Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Different Types of Credit Cards in India

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  • Credit Cards are small sized plastic cards that can make life very simple. These cards allow you to purchase goods and services on credit, the money for which you can return at the end of every month. You can choose to pay the full amount of credit that you have borrowed from your credit card issuer or a minimum fixed amount every month. In case you pay only the minimum amount, remember that you will be charged an interest on your outstanding balance. There is a credit limit set for you by your card provider.

    Mentioned below are the top Gold credit cards available to customers in India:

    • SBI Gold & More Credit Card.
    • SBI Student Plus Advantage Credit Card.
    • SBI Advantage Plus Credit Card
    • BMB Gold & More Credit Card.
    • HSBC Bank Gold credit card.
    • PNB Global Gold Card.
    • Canara Global gold credit cards.
    • Bank of India Navy Gold.
    • Bank of India visa Gold Card.
    • Bank of India Visa Gold International Card.
    • Central Bank of India Visa Gold Credit Card.
    • LIC Corporation Bank Gold Credit Card.
    • LIC Gold Credit Card.
    • Dhanlaxmi Bank Gold Credit Card.
    • Indian Bank Global Gold Credit Card.
    • IOB Gold Credit Card.
    • American Express Gold Card.
    • Kotak Urbane Gold Card.
    • Kotak Aqua Gold Card.
    • Kotak Fortune Gold Card.
    • Kotak Feast Gold Card.
    • Kotak PVR Gold Card.
    • Syndicate Bank Global Gold Credit Card.
    • IndusInd Bank Gold Credit Card.
    More
    We found 10 Different Types of Credit Cards in India
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    There are many banks in India that provide different types of credit cards. The cards are divided based on the rewards and benefits they offer and the income and spend requirements of the applicants. Customers can choose any credit card that helps them avail a lot of benefits and is an ideal match for their requirements. For example – If you travel a lot, then a travel card is best for you as it can help you earn air miles, access airport lounges, etc. In India, credit cards are offered in collaboration with the following payment networks - Visa, MasterCard, American Express, Diner’s Club, etc.

    The different categories of credit cards are:

    Silver Credit Cards:

    Silver credit cards can be availed by anyone who falls under a nominal salary range and has a work experience of around 4 to 5 years. It is easy for salaried employees to procure this type of credit card, provided they have a good credit history. These cards have a low membership fee and there is no interest charged for the initial 6 to 9 months, on balance transfers.

    Gold Credit Cards:

    Individuals with higher income can avail a gold credit card from any bank in India. Applicants for any type of gold credit card should have a good credit score. The common features of a gold credit card are:

    • High cash withdrawal limit.
    • High credit limit.
    • Add-on card facility for family members like spouse, parents or children.
    • Travel insurance.
    • Cashback offers.
    • Rewards program and much more.

    Classic Credit Cards:

    Classic credit cards come with features like global acceptance, revolving credit, cash advance, interest free credit period, rewards program, supplementary cards, insurance and a dedicated 24/7 customer care helpdesk for customers. Most classic credit cards do not carry annual fees or joining fees and are offered at low finance charges.

    The top Classic credit cards available to customers are:

    • Union Bank VISA International Classic Credit Card.
    • Syndicate Bank Global Classic Credit Card.
    • IndusInd Bank Classic Credit Card.
    • Indian Bank Global Classic Credit Card.
    • IOB Classic Credit Card.
    • Canara Bank Classic Visa Credit Card.
    • PNB Global Classic Credit Card.
    • Vijaya bank Visa Classic Chip Credit Card.
    • RBL Bank Classic Shopper Card.
    • ICICI Bank British Airways Classic Credit Card.

    Credit cards for Women:

    To ensure their female customers get the maximum benefits, some banks have introduced credit cards that are exclusively designed for women. These cards mainly focus on shopping rewards and cashback offers. Apart from this, cardholders can get bonus reward points, fuel surcharge waiver, insurance, etc. They can also earn reward points when they make purchases using their credit cards. There are few credit cards for women that offer amazing travel benefits.

    Some of the popular credit cards for women are:

    • HDFC Bank Solitaire - Premium Women's Credit Card.
    • Kotak Mahindra Bank Silk Inspire Credit Card.
    • Citibank Rewards credit card.
    • ICICI Bank Coral card.
    • Standard Chartered Inner Circle Platinum.
    • American Express Payback Credit Card.

    Titanium Credit Cards:

    Titanium credit cards are premium cards that come with a load of privileges and benefits. The key feature of a Titanium credit card is the Titanium Rewards program that is offered to the customers. This rewards program includes accrual of rewards points, redemption for gifts and air miles, cashback offers, etc. Other privileges that come with any Titanium credit card are surcharge waivers, revolving credit, interest free credit period, annual fee reversals, insurance, welcome gifts in the form of vouchers from top retail brands, add-on card facility, wellness and beauty offers, lifestyle and dining benefits, etc.

    Some of the popular titanium credit cards are:

    • Tata Titanium Card.
    • Tata Croma Titanium Card.
    • ICICI Bank Titanium Credit Card.
    • BOB Titanium Master Credit Card.
    • Central Bank of India Titanium Credit Card.
    • LIC Titanium Credit Card.
    • Axis Bank Titanium Smart Traveler Credit Card.
    • Standard Chartered Super Value Titanium Credit Card.
    • RBL Titanium Delight Card.
    • HDFC Titanium Times Credit Card.
    • HDFC Titanium Edge Credit Card.
    • First Citizen Citi Titanium Credit Card.

    Platinum Credit Cards:

    Platinum card is one of the most popular credit card and is owned by many people because of the number of benefits and privileges it offers. The benefits include lifestyle, dining, shopping and entertainment offers, etc. The annual, joining and renewal fee of Platinum cards are a little higher compared to other types of credit cards.

    Every Platinum credit card comes with an exceptional welcome package, gift vouchers from retail brands, annual spend rewards, accelerated rewards points, cashback offers, Priority Pass membership with access to premium airport lounges, renewal gift vouchers, global lifestyle and golfing privileges, easy cash withdrawals, fuel surcharge waiver, add-on cards for family, emergency card replacement services, etc. Platinum card members generally also get other exclusive privileges, deals and offers with every card availed, depending on the financial institution they are banking with.

    Some of the popular Platinum credit cards are:

    • IndusInd Bank Platinum Select Credit Card.
    • IndusInd Bank Platinum Aura Credit Card.
    • SBI Advantage Platinum Credit Card.
    • SBI BMB Platinum Credit Card.
    • Bank of Maharashtra SBI Platinum Credit Card.
    • Tata Platinum Card.
    • Tata Croma Platinum Card.
    • Oriental Bank of Commerce SBI Platinum Credit Card.
    • Karur Vysya Bank SBI Platinum Credit Card.
    • Federal Bank SBI Platinum Credit Card.
    • Standard Chartered Platinum Elite Credit Card.
    • Standard Chartered Bajaj Finserv Platinum Credit Card.
    • HSBC Bank Platinum credit card.
    • ICICI Bank Instant Platinum Credit Card.
    • ICICI Bank Platinum Identity Credit Card.
    • ICICI Bank Platinum Credit Card.
    • IDBI Aspire Platinum Credit Card.
    • IDBI Imperium Platinum Credit Card.
    • BOB Platinum Visa Credit Card.
    • BOB Platinum Master Credit Card.
    • BOB Platinum Assure Credit Card.
    • American Express Platinum Card.
    • Axis Bank Platinum Credit Card.
    • Axis Bank Pride Platinum Credit Card.
    • SBI Platinum Card.
    • American Express Platinum Reserve Credit Card.
    • IndusInd Bank Platinum Credit Card.
    • Standard Chartered Landmark Rewards Platinum Credit Card.
    • Standard Chartered Platinum Rewards Credit Card.
    • Standard Chartered Manhattan Platinum Credit Card.
    • RBL Platinum Maxima Card.
    • ICICI Bank Platinum Chip VISA Credit Card.
    • RBL Platinum Delight Card.
    • HDFC Platinum Times Credit Card.
    • HDFC Teacher's Platinum Credit Card.
    • HDFC Platinum Edge Credit Card.
    • HDFC Platinum Plus Credit Card.
    • Kotak Essentia Platinum Credit Card.
    • Kotak Delight Platinum Card.
    • Kotak League Platinum Card.
    • Kotak Corporate Platinum Card.

    Rewards Credit Cards:

    Rewards credit cards are known for offering multiple rewards on every card transaction. Cardholders can earn rewards points on all their retail, online, etc. card transactions. Apart from this, they can earn reward points as welcome gift, birthday gift, renewal bonus, etc. They can also earn points when they spend a certain amount in a specific period of time. These reward points can be redeemed for products/services mentioned in the rewards catalogue, which includes cashback offers, air miles, travel offers, etc. Some cards allow cardholders to make payments for their purchases in instalments.

    Some of the popular rewards credit cards are:

    • Citibank Rewards Credit Card.
    • Standard Chartered Platinum Rewards Credit Card.
    • Citibank Rewards Domestic Credit Card.

    Auto / Fuel Credit Cards:

    Fuel credit cards offer benefits on every fuel transaction that cardholders make. This card helps customers save on refuelling by providing them with cashback offers and fuel surcharge waivers. Some banks also offer accelerated rewards points on fuel transactions, if they are made at specific petrol pumps across India. The accumulated rewards points can be redeemed for refuelling for a predetermined value. Other additional benefits include activation bonus, entertainment benefits, dining, hotel and wellness offers, etc.

    The annual and joining fees charged on Auto credit cards are very low and daily Metro/train commuters can greatly benefit by availing these cards. These cards double up as a travel card plus a normal credit card which can be used for shopping and other purchases. As a welcome offer, these cards come preloaded with certain amount of cash and they also have auto top-up facility. Customers can earn rewards points on top-ups and other transactions. Some cards also offer annual renewal deals, add-on card facility and surcharge waivers to cardholders.

    Some of the popular auto/fuel credit cards are given as follows -

    • ICICI Bank Unifare Mumbai Metro Credit Card.
    • ICICI Bank Unifare Delhi Metro Credit Card.
    • ICICI Bank Unifare Bangalore Metro Credit Card.
    • ICICI Bank HPCL Coral American Express Credit Card.
    • ICICI Bank HPCL Platinum Credit Card.
    • ICICI Bank HPCL Coral VISA/MasterCard Credit Card.
    • IndianOil Citibank Platinum Credit Card.
    • IndianOil Citibank Titanium Credit Card.

    Balance transfer Credit Cards:

    Banks offer balance transfer facility on most credit cards. This facility allows cardholders to transfer the outstanding balance from one card to another new credit card availed with another bank. Repayments using the new card can be done in particular tenures at low interest rates. Banks do charge a nominal processing fees for balance transfers. Most balance transfer plans do not charge any interest for the first three months of repayment and after that they charge a reasonable interest on the outstanding balance.

    Business/Corporate Credit Cards:

    Business and Corporate credit cards are offered to business establishments, corporates and other financial institutions where the employer can offer credit cards to their employees and also conveniently manage the finances on the card. These cards cannot be used by the employees for personal transactions and are valid only during their employment period with the company. The privileges offered on corporate cards are hotel accommodation and travel deals, business savings plans, expense management, insurance, fuel surcharge waivers, airport lounge access, rewards programs, cash advance, add-on cards, bill payments and options to convert purchases into monthly installments. Companies also have the option of getting the name of the company embossed on these credit cards.

    Some of the popular business/corporate credit cards are:

    • SBI Platinum Corporate Credit Card.
    • SBI Signature Corporate Credit Card.
    • SBI Corporate Utility Credit Card.
    • Canara Corporate Credit Card.
    • BOB Corporate Premium Credit Card.
    • HDFC Corporate Platinum Credit Card.
    • HDFC Corporate World MasterCard Credit Card.
    • HDFC Corporate Visa Signature Credit Card.
    • HDFC Business Gold Credit Card.
    • HDFC Corporate Credit Card.
    • Kotak Corporate Platinum Card.
    • Kotak Corporate Wealth Signature Credit Card.
    • Kotak Corporate Gold Card.
    • Citibank Corporate Credit Card.
    • Indian Bank VISA Business Credit Card.
    • HDFC Business Platinum Credit Card.
    • Axis Bank MY Business Credit Card.
    • IndusInd Bank Business Gold Credit Card.

    Cashback Credit Cards:

    Cashback credit cards offer cashback to customers on their transactions, which varies from 5% to up to 20% depending on the spend category. Cashback can be earned on bill payments, movie ticket bookings, retail purchases, dining bills, grocery purchases, etc. The key features available with every cashback card are fuel surcharge waivers, annual fee reversals, dining and shopping privileges global acceptance, rewards program, balance transfers, etc.

    Co-branded Credit Cards:

    Co-branded credit cards are offered by banks in association with a retail brand, travel aggregator or any other financial institution. Privileges from both the parties are integrated into a co-branded credit card, letting customers enjoy double benefits via one card. The most successful co-branded credit cards are the ones issued along with retail merchants as banks can easily expand their customer base through the merchant’s clientele. Depending on the tie-up, co-branded credit cards can have benefits like rebates, discounts and offers from a retail partner brand, sporting benefits from a sports league, ticket booking privileges from airline and railway partners, holiday and hotel accommodation privileges from travel aggregators and premier hotel chains, etc. Though these credit cards carry features from two key entities, there is no restriction on the usage.

    Some of the popular co-branded credit cards are:

    • Yatra SBI Credit Card.
    • IRCTC SBI Platinum Credit Card.
    • Bank of India TAJ Premium Credit Card.

    Contactless Credit Cards:

    Contactless credit cards are equipped with a unique payment technology that allow cardholders to make payments by simply tapping their cards at POS terminals. These contactless transactions do not require the customers to enter any PIN number to make purchases and are extremely secure. These cards offer several benefits such as discounts, cash rewards, entertainment benefits, reward points, welcome gift, lounge access, concierge service, insurance policy, etc.

    Some of the popular contactless credit cards are:

    • SBI Signature Contactless Card.
    • ICICI Bank Coral Contactless Credit Card.

    Entertainment Credit Cards:

    Entertainment credit cards are known for their amazing entertainment offers, which includes discounts, cashback or buy 1 get 1 free offers on movie ticket bookings, events, shows, etc. These cards also offer lifestyle, golf, dining, shopping and travel benefits to the cardholders. Apart from this, customers can earn rewards points on these transactions and redeem them for movie tickets, travel bookings or gift cards.

    Some of the popular entertainment credit cards are:

    • Kotak PVR Gold Credit Card.
    • Kotak PVR Platinum Credit Card.
    • HDFC Titanium Times Credit Card.

    Lifestyle Credit Cards:

    Lifestyle credit cards are designed keeping in mind the changing lifestyles and income of the applicants. Most lifestyle credit cards carry golfing privileges, shopping privileges, dining, travel and other benefits. These cards generally come with first year annual fee waivers, cashback on tickets, insurance discounts, etc. Customers can earn bonus and accelerated rewards points with lifestyle credit cards on their purchases. Most of these cards are Platinum credit cards and offer superior travel, shopping, dining and luxury lifestyle privileges. For example – Axis Bank Signature Credit card with Lifestyle Benefits.

    Premium/Signature Credit Cards:

    Most banks offer a “Premium” or “Signature” credit card that come with the best of lifestyle privileges. Signature credit cards are in a league of their own with exclusive privileges like flexible spending limits, premium airport lounge access, concierge services, complimentary insurance, rewards program, global assistance services, chartered yacht and flight services, surcharge waivers, retail, travel and hotel accommodation vouchers, etc. There are more options for redeeming rewards that are earned using these cards. Some of these cards offer annual fee waiver, provided the cardholders reach a certain spend amount.

    Some of the popular signature credit cards are:

    • SBI Advantage Signature Credit Card.
    • ICICI Bank Visa Signature Credit Card.
    • IDBI Royale Signature Credit Card.
    • BOB Signature Visa Credit Card.
    • HDFC Visa Signature Credit Card.
    • Kotak Royale Signature Card.
    • Kotak Privy League Signature Card.
    • Kotak NRI Royale Signature Card.
    • IndusInd Bank Signature Credit Card.
    • IndusInd Bank Indulge Credit Card.
    • IndusInd Bank Pinnacle Credit Card.
    • IndusInd Bank Iconia Credit Card.
    • Axis Bank Pride Signature Credit Card.
    • Axis Bank Signature Credit Card with Lifestyle Benefits.

    Prepaid Credit Cards:

    Prepaid credit cards allow cardholders to load a certain amount of money in it and use that money to make the purchases. Even though these cards do not offer a line of credit, customers can enjoy most of the privileges that are provided by the other types of credit cards. The outstanding balance is the amount that is left in the prepaid card by the customer after making a certain transaction.

    Some of the Prepaid credit cards that are offered by banks in India are as follows:

    • American Express Prepaid Card.
    • Axis Bank Prepaid Credit Card.

    Travel Credit Cards:

    Travel credit cards are popular because of the unlimited travel benefits they offer. These cards do not just offer travel benefits in India, but abroad as well. Most banks have tied up with airline companies or travel companies to offer travel credit cards. When customers use this card to make travel transactions, they can earn air miles. Apart from this, some travel cards provide access to airport lounges to the customers. The reward points that customers earn on these cards can be converted to air miles, which can then be used to book flight tickets and upgrade seats. Travel cards also provide hotel and holiday offers, golf offers, dining offers, travel insurance, etc.

    Some of the popular travel credit cards are:

    • JetPrivilege IndusInd Bank Odyssey Credit Card.
    • JetPrivilege American Express Platinum Credit Card.
    • JetPrivilege IndusInd Bank Voyage Amex Credit Card.
    • JetPrivilege IndusInd Bank Voyage Visa Credit Card.
    • JetPrivilege ICICI Bank Coral VISA Credit Card.
    • JetPrivilege ICICI Bank Rubyx VISA Credit Card.
    • ICICI Bank British Airways Classic Credit Card.
    • JetPrivilege ICICI Bank Sapphiro VISA Credit Card.
    • JetPrivilege HDFC Bank Diners Club Credit Card.
    • JetPrivilege HDFC Bank World Credit Card.
    • JetPrivilege HDFC Bank Platinum Credit Card.
    • JetPrivilege HDFC Bank Titanium Credit Card.
    • IndusInd Bank WorldMiles Credit Card.
    • Axis Bank Miles & More Credit Card.
    • Citibank PremierMiles Credit Card.
    • HDFC All Miles Credit Card.
    • Air India SBI Signature Card.
    • Air India SBI Platinum Card.
    • Standard Chartered Emirates Platinum Credit Card.

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    Different Types of Credit Cards in India Reviews

    • RBL Bank Credit Card
      "Easy to convert for EMI "
      0.5 4.0/5 "Great!"
      I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
      Was this review helpful? 9
      , chennai
      Reviewed on Mar 21, 2020
    • SBI Cards
      SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
      Was this review helpful? 8
      , hyderabad
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Ok service"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Ok service"
      0.5 5.0/5 "Blown Away!"
      The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
      Was this review helpful? 7
      , jaipur
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
      Was this review helpful? 5
      , chennai
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Mar 21, 2020
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Am having ICICI credit card for two years, I feel good and have not face any issues. The best part about the card is its a life time free card. I used to get my card statement on time. I used this card for shopping, groceries and for many other personal purposes.I am using the bank mobile app which function smooth and simple.
      Was this review helpful? 5
      , faridabad
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
      Was this review helpful? 12
      , faridabad
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service "
      0.5 4.0/5 "Great!"
      Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
      Was this review helpful? 5
      , chennai
      Reviewed on Mar 21, 2020
    • Citibank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      CITI has provided good offers and benefits on 2 months before. So I chosen this card and applied through online. It is annual fee chargeable of 500 rupees bu there is waiver off option if I spend 30K within a year. The credit limit is 65K. There is EMI conversion avail for this card.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Mar 21, 2020
    • HDFC Bank Credit Card
      "very good"
      0.5 5.0/5 "Blown Away!"
      I have used credit card from HDFC bank for 1 year which is very good and also very comfortable, its a life time free card and lots of offers are available in the card. This card was suggested to me by my colleague. Mobile banking also functions very smooth.
      Was this review helpful? 12
      , bangalore
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      INDUSIND bank credit card have an credit limit of of Rs.75000, there is no offers available in the card and it also have a charges of 3000 along with GST. I hardly receive any remainder messages for my bill payment due to that some time I could not pay my bill on time. I would advise them send my bill on time before the due date.
      Was this review helpful? 5
      , bangalore
      Reviewed on Mar 21, 2020
    • ICICI Bank Credit Card
      "Need to increase the credit limit "
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI card for more than one year. They have provided an annual fee chargeable card and waiver off option is applicable. The credit limit is okay of 50K. Since I need to do purchase about 45K on some of the month so this limit is not sufficient. I swipe the card for travel, shopping and fuel purposes. I have not opted for EMI conversion.
      Was this review helpful? 4
      , kolkata
      Reviewed on Mar 21, 2020
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
      Was this review helpful? 8
      , kolkata
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I got INDUSIND credit card from few months ago.The card have an EMI conversion. I used the card for multi purposes like shopping, online payment, ticket booking. This is annually chargeable card, I am not satisfied with the credit limit of Rs.75000 as I am expecting more than than 1 lakh.
      Was this review helpful? 6
      , kolkata
      Reviewed on Mar 21, 2020
    • IndusInd Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got a life time free card offer from INDUSIND bank hence applied through online on three months back. I received the call on time and the process was done on smooth. I got the card on exact time frame. The credit limit is sufficient and they provided good offers and benefit as well.I use this card for shopping and travel purpose.
      Was this review helpful? 2
      , kolkata
      Reviewed on Mar 21, 2020
    • RBL Bank Credit Card
      "Average service"
      0.5 1.0/5 "Really Bad"
      RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
      Was this review helpful? 10
      , ranchi
      Reviewed on Mar 21, 2020
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      HDFC credit card is very convenience to use, I have been using the card for 4.5 months for Shopping, groceries, fuel surcharge and electricity bill payment also. I pay my credit card bill through ATM. I always get my bill on time, this card was suggested to me by the bank agent.
      Was this review helpful? 6
      , ranchi
      Reviewed on Mar 21, 2020
    • RBL Bank Credit Card
      "Okay service "
      0.5 3.0/5 "Satisfactory"
      I used RBL card for twice only. I get message or call for EMI conversion from banker. It is a life time free card. Once all the process done I received the card by 15 days. I am holding this card past 6 months. The credit limit is sufficient of 30K. Once I tried to convert for EMI of 3 months it was done on time without any problem. It is Bajaj card.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.
      Was this review helpful? 9
      , gurgaon
      Reviewed on Mar 21, 2020
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