Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Axis Bank Platinum Credit Card
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    1st Year Fee
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    Axis Bank Platinum Credit Card is Rated as "Excellent!" by 17 Users

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    Axis Bank Platinum Credit Card

    Credit cards are not just pieces of plastic that offer you with access to cash on an instant basis. They can also provide you with a range of offers, privileges, promotions and benefits from time to time. In fact, they can also help you to save money through various discounts and deals. In order to make sure that you are able to enjoy the maximum benefits of using a credit card, you should opt for a card that provides a ton of beneficial features at the lowest fee possible. Axis Bank Platinum Credit Card is one such card that can provide you with many benefits and you will not need to burn a hole in your pocket to pay its annual fee and other charges.

    Axis Bank is one of the leading issuers of credit cards in India and the bank enjoys a very good reputation with the customers as a top provider of financial products and services in the country. Axis Bank offers a variety of credit cards that cater to the lifestyle needs of people from all walks of life. Axis Bank Platinum Credit Card is one of the most popular cards offered by the bank and it will provide you with access to a world of benefits and privileges that can enhance your lifestyle. The best part is that, you can apply for it online and if your application is approved, the card will be issued to you in no time.

    Axis Bank Platinum Credit Card Features:

    • You will earn Edge Loyalty Reward points for almost all kinds of transactions completed with your Axis Bank credit card. In fact, you can earn 6 points every time you spend Rs 200 on your card, except for fuel transactions.
    • You can earn 2X Edge Loyalty Reward points for the transactions completed with this credit card during your birthday month.
    • You can earn 12 points every time you spend Rs 200 on your card for international spends.
    • You can earn 100 reward points the first time a supplementary (Add-on) card is issued by the bank, on your request.
    • The card comes with the ZERO liability for lost card feature and so you will not be responsible for any transactions completed with a lost card, up to the credit limit of you card. However, you will have to report to the bank immediately, if you card is lost or stolen.
    • This credit card from Axis Bank will provide you with access to Global Card Assistance Services offered by Visa International. Through this service, you can easily report a lost/ stolen card and also request you’re a replacement card on an emergency basis from an overseas location.
    • You will get the option of converting your credit card purchases into Equated Monthly Instalments (EMIs) by just giving a call to the bank. The amount of the transaction should be minimum Rs 2,500 to avail this feature on your Platinum Credit Card offered by the bank.

    Axis Bank Platinum Credit Card Benefits:

    • It offers enhanced security for all kinds of transactions at online as well as regular stores. Thus, you can shop online with peace of mind as the transactions will be secured.
    • It offers you with the advantage of both Chip and PIN technologies and so the card will be accepted widely at all merchants. The card comes with an EMV certified chip and so it offers you with additional protection against skimming fraud and counterfeiting.
    • You can get cash back of 25% when you use this Axis Bank credit card to book movie purchases on all days. In a calendar year, you can earn up to Rs 1,000 as a cashback when you use your card for booking movie tickets. Also, you will not earn any reward points when you use your card for movie offers.
    • You can save money when you refuel your car as you will enjoy fuel surcharge waiver of 2.5% when you use your card for fuel transactions. The amount of the fuel transaction should be minimum Rs 400 but not more than Rs 4000. You can enjoy fuel benefits of up to Rs 400 every month.
    • You will not only enjoy the great features offered by the card, but you will also benefit from the quality of customer support offered by the bank. If you have any query, you can contact Axis Bank credit card support team through phone or email and they will revert within no time.

    Axis Bank Platinum Credit Card Eligibility and Documentation:

    Eligibility Criteria:

    • You should be aged minimum 18 years but not more than 70 years to apply for this credit card.
    • You should be an individual who resides in India or a Non-Resident Indian (NRI)

    Documents Required:

    • Form 60 or copy of PAN card
    • A recent photograph (coloured)
    • Proof of income such as latest payslips, It returns copy or Form 16
    • Residential proof such as Ration card, Passport, landline telephone bills or electricity bills
    • Proof of identity such as Passport, copy of PAN card, Aadhaar card, Driving license

    Disclaimer: Please note that the above mentioned eligibility criteria and documents required are merely indicative and credit card applications are approved at the sole discretion of the bank.

    Fees and Charges:

    Fee TypeAmount
    Joining Fee (Standard)Rs. 500 ( the fee is waived is you spend Rs. 5,000 within 45 days of receiving the card)
    Annual Fee (Standard)

    Rs.200 (from the Second year. It is waived if you spend minimum Rs. 1,00,000 the preceding year)

    No annual fee is charged for those existing cardholders who received their cards on or before 7 Feb, 2011.

    Add-on Card or Supplementary Card Joining Fee (Standard)Rs 100
    Annual Fee for Add-on CardNil
    Finance Charges for Retail Purchases and Cash transactions3.25 % per month or 46.78 % p.a.
    Fee for Cash Withdrawal2.5 % of the amount withdrawn (Minimum Rs 250)
    Fee for making Cash PaymentRs 100
    Card Replacement Fee (lost/ stolen/ re-issue)Nil
    Fee for Duplicate StatementNil
     Waived
    Fee for Late Payment

    Rs. 300, in case Payment Due is Rs. 2,000 or less

    Rs. 400 in case Payment Due is more than Rs 2000 and up to Rs. 5000

    Rs. 600 in case Payment Due is more than Rs 500

    Penalty for exceeding credit limit3 % of the over limit amount (Minimum Rs 500)
    Fee for Outstation ChequeNil
    Cheque return Fee or reversal of Auto-debit due to lack of Funds feeRs 300
    Surcharge for Fuel TransactionIt is waived if the value of fuel transaction is between Rs 400 to Rs 4,000, up to Rs 400 every month.
    Foreign Currency Transaction Fee3.50 % of the value of the transaction

    How to redeem Edge Loyalty Reward points?

    You can redeem your Edge Loyalty Reward Points for a range of gifts, discounts, promotions and deals from some of the top brands, online stores and other popular merchants that are a part of the Edge Loyalty Points Network. The best way to redeem the points is to login to your Internet Banking account with Axis Bank and then you can redeem them online. Even if you have as little as 500 reward points, you can easily redeem them for a range of exciting deals and offers across categories such as Personal Care, Travel and Sports, Health and Fitness, Home Decor and so on.

    Axis Bank Platinum Credit Card FAQs:

    1. How can I apply for an add-on credit card?
    2. You can apply for an add-on credit card with your Axis Bank credit card by sending ‘ADDON’ as a SMS to 5676782, OR you can submit a duly-filled application form to the nearest branch of Axis Bank. You will also need to submit your KYC documents which will need to be self-attested.

    3. Can I get an add-on credit card for my friend?
    4. No, you can only get an add-on credit card for your:

      • Husband/ Wife
      • Siblings
      • Parents
      • Daughter and Son (if they are aged 18 and above)
    5. How can I generate a PIN for my Axis Bank credit card?
    6. You can generate a PIN for your card instantly by visiting any of the ATMs of Axis Bank, of you can also generate it by calling the customer care service of the bank. When you visit the ATM, the PIN can be generated easily by only following a few steps.

    7. What are the benefits of converting a purchase into EMI?
    8. There are two major benefits of converting any purchase into EMI. The first benefit is that you will be able to pay for the purchase in parts at your convenience and so it will not become a financial burden for you. The second benefit is that you will enjoy a reduced interest rate on the purchase amount when you convert it into EMI. You will not be able to enjoy the same benefits when you pay for the purchase through regular monthly payments.

    9. What documents can be submitted as address proof when applying for this card?
    10. You can submit any of the following documents as address proof when you apply for this credit card from Axis Bank: Ration card, Passport, landline telephone bills or electricity bills.

    Other Top Credit Cards By Axis Bank

    Axis Bank Platinum Credit Card Reviews

    • Axis Bank Credit Card
      "MY zone with AXIS"
      0.5 4.0/5 "Great!"
      I hold a my zone credit card with AXIS bank. For every 100 rupees i am spending they will give 1 point. The customer service and the application with the bank is friendly. I am holding this account for more than 1 year. Easy EMI options were we can convert the amount to installments.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Axis bank provides good services on credit card when compared to all other credit cards, they charge an annual fee which has to be paid every year for this credit card. I am using this credit card from last 5 years. Sometimes, i get good offers like cash back and reward points.. I use this credit card for general purpose and the credit limit is sufficient.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Reduce the rate of interest"
      0.5 2.0/5 "Expected more"
      Axis bank has given me MY CHOICE credit card. Because the charges are high, I had closed my credit card and it has been submitted to the bank. The customer service and response is better. I would suggest them to reduce the charges and interest rates which would be better.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Platinum with AXIS"
      0.5 5.0/5 "Blown Away!"
      I am using a platinum credit card with AXIS bank.I am satisfied with my limit.I used to get reward points, and cash back.The customer service and response is appreciable. The application with the bank is more transparent and easy to use. I can recommend the card.
      Was this review helpful? 0
      , guntur
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I hold Vistara Credit Card with Axis Bank around 6 months. The credit limit was satisfactory, they have given me 75K. The services are excellent. The reward points and cash back offers are excellent too. I make the payment through online banking.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Charges has to be minimize"
      0.5 4.0/5 "Great!"
      AXIS is charging more, whenever I convert the amount into an EMI they take high fee. But service is good they are providing good customer oriented service. Even monthly interest is higher than other bank. Credit limit is also good and satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Easy to hold"
      0.5 4.0/5 "Great!"
      With AXIS bank i have a titanium credit card. I get some reward points with this card. They are providing some cash backs for some purchases. I hold this credit card with them for more than 2 years.The annual charge is 750 rupees. good card to hold.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Satisfactory credit card"
      0.5 5.0/5 "Blown Away!"
      I have My zone credit card with AXIS, it got linked with my saving account, its very easy to convert the purchase amount into an EMI and also its good to make the payment through that. They are frequently increasing the limit hence its very convenient to hold.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Easy to hold "
      0.5 4.0/5 "Great!"
      I hold a titanium credit card with AXIS. I get reward points with AXIS other than that i don see any other benefits with this card. i have redeemed those points multiple times. As my annual purchase is more they used to waive off the annual charge with the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      It was MY ZONE credit card with AXIS they provide me with good offers but I wont use the offers much they provided me a loan amount of 1.69 but I am disappointed that the rate of interest they offered it was little high compare to others it was a good experience with AXIS for MY ZONE credit card service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      The customer services and response is overall good at Axis Bank. They contacted me on time and informed me the details. When ever I reach out to them I get a proper response. Just that the limit is low on the credit card. It is of 30K. The statements are clear.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with Axis bank for last one year. I use Neo credit card, the reward points and cash back offers are very good. I can redeem the reward points into cash. The charges are normal with Axis. The payment was made through online.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Convenient card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with Axis Bank 3 years back. They had provided 3 credit cards. I don't remember the card names. The credit limit was happy. They provide discounts but I don't utilize much. Only it was used for shopping purpose and I will make the payment.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Convenient card"
      0.5 4.0/5 "Great!"
      My credit card was taken with Axis bank long back. I hold Neo prime credit card. I am happy with the credit limit. They are giving good reward points. I do get a discount on e-commerce sites and book my show website. It is a life time free credit card. The payment made via mobile banking.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Excellent experience"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Axis Bank which i have been using for the past 5 years now with a good limit that i am comfortable with. I can easily make make my transactions. I have had no problems with the usage of the card as well as the services that i receive for the card.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      When I applied for credit card with Axis bank , After collecting the required documents, the axis bank executives told that I am not eligible to get the credit card, because of the IT returns. The customer support is not up to the mark with Axis bank .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding the Axis bank My choice credit card for past 3 years. The customer support is good with the Axis bank credit card department. The axis bank credit card service is good . I am satisfied with the credit limit. The rate of interest and the charges are nominal with Axis bank my choice credit card.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Very Good"
      0.5 4.5/5 "Excellent!"
      I have my credit card with AXIS bank which was taken 5- 6 years back . The credit limit was 2 lakhs and they have offered titanium International card . The customer service and responses was very good . The interest rate and charges re average comparing to other banks. The validity of the card is till 2020 so My overall experience was very good and I would like to recommend to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I have my salary account with AXIS bank which was taken 6 years back . They have offered titanium International card and the daily withdrawal limit was 50,000. the customer service and responses was satisfactory . Its a 0 balance account and I have 24/7 helpline number. My overall experience was excellent and I would like to recommend to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Axis Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was a average service from AXIS for my credit card service but I never contacted their customer service I use to get good offers from AXIS I use AXIS credit card for shopping and fuel and the credit limit they offered me was also good it was a fine experience with AXIS for my credit card service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
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