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Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Platinum Aura Edge credit card by IndusInd Bank is a premium credit card offering top-notch benefits and offers in various categories such as travel, lifestyle, dining and shopping. The card comes with a joining fee of Rs.500.
| Concierge Benefits | Get access to 24x7 concierge services with a credit card to make reservations at restaurants, book flights or hotels, and more. |
| Fuel Benefits | With the Platinum Aura Edge Credit Card, you can enjoy 1% waiver on fuel surcharge at all the petrol stations across India. |
| Auto Assist |
|
| Contactless Benefits | The Platinum Aura Edge credit card offered by IndusInd Bank is a chip-based contactless card. You can make payments that are secure, convenient, and fast. |
IndusInd Bank has tied up with the Oriental Insurance Company to provide cardholders with the following travel insurance coverage under its Aura Edge Travel Plan:
Travel Insurance Cover
| Coverage | Sum Assured* |
|---|---|
| Delayed baggage | Rs. 25,000 |
| Lost Baggage | Rs. 1 lakh |
| Lost Ticket | Rs. 25,000 |
| Loss of Passport | Rs. 50,000 |
| Missed connection | Rs. 25,000 |
*Terms and Conditions apply
Platinum Aura Edge Shop Plan
| Spend Categories | Savings points on Rs 100 spent |
|---|---|
| Shopping in departmental stores | 4 savings points |
| Purchase of consumer durables or electronic items | 2 savings points |
| Restaurant bills | 1.5 savings points |
| Books | 1.5 savings points |
| All other spends | 0.5 savings points |
*1 savings point = Rs.0.50 or 0.5 airline mile
Platinum Aura Edge Home Plan
| Spend Categories | Savings points on Rs 100 spent |
|---|---|
| Grocery shopping | 4 savings points |
| Cellphone bills | 2.5 savings points |
| Electricity bills | 2.5 savings points |
| Insurance premium | 1.5 savings points |
| Medical spends | 1.5 savings points |
| All other spends | 0.5 savings points |
*1 savings point = Rs.0.50 or 0.5 airline mile
Platinum Aura Edge Travel Plan
| Spend Categories | Savings points on Rs 100 spent |
|---|---|
| Hotel expenses | 4 savings points |
| Airline tickets | 2.5 savings points |
| Car rental expenses | 1.5 savings points |
| Rail tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
Platinum Aura Edge Party Plan
| Spend Categories | Savings points on Rs 100 spent |
|---|---|
| Restaurant bills | 4 savings points |
| Shopping in departmental stores | 2 savings points |
| Payments in bars and pubs | 2 savings points |
| Movie tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
The application process for the IndusInd Bank Platinum Aura Edge Credit Card on BankBazaar is quick, easy, and hassle-free. Follow the steps mentioned below to apply for this credit card:
| Type of Charge | Fee |
|---|---|
| Joining fee | Rs.500 |
| Annual Fee | NIL |
| Add-on credit card fee | NIL |
| Finance charges |
|
| Late payment fees |
|
| Over limit charges | 2.5% of Over Limit Amount subject to a minimum of Rs.500 |
| Returned cheque | Rs.250 |
| Cash advance charges | 2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card) |
| Balance Enquiry Charges on Non-IndusInd Bank ATMs | Rs.25 |
| Machine Surcharge at ATMs | Passed at applicable rates to customer |
| Outstation Cheque Processing Fee | Please note that the outstation cheques only from IndusInd Bank locations can be accepted |
| Foreign Currency Mark-up | 1.8% |
| Cash Payment Fee at IndusInd Bank Branch | Rs.100 |
| Duplicate Statement Request | Rs.100 |
| Re-issue/Replacement | Rs.100 |
| Charge-slip Request | Rs.300 |
| Age | The applicant must be at least 18 years old. |
| Nationality | He or she must be a citizen of India. |
| Employment status | The applicant must be either salaried or self-employed. |
| Credit Score | The applicants who hold a good credit score have a higher change of being eligible for the card. |
| Proof of Address | Identity Proof | Income Proof |
|---|---|---|
| Ration Card | Voter ID | Salary Slip |
| Aadhaar Card | Aadhaar Card | Form 16 |
| Voter ID | Driving Licence | IT Returns |
| Passport | - | - |
Yes, the IndusInd Bank Platinum Aura Edge Credit Card is a chip- based card that provides advanced security and safety with every transaction that you make.
The contactless payment feature allows you to make secure and safe payments. Only tap your card at merchant outlets that accept contactless cards. These payments terminals must be NFC enabled.
Contactless payment is done to reduce hassles. The merchant will be asking you if you need the charge slip. If you need it, ask the retailer to give you the charge slip. If you do not need a charge slip, then the retailer will not give it you.
When all the four green indicators are displayed, you get the confirmation that the transaction has been made successfully.
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