Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Axis Bank Privilege Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    750
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    Axis Bank Privilege Credit Card is Rated as "Excellent!" by 2 Users

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    Axis Bank Privilege Credit Card

    • 50% off on Joining Fee for Axis Privilege Credit Card

    Axis Bank’s Privilege Credit Card is a premium credit card that offers its customers innumerable travel perks alongside the loyalty privileges accorded to premium cardholders. Apart from travel vouchers, air miles and airport lounge access, you also get exclusive offers on movie tickets, fuel purchase and discounts at restaurants.

    Features and Benefits:

    The key features and benefits of Axis Bank Privilege Card are:

    • Welcome gift: You get travel vouchers worth Rs. 5,000 when you enrol as a Privilege cardholder. The vouchers are redeemable on Yatra.com, where you can buy flight tickets (domestic and international) and bus tickets (domestic), as well as book hotels and holidays. To avail this welcome gift, all you need to do is swipe the Privilege card 3 times within 2 months of receiving it. The vouchers will be added to your account as 2 vouchers of Rs.2,500 each, and they will be valid for 4 months from the day you get them. You cannot club the voucher with any other ongoing schemes of Yatra.com or other card privileges.
    • Milestone benefits: Travel benefits don’t stop at the welcome gift. For every Rs.2.5 lakh spent through your credit card, you get Yatra travel vouchers worth Rs.5,000. These vouchers have to be redeemed against the eDGE Reward Points earned by you through the credit card spends.
    • Airport lounge access: Axis Bank Privilege Credit Card is a MasterCard which gives you free access to airport lounges across the country twice every 3 months. This means that wherever you are travelling to, you can steal some moments of peace at any of the 31 airport lounges in different cities.
    • Rewards programme: As a Privilege cardholder, you are automatically enrolled into Axis Bank’s eDGE loyalty rewards programme. Every time you spend Rs.200 using your credit card, you get 10 points. This is applicable on both domestic and international expenses.
    • Discounts on dining: Using your credit card at dining establishments that have partnered with Axis Bank can give you up to 15% discount. For details on which restaurants offer what rebate in your city, log on to DiningDelights.in.
    • Free film tickets: Use your credit card to buy movie tickets through FastTicket.in or the Fast Ticket app, and get one ticket worth up to Rs.200 free. This offer is available only once a month for each cardholder. You will not, however, get any reward points on film ticket purchases.
    • Fuel surcharge waiver: Your car or two-wheeler can now be refuelled without worrying about paying an extra surcharge. Though swiping the Privilege Credit Card for fuel will not give you any reward points, you will get a refund on the fuel surcharge paid by you. The transactions have to be between Rs.400 and Rs.4,000 and the maximum refund you will get per month is Rs.400. Service tax on the surcharge, however, is non-refundable.
    • Free insurance cover: You will not have to buy another insurance cover for travel as long as you have an Axis Bank Privilege Credit Card. The card provides the following insurance covers:
    Cover Type Amount
    Air Accident Cover Rs.2.5 crore
    Purchase Protection Rs.1 lakh
    Lost Card Liability Rs.3 lakh
    Loss of Travel Documents USD300
    Delay of Check-in baggage USD300
    Loss of Check-in baggage USD500

    To claim any of these insurances, you need to call the Axis Bank Customer Service, who will then guide you towards the right procedure.

    • High security level: the Privilege Credit Cards are enabled with Chip technology, which guarantees maximum security on your card. It brings down considerably the possibility of card-cloning and skimming.
    • Convert purchases to EMI: You can convert any purchase worth Rs.2,500 or more into Equated Monthly Instalment (EMI). This means that instead of paying the full price of the product, you pay for it in an EMI format. This also gets rid of additional interest rates as conversion to EMI is available at a mere 1.5% per month. You can seek a repayment period of 3, 6, 9 or 12 months for this HELLO-EMI scheme.

    Eligibility Criteria:

    To be eligible to own an Axis Bank Privilege Credit Card, you need to meet the following criteria:

    • You should be between 18 and 70 years old to be a primary cardholder. Supplementary card can be held by anyone older than 18.
    • Your annual net income should be Rs.6 lakh or more.
    • You should be an Indian resident.

    Documents Required:

    Credit cards are hassle-free in terms of documentation as it needs the bare minimum. Axis Bank Privilege Credit Cards can be obtained by presenting:

    • Copy of PAN card or Form 60
    • Latest payslip, Form 16 or copy of Income Tax Return
    • Passport/Driving licence/Ration card/Electricity bill/Landline telephone bill as proof of address.

    Fees and Charges:

    The fees and charges applicable to Axis Bank Privilege Credit Cards are as given below. Service tax is applicable on all charges as per government rules.

    Charges Privilege Credit Card
    Standard joining fee Rs. 1,500
    Standard annual fee (2nd year onwards) Rs. 1,500
    Standard add-on card joining fee None
    Standard add-on card annual fee None
    Finance charges (retail purchases & cash) 2.95% per month (41.75% per annum)
    Cash withdrawal fees 2.5% (Minimum Rs.250) of the withdrawn amount
    Fee for cash payment Rs. 100
    Card replacement (lost or stolen or re-issue) Waived
    Duplicate statement fee Waived
    Overdue penalty or late payment fee
    • None if the total payment due is up to Rs. 100
    • Rs. 100 if total payment due is between Rs. 101 and Rs. 300
    • Rs. 300 if total payment due is between Rs. 301 and Rs. 1,000
    • Rs. 500 if total payment due is between Rs. 1,001 and Rs. 5,000
    • Rs. 600 if total payment due is between Rs. 5,001 and Rs. 20,000
    • Rs. 700 if total payment due is Rs. 20,001 or more
    Over limit penalty 3% of the over-limit amount (Minimum Rs. 500)
    Chargeslip retrieval fee or copy request fee Waived
    Outstation cheque fee Waived
    Cheque return or dishonour fee or auto-debit reversal bank a/c out of funds Rs. 300
    Surcharge on purchase or cancellation of railway tickets As prescribed by IRCTC/Indian Railways
    Fuel transaction surcharge 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4,000)
    Foreign currency transaction fee 3.50% of the transaction value
    Mobile alerts for transactions Waived
    Hotlisting charges Waived
    Balance enquiry charges Waived

    Balance Transfer:

    For Balance Transfer of credit card from another bank to Axis Bank, the following conditions apply:

    • The amount due on the card should be at least Rs. 5,000.
    • You can choose between a 3-month and a 6-month tenure. Finance charges applicable for the 3-month plan is 0.75% and that for the 6-month plan is 0%.
    • Processing fees for the balance transfer plan are as follows:
      • For 3-month plan – 2% of the Balance Transfer amount (minimum Rs. 199)
      • For 6-month plan – 1% of the Balance Transfer amount (minimum Rs. 100)

    Offers on Privilege Credit Card:

    Axis Bank Privilege Credit Card comes with several promotional offers. These concessions are available in dining, shopping, groceries, air tickets, holidays, etc. Some of the best offers are listed here, and more information can be obtained from the Axis Bank website:

    BigBasket: Get 20% off on purchase worth Rs. 1,000. Offer valid till December 31, 2016.

    Flywidus.com: Get discounts of up to Rs. 750 on bookings. Offer valid till September 30, 2016.

    Agoda.com: Get an extra 7% rebate on bookings. Offer valid till September 30, 2016.

    How to Apply For Axis Bank Privilege Credit Card:

    To apply for Axis Bank Privilege Credit Card, you have 3 options:

    • Apply online through Axis Bank
    • Apply online through BankBazaar
    • Go to your nearest Axis Bank branch and apply there.

    Axis Bank Credit Card Customer Care:

    Axis Bank has a dedicated customer service centre that is pleased to assist you with any banking-related queries and solutions at any time of the day or night.

    • To know your account balance, call 1800-419-5959; to get a mini-statement on phone, call 1800-419-6969. Both are toll-free numbers.
    • To block debit/pre-paid cards, the 24-hour Emergency Helpline Number +91 22 67987700 (not toll-free) is available.
    • Phone Banking Service numbers are:
      • From within India: 1-800-209-5577 and 1-800-103-5577
      • From outside India: +91 22 27648000 (not toll-free)
    • Loan-related services can be availed between 9am and 9pm from Monday to Saturday (excluding national holidays).

    Payment Options:

    Payment of your credit card bills can be made in one of the following ways:

    • Axis Bank Internet Banking: You can pay the credit card bill through your savings account by logging in to Axis Bank Internet Banking. Go to Balance and Payments, and select the credit card number and the account from which the amount should be debited. Enter the amount you wish to pay and click ‘Submit’. The payment will be done on the same day.
    • Axis Bank Internet Banking for payment to multiple cards: If you have more than 1 credit cards of Axis Bank that you want to pay through your savings account, log in to your Axis Bank internet banking and go to Accounts > Pay Bill Option and add your new cards to your account. Select ‘Axis Bank Credit Card – DirectPay’ as the biller. Once this addition is done, you can pay your credit card bills through the Pay Bill Option > DirectPay. You can make a one-time payment, or fix an amount to be paid every week/month/year to the chosen credit card/s.
    • National Automated Clearing House (NACH): To enrol for this, you need to download the NACH form and send it to the address mentioned in the form.
    • National Electronic Funds Transfer (NEFT) and Immediate Payment Service (IMPS): NEFT and IMPS payments can be done by logging in to the internet banking services of any bank. You need to enter the correct details of your credit card while making the payment. IMPS is available through mobile app as well.
    • Visa Money Transfer: Visa Money Transfer can be done through Net Banking or Visa Debit Card, but it will take 2 working days to process the payment. You need to contact Axis Bank Customer Care for more details on this.
    • Mobile Payment: Such a payment can be done through Axis Bank’s mobile application. Once you log in to the app, you will be able to make payments through the Accounts option.
    • SMS Payment: To avail this facility, send an SMS from the mobile number registered with the bank to 5676782 in the following format – CCP Last 6 Digits of your Axis Bank Saving/Current Account Number Payment Amount Last 4 Digits of Credit Card Number. You can only make a maximum payment of Rs. 5,000 in this way.
    • Auto debit facility: You can opt for an auto debit facility on your Axis Bank Savings or Current account. You need to download and fill in the Auto Debit form and send it to Credit Card Customer Service

    Axis Bank Ltd, NPC 1,

    5th floor,’Gigaplex’, Plot No. I.T.5,

    MIDC, Airoli Knowledge Park, Airoli,

    Navi Mumbai – 400708

    Fax: 022-71315270

    email ID: Creditcards@axisbank.com

    • Offline payments: You can also make payments to your credit card by going to the bank branch and paying through cheque, demand draft or cash.
    • ATM Payments: Axis Bank ATMs allow you to pay your credit card bill through your debit card. This option can be found in Other Services > Bill Payment. You can choose the amount you want to pay and process the payment.

    Axis Bank Privilege Credit Card FAQs:

    1. What is the validity of eDGE Reward Points?

      eDGE Reward Points are valid for 3 years from the time the reward is earned. For example, if you earned 250 points on June 30, 2016, it will be valid till June 30, 2019.

    2. Does the Axis Bank Privilege Credit Card give instant loans?

      Yes. You can request for instant loan through credit card either by calling 1800 103 5577 or 1800 209 5577, or by sending ILW as SMS to 5676782.

    3. How many add-on credit cards can I avail on my primary card?

      You can avail up to 4 add-on credit cards per primary card. 

    Other Top Credit Cards By Axis Bank

    Axis Bank Privilege Credit Card Reviews

    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card is with AXIS bank which was taken 20 years back. The credit limit was 50,000 and I am getting reward points and cash back offers.. I have no idea bout the charges and rate of interest here. The validity of the card is till 2020 July. The customer service and responses was good and my experience was also excellent overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "poor service "
      0.5 3.0/5 "Satisfactory"
      I use axis bank credit card with a good limit.I have been using it for quite a long years,initially the customer support team was good.but now i can say their very poor in service its quite disappointing to bank with them and am planning to close my card.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      Axis Bank is also good in the credit card features but they need to improve overall on the offers and on the credit limit. They can provide better services on the deals and the limit can be enhanced as well. The statements are clear I have no hassles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I applied for a credit card with Axis bank. They bank contacted me and informed me the details. They informed me that I should do at least three lakhs of transactions in a month. So I did not wish to proceed with the application. It was good as they contacted me and acknowledged my request.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I applied for a credit card with Axis Bank. They contacted me and collected my documents from me. After they collected the papers, there was no response and I only received a message on my phone that the application has been declined. I am not satisfied with this service.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I am not happy with Axis Bank services. I hold a credit card and the bank is not up to the mark on this experience. They need an improvement from the offers to the limit and to the overall features on the card. I would not want to recommend the bank to others.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am having the credit card with the Axis bank and am using it from he last two years of time. Its a kind of better experience and the credit limit with the Axis bank credit card value is around 1.5 lakh Rupees. I am happy with them till now, also I really dont have much issues with them.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am using the Axis bank credit card from the last two months of time . I am not happy with the services because of the Axis bank customer service, which is really a lacking one, also they need to improve a lot.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a credit card and they are excellent in their customer services. The credit limit is good and the offers are fantastic, there are a lot of decent deals online for shopping and the statements are also sent to me on time and it is transparent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I am very much happy with the service of AXIS bank for my credit card service ,the late payment options are accepted in AXIS bank service once I was in a situation in delay payment but they accepted my late payment without any charges which was very helpful for me I am very much happy with AXIS bank service for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I was holding a Axis bank credit card around 6 years ago. The customer support was good with Axis bank credit card department. The rate of interest is nominal with Axis bank credit cards. I was using this card for shopping, bill payments and for other usages.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I have been using the Axis bank my choice credit card for more than 4years. The customer support is averages with Axis bank credit card department. I was using this cad for shopping and for other purchases. The credit is low with this card so that was the reason I have settled the bill and planned to close this card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Axis bank need to work on the credit card as well. There are no much of offers and the rate of interest is very high. I am not very happy with the features on the credit card. Though the limit is okay but there are no other deals. In all it is a average experience.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has also offered me a credit card and there are decent offers and facilities on my card. The credit limit is good and the transactions on my card is also more than sufficient. There are no charges for the card and in all I am satisfied with the overall services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my credit card with AXIS bank 3 years back. The credit limit was 75,000 and they have offered master International card. The benefits are reward points here but I have not used it . I have no idea about the charges and interest rate. My overall experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I also have a credit card with Axis Bank. I get all the offers on the card. There are offers on eCommerce sites as well for shopping. They are also much to my satisfaction in the services and response. It is a life time free card and there are no issues when it comes to transaction.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I bank with Axis Bank for a credit card and the charges are high. Like wise the bank has to offer me with a better credit limit. It is a average experience and the services are good. I have no hassles in the statement or in making my payments. It is convenient.
      Was this review helpful? 0
      , udaipur
      Reviewed on Oct 15, 2017
    • Axis Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Axis bank offers pretty good services on the credit card too. The response is good and the statements are clear too. There are no charges and when I use my card there are no issues. The transactions are smooth and the credit limit is also satisfactory.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience with Axis Bank for the credit card. They need to improve on the customer services and also work on their interest rates. The statements are on time and the charges are high. The bank has to work on this product when I compare it with the other services.
      Was this review helpful? 0
      , mysore
      Reviewed on Oct 15, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      I am using Axis bank credit card from last 3 years, the services provided by Axis bank credit card is good when compared to all other credit cards. I also get offers like cash back and reward points. I use this credit card for shopping, payments, travel and for dining purpose, i am also satisfied with the credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
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