Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 15 Axis Bank Reserve Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    3000
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    1500
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    1500
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    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
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    500
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    250
    Response Time : Within 30 minutes
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    750
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    3500
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    999
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    1500
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    Nil
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    Nil
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    Who doesn’t dream of a luxurious lifestyle? But sadly, only few can afford it. However, the Axis Bank Reserve Credit card lets you access a world of high-end products and services. This card doesn’t only introduce you to a world of grandeur but while using it, you can reap a plethora of benefits and get a chance to bag exclusive rewards and privileges. From golf privileges to extraordinary weekends, from annual benefits to seamless travels, a world of high-end living comes with the Axis Bank Reserve Credit Card.

    Benefits Of The Axis Bank Reserve Credit Card

    The Axis Bank Reserve Credit card comes loaded with rewards and benefits. Listed below are the various benefits of the card:

    • Cardholders can avail attractive benefits each time they renew their annual membership.
    • Cardholders can avail a complimentary chauffeur-driven luxury car ride to the Taj for a delectable meal at their restaurants. They can share these special moments with their loved ones.
    • Cardholders can get complimentary Lifestyle luxury vouchers that would let them enjoy retail therapy at high-end stores like Giorgio Armani, Bottega Veneta, Jimmy Choo, and others.
    • Cardholders can earn unlimited complimentary Priority Pass lounge access to more than 900 airport lounges across the world.
    • Cardholders can avail Club Vistara Platinum membership following which they can enjoy the benefits that comes with it.
    • Cardholders can enjoy the convenience of not having to stand in queues any more. One getting the Axis Bank Reserve Credit Card, they will have yQ agents meet them on arrival at an airport to ensure a smooth track immigration.
    • Cardholders can get access to lots of beautiful golf destinations along with complimentary rounds of golf across the globe throughout the year.
    • Cardholders can avail the Hilton Hhonors Membership with a complimentary Gold Status on it.
    • Cardholders can avail VIP Privileges and upgrades with partner luxury boutique resorts and hotels at the Luxury Hotel Collection.
    • Cardholders can enjoy fun-filled getaway and exotic experiences on getting the Axis Bank Rewards Credit Card.
    • Cardholders can avail 30,000 eDGE Loyalty Reward Points against electronics, gadgets, or they can bag travel benefits through Axis Bank's loyalty program.
    • Cardholders can get cashback worth 50% on all movie tickets booked in a single year on BookMyShow.

    Features Of The Axis Bank Reserve Credit Card

    Along with a bunch of exciting benefits and rewards, the Axis Bank Reserve Credit card comes with some interesting as well as helpful features as well. Listed below are a few features of the card:

    • Attractive cashback offers: This credit card comes loaded with attractive cashback offers that the cardholders can use.
    • Higher credit limit: The Axis Bank Reserve Credit card has a high credit limit. However, this limit is fixed depending on the profile and the annual income of the applicant.
    • Worldwide acceptance: Axis Bank Reserve Credit card is accepted at more than 25 million outlets across the globe.
    • Emergency and easy card replacement: In case of loss or damage of card, cardholders can call the 24*7 helpline for emergency replacement of card even when they are travelling overseas. The card can be replaced in any part of the world.
    • E-statements: Cardholders can opt for the e-statement facility using which they can access their credit card statement anywhere and any time.

    Fees And Charges Of The Axis Bank Reserve Credit Card

    Listed below are the various fees and charges that are levied on the Axis Bank Reserve Credit Card:

    Fees and Charges Amount
    Joining Fee Rs.30,000
    Annual Fee Rs.30,000
    Supplementary card joining fee Nil
    Supplementary card annual fee Nil
    Finance charges on cash and retail purchases 2.95% per month (41.75% per annum)
    Cash withdrawal fee 2.5% of the amount withdrawn (A minimum of Rs.250)
    Fee for making payment in cash Rs.100
    Card replacement fee Waived
    Duplicate statement fee Waived
    Late payment fee or penalty for overdue
    • Rs.300 if the total payment due is up to Rs.2000
    • Rs.400 if the total payment due is between Rs.2001 and Rs.5000
    • Rs.600 if the total payment due is Rs.5001 or more
    Over limit penalty 3% of the over limit amount (a minimum of Rs.500)
    Copy request fee or charge-slip retrieval fee Waived
    Outstation cheque fee Waived
    Cheque return fee Rs.300
    Surcharge on purchase or cancellation of train tickets As prescribed by the Indian Railways or IRCTC
    Fuel transaction surcharge 1% of the transaction amount (refunded for fuel transactions between Rs.400 and Rs.4000)
    Foreign currency transaction fee 3.50% of the transaction value
    Mobile alerts for any transaction made using the card Waived
    Hotlisting charges Waived
    Balance enquiry charges Waived

    How To Apply For The Axis Bank Reserve Credit Card?

    One cannot apply for an Axis Bank Reserve Credit card. It is an invitation-only card that is offered to customers who meet the bank’s pre-set eligibility criteria. 

    Axis Bank Reserve Credit Card Reviews

    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      AXIS bank credit card I have taken approx last eight month and this is chargeable rs -500 rupees but much offer in this card flip-kart 5% cash back offer for everything and other offer also in this card . And their customer service is good and response properly .
      Was this review helpful? 0
      , vijayawada
      Reviewed on Mar 25, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have also one another card axis bank credit card and I am using this card approximately three years . I am satisfied with credit limit and this is chargeable rs-250 rupees every year and I have been using only fuel purpose and their allover service is very good .
      Was this review helpful? 0
      , warangal
      Reviewed on Mar 25, 2019
    • Axis Bank Credit Card
      "Unhappy service "
      0.5 1.0/5 "Really Bad"
      Based on my salary account I took the credit card, offers are not that much great. Then I was not happy about their service. The collection agencies was very rude on my loan. Hence I paid all my dues and closed it. I am fine with the customer care but collection agencies are unprofessionals.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 25, 2019
    • Axis Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is good in the credit card experience. The credit limit is good. The customer services are good. I also got a good response. There are good features on the card. In all no hassles to receive the card. I am not too sure on the annual charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 25, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have Axis NEO Credit card and its been six month now. The credit limit was quite sufficient to me. I have not charged annual fee so far and no idea about the charges. There was no offers and am using the card for multi purpose. The payment mode is convenient.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 25, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with the AXIS BANK where they have given the credit limit which is satisfactory with this credit card. They have given the credit limit hoke often with this card also there is a EMI conversion option with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 25, 2019
    • Axis Bank Credit Card
      "AVERAGE"
      0.5 2.5/5 "Just OK"
      I have been holding the credit card with the AXIS BANK they have given the credit limit with this card which is satisfactory added on that they provide the EMI option. I have offers like rewards points, cash backs with this card. It is the good card to use.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Mar 24, 2019
    • Axis Bank Credit Card
      "Best Service "
      0.5 4.0/5 "Great!"
      I have applied for a Axis bank Credit Card .The credit limit is good and i am not sure about the credit limit.The agent clearly explained the process. It is a chargeable Credit Card.There was cashback offers and reward points. I have received the Credit Card .The Overall Service is Good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 24, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I use this card mainly for shopping , movie tickets and grocery . The response was fast the whole application process was easy and hassle free. Am happy with the services AXIS BANK credit card . The customer services and response is good. Mail and messages are properly coming in my mobile .
      Was this review helpful? 1
      , pune
      Reviewed on Mar 23, 2019
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is very good in the credit card services. It is easy and convenient to convert the transaction to the EMI. Sometime when I miss the due date for the payment. They see the track record and give sometime to pay the bill. There are good deals.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 23, 2019
    • Axis Bank Credit Card
      "very good"
      0.5 4.5/5 "Excellent!"
      This is life time free card and cash back and rewards point offer available in this card Approx one years I am using axis bank credit card I am satisfied with this credit limit and their customer service provided is good and response proper I am satisfied with axis bank.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 23, 2019
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Approx nine years I am using axis bank credit card I am satisfied with this credit limit rs-175Lack and this is life time free card and cash back and rewards point offer available in this card and their customer service provided is good and response proper I am satisfied with axis bank.
      Was this review helpful? 0
      , thane
      Reviewed on Mar 23, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      AXIS BANK credit card i am using it since from last few years and i am facing with no issues with this card added on that the card has satisfactory credit limit. I am getting good offers with this card which is satisfactory also there is a cash backs and rewards points with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had used this credit card two years back and i had closed this card since the interest rate with them had been on the higher end. The credit limit with the card was less and there has not been any benefits in holding this card as well. There has also been some annual charges on this card.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for Axis Bank Credit card directly with Axis Bank.The credit limit is good.The agent clearly explained the process.There was no issues on submitting the documents .I have received the credit card on time.It is having reward points and cashback offers as well . The Overall Service is Good .
      Was this review helpful? 0
      , siliguri
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a year since i am using this credit card where i am pretty much satisfied with the services of them. The credit limit with the card is good but there has not been much offers with the card. The annual charges with the card would have been with a waver off which could have been good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Axis Bank has offered NEO credit card and am using it for past 6 months. The credit limit is sufficient for the beginner, its 40K. The rate of interest is too high for late payment charges which they need to reduce. It is a life time free credit card.
      Was this review helpful? 1
      , vadodara
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Credit limit is not sufficient "
      0.5 5.0/5 "Blown Away!"
      For the past 6 months, I am using the AXIS bank credit card . My credit limit is around 25 k only . But this credit limit is very insufficient to use .I am not getting any notification about the various offers in on-line . Annual fees is around 499 - .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the AXIS BANK the card is user friendly to use. The credit limit with this card is satisfactory added on that the offers with this card is good. I am using it from last few years with this card. There is a EMI conversion option but there is no balance transfer option with this card.
      Was this review helpful? 1
      , bhopal
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      AXIS BANK credit card i am using it since from last few years and i am facing with no issues with this card added on that the card has satisfactory credit limit. It is a user friendly card to access also it is with hassle free to access. the service of this card is very good and satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 22, 2019
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