Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Aura Credit Card by Axis Bank is a newly-launched card which is specifically curated to provide a range of benefits and features across the category of wellness and health. This health and wellness credit card comes with features such as complimentary doctor consultations, discounts on the purchase of medicines, and gift vouchers from Decathlon.
The Axis Bank Aura Credit Card comes with a joining fee of Rs.749, an annual fee of Rs.749, and finance charges of 3.4% per month.
| Welcome Benefits |
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| Health Benefits |
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| Fuel Benefits |
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| Reward Point Benefits |
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| Discount Benefits |
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| Dining Benefits |
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The credit limit for the Aura Credit Card by Axis Bank is given at the discretion of the bank after considering a host of factors such as the credit score of the applicant, the credit utilisation ratio, and the repayment habits of all past debts.
| Type of Charge | Amount |
|---|---|
| Annual fee | Rs.749 |
| Joining fee | Rs.749 |
| Finance charge | 3.4% per month |
| Card replacement fee | Waived |
| Duplicate statement fee | Waived |
| Cash payment fee | Rs.100 |
| Outstation cheque fee | Waived |
| Charge slips retrieval fee | Waived |
| Balance enquiry charges | Waived |
| Hotlisting charges | Nil |
| Late payment fee |
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| Cheque return fee | 2% of the payment amount (subjected to a minimum of Rs.450) |
| Over limit penalty | 3% of the over limit amount (subjected to a minimum of Rs.500) |
| Foreign transaction fee | 3.5% of the transaction value |
| GST | As per existing rules |
| Surcharge on railway tickets | As prescribed by IRCTC |
| Age | The primary applicant must be between the ages of 18 years and 70 years. |
| Nationality | He or she must be resident of India or a non-resident Indian. |
| Credit Score | Having a good credit score may help in the application for the credit card. |
| Identity Proof | Income Proof | Proof of Address |
|---|---|---|
| Passport | Form 60 | Ration Card |
| Driving License | IT Returns | Passport |
| Aadhaar Card | Salary Slip | Electricity Bill |
| PAN Card | - | Telephone Bill |
No, there is no annual fee waiver for the Axis Bank Aura Credit Card. From the second year onwards, you will be required to pay Rs.749.
You will have to log in to https://axisbankaura.poshvine.com/ to avail the benefits under the health category. For more information, you can speak to a bank representative by contacting the customer care number.
Yes, the gift voucher of Rs.750 can be used at any Decathlon store, as well as, on the website of Decathlon for online shopping.
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