Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Privilege Credit Card with Unlimited Travel Benefits

  • We found 1 Axis Bank Privilege Credit Card
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    Fee Details

    The Privilege credit card by Axis Bank discounts and benefits across a wide range of categories such as dining, fuel transactions as well as shopping. With the card, you will have complimentary access to MasterCard lounges twice every year. The card comes with a joining fee of Rs.1,000 which is not charged for Priority customers. The annual fee of the credit card is Rs.1,500 which is waived off if your annual spends are more than Rs.4 lakh. The Privilege card charges an interest of 41.75% per month.

    Key Highlights:

    • This is a premium lifestyle credit card that provides benefits across lifestyle categories like travel, rewards, dining, etc.
    • On reaching annual spends of Rs.4 lakh, the annual fee for the next year is reversed.

    Lifestyle benefits on the Axis Bank Privilege Credit Card

    • 2 complimentary access to lounges at selected domestic airports per quarter.
    • Benefits of the 'Extraordinary Weekends' offered by the bank.
    • Up to 20% discount on select restaurants which come with the 'Dining Delights' scheme.
    • Comprehensive insurance of up to over Rs.2.5 crore.

    Features and benefits of the Axis Bank Privilege Credit Card

    Activation benefit: On completion of 3 transactions with the card within 60 days of its issuance, you get 12,500 eDGE reward points which can be redeemed for Yatra vouchers worth Rs.5,000.

    Milestone benefit: The eDGE points received upon transactions worth Rs.2.5 lakh can be converted into Yatra vouchers which hold a value which is twice as much.

    Renewal benefit: Every instance of card renewal would give you up to 3,000 Axis eDGE Reward Points.

    eDGE reward points: For every Rs.200 that you spend with the card, you get 10 points. This applies to both domestic and international transactions. The accumulated points can be redeemed for an exclusive list of products.

    Extraordinary Weekends: You would enjoy the best of premium privileges with the 'Extraordinary Weekends' offered by the bank.

    Fuel surcharge waiver: For fuel transactions between Rs.400 and Rs.4,000 with the card, you enjoy a waiver of the fuel surcharge. However, the maximum waiver per month is Rs.400.

    Card security: The Axis Bank Privilege Credit Card is designed with an EMV feature that protects it from fraudulent behaviour.

    EMI facility: You also get the option of converting your all transactions exceeding Rs.2,500 into Equated Monthly Income (EMI).

    Comprehensive insurance: The Privilege Credit Card is accompanied with insurance covers such as air accident cover up to Rs.2,5 crore, purchase protection of Rs.1 lakh, and lost card liability up to Rs.3 lakh.

    Axis Bank Privilege Credit Card fees and charges

    Charges involved Amount
    Joining fee Rs.1500 (NIL for Priority Customers)
    Annual fee (from 2nd of card membership) Rs.1,500 (reversed on reaching annual spends of Rs.4 lakh)
    Charges on purchases 2.95% per month
    Cash withdrawal charges 2.5% (min Rs.250) of the amount withdrawn
    Fees on cash transaction Rs.100
    Re-issuing or replacement of card NIL
    Penalty for late repayment Rs.300 for dues up to Rs.2,000
    Rs.400 for Rs.2,001-Rs.5,000
    Rs.600 for Rs.5,001 and above
    Payments in foreign currency 3.50% of the transacted amount
    Surcharge on fuel-related payments 1% of the amount
    Dishonour fee or cheque bounce Rs.300
    Over limit penalty Rs.500 or 3% of the over limit amount (whichever is higher)

    Eligibility to apply for Axis Bank Privilege Credit Card

    To be eligible for the Axis Bank Privilege Credit Card, you need to meet to following criteria

    • You should be in between 18 to 70 years of age. For add-on cardholders, they should be over 18 years.
    • Your minimum net income should be Rs.6 lakh per annum.
    • You are a resident of India.

    **The criteria mentioned here are only indicative. Axis Bank reserves the right to decline or approve applications for the card.

    Documents needed for applying for the Axis Bank Privilege Credit Card

    You need to following documents while applying for the Privilege Credit Card

    Identity proof: Your PAN card photocopy or Form 60

    Income proof: Your latest payslip / IT return copy/ Form 16

    Residential proof (any one of the following):

    • Ration Card
    • Passport
    • Landline telephone bill
    • Driving License
    • Electricity bill

    **This list is only an indicative list. The documents required might vary on a case-to-case basis.

    FAQs on the Axis Bank Privilege Credit Card

    1. What is the validity of eDGE Reward Points?

      eDGE Reward Points are valid for 3 years from the time the reward is earned. For example, if you earned 250 points on June 30, 2016, it will be valid till June 30, 2019.

    2. What is the contact number of the Axis Bank credit care customer care centre?

      Dial 1-860-419-5555 or 1-860-500-5555 to contact the credit care customer care centre of Axis Bank.

    3. Is the service tax on fuel surcharge refundable when the transactions is carried out with the Axis Bank Privilege Credit Card?

      No, the service tax on fuel surcharge is non-refundable. Also, you wouldn’t be earning any reward points on fuel transactions.

    4. Is there any charge for mobile alert transaction and hot listing on the Axis Bank Privilege Credit Card?

      No, there are no charges associated with the mobile alert transaction and hot listing on the Axis Bank Privilege Credit Card.

    5. How do I get further details about the 'Extraordinary Weekends' that I get with the Axis Bank Privilege Credit Card?

      To know more about the 'Extraordinary Weekends', you can visit https://www.extraordinaryweekends.com/ or contact the concierge at 08880 023 023.

      

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