Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Top Credit Cards for Women

    Credit cards have become popular across different segments and age groups, and the never- ending list of cashback, free flight tickets, easy EMI, reward points, etc. make them more lucrative. Women love shopping and there are credit cards that are designed to specifically cater to such needs. Some women love to travel, and for them, banks offer credit cards tailored to meet travel requirements. However, only making purchases on credit cards cannot offer huge benefits. Reward points and cashback makes the experience of using credit cards better for women.

    List of Best Credit Cards for Women

    Some of the credit cards that are best suited for women are mentioned below:

    • HDFC Solitaire credit card
    • Standard Chartered Landmark Rewards Platinum credit card
    • Kotak Silk Inspire Credit Card
    • Citibank Rewards credit card

    Features and Benefits of Best Women Credit Cards

    HDFC Solitaire Credit Card

    You can avail a wellness package from Thyrocare as the welcome benefit in the first year. As a renewal benefit, you can avail 1,000 rewards points from the 2nd year onwards. For every Rs.150 spent using the HDFC Solitaire credit card, you can earn 3 rewards point. Under the feature called Accelerated Rewards Points, you can avail additional 50% rewards points on all your dining spends and grocery expenses. As shopping benefit, enjoy a voucher worth Rs.1,000 from SS (Shoppers Stop). However, cumulative spends on your HDFC Solitaire credit card must be at least Rs.75,000 every 6 months. You can choose to redeem all your accumulated rewards points at several domestic airlines. Avail fuel surcharge waivers when you use this credit card at petrol stations. The annual fee or renewal fee associated with this credit card is Rs.999.

    Standard Chartered Landmark Rewards Platinum Credit Card

    The Standard Chartered Landmark Rewards Platinum credit card offers 9X reward points at all the Landmark affiliated shops like Home Centre, Max and Lifestyle. Along with that, you can also avail 5% cashback at the time of sale previews at Home Centre and Lifestyle. Cashback of 5% can be availed at SPAR. You can enjoy coupons worth Rs.2,800 with the Standard Chartered Landmark Rewards Platinum credit card. All your accumulated rewards points can be redeemed across the affiliated shops for Re.0.60 per reward point. Enjoy global acceptance with this credit card as Standard Chartered cards are accepted at above 19 million MasterCard and VISA establishment across the world. You can also choose to transfer the outstanding balance from a different credit card to this card at lucrative rates of interest. The Standard Chartered Landmark Rewards Platinum credit card can be utilised to buy airline tickets and railways tickets at the airline and railway ticket counters, respectively. The teledraft feature allows you to enjoy different facilities at your doorstep. With 1.5 million ATMs across the globe and above 20,000 in India, you can enjoy cash advance facility whenever you need.

    Kotak Silk Inspire Credit Card

    With Kotak Silk Inspire Credit Card get up to 5x reward points on every Rs.100 spent on clothing & earn 1 reward point on every Rs.200 spent on any other categories. This card comes with insurance protection and you get a cover of up to Rs. 75, 000 against fraudulent transaction. Cardholders will get all the primary card benefits when they apply for add-on cards. This card can be availed without any income proof as it is sanctioned against fixed deposits.

    Citibank Rewards Credit Card

    The Citibank Rewards credit card allows you to earn 10X reward points at different department stores and apparel shops. At select partner outlets, you can earn unlimited reward points when you use this card. You can earn 1 point for spending Rs.125 on this credit card. As a welcome bonus, you can avail 1,500 points. You can get 1,000 bonus points if you spend an amount of Rs.1,000 within a period of 60 days using the card. In one month, you can earn 300 points if you spend a minimum of Rs.30,000. The points that you earn using the Citibank Rewards credit card never expire. You can accumulate your points and use it whenever you want, as per your convenience.

    FAQs on Women's Credit Card

    1. Is it possible for a housewife to apply and get a credit card?

      Yes, housewives can get a credit card. However, this may be via an add-on card. They can also have a fixed deposit at the bank through which they can easily apply for a credit card with the bank. With this fixed deposit which will serve as a security against the credit limit, the banks will mostly approve of applications for the credit card.

    2. What are the benefits women can get with the HDFC Solitaire Credit Card?

      With the HDFC Solitaire Credit Card, for every Rs.150 that you spend, you will get 3 rewards points. Under a feature known as Accelerated Rewards Points, you can also get an additional 50% rewards points on your grocery spends and dining expenses.

    3. Will my wife be able to get a credit card with my income source?

      Well, you can always include your household income, and mention the name and income of your spouse when you apply for a credit card.

    Women Credit Card News

    • Stashfin launched women dedicated credit card

      Stashfin, the neobanking platform, has launched a credit card especially for women. The card offers various value-added services like welcome credits, cashback, 1% cashback on every spend and a free credit period for selected customers.

      15 July 2022

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.