International Travel Credit Cards

Best International Travel Credit Cards

HDFC Bank Regalia Credit Card

If you’re looking for a card that offers benefits when you dine out, travel, or spend on entertainment, the HDFC Bank Regalia Credit Card is a great solution.

Annual Fee: Rs.2500

Features and Benefits of HDFC Bank Regalia Credit Card

• Zomato Gold Membership for one year
• 12 complimentary access per calendar year within India. This is available at domestic and international terminals.
• Get 5,000 reward points when you achieve annual spends of Rs.8 lakh.
• Earn 10,000 reward points when your annual spends reach Rs.5 lakh.

Axis Bank Miles & More World Credit Card

The Miles & More World Credit Card from Axis Bank offers unlimited miles on eligible spends, making it an ideal option for frequent travellers. Cardholders can avail several different privileges, which include the following:

Joining Fee: Rs.3500

Annual Fee: Rs.3500

Interest: 2.95% per month (41.75% per annum)

Features and Benefits of the Axis Bank Miles & More World Credit Card

• Redeem your miles at partner retail outlets
• Earn up to 55,000 miles during your first year on your travel
• Get a minimum of 15% discounts when you dine at partner restaurants
• Priority Pass Lounge access
• 1% fuel surcharge on your fuel expenses

Jet Privilege HDFC Bank World Credit Card

The Jet Privilege HDFC Bank World Credit Card offers exclusive travel privileges with the best airline co-brand.

Joining Fee: Rs.2500 plus GST as applicable

Annual Fee: Rs.2500 plus GST as applicable

Features and Benefits of the Jet Privilege HDFC Bank World Credit Card

• Avail 10% discount* on Etihad Airways Business Class tickets booked on http://flights.intermiles.com
• 3,750 InterMiles on total retail spends of Rs.75,000 and above, within first 90 day
• Avail 5% discount on Etihad Airways Economy tickets booked on http://flights.intermiles.com
• 3,750 InterMiles upon first swipe of your Card with in first 90 days of card set up
• Earn 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

Air India SBI Platinum Card

The Air India SBI Platinum Card has been exclusively designed for travellers and offers attractive rewards and bonuses. Not only does the card facilitate cheaper and comfortable travel, but also offers fuel surcharge waiver, thereby helping save a significant amount of money.

Joining Fee: Rs.1499

Annual Fee: Rs.1499

Features and Benefits of Air India SBI Platinum Card

• Receive a welcome gift of 5000 Reward Points on paying the joining fee.
• Receive complimentary membership to the Air India FFP (Frequent Flyer Program).
• Win two Reward Points per Rs.100 spent on your card.
• Get an anniversary present of 2000 Reward Points per year upon payment of renewal fees.
• Get 5000 and 15,000 bonus reward points by spending Rs.2 lakhs or Rs.3 lakhs per year.
• Win 10 Reward Points per Rs.100 spent on Air India tickets.
• Get 2.5% fuel surcharge waived across all petrol pumps in India.
• Get complimentary visa lounge access at major Indian airports.

Axis Bank Titanium Smart Traveler Credit Card

The Titanium Smart Traveler Card from Axis Bank offers travel benefits in an effort to make your trips rewarding. In addition to loyalty rewards and other bonuses, the card also provides fuel surcharge waiver and helps in saving a good amount of money on travel.

Joining Fee: Rs.250

Annual Fee: Rs.100 (waived if spends in the preceding year exceed Rs.50,000)

Interest: 3.25% per month (46.78% per annum)

Features and Benefits of the Axis Bank Titanium Smart Traveler Credit Card

• Get 8 eDGE Loyalty Reward Points in addition to more than 500 offers and rewards on transactions using the card.
• Get eight points per Rs.200 spent on the card while travelling overseas.
• Get four points per Rs.200 spent on airline, bus and train bookings, holiday packages and hotel stays in India.
• Get two points per Rs.200 spent on the credit card within the country.
• Get 2.5% fuel surcharge waiver at all petrol pumps across India.

Yatra SBI Credit Card

The Yatra SBI Credit Card offers some truly attractive deals for travels. Benefits are not limited to travel as the card also offers reward points for shopping in addition to other privileges which are listed below.

Joining Fee: Rs.499 plus taxes as applicable

Annual Fee: Rs.499 plus taxes as applicable

Features and Benefits of the Yatra SBI Credit Card

• Receive vouchers worth Rs.8250 from Yatra.com by simply paying the joining fee when availing the card.
• Receive two vouchers worth Rs.500 each for domestic travel.
• Receive two vouchers worth Rs.1000 each for overseas travel.
• Receive one voucher worth Rs.750 for booking hotel stays with the card.
• Receive 6x reward points by using the card on Yatra.com, grocery and departmental stores.
• Receive extra 6x bonus points on purchased made on Yatra.com.
• Earn one point per Rs.100 spent at retail outlets that don’t include grocery and departmental stores.
• Win a discount voucher from Yatra.com per Rs.3000 spent on the site.
• Get 2.5% fuel surcharge waiver across all petrol pumps in India if transactions are between Rs.500 and Rs.3000.
• Get exclusive access to premium MasterCard airport lounges across the country.

FAQs on International Travel Credit Cards

1. How important is my credit score if I am looking to apply for a credit card for international travel?

It is important you maintain a very good credit score preferably around 750 if you wish to apply for a credit card for international travel. Having a good credit score also makes it easier for the bank to approve your credit card application.

2. What will happen if I do not pay my credit card bills on time?

If you do not pay your credit card bills on time, then your credit score will fall making it difficult for you to apply for a loan or credit card in future. If you fail to pay your bill on time, then the bank will also impose a penalty on your outstanding amount.

3. How can I apply for a credit card for international travel?

You can apply for a credit card for international travel online by visiting the said bank’s official website where they can click on the apply now button and fill the application form and submit the documents to complete the application process. You can also visit the nearest bank branch along with all the documents to apply for a credit card.

4. Is it possible to get my annual fee waived off?

Some banks do not charge annual fee if you are able to make a minimum annual spend using your credit card.

5. I am a Non-Resident Indian (NRI). Can I apply for a credit card for international travel from a bank in India?

Whether you can apply for a credit card for international travel from an Indian bank as an NRI is completely at the discretion of the bank. However, there are banks in India such as Axis Bank who do allow NRIs to apply for their credit card for international travel.