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Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Privilege credit card by Axis Bank discounts and benefits across a wide range of categories such as dining, fuel transactions, and shopping. With the card, you will have complimentary access to lounges twice every year. The card comes with a joining fee of Rs.1,000 which is not charged for Priority customers. The annual fee of the credit card is Rs.1,500 which is waived off if your annual spends are more than Rs.2.5 lakh.
Activation benefit: On completion of 3 transactions with the card within 60 days of its issuance, you get 12,500 eDGE reward points which can be redeemed for Yatra vouchers worth Rs.5,000.
Milestone benefit: The eDGE points received upon transactions worth Rs.2.5 lakh can be converted into Yatra vouchers which hold a value which is twice as much.
Renewal benefit: Every instance of card renewal would give you up to 3,000 Axis eDGE Reward Points.
eDGE reward points: For every Rs.200 that you spend with the card, you get 10 points. This applies to both domestic and international transactions. The accumulated points can be redeemed for an exclusive list of products.
Extraordinary Weekends: You would enjoy the best of premium privileges with the 'Extraordinary Weekends' offered by the bank.
Fuel surcharge waiver: For fuel transactions between Rs.400 and Rs.4,000 with the card, you enjoy a waiver of the fuel surcharge. However, the maximum waiver per month is Rs.400.
Card security: The Axis Bank Privilege Credit Card is designed with an EMV feature that protects it from fraudulent behaviour.
EMI facility: You also get the option of converting your all transactions exceeding Rs.2,500 into Equated Monthly Income (EMI).
Comprehensive insurance: The Privilege Credit Card is accompanied with insurance covers such as purchase protection of Rs.1 lakh and credit shield worth Rs.1 lakh.
| Charges involved | Amount |
|---|---|
| Joining fee | Rs.1500 (NIL for Priority Customers) |
| Annual fee (from 2nd of card membership) | Rs.1,500 (reversed on reaching annual spends of Rs.4 lakh) |
| Charges on purchases | 2.95% per month |
| Cash withdrawal charges | 2.5% (min Rs.250) of the amount withdrawn |
| Fees on cash transaction | Rs.100 |
| Re-issuing or replacement of card | NIL |
| Penalty for late repayment |
|
| Payments in foreign currency | 3.50% of the transacted amount |
| Surcharge on fuel-related payments | 1% of the amount |
| Dishonour fee or cheque bounce | Rs.300 |
| Over limit penalty | Rs.500 or 3% of the over limit amount (whichever is higher) |
| Late payment fee |
|
To be eligible for the Axis Bank Privilege Credit Card, you need to meet to following criteria
**The criteria mentioned here are only indicative. Axis Bank reserves the right to decline or approve applications for the card.
You need to following documents while applying for the Privilege Credit Card
Identity proof: Your PAN card photocopy or Form 60
Income proof: Your latest payslip / IT return copy/ Form 16
Residential proof (any one of the following):
**This list is only an indicative list. The documents required might vary on a case-to-case basis.
eDGE Reward Points are valid for 3 years from the time the reward is earned. For example, if you earned 250 points on June 30, 2023, it will be valid till June 30, 2026.
Dial 1-860-419-5555 or 1-860-500-5555 to contact Axis bank credit card customer care.
No, the service tax on fuel surcharge is non-refundable. Also, you wouldn’t be earning any reward points on fuel transactions.
No, there are no charges associated with the mobile alert transaction and hot listing on the Axis Bank Privilege Credit Card.
To know more about the 'Extraordinary Weekends', you can visit https://www.extraordinaryweekends.com/ or contact the concierge at 08880 023 023.
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