Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The IDFC FIRST Bank Wealth Credit Card offers up to 10X reward points. It comes with 1.5% Forex Markup, complimentary access to airport lounges and select spas, travel insurance, accident cover privileges, and other benefits. You are also allowed interest-free cash withdrawals for up to 48 days. The interest rate for the credit card ranges between 0.75% and 2.99% per month.
Joining Benefits
Super Privileges
Other Privileges
| Type of Charge | Amount |
|---|---|
| Joining fee | NIL |
| Over limit fee | NIL |
| Reward redemption fee | NIL |
| Credit Card Interest Rate | 0.75% to 2.99% per month |
| Foreign exchange markup | 1.5% |
| Late payment fee | 15% of total amount due |
| Domestic and International cash advance fee | Rs.250 |
You will need to submit the documents listed below in order to avail the IDFC FIRST Wealth Credit Card:
| Identity Proof |
|
| Address Proof |
|
| Income Proof |
|
There is no expiry date for the reward points accrued on your credit card. You can redeem the points whenever you want to.
While 15 percent of the total amount due on the card is charged as late payment fee, it is subject to a minimum of Rs.100 and a maximum of Rs.1,000.
No, it is not applicable on fuel spends. For fuel spends, you can avail waiver of fuel surcharge up to Rs.400 every month.
Under that coverage, you are liable to get $500.
Under the comprehensive travel insurance cover, you can stake a claim for loss of check-in baggage, passport and other documents. It also covers delay in delivery of check-in baggage and flights delays.
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