If you love travelling and go on trips regularly, then you should apply for an airline credit card. These cards offer various benefits such as air miles, discounts on hotel and air tickets, discounts on car rentals, shopping discounts, bonus points, access to airport lounges, etc. There are many banks in India that offer Airline credit cards.
For frequent travellers, having an airline credit card is like having a special privilege that provides various complimentary benefits throughout their trip. Exclusively designed for air travellers, airline credit cards come with many useful features and benefits including complimentary air miles, discounts at hotels, dining and others, free airport lounge visits, etc.
Let’s have a look at the common benefits offered by airline credit cards.
Some of the best Airline Credit Cards in India are listed below and their features and charges are explained according to the cards.
Jet Airways American Express Platinum Credit Card makes travelling a unique experience for customers. It offers 16 JPMiles for every Rs.150 that cardholders spend on booking tickets using it on the Jet Airways website and 8 JPMiles for every Rs.150 that cardholders spend using it on other transactions.
Fee Charges of Jet Airways American Express Platinum Credit Card :
Features and Benefits of Jet Airways American Express Platinum Credit Card
This card is one of the most popular airline credit cards because it offers complimentary air travel. Citi PremierMiles Credit Card offers air miles, which cardholders can redeem for hotel bookings, car rentals and flight bookings. It also provides them with free access to selected airport lounges.
Fee Charges of Citi PremierMiles Credit Card:
Features and Benefits of Citi PremierMiles Credit Card:
This airline credit card is known for offering attractive benefits and features. Features and benefits of SBI Air India Signature Credit Card includes Reward Points, complimentary Priority Pass Program membership, lost card liability, balance transfer on EMI facility, Easy Bill Pay facility, etc.
Fee & Charges of SBI Air India Signature Credit Card
Features and Benefits of SBI Air India Signature Credit Card:
This airline credit card upgrades your travel experience to a new level. It has multiple features and benefits to offer like reward points, lost card liability, cash anywhere at any time, add-on cards, Easy Bill Pay facility, etc.
Fee & Charges of SBI Air India Platinum Credit Card
Features and Benefits of SBI Air India Platinum Credit Card
The airline credit card offered by Axis Bank allows people to plan their travel smartly. Axis Bank MY Wings Credit Card is an EMV chip card that has special airline, road and railway offers for customers.
Fee & Charges of Axis Bank MY Wings Credit Card:
Features and Benefits of Axis Bank MY Wings Credit Card:
IndusInd Bank and Jet Airways have partnered to make travel an amazing experience for the customers. Through IndusInd Bank Jet Airways Voyage American Express Credit Card, they provide attractive benefits and features to the customers when they use it to make purchases.
Features and Benefits of IndusInd Bank Jet Airways Voyage American Express Card
IndusInd Bank and Jet Airways have partnered to make travel an amazing experience for the customers. Through IndusInd Bank Jet Airways Voyage Visa Credit Card, they provide attractive benefits and features to the customers when they use it to make purchases.
Features and Benefits:
Standard Chartered Bank and Emirates have partnered to offer this airline credit card. Standard Chartered Emirates World Credit Card is popular for the multiple rewards it offers and cardholders can avail benefits on not just Emirates, but all its partner airlines as well.
Fee & Charges of Standard Chartered Emirates World Credit Card
Annual Fee – Rs.3,000
Features and Benefits of Standard Chartered Emirates World Credit Card
Two channels through which one can apply for airline credit cards online include applying through bank’s website and through authoritative third party platforms such as BankBazaar. Below instructions will help you know the online application process for airline credit cards.
Apply through bank’s website: Many banks accept online application for airline credit cards. You can visit the bank’s website and check for the availability of the feature. If you find ‘Apply’ button on the airline credit card page, you can follow the steps mentioned below to apply for the credit card.
On successful submission of the application, the system will generate an application reference number, which should be recorded for all future references.
Once the bank receives the application, it reviews the same and if your profile becomes eligible for the applied card, you will receive a call in 3-4 working days. The further application process will be informed to you over a phone call or through an e-mail.
Banks typically take 7-10 days to process a credit card application. If you have any queries meanwhile, you can use the application reference number to track your credit card application status online.
Apply through BankBazaar website: BankBazaar is an authorised third party financial service provider. By partnering with more than 50 banks, the company offers a comprehensive platform to shop, compare and apply for financial products including credit cards, all under one umbrella. If you’re confused about choosing a credit card, you can visit the website, go through the various credit cards listed on the site, choose the one that suits your needs and apply for it on the same platform. Mentioned below is the process to apply for an airline credit card through BankBazaar.
BankBazaar also offers ‘Track Application’ feature through which you can check your credit card application status online.
Each credit card issuer sets a different eligibility criteria based on the card and applicant type. Mentioned below is the basic eligibility required to apply for an airline credit card.
The required documents to apply for an airline credit card varies from one bank to another. Some basic documents required by many banks are mentioned below.
Airline credit cards are much helpful for those who travel often and are globetrotters. These cards besides providing regular credit card benefits provide exclusive features related to air travel. Complimentary lounge access to both domestic and international airports, priority check-in, extra baggage allowance and lot more.
Another interesting feature offered by airline credit cards is the reward points programme. Unlike the reward points programme on regular credit card, the reward points offered on airline credit cards will be accrued in the form of air miles. Each airline offer different air miles. For Instance, Jet Airways offers JPMiles, SpiceJet offers AirMiles, etc. The accrued air miles can be redeemed for flight bookings, to transfer seats from economy class to business class, and lot more.
Earning more air miles is also easy on airline credit cards as the card issuer offers accelerated rewards on specific spends that could help the cardholder to earn more air miles in less time.
Using credit cards to make your air travel economical
Many people dream of traveling by air but the high cost of flight tickets prevents them from fulfilling it.
To all such people credit cards can be a saviour. We are not saying using them would cut your flight expenses by half, but using them wisely would definitely reduce your expenses making your air travel economical.
Let us look at various ways to use your credit card to cut down your air travel expenses.
Choose right credit card: There are a variety of credit cards available in the market that would serve your specific needs. One such card is the Airline credit card which comes with a lot of benefits for those who fly often.
Credit card issuers compete hard to attract customers and to earn business by offering various sign-up bonuses. Choosing an Airline credit card that comes up with good sign-up bonuses would reward the customer with free air miles, discounted flight tickets and many more.
Accumulate more air miles: Just like how regular credit cards help you gain reward points every time you shop using a credit card, the Airline credit card offers the same benefit, but the reward points accumulated here are termed as air miles. The more you spend on your Airline credit card, the more air miles you accumulate.
Once you’ve gained enough miles, you can redeem them while booking your flight tickets or hotel rooms.
Sign up for frequent flyer memberships: Most airlines offer frequent flyer memberships, which would help the members to earn more air miles every time they fly. You can sign up for one or more airlines’ frequent flyer membership programme, as it is completely free of cost, to avail the benefits. Some memberships allow you to earn miles on one airline and redeem them on any other airline. Hence, signing up for more than one membership will help you earn more air miles every time you fly.
Make use of airline promotions: Promotional offers by airlines are again a way to attract customers and to earn business in the most competitive airline space. You can take advantage of such promotional offers to make your air travel cheaper.
Some promotional programmes which offer air miles at affordable rates are the ones to grab as buying air miles at the original price is often expensive. Keep an eye on various promotional programmes offered by the airlines to make most out of it.
Earn from the airline partners: Airlines partner with other retailers such as food and beverage companies, apparels, hotels and many more. Knowing your airline partners and shopping from them will also bring you reward points. However, you need to be a member of the airline’s frequent flyer programme to earn the rewards from its partners.
Now that you know how to make most of your credit card, get ready to fulfil your dream of flying high within your budget. Read more about