/ Draft
      • Online payments via Axis Bank savings accounts
      • Auto-debit
      • NEFT transactions
      • Click to Pay
      • Visa Money Transfers
      • ATM Payments
      • Credit Card payment through IMPS
    3. What is the order of payments done for Neo card accounts?
    4. Payments are done in the following manner -

      • Fees/ Charges plus taxes
      • Interest Charges
      • Cash Advances
      • Dial-a-draft
      • Monthly Installments
      • Balance Transfers
      • Purchase transactions.
    5. Can Neo card customers get duplicate monthly statements from Axis Bank?
    6. Yes, duplicate monthly statements will be issued by Axis Bank only if the customer makes the request to the bank, provided all the outstanding monthly dues are paid.

    7. Does Axis Bank provide any insurance cover for Neo card holders?
    8. The following insurance covers are provided by Axis Bank to Neo card holders -

      • Zero Lost Card Liability
      • Purchase Protection
      • Credit Shield
      • Delay in Check-in Baggage
      • Loss of Check-in Baggage/ Travel Documents
    9. Does Axis Bank offer a credit-free period for Neo Card customers?
    10. Yes, the interest free period offered can vary from 20 to 50 days based on the transaction date.

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  • Axis Bank Neo Credit Card Reviews

    • Axis Bank Credit Card
      "Good benefits"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me a credit card and I am happy with the process in getting the card. They have given me a decent credit limit. It is a life time free card and the customer services has always been great, because they are responsive when ever I reach out to them.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      With the Axis bank credit card, I have not received any offers till now. Customer service is good one with them and the credit limit value is around 40000 Rupees, also am not willing to increase it. Payment option are good one with the Axis bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold my zone credit cards of Axis bank. Since I hold salary account with them for more than six years the bank is providing a lot of offers for me. They had given some facilities on credit card like the yearly charges will be waived off based on the usage the credit limit they have offered is 1.50 lakhs.. The credit card services are also good and it was very much satisfactory.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 22, 2017
    • Axis Bank Credit Card
      "Good Card to use with Perfect service"
      0.5 5.0/5 "Blown Away!"
      I am, using AXIS wings card which provides to complimentary air tickets. Axis also provides fuel surcharge waiver, however I am dissatisfied with the limit provided by AXIS bank it would be great if they increase the credit limit at least in future as my payment history is really good. Rate of interest is very much nominal on this card.
      Was this review helpful? 0
      , ongole
      Reviewed on Jun 21, 2017
    • Axis Bank Credit Card
      "Need some improvement"
      0.5 3.0/5 "Satisfactory"
      Rate of interest charged on the balance amount was really huge on my Axis bank credit card and the toll free customer service number is always busy, also am not really satisfied with them. I would like to suggest that they need to compare the rival and need to compete with the market rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2017
    • Axis Bank Credit Card
      "Overall good"
      0.5 4.5/5 "Excellent!"
      The credit card experience is good and there are a lot of offers for me. I get emails about the on going deals and the features are useful too. Axis bank has been doing good and they are very much proactive in the services. There has not been issues while accessing my card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 20, 2017
    • Axis Bank Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I hold three credit cards of Axis bank. Since I hold salary account with them for more than two years the bank is providing a lot of offers for me. They had given some facilities on credit card like the yearly charges will be waived off based on the usage. The credit card services are also good and it was very much satisfactory.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 20, 2017
    • Axis Bank Credit Card
      "Looking for better service"
      0.5 2.0/5 "Expected more"
      I do have AXIS credit card but normally I wont use this card on frequent basis. Because there are no offers, and they charging high interest on the transaction. There is an annual charges Rs. 1500 and insurance amount of Rs.2000 which is meant for the credit card.
      Was this review helpful? 1
      , pondicherry
      Reviewed on Jun 19, 2017
    • Axis Bank Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I am having credit card with the Axis bank, also am having it from the last one year of time. I used to get 10% discount in Bookmyshow tickets, also 5% discount on shopping with e- commerce websites like flipkart. Customer service is a good one with them.
      Was this review helpful? 0
      , korba
      Reviewed on Jun 17, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am not very happy with Axis bank overall as they have not been beneficial to me as a existing customer. I hold a credit card and there are it has been a average experience with the credit limit and the offers. In all I would not recommend the bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    • Axis Bank Credit Card
      "Poor Service"
      0.5 1.0/5 "Really Bad"
      AXIS banking system is good but the credit card department is very bad, no body is there to listen your queries. I met with accident, I am unable to pay my dues, finally I paid my outstanding and cleared it. Again they kept calling me, finally I escalated in highest level, then my issue got resolved and I closed my AXIS credit card.
      Was this review helpful? 0
      , cuttack
      Reviewed on Jun 16, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      Axis bank has also given me the benefit of a credit card. There are no charges for the card and there are continuous offers for me online and offline as well. There are benefits of discounts and other useful features too. I am happy with the credit limit and the billing cycle is also good.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 16, 2017
    • Axis Bank Credit Card
      "Easy to get a loan on card, but high on ROI"
      0.5 4.0/5 "Great!"
      When I needed a loan on the credit card, all I had to do was to request for it through the mobile application and I got the funds instantly. Just that Axis bank was high on the rate of interest. The customer services are good and are pretty responsive as well.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 16, 2017
    • Axis Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Axis bank, which is the best one for me as it is very easy when it comes to repayment options, because, I do hold savings account with various banks. On the same lines, even I can also avail EMI options and there is no necessity for me to contact the Bankers too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 16, 2017
    • Axis Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Axis bank and there are no charges for it. Like wise the credit limit is perfect. The customer services are excellent and the bank has been professional in giving me the best of offers when ever I am eligible for it. Overall satisfied.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 15, 2017
    • Axis Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      Axis bank provides very good services on credit card. I am using credit card with the bank, everything is going good without any hassles. I do have three more card with different banks. The services of Axis bank is satisfactory and the credit limit is good.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 15, 2017
    • Axis Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I bank with Axis Bank for a credit card and they provide excellent rewards on the transactions I do. The points can be used online for shopping and there are no charges taken for the card. The customer services are good and the statements are clear.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 14, 2017
    • Axis Bank Credit Card
      "Convenient to Hold"
      0.5 4.0/5 "Great!"
      Axis bank offered a credit card for me. The one I hold is a life time free card. I am quite satisfied with the credit limit offered by the bank. And I am getting reward points and cash back offers on my card but I never tried to convert those points into cash but it is redeemable on shopping.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 14, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I do have credit card with the Axis bank and am with them from the last eight to nine months of time. Credit limit value with the Axis bank is around 20000 Rupees and am okay with this. I get normal discounts offers with them till now ,they have the time limit of 45 days of due date. Customer service and everything is good with them.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 14, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Axis bank offered me a life time free credit card which is good for the usage. The credit limit is satisfactory. Whenever I use the card on shopping or on any other purpose, I am getting reward points and cash back offers. Points are very much redeemable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 14, 2017
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