If you are just starting out in your career and are looking to build a good credit history and credit score, then a credit card can help you do so. This can be done if you use it judiciously and are disciplined with your bill payments. There are a host of entry-level credit cards in India that have eligibility criteria that can be met by most people with entry-level jobs, no matter what the industry they may be working in. Since credit cards also help with meeting short-term and long-term financial needs, they are useful to have on hand. It helps to compare the different features as well as card fees before applying for a card so that you can make the most out of it.
Here are the best entry-level credit cards in India as of 2022:
For anyone who is entering into the world of credit cards for the first time, these cards will be the perfect gateway to a world of enjoyment and value-added benefits.
With FinBooster, the primary cardholder’s family will get a credit shield of Rs.2.5 lakhs in case of the primary cardholder’s death.
Yes, you will get a 1% waiver on fuel surcharge with SimplyCLICK SBI card.
The joining fee of Axis Ace credit card is Rs.499.
With the Axis Ace credit card, you will get 20% discount with the partnered restaurants.
No, there is no joining fee for Citibank Cashback credit card.
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