Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Axis Bank Platinum Credit Card

    We found 1 Axis Bank Platinum Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Nil
    Response Time Within 30 minutes
    What you'll love
    Documents
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    Fee Details

    Axis Bank Platinum Credit Card is Rated as "Great!" by 5 Users

    Credit Card BYTES FROM OUR KITCHEN

    Credit cards are not just pieces of plastic that offer you with access to cash on an instant basis. They can also provide you with a range of offers, privileges, promotions and benefits from time to time. In fact, they can also help you to save money through various discounts and deals. In order to make sure that you are able to enjoy the maximum benefits of using a credit card, you should opt for a card that provides a ton of beneficial features at the lowest fee possible. Axis Bank Platinum Credit Card is one such card that can provide you with many benefits and you will not need to burn a hole in your pocket to pay its annual fee and other charges.

    Overview:

    Axis Bank is one of the leading issuers of credit cards in India and the bank enjoys a very good reputation with the customers as a top provider of financial products and services in the country. Axis Bank offers a variety of credit cards that cater to the lifestyle needs of people from all walks of life. Axis Bank Platinum Credit Card is one of the most popular cards offered by the bank and it will provide you with access to a world of benefits and privileges that can enhance your lifestyle. The best part is that, you can apply for it online and if your application is approved, the card will be issued to you in no time.

    Axis Bank Platinum Credit Card Features:

    • You will earn Edge Loyalty Reward points for almost all kinds of transactions completed with your Axis Bank credit card. In fact, you can earn 6 points every time you spend Rs 200 on your card, except for fuel transactions.
    • You can earn 2X Edge Loyalty Reward points for the transactions completed with this credit card during your birthday month.
    • You can earn 12 points every time you spend Rs 200 on your card for international spends.
    • You can earn 100 reward points the first time a supplementary (Add-on) card is issued by the bank, on your request.
    • The card comes with the ZERO liability for lost card feature and so you will not be responsible for any transactions completed with a lost card, up to the credit limit of you card. However, you will have to report to the bank immediately, if you card is lost or stolen.
    • This credit card from Axis Bank will provide you with access to Global Card Assistance Services offered by Visa International. Through this service, you can easily report a lost/ stolen card and also request you’re a replacement card on an emergency basis from an overseas location.
    • You will get the option of converting your credit card purchases into Equated Monthly Instalments (EMIs) by just giving a call to the bank. The amount of the transaction should be minimum Rs 2,500 to avail this feature on your Platinum Credit Card offered by the bank.

    Axis Bank Platinum Credit Card Benefits:

    • It offers enhanced security for all kinds of transactions at online as well as regular stores. Thus, you can shop online with peace of mind as the transactions will be secured.
    • It offers you with the advantage of both Chip and PIN technologies and so the card will be accepted widely at all merchants. The card comes with an EMV certified chip and so it offers you with additional protection against skimming fraud and counterfeiting.
    • You can get cash back of 25% when you use this Axis Bank credit card to book movie purchases on all days. In a calendar year, you can earn up to Rs 1,000 as a cashback when you use your card for booking movie tickets. Also, you will not earn any reward points when you use your card for movie offers.
    • You can save money when you refuel your car as you will enjoy fuel surcharge waiver of 2.5% when you use your card for fuel transactions. The amount of the fuel transaction should be minimum Rs 400 but not more than Rs 4000. You can enjoy fuel benefits of up to Rs 400 every month.
    • You will not only enjoy the great features offered by the card, but you will also benefit from the quality of customer support offered by the bank. If you have any query, you can contact Axis Bank credit card support team through phone or email and they will revert within no time.

    Axis Bank Platinum Credit Card Eligibility and Documentation:

    Eligibility Criteria:

    • You should be aged minimum 18 years but not more than 70 years to apply for this credit card.
    • You should be an individual who resides in India or a Non-Resident Indian (NRI)

    Documents Required:

    • Form 60 or copy of PAN card
    • A recent photograph (coloured)
    • Proof of income such as latest payslips, It returns copy or Form 16
    • Residential proof such as Ration card, Passport, landline telephone bills or electricity bills
    • Proof of identity such as Passport, copy of PAN card, Aadhaar card, Driving license

    Disclaimer: Please note that the above mentioned eligibility criteria and documents required are merely indicative and credit card applications are approved at the sole discretion of the bank.

    Fees and Charges:

    Fee Type Amount
    Joining Fee (Standard) Rs. 500 ( the fee is waived is you spend Rs. 5,000 within 45 days of receiving the card)
    Annual Fee (Standard)

    Rs.200 (from the Second year. It is waived if you spend minimum Rs. 1,00,000 the preceding year)

    No annual fee is charged for those existing cardholders who received their cards on or before 7 Feb, 2011.

    Add-on Card or Supplementary Card Joining Fee (Standard) Rs 100
    Annual Fee for Add-on Card Nil
    Finance Charges for Retail Purchases and Cash transactions 3.25 % per month or 46.78 % p.a.
    Fee for Cash Withdrawal 2.5 % of the amount withdrawn (Minimum Rs 250)
    Fee for making Cash Payment Rs 100
    Card Replacement Fee (lost/ stolen/ re-issue) Nil
    Fee for Duplicate Statement Nil
      Waived
    Fee for Late Payment

    Rs. 300, in case Payment Due is Rs. 2,000 or less

    Rs. 400 in case Payment Due is more than Rs 2000 and up to Rs. 5000

    Rs. 600 in case Payment Due is more than Rs 500

    Penalty for exceeding credit limit 3 % of the over limit amount (Minimum Rs 500)
    Fee for Outstation Cheque Nil
    Cheque return Fee or reversal of Auto-debit due to lack of Funds fee Rs 300
    Surcharge for Fuel Transaction It is waived if the value of fuel transaction is between Rs 400 to Rs 4,000, up to Rs 400 every month.
    Foreign Currency Transaction Fee 3.50 % of the value of the transaction

    How to redeem Edge Loyalty Reward points?

    You can redeem your Edge Loyalty Reward Points for a range of gifts, discounts, promotions and deals from some of the top brands, online stores and other popular merchants that are a part of the Edge Loyalty Points Network. The best way to redeem the points is to login to your Internet Banking account with Axis Bank and then you can redeem them online. Even if you have as little as 500 reward points, you can easily redeem them for a range of exciting deals and offers across categories such as Personal Care, Travel and Sports, Health and Fitness, Home Decor and so on.

    Axis Bank Platinum Credit Card FAQs:

    1. How can I apply for an add-on credit card?
    2. You can apply for an add-on credit card with your Axis Bank credit card by sending ‘ADDON’ as a SMS to 5676782, OR you can submit a duly-filled application form to the nearest branch of Axis Bank. You will also need to submit your KYC documents which will need to be self-attested.

    3. Can I get an add-on credit card for my friend?
    4. No, you can only get an add-on credit card for your:

      • Husband/ Wife
      • Siblings
      • Parents
      • Daughter and Son (if they are aged 18 and above)
    5. How can I generate a PIN for my Axis Bank credit card?
    6. You can generate a PIN for your card instantly by visiting any of the ATMs of Axis Bank, of you can also generate it by calling the customer care service of the bank. When you visit the ATM, the PIN can be generated easily by only following a few steps.

    7. What are the benefits of converting a purchase into EMI?
    8. There are two major benefits of converting any purchase into EMI. The first benefit is that you will be able to pay for the purchase in parts at your convenience and so it will not become a financial burden for you. The second benefit is that you will enjoy a reduced interest rate on the purchase amount when you convert it into EMI. You will not be able to enjoy the same benefits when you pay for the purchase through regular monthly payments.

    9. What documents can be submitted as address proof when applying for this card?
    10. You can submit any of the following documents as address proof when you apply for this credit card from Axis Bank: Ration card, Passport, landline telephone bills or electricity bills.

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  • Axis Bank Platinum Credit Card Reviews

    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The offers at Axis Bank is good on the credit card and there are no charges taken for it annually. The online banking is clear as I am able to check the statements and all my transactions that I do. I also get the message instantly as soon as my card is used.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      Customer service is good one with the Axis bank credit card and am having it from the last four years of time, also the response is good one with them. I have not received any offers with the Axis bank for this long tenure and the credit limit value is almost good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      Since I maintain savings account with Axis bank, I applied for the credit card with the same bank. But I did not receive credit card from them, it was very disappointed also I did not receive proper response and the customer service for the card application.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      AXIS is giving higher reward points and cash limit is good compared to other credit card, I am using VISA credit card. Whenever I used to shop with Flipkart they are giving 5% of discount at online shopping, I am very fine to use this AXIS credit card.
      Was this review helpful? 1
      , hosur
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The credit card will be free of annual fee if I use the card to the certain limit. I am using Axis credit card, I use whenever I required so I am not more concerned about the credit limit and all those stuffs. This card is very much helpful whenever I am in need.
      Was this review helpful? 0
      , bhiwadi
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Good offers"
      0.5 5.0/5 "Blown Away!"
      Axis bank has given me the benefit of a credit card and they have also given me decent credit limit. The overall services are good and the statements are sent to me on time and the bank has a convenient billing cycle. The offers are good and so is the limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Useful"
      0.5 3.5/5 "Pretty good"
      I am having the credit card with the Axis bank and the services are fine one with them. Credit limit value is good like its around 1.2 lakh Rupees, which is more than fair enough. Customer service is fine one with the Axis bank credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I would like to say Axis bank credit card is the best one because of the services, interest rate and the offers. Response is good one with the Axis bank credit card . Credit limit value is around 80000 Rupees but its a kind of okay, also there are no advantages.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Nice features and services"
      0.5 5.0/5 "Blown Away!"
      I hold a life time free credit card of Axis bank , also I am happy with the offers like cash back and reward points. There are a lot of offers like online discounts as well and the bank has flexible EMI options too, which makes it more convenient to make the payments.
      Was this review helpful? 0
      , jalgaon
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      Since I am holding savings account with Axis bank, they offered me credit card. But I am not happy with the credit card services, because there is no attractive offers and no proper customer service with Axis bank. As I received the card I am holding it.
      Was this review helpful? 0
      , mysore
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I do hold AXIS bank credit card from the last 3 years, I am a long time customer of AXIS. Advantages like I used to get free coupons even their customer service is exceptional with them, also their response too. Online services are fine and there are no worries absolutely.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Helpful & Excellent services"
      0.5 5.0/5 "Blown Away!"
      Axis bank has been very helpful for me on the credit card. I had to pay my bill payments and they helped me pay it on the EMI basis which was very convenient for me. There are other offers on the card and discounts as well. The limit is good and satisfactory.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I am using Axis bank credit card for more than nine years of time. Based on the salary account they have offered me this also they have not much a discounts on the cards which I was expecting but they have good offers and this card is life time free credit card and the credit limit they have offered me is 65000 rupees.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I do have Axis bank credit card from the last two years of time. Its like the normal card and it does not have any specification to mention. Credit limit value is around 1.4 laks Customer service is okay with them and I cant say its much good. Its chargeable card for 500 annually but no discounts on the card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say Axis bank is best one to get the personal loan , as per my consideration because they are prompt and fast in service. Within three to four days of time , the loan amount got disbursed to my account. Response is good one with them.
      Was this review helpful? 0
      , silchar
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      There are no great offers with this AXIS BANK NEO CREDIT CARD , using this card only for the credit limit. I am using this Neo card for past 1 year. I don't redeem the reward points with this card . I am happy with credit limit, The bill payment is easy to do via net banking.
      Was this review helpful? 0
      , pune
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Very good services"
      0.5 4.0/5 "Great!"
      Axis bank has offered me a credit card and there are no charges taken on it. The features on the card are the normal basic benefits like other banks provide. The statements has always been on time and the details on it is clear as well. The customer support team are helpful.
      Was this review helpful? 0
      , gulbarga
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I received life time free credit card with Axis bank as I have very good balance in my account. The credit limit is satisfactory and I have no issues on it. As I am prompt in the payment I do not have any worries about the rate of interest. Customer service is not really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Hardly a year now since I started to use AXIS MY ZONE credit card. I get ample of benefits from this card like reward points, cash back and fuel surcharge waiver. I also get some additional benefits in shopping offers. It has got a limit of 25k also I am happy using this card. In an nutshell good service provided by AXIS.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      For the last 3 years I am using My Choice Credit Card of AXIS. The reward points, cash back points are very much available. There is no fuel surcharge waiver on this card. I am pretty much happy with the credit limit too. Overall AXIS bank provides very good service.
      Was this review helpful? 1
      , delhi
      Reviewed on May 22, 2017
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