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Credit cards are not just pieces of plastic that offer you with access to cash on an instant basis. They can also provide you with a range of offers, privileges, promotions and benefits from time to time. In fact, they can also help you to save money through various discounts and deals. In order to make sure that you are able to enjoy the maximum benefits of using a credit card, you should opt for a card that provides a ton of beneficial features at the lowest fee possible. Axis Bank Platinum Credit Card is one such card that can provide you with many benefits and you will not need to burn a hole in your pocket to pay its annual fee and other charges.
Axis Bank is one of the leading issuers of credit cards in India and the bank enjoys a very good reputation with the customers as a top provider of financial products and services in the country. Axis Bank offers a variety of credit cards that cater to the lifestyle needs of people from all walks of life. Axis Bank Platinum Credit Card is one of the most popular cards offered by the bank and it will provide you with access to a world of benefits and privileges that can enhance your lifestyle. The best part is that, you can apply for it online and if your application is approved, the card will be issued to you in no time.
Other Axis Bank Credit Cards
Disclaimer: Please note that the above mentioned eligibility criteria and documents required are merely indicative and credit card applications are approved at the sole discretion of the bank.
|Joining Fee (Standard)||Rs. 500 ( the fee is waived is you spend Rs. 5,000 within 45 days of receiving the card)|
|Annual Fee (Standard)||
Rs.200 (from the Second year. It is waived if you spend minimum Rs. 1,00,000 the preceding year)
No annual fee is charged for those existing cardholders who received their cards on or before 7 Feb, 2011.
|Add-on Card or Supplementary Card Joining Fee (Standard)||Rs 100|
|Annual Fee for Add-on Card||Nil|
|Finance Charges for Retail Purchases and Cash transactions||3.25 % per month or 46.78 % p.a.|
|Fee for Cash Withdrawal||2.5 % of the amount withdrawn (Minimum Rs 250)|
|Fee for making Cash Payment||Rs 100|
|Card Replacement Fee (lost/ stolen/ re-issue)||Nil|
|Fee for Duplicate Statement||Nil|
|Fee for Late Payment||
Rs. 300, in case Payment Due is Rs. 2,000 or less
Rs. 400 in case Payment Due is more than Rs 2000 and up to Rs. 5000
Rs. 600 in case Payment Due is more than Rs 500
|Penalty for exceeding credit limit||3 % of the over limit amount (Minimum Rs 500)|
|Fee for Outstation Cheque||Nil|
|Cheque return Fee or reversal of Auto-debit due to lack of Funds fee||Rs 300|
|Surcharge for Fuel Transaction||It is waived if the value of fuel transaction is between Rs 400 to Rs 4,000, up to Rs 400 every month.|
|Foreign Currency Transaction Fee||3.50 % of the value of the transaction|
You can redeem your Edge Loyalty Reward Points for a range of gifts, discounts, promotions and deals from some of the top brands, online stores and other popular merchants that are a part of the Edge Loyalty Points Network. The best way to redeem the points is to login to your Internet Banking account with Axis Bank and then you can redeem them online. Even if you have as little as 500 reward points, you can easily redeem them for a range of exciting deals and offers across categories such as Personal Care, Travel and Sports, Health and Fitness, Home Decor and so on.
Rs.400 if the minimum and the maximum is Rs.4,000. You can convert any of your credit card transactions which exceed Rs.2,500 into EMIs.
You can submit any of the following documents as address proof when you apply for this credit card from Axis Bank: Ration card, Passport, landline telephone bills or electricity bills.
You can apply for an add-on credit cards with your Axis Bank credit card by sending ‘ADDON’ as a SMS to 5676782, OR you can submit a duly-filled application form to the nearest branch of Axis Bank. You will also need to submit your KYC documents which will need to be self-attested.
No, you can only get an add-on credit card for your:
You can generate a PIN for your card instantly by visiting any of the ATMs of Axis Bank, of you can also generate it by calling the customer care service of the bank. When you visit the ATM, the PIN can be generated easily by only following a few steps.
You can call the Axis bank customer care number 1860-419-5555 or 1860-500-5555 to raise a request for blocking your credit card. You should have your card number and other details handy while contacting the banking executives.
The balance amount gets credited to your Axis Bank Credit Card account within 30 days from the date of the transaction.
There are two major benefits of converting any purchase into EMI. The first benefit is that you will be able to pay for the purchase in parts at your convenience and so it will not become a financial burden for you. The second benefit is that you will enjoy a reduced interest rate on the purchase amount when you convert it into EMI. You will not be able to enjoy the same benefits when you pay for the purchase through regular monthly payments.
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