Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Axis Bank Platinum Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Nil
    Response Time Within 30 minutes
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    Fee Details

    Axis Bank Platinum Credit Card is Rated as "Excellent!" by 7 Users

    Fees & Charges

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    Credit Card BYTES FROM OUR KITCHEN

    Credit cards are not just pieces of plastic that offer you with access to cash on an instant basis. They can also provide you with a range of offers, privileges, promotions and benefits from time to time. In fact, they can also help you to save money through various discounts and deals. In order to make sure that you are able to enjoy the maximum benefits of using a credit card, you should opt for a card that provides a ton of beneficial features at the lowest fee possible. Axis Bank Platinum Credit Card is one such card that can provide you with many benefits and you will not need to burn a hole in your pocket to pay its annual fee and other charges.

    Overview:

    Axis Bank is one of the leading issuers of credit cards in India and the bank enjoys a very good reputation with the customers as a top provider of financial products and services in the country. Axis Bank offers a variety of credit cards that cater to the lifestyle needs of people from all walks of life. Axis Bank Platinum Credit Card is one of the most popular cards offered by the bank and it will provide you with access to a world of benefits and privileges that can enhance your lifestyle. The best part is that, you can apply for it online and if your application is approved, the card will be issued to you in no time.

    Axis Bank Platinum Credit Card Features:

    • You will earn Edge Loyalty Reward points for almost all kinds of transactions completed with your Axis Bank credit card. In fact, you can earn 6 points every time you spend Rs 200 on your card, except for fuel transactions.
    • You can earn 2X Edge Loyalty Reward points for the transactions completed with this credit card during your birthday month.
    • You can earn 12 points every time you spend Rs 200 on your card for international spends.
    • You can earn 100 reward points the first time a supplementary (Add-on) card is issued by the bank, on your request.
    • The card comes with the ZERO liability for lost card feature and so you will not be responsible for any transactions completed with a lost card, up to the credit limit of you card. However, you will have to report to the bank immediately, if you card is lost or stolen.
    • This credit card from Axis Bank will provide you with access to Global Card Assistance Services offered by Visa International. Through this service, you can easily report a lost/ stolen card and also request you’re a replacement card on an emergency basis from an overseas location.
    • You will get the option of converting your credit card purchases into Equated Monthly Instalments (EMIs) by just giving a call to the bank. The amount of the transaction should be minimum Rs 2,500 to avail this feature on your Platinum Credit Card offered by the bank.

    Axis Bank Platinum Credit Card Benefits:

    • It offers enhanced security for all kinds of transactions at online as well as regular stores. Thus, you can shop online with peace of mind as the transactions will be secured.
    • It offers you with the advantage of both Chip and PIN technologies and so the card will be accepted widely at all merchants. The card comes with an EMV certified chip and so it offers you with additional protection against skimming fraud and counterfeiting.
    • You can get cash back of 25% when you use this Axis Bank credit card to book movie purchases on all days. In a calendar year, you can earn up to Rs 1,000 as a cashback when you use your card for booking movie tickets. Also, you will not earn any reward points when you use your card for movie offers.
    • You can save money when you refuel your car as you will enjoy fuel surcharge waiver of 2.5% when you use your card for fuel transactions. The amount of the fuel transaction should be minimum Rs 400 but not more than Rs 4000. You can enjoy fuel benefits of up to Rs 400 every month.
    • You will not only enjoy the great features offered by the card, but you will also benefit from the quality of customer support offered by the bank. If you have any query, you can contact Axis Bank credit card support team through phone or email and they will revert within no time.

    Axis Bank Platinum Credit Card Eligibility and Documentation:

    Eligibility Criteria:

    • You should be aged minimum 18 years but not more than 70 years to apply for this credit card.
    • You should be an individual who resides in India or a Non-Resident Indian (NRI)

    Documents Required:

    • Form 60 or copy of PAN card
    • A recent photograph (coloured)
    • Proof of income such as latest payslips, It returns copy or Form 16
    • Residential proof such as Ration card, Passport, landline telephone bills or electricity bills
    • Proof of identity such as Passport, copy of PAN card, Aadhaar card, Driving license

    Disclaimer: Please note that the above mentioned eligibility criteria and documents required are merely indicative and credit card applications are approved at the sole discretion of the bank.

    Fees and Charges:

    Fee Type Amount
    Joining Fee (Standard) Rs. 500 ( the fee is waived is you spend Rs. 5,000 within 45 days of receiving the card)
    Annual Fee (Standard)

    Rs.200 (from the Second year. It is waived if you spend minimum Rs. 1,00,000 the preceding year)

    No annual fee is charged for those existing cardholders who received their cards on or before 7 Feb, 2011.

    Add-on Card or Supplementary Card Joining Fee (Standard) Rs 100
    Annual Fee for Add-on Card Nil
    Finance Charges for Retail Purchases and Cash transactions 3.25 % per month or 46.78 % p.a.
    Fee for Cash Withdrawal 2.5 % of the amount withdrawn (Minimum Rs 250)
    Fee for making Cash Payment Rs 100
    Card Replacement Fee (lost/ stolen/ re-issue) Nil
    Fee for Duplicate Statement Nil
      Waived
    Fee for Late Payment

    Rs. 300, in case Payment Due is Rs. 2,000 or less

    Rs. 400 in case Payment Due is more than Rs 2000 and up to Rs. 5000

    Rs. 600 in case Payment Due is more than Rs 500

    Penalty for exceeding credit limit 3 % of the over limit amount (Minimum Rs 500)
    Fee for Outstation Cheque Nil
    Cheque return Fee or reversal of Auto-debit due to lack of Funds fee Rs 300
    Surcharge for Fuel Transaction It is waived if the value of fuel transaction is between Rs 400 to Rs 4,000, up to Rs 400 every month.
    Foreign Currency Transaction Fee 3.50 % of the value of the transaction

    How to redeem Edge Loyalty Reward points?

    You can redeem your Edge Loyalty Reward Points for a range of gifts, discounts, promotions and deals from some of the top brands, online stores and other popular merchants that are a part of the Edge Loyalty Points Network. The best way to redeem the points is to login to your Internet Banking account with Axis Bank and then you can redeem them online. Even if you have as little as 500 reward points, you can easily redeem them for a range of exciting deals and offers across categories such as Personal Care, Travel and Sports, Health and Fitness, Home Decor and so on.

    Axis Bank Platinum Credit Card FAQs:

    1. How can I apply for an add-on credit card?
    2. You can apply for an add-on credit card with your Axis Bank credit card by sending ‘ADDON’ as a SMS to 5676782, OR you can submit a duly-filled application form to the nearest branch of Axis Bank. You will also need to submit your KYC documents which will need to be self-attested.

    3. Can I get an add-on credit card for my friend?
    4. No, you can only get an add-on credit card for your:

      • Husband/ Wife
      • Siblings
      • Parents
      • Daughter and Son (if they are aged 18 and above)
    5. How can I generate a PIN for my Axis Bank credit card?
    6. You can generate a PIN for your card instantly by visiting any of the ATMs of Axis Bank, of you can also generate it by calling the customer care service of the bank. When you visit the ATM, the PIN can be generated easily by only following a few steps.

    7. What are the benefits of converting a purchase into EMI?
    8. There are two major benefits of converting any purchase into EMI. The first benefit is that you will be able to pay for the purchase in parts at your convenience and so it will not become a financial burden for you. The second benefit is that you will enjoy a reduced interest rate on the purchase amount when you convert it into EMI. You will not be able to enjoy the same benefits when you pay for the purchase through regular monthly payments.

    9. What documents can be submitted as address proof when applying for this card?
    10. You can submit any of the following documents as address proof when you apply for this credit card from Axis Bank: Ration card, Passport, landline telephone bills or electricity bills.

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  • Axis Bank Platinum Credit Card Reviews

    • Axis Bank Credit Card
      "PATHETIC SERVICE"
      0.5 0.5/5 "Unacceptable"
      ONE YEAR BEFORE I HAD ASKED FOR THE BANK AND CUSTOMER CARE EXECUTIVES FOR THE CHANGE OF BILLING DATE.MORE THAN 10 TIMES VISITED TO MAIN BRANCH AND CUSTOMER CARE TEAM ALSO NOT PROVIDING INFORMATION. IT'S EFFECTING YOUR BRAND IMAGE AND LOOSING HOPE DAY BY DAY. VERY STRANGE.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jul 22, 2017
    • Axis Bank Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      I am having Axis bank Titanium credit card for the past 6 years. The customer service and the response was good with Axis. The rate of interest is as per the market rate on this TITANIUM credit card. The reward points, cash back offers and the fuel surcharge waiver are very much available in this card. I am happy with the credit limit. I am satisfied using this titanium credit card of AXIS.
      Was this review helpful? 0
      , sonepat
      Reviewed on Jul 18, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      Axis bank provided a life time free credit card. The credit limit is quite satisfactory because the bank provided a good credit limit. Also whenever I use the card, the bank is good enough to provide reward points and sometimes cash back offers.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with Axis bank when I applied for a credit card was good. Based on my salary account they have offer three credit cards and with good credit limit. The customer support and their response was good the repayment track for the card is about for 50 days.
      Was this review helpful? 0
      , hisar
      Reviewed on Jul 13, 2017
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a credit card and they have given me the best of benefits on it. The limit is very good like 1.5 lakhs and they keep upgrading the same. I get all the offers from cash back, to discounts to offers online and the transactions has always been smooth.
      Was this review helpful? 0
      , hisar
      Reviewed on Jul 13, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has been good in the credit card services as well. The offers were nice and the overall experience is good. I am continuously offered new deals and the statements are on time and the credit limit is also up to the mark and even their customer support is good.
      Was this review helpful? 0
      , bhiwadi
      Reviewed on Jul 13, 2017
    • Axis Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The additional charges are very high with Axis platinum credit card , The customer service and the response is really good with Axis bank. I am having platinum card for past 4 years with Axis bank. I get benefits like reward points,cash back offers and fuel surcharge waiver in this card, but I am not sure how to use this card because they haven't educate to use those benefits. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , warangal
      Reviewed on Jul 12, 2017
    • Axis Bank Credit Card
      "Comfortable"
      0.5 4.0/5 "Great!"
      I am using Axis bank credit card for more than three to four years. This is a life time free card. The bank is crediting reward points in to my account so I can redeem those points on shopping. The card is useful for daily usage and it is comfortable.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I use Axis credit card which is a chargeable one. The annual fee is 500 for three months. Credit limit is satisfactory according to my requirement. I am getting reward points and cash back offers on my card. For the past one year I am using this card.
      Was this review helpful? 0
      , erode
      Reviewed on Jul 11, 2017
    • Axis Bank Credit Card
      "Very bad on limit"
      0.5 2.5/5 "Just OK"
      I've savings account and good history with Axis Bank since 8+ years. I got my neo credit card during December 2016 with a limit of Rs.25K. Paid each bill timely and had a credit score of over 750. But even after 6 months of use, they didn't offer any limit increment, When I asked them, they told you're not eligible for limit enhancement. On the other hand, I'm having relationship with HDFC bank just below 1year and they offered me a credit card with an initial limit of Rs.70K. This is why HDFC cards and their policies are way better than Axis.
      Was this review helpful? 0
      , bankura
      Reviewed on Jul 11, 2017
    • Axis Bank Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      I got a life time free credit card from Axis bank. The bank is good in providing credit limit. I am using this card for the past one year but I did not receive any reward points and cash back offers on my usage. Also I am not aware about the credit limit upgradation too.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 07, 2017
    • Axis Bank Credit Card
      "Better card to use"
      0.5 4.5/5 "Excellent!"
      I am using My zone credit card with Axis bank. I got this card very recently, I got reward points, cash back offers and the fuel surcharge waiver with this card. The credit limit is very low they need to increase the limit in future, The rate of interest is nominal with Axis credit card. I am happy to use this my zone card.
      Was this review helpful? 3
      , pune
      Reviewed on Jul 07, 2017
    • Axis Bank Credit Card
      "Convenient"
      0.5 4.0/5 "Great!"
      I like the services of Axis bank for the credit card. I use credit card which is a life time free card. The credit limit provided by the bank is satisfactory. The bank is crediting reward points on the card and also I am getting cash back offers. I comfortable using this credit card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 07, 2017
    • Axis Bank Credit Card
      "Excellent card to use"
      0.5 4.0/5 "Great!"
      It is my first credit card with Axis. I am having a Axis bank VISA credit card. I am getting Rs.100 cash back on purchase of every weekends, 25% cash back on movie tickets booking , There is no annual fee for this card.I am happy with the credit limit offered by AXIS bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 07, 2017
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The credit card experience is good and there are a lot of offers for me. I get get good offers in this. Axis bank has been doing good and they are very much proactive in the services. There has not been issues while accessing my card and its been 1 year Iam holding this card and the credit limit they have offered is 30k
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 06, 2017
    • Axis Bank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      I applied the AXIS credit card through online channel, within 15 days my got disbursed the billing address. Earlier my credit limit was Rs.50,000 but currently it got increased to Rs.60,000. I purchased mobile through online shopping, cost of the mobile its around Rs.18,000, I bought it for Rs.15,000 by using AXIS credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 06, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had used a credit card earlier with Axis Bank and it has not been a very smooth process. There was a payment that I skipped and due to that my credit score was affected. It was an average experience and I no longer use the card and I am not interested for credits cards any more.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 06, 2017
    • Axis Bank Credit Card
      "Improves customer service"
      0.5 4.0/5 "Great!"
      I hold a Axis credit card. I am banking with Axis for more than fifteen years. But when I availed credit card, I had faced some issues with the bank. It was not activated on time because of which I was not able to pay the mobile bill but for rest of the products I got good services too. Customer service offered by them was really great.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 05, 2017
    • Axis Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is doing good for the credit card as well. There are offers and the credit limit is also sufficient for me. The customer services are good and the statements are up to the mark. I receive it on time and the billing cycle is also comfortable for me.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • Axis Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me a credit card and till that date there are no issues. They were very much supportive when ever I approached them and the statements are very much transparent. There are a lot of offers and the limit on the card is also sufficient and the card is acceptable all over.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 05, 2017
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