Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank AURA Credit Card

    The Aura Credit Card by Axis Bank is a newly-launched card which is specifically curated to provide a range of benefits and features across the category of wellness and health. This health and wellness credit card comes with features such as complimentary doctor consultations, discounts on the purchase of medicines, and gift vouchers from Decathlon.

    The Axis Bank Aura Credit Card comes with a joining fee of Rs.749, an annual fee of Rs.749, and finance charges of 3.4% per month.

    Key Highlights of the Axis Bank Aura Credit Card

    • A welcome gift voucher worth Rs.750 from Decathlon.
    • 4 complimentary video consultations per month through Practo.
    • 4 interactive video fitness sessions given complimentary.
    • An annual discount of up to Rs.500 on health checkups.
    • Fuel surcharge waiver of 1%.
    • 2 eDGE loyalty points for every Rs.200 spent on the card.
    • 20% discount on dining at partner restaurants with the Dining Delights program.

    Features and Benefits of Axis Bank Aura Credit Card

    Welcome Benefits
    • Gift voucher worth Rs.750 from Decathlon.
    • The voucher can be used at Decathlon stores and the website.
    Health Benefits
    • 4 complimentary video consultations through Practo.
    • 4 free video fitness sessions through Poshvine.
    • Access to 16 complimentary recorded fitness sessions.
    • Get a discount of up to Rs.500 on annual health checkups.
    Fuel Benefits
    • The surcharge of 1% waived off at all fuel pumps.
    • The surcharge waiver will be applicable for transactions between Rs.400 and Rs.4,000.
    Reward Point Benefits
    • 2x reward points given for every Rs.200 spent on the card.
    • 5x reward points awarded for every Rs.200 spent on insurance expenses.
    Discount Benefits
    • A minimum of 30% discount given on nutritional or diet consultations from renowned nutritionists.
    • Get a minimum discount of 30% on the purchase of nutritional foods.
    Dining Benefits
    • Avail a discount of up to 20% on dining in partner restaurants with the Dining Delights Program.

    Axis Bank Aura Credit Card Limit

    The credit limit for the Aura Credit Card by Axis Bank is given at the discretion of the bank after considering a host of factors such as the credit score of the applicant, the credit utilisation ratio, and the repayment habits of all past debts.

    Axis Bank Aura Credit Card Fees and Charges

    Type of Charge Amount
    Annual fee Rs.749
    Joining fee Rs.749
    Finance charge 3.4% per month
    Card replacement fee Waived
    Duplicate statement fee Waived
    Cash payment fee Rs.100
    Outstation cheque fee Waived
    Charge slips retrieval fee Waived
    Balance enquiry charges Waived
    Hotlisting charges Nil
    Late payment fee
    • If the total payment due is up to Rs.100 - Nil
    • Between Rs.101 and Rs.300 - Rs.100
    • Between Rs.301 and Rs.1,000 – Rs.300
    • Between Rs.1,001 and Rs.5,000 – Rs.400
    • Between Rs.5,001 and Rs.10,000 – Rs.600
    • More than Rs.10,000 – Rs.700
    Cheque return fee 2% of the payment amount (subjected to a minimum of Rs.450)
    Over limit penalty 3% of the over limit amount (subjected to a minimum of Rs.500)
    Foreign transaction fee 3.5% of the transaction value
    GST As per existing rules
    Surcharge on railway tickets As prescribed by IRCTC

    Eligibility Criteria for Axis Bank Aura Credit Card

    Age The primary applicant must be between the ages of 18 years and 70 years.
    Nationality He or she must be resident of India or a non-resident Indian.
    Credit Score Having a good credit score may help in the application for the credit card.

    Documents Required for the Axis Bank Aura Credit Card

    Identity Proof Income Proof Proof of Address
    Passport Form 60 Ration Card
    Driving License IT Returns Passport
    Aadhaar Card Salary Slip Electricity Bill
    PAN Card - Telephone Bill

    FAQs on Axis Bank Aura Credit Card

    1. Is there a waiver on the annual fee for the Axis Bank Aura Credit Card?

      No, there is no annual fee waiver for the Axis Bank Aura Credit Card. From the second year onwards, you will be required to pay Rs.749.

    2. Where can I access the free video consultations and exercise videos?

      You will have to log in to https://axisbankaura.poshvine.com/ to avail the benefits under the health category. For more information, you can speak to a bank representative by contacting the customer care number.

    3. Can I use the gift voucher from Decathlon offline?

      Yes, the gift voucher of Rs.750 can be used at any Decathlon store, as well as, on the website of Decathlon for online shopping.

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