Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Axis Bank is one of the major banks in the country which offers a wide range of credit cards to suit the needs of their customers through various categories such as shopping, lifestyle, travel, etc. The Axis Bank Flipkart credit card is a co-branded shopping credit card from Axis Bank and Flipkart which offers you a wide range of benefits and features from cashback for transactions, airport lounge access along with fuel benefits.
Welcome Benefits
Cashback Benefits
Travel Benefits
Fuel Benefits
Dining Benefits
EMI Benefits
The credit limit for your Axis Bank Flipkart card is completely at the discretion of Axis Bank. The bank will consider several factors before assigning a credit limit to your card such as your annual income, your credit score and credit report along with checking the repayment habits of your past and ongoing debts.
| Type of Charge | Amount |
|---|---|
| Joining fee | Rs.500 |
| Card replacement fee | Waived |
| Add-on card annual fee | Nil |
| Cheque return or dishonour fee | 2% of the payment amount subjected to a minimum of Rs.450. |
| Annual fee | Rs.500 (2nd year onwards) |
| Charge slip retrieval fee or copy request fee | Waived |
| Cash withdrawal fee | 2.5% of the cash amount. Minimum of Rs.250 |
| Outstation cheque fee | Waived |
| Overlimit penalty | 3% of the limit amount. Minimum of Rs.500 |
| Add-on card joining fee | Rs.100 for cards issued after February 11, 2011. |
| Late payment fee |
If the total payment due is Rs.100 - Nil Payment between Rs.101 and 300 - Rs.100 Payment between Rs.301 - Rs.1,000 - Rs.300 Payment between Rs.1,001 - Rs.5,000 - Rs.500 Payment between Rs.5,001 - Rs.20,000 - Rs.600 More than Rs.20,001 - Rs.700 |
| Duplicate statement fee | Waived |
| Cash payment fee | Rs.100 |
| GST | As per Government rules |
| Finance charges | 3.49% per month |
| Hot listing charges | Nil |
| Surcharge on purchase of railway tickets | As per IRCTC |
| Fuel transaction surcharge | 1% of the transaction amount |
| Balance enquiry charges | Waived |
| Foreign Currency transaction fee | 3.50% of the transaction value |
The documents which are required to apply for the card are identity proof, Form 60, proof of income, colour photographs, PAN card, and residential proof of the primary applicant.
Here's a complete list of documents required:To apply for the Axis Bank Flipkart credit card, you can do so through offline and online methods as well. You can apply for the card offline, by visiting the branch of Axis Bank or by contacting the Axis Bank customer care.
Through online methods, you can apply for the card through the Axis Bank website. If you wish to apply for the card on the website of Axis Bank, click on this link https://www.axisbank.com/retail/cards/credit-card/flipkart-axisbank-credit-card/features-benefits.
Once you click the link, there is a form which needs to be filled with your basic information such as your name, mobile number, your nature of employment, monthly income and PIN code. After you submit the information, the bank will get in touch with you regarding the formalities going forward.
The customer will receive a Flipkart Axis Bank Credit card from Axis Bank in collaboration with Flipkart Internet Pvt Ltd. (Flipkart) and Mastercard. Customers can make any purchase with the Card, both on and off Flipkart, and can earn an endless amount of cashback, which will be deposited to the customer's Card account.
No, the Axis Bank Flipkart credit card is a cashback card which does not offer any kind of reward points by the bank. The credit card offers you a certain percentage of your transaction as cashback which will be reflecting at the end of the statement cycle.
The monthly credit card statement that Axis Bank issues will show the cashback earned against each transaction. You may examine the total cashback earned to date on the Flipkart app by going to My Accounts and selecting Flipkart Axis Bank Credit Card. You can also track the cashback earned for orders placed on Flipkart by going to the "Order Summary" page and scrolling down to the "Reward Summary" section.
The joining fee for the credit card is Rs.500 and the annual fee of the card is also Rs.500. However, the annual fee will be deducted from the 2nd year onwards.
You can generate a PIN for my Axis Bank credit card instantly by visiting any of the ATMs of Axis Bank, you can also generate it by calling the Axis bank credit card customer care service of the bank. When you visit the ATM, the PIN can be generated easily by following a few steps.
No, you can only get an add-on credit card for your: Husband/ Wife, Daughter and Son (if they are aged 18 and above), Parents and Siblings.
No, you cannot transfer ownership of the credit card to someone else.
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