Who doesn’t dream of a luxurious lifestyle? But sadly, only few can afford it. However, the Axis Bank Reserve Credit card lets you access a world of high-end products and services. This card doesn’t only introduce you to a world of grandeur but while using it, you can reap a plethora of benefits and get a chance to bag exclusive rewards and privileges. From golf privileges to extraordinary weekends, from annual benefits to seamless travels, a world of high-end living comes with the Axis Bank Reserve Credit Card.
Benefits Of The Axis Bank Reserve Credit Card
The Axis Bank Reserve Credit card comes loaded with rewards and benefits. Listed below are the various benefits of the card:
Cardholders can avail attractive benefits each time they renew their annual membership.
Cardholders can avail a complimentary chauffeur-driven luxury car ride to the Taj for a delectable meal at their restaurants. They can share these special moments with their loved ones.
Cardholders can get complimentary Lifestyle luxury vouchers that would let them enjoy retail therapy at high-end stores like Giorgio Armani, Bottega Veneta, Jimmy Choo, and others.
Cardholders can earn unlimited complimentary Priority Pass lounge access to more than 900 airport lounges across the world.
Cardholders can avail Club Vistara Platinum membership following which they can enjoy the benefits that comes with it.
Cardholders can enjoy the convenience of not having to stand in queues any more. One getting the Axis Bank Reserve Credit Card, they will have yQ agents meet them on arrival at an airport to ensure a smooth track immigration.
Cardholders can get access to lots of beautiful golf destinations along with complimentary rounds of golf across the globe throughout the year.
Cardholders can avail the Hilton Hhonors Membership with a complimentary Gold Status on it.
Cardholders can avail VIP Privileges and upgrades with partner luxury boutique resorts and hotels at the Luxury Hotel Collection.
Cardholders can enjoy fun-filled getaway and exotic experiences on getting the Axis Bank Rewards Credit Card.
Cardholders can avail 30,000 eDGE Loyalty Reward Points against electronics, gadgets, or they can bag travel benefits through Axis Bank's loyalty program.
Cardholders can get cashback worth 50% on all movie tickets booked in a single year on BookMyShow.
Features Of The Axis Bank Reserve Credit Card
Along with a bunch of exciting benefits and rewards, the Axis Bank Reserve Credit card comes with some interesting as well as helpful features as well. Listed below are a few features of the card:
Attractive cashback offers: This credit card comes loaded with attractive cashback offers that the cardholders can use.
Higher credit limit: The Axis Bank Reserve Credit card has a high credit limit. However, this limit is fixed depending on the profile and the annual income of the applicant.
Worldwide acceptance: Axis Bank Reserve Credit card is accepted at more than 25 million outlets across the globe.
Emergency and easy card replacement: In case of loss or damage of card, cardholders can call the 24*7 helpline for emergency replacement of card even when they are travelling overseas. The card can be replaced in any part of the world.
E-statements: Cardholders can opt for the e-statement facility using which they can access their credit card statement anywhere and any time.
Fees And Charges Of The Axis Bank Reserve Credit Card
Listed below are the various fees and charges that are levied on the Axis Bank Reserve Credit Card:
Fees and Charges
Supplementary card joining fee
Supplementary card annual fee
Finance charges on cash and retail purchases
2.95% per month (41.75% per annum)
Cash withdrawal fee
2.5% of the amount withdrawn (A minimum of Rs.250)
Fee for making payment in cash
Card replacement fee
Duplicate statement fee
Late payment fee or penalty for overdue
Rs.300 if the total payment due is up to Rs.2000
Rs.400 if the total payment due is between Rs.2001 and Rs.5000
Rs.600 if the total payment due is Rs.5001 or more
Over limit penalty
3% of the over limit amount (a minimum of Rs.500)
Copy request fee or charge-slip retrieval fee
Outstation cheque fee
Cheque return fee
Surcharge on purchase or cancellation of train tickets
As prescribed by the Indian Railways or IRCTC
Fuel transaction surcharge
1% of the transaction amount (refunded for fuel transactions between Rs.400 and Rs.4000)
Foreign currency transaction fee
3.50% of the transaction value
Mobile alerts for any transaction made using the card
Balance enquiry charges
How To Apply For The Axis Bank Reserve Credit Card?
One cannot apply for an Axis Bank Reserve Credit card. It is an invitation-only card that is offered to customers who meet the bank’s pre-set eligibility criteria.
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I am having Axis Bank credit card which was directly taken through Bank .I am using this credit card for more than 2 years ,I have got all the details about the card process.The credit limit was good and it was upto 54,000,This was a paperless approval.I am really satisfied with service of this card.
I have Axis international card, one time I use this card at Thailand. The interest rate was very normal for abroad transactions, they give more benefits at e commerce site like amazon, flipkart, myntra . I used to get cash back for bill payment and other transactions. The customer support is very helpful for my credit card queries.
My Axis neo card has lots of offers on monthly basis for online booking, movie tickets, travel bookings etc but it has the yearly fee around Rs. 500. They keep sending reminder calls and messages before the due date its good. The payment gateway is very comfortable hence the amount reflects on the same day.
I have my zone credit card from AXIS for last two years, I am getting good cash back at the selected partners hence that would be useful for me. But this card has a yearly fee however its quite reasonable one, they do have flexi pay and balance transfer option.
I am using Axis Bank credit card which was applied through Bank .I am using this credit card for the past 4 years .The credit limit was really good and there was no difficulties faced so far.This was a chargeable card and there are not much cash back offers and reward points .
I have Axis bank credit card which was applied through Bank directly.I am using this credit card for the past 8 months .This was a chargeable card .The credit limit was really good and it was sufficient .I have got this credit card on time and got all the details about the card process.
EMI options on is very nominal for this credit card, credit limit of the card is good, using this Axis Bank credit card from 18 months, 24/7 days customer care service is available, ATM service is available if I want to withdraw the cash from this credit card.
Axis card which i have started using recently. This is a flipkart axis bank hence if i purchase through flipkart, i get more offers. In every shopping of more than Rs. 100 i get a cashback of 1.5% which is beneficial for me. For flipkart user, the offers are great compared to normal user of the website.
I am holding Axis Bank credit card where the customer service is available 24/7 days, ATM service are available in many places, rewards points offers are good, if we pay credit card bills it gets updated instantly to my credit card which I liked most in this card.
Axis bank credit card is good and i have used many variant but i haven't face any issues till now. I don't get any offers on this card. If i spent Rs. 30000 my annual fee will get waived off anyway i spent more than Rs. 1 lakh on this card. Axis bank customer care service is really good.
I use Axis Neo credit card for last one year. The credit limit is not an issue, they have given me a good limit. I got a life time free credit card. Their customer service is always excellent and even the branch is near to my office so its easy to visit. I am getting fuel benefits, cash back offer and etc.
I have been using Axis Neo credit card from last 3 years and satisfied with the services. They have provided me a life time card and also the offers are fine for online purchase. I have converted some of my transactions into EMI, the charges were reasonable only.
I am also using Axis Bank credit card for last 6 to 7 years and am happy with it. The customer support is very good. I have tried EMI conversion and the charges are reasonable. I think, its annually free. I have Myzone card and the limit was good.
I got a good credit limit on Axis myzone credit card. It is a life time free. I have been using the card for multi purpose for almost 3 years. The best thing is they are providing cash back and reward points for each and every transactions of mine.
I have Axis Neo card around 1.5 year, their emi interest is very lesser when I purchased one plus 6T mobile worth Rs. 42,000 then I convert the amount into one year of emi, monthly I paid around Rs.3500 they gave me lower interest its best and I am holding life time free card from Axis bank.
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Reviewed on Sep 09, 2019
I do have another credit card with AXIS bank that features are good, they have yearly fee but its minimal however the credit limit is lesser so they need to increase it because my friend is working in government sector along with me the bank gave Rs. 2 lakh of limit based on his profile but I got only Rs.45,000 its not fair.
I am using AXIS Neo credit card for last two years its not upto the mark, I felt the features are normal but it would be great if they provide some benefits. . The help desk is always reachable and they are providing the solution within the expected time.
I am holding Axis bank credit card from past 1 year. There are good offers on cash back and it is a life time free credit card.The credit limit is sufficient for this card. Mostly I use for shopping, restaurants and fuel purposes based on the usage I get reward points and cash back , will get discount up to 10%.
I had used Axis credit card then recently have surrendered the card because my 2 year son had to go for operation so I have arranged some money which I withdrawn from the card which I could not re-pay on time so it got over due and made the payment later, post this reason have closed the card. I have no issues with this card but the only thing is the attitude with collecting people when I faulted with the payment which was not good.
I am using Axis card for last six years, its easy to convert all the transactions with emi and it has lower interest as compared to others. They keep increasing the limit often based on the transactions, the offers are there in amazon and other e commerce portal.