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    We found 1 Axis Bank Privilege Credit Card
    Card
    1st Year Fee
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    1500
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    Axis Bank Privilege Credit Card is Rated as "Excellent!" by 26 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Axis Bank Privilege Credit Card

    Axis Bank’s Privilege Credit Card is a premium credit card that offers its customers innumerable travel perks alongside the loyalty privileges accorded to premium cardholders. Apart from travel vouchers, air miles and airport lounge access, you also get exclusive offers on movie tickets, fuel purchase and discounts at restaurants.

    Features and Benefits:

    The key features and benefits of Axis Bank Privilege Card are:

    • Welcome gift: You get travel vouchers worth Rs. 5,000 when you enrol as a Privilege cardholder. The vouchers are redeemable on Yatra.com, where you can buy flight tickets (domestic and international) and bus tickets (domestic), as well as book hotels and holidays. To avail this welcome gift, all you need to do is swipe the Privilege card 3 times within 2 months of receiving it. The vouchers will be added to your account as 2 vouchers of Rs.2,500 each, and they will be valid for 4 months from the day you get them. You cannot club the voucher with any other ongoing schemes of Yatra.com or other card privileges.
    • Milestone benefits: Travel benefits don’t stop at the welcome gift. For every Rs.2.5 lakh spent through your credit card, you get Yatra travel vouchers worth Rs.5,000. These vouchers have to be redeemed against the eDGE Reward Points earned by you through the credit card spends.
    • Airport lounge access: Axis Bank Privilege Credit Card is a MasterCard which gives you free access to airport lounges across the country twice every 3 months. This means that wherever you are travelling to, you can steal some moments of peace at any of the 31 airport lounges in different cities.
    • Rewards programme: As a Privilege cardholder, you are automatically enrolled into Axis Bank’s eDGE loyalty rewards programme. Every time you spend Rs.200 using your credit card, you get 10 points. This is applicable on both domestic and international expenses.
    • Discounts on dining: Using your credit card at dining establishments that have partnered with Axis Bank can give you up to 15% discount. For details on which restaurants offer what rebate in your city, log on to DiningDelights.in.
    • Free film tickets: Use your credit card to buy movie tickets through FastTicket.in or the Fast Ticket app, and get one ticket worth up to Rs.200 free. This offer is available only once a month for each cardholder. You will not, however, get any reward points on film ticket purchases.
    • Fuel surcharge waiver: Your car or two-wheeler can now be refuelled without worrying about paying an extra surcharge. Though swiping the Privilege Credit Card for fuel will not give you any reward points, you will get a refund on the fuel surcharge paid by you. The transactions have to be between Rs.400 and Rs.4,000 and the maximum refund you will get per month is Rs.400. Service tax on the surcharge, however, is non-refundable.
    • Free insurance cover: You will not have to buy another insurance cover for travel as long as you have an Axis Bank Privilege Credit Card. The card provides the following insurance covers:
    Cover Type Amount
    Air Accident Cover Rs.2.5 crore
    Purchase Protection Rs.1 lakh
    Lost Card Liability Rs.3 lakh
    Loss of Travel Documents USD300
    Delay of Check-in baggage USD300
    Loss of Check-in baggage USD500

    To claim any of these insurances, you need to call the Axis Bank Customer Service, who will then guide you towards the right procedure.

    • High security level: the Privilege Credit Cards are enabled with Chip technology, which guarantees maximum security on your card. It brings down considerably the possibility of card-cloning and skimming.
    • Convert purchases to EMI: You can convert any purchase worth Rs.2,500 or more into Equated Monthly Instalment (EMI). This means that instead of paying the full price of the product, you pay for it in an EMI format. This also gets rid of additional interest rates as conversion to EMI is available at a mere 1.5% per month. You can seek a repayment period of 3, 6, 9 or 12 months for this HELLO-EMI scheme.

    Eligibility Criteria:

    To be eligible to own an Axis Bank Privilege Credit Card, you need to meet the following criteria:

    • You should be between 18 and 70 years old to be a primary cardholder. Supplementary card can be held by anyone older than 18.
    • Your annual net income should be Rs.6 lakh or more.
    • You should be an Indian resident.

    Documents Required:

    Credit cards are hassle-free in terms of documentation as it needs the bare minimum. Axis Bank Privilege Credit Cards can be obtained by presenting:

    • Copy of PAN card or Form 60
    • Latest payslip, Form 16 or copy of Income Tax Return
    • Passport/Driving licence/Ration card/Electricity bill/Landline telephone bill as proof of address.

    Fees and Charges:

    The fees and charges applicable to Axis Bank Privilege Credit Cards are as given below. Service tax is applicable on all charges as per government rules.

    Charges Privilege Credit Card
    First year fee None(Valid from 15-Jan Till 28-Feb, 2018)
    Standard annual fee (2nd year onwards) Rs. 1,500
    Standard add-on card joining fee None
    Standard add-on card annual fee None
    Finance charges (retail purchases & cash) 2.95% per month (41.75% per annum)
    Cash withdrawal fees 2.5% (Minimum Rs.250) of the withdrawn amount
    Fee for cash payment Rs. 100
    Card replacement (lost or stolen or re-issue) Waived
    Duplicate statement fee Waived
    Overdue penalty or late payment fee
    • None if the total payment due is up to Rs. 100
    • Rs. 100 if total payment due is between Rs. 101 and Rs. 300
    • Rs. 300 if total payment due is between Rs. 301 and Rs. 1,000
    • Rs. 500 if total payment due is between Rs. 1,001 and Rs. 5,000
    • Rs. 600 if total payment due is between Rs. 5,001 and Rs. 20,000
    • Rs. 700 if total payment due is Rs. 20,001 or more
    Over limit penalty 3% of the over-limit amount (Minimum Rs. 500)
    Chargeslip retrieval fee or copy request fee Waived
    Outstation cheque fee Waived
    Cheque return or dishonour fee or auto-debit reversal bank a/c out of funds Rs. 300
    Surcharge on purchase or cancellation of railway tickets As prescribed by IRCTC/Indian Railways
    Fuel transaction surcharge 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4,000)
    Foreign currency transaction fee 3.50% of the transaction value
    Mobile alerts for transactions Waived
    Hotlisting charges Waived
    Balance enquiry charges Waived

    Balance Transfer:

    For Balance Transfer of credit card from another bank to Axis Bank, the following conditions apply:

    • The amount due on the card should be at least Rs. 5,000.
    • You can choose between a 3-month and a 6-month tenure. Finance charges applicable for the 3-month plan is 0.75% and that for the 6-month plan is 0%.
    • Processing fees for the balance transfer plan are as follows:
      • For 3-month plan – 2% of the Balance Transfer amount (minimum Rs. 199)
      • For 6-month plan – 1% of the Balance Transfer amount (minimum Rs. 100)

    Offers on Privilege Credit Card:

    Axis Bank Privilege Credit Card comes with several promotional offers. These concessions are available in dining, shopping, groceries, air tickets, holidays, etc. Some of the best offers are listed here, and more information can be obtained from the Axis Bank website:

    BigBasket: Get 20% off on purchase worth Rs. 1,000. Offer valid till December 31, 2016.

    Flywidus.com: Get discounts of up to Rs. 750 on bookings. Offer valid till September 30, 2016.

    Agoda.com: Get an extra 7% rebate on bookings. Offer valid till September 30, 2016.

    How to Apply For Axis Bank Privilege Credit Card:

    To apply for Axis Bank Privilege Credit Card, you have 3 options:

    • Apply online through Axis Bank
    • Apply online through BankBazaar
    • Go to your nearest Axis Bank branch and apply there.

    Axis Bank Credit Card Customer Care:

    Axis Bank has a dedicated customer service centre that is pleased to assist you with any banking-related queries and solutions at any time of the day or night.

    • To know your account balance, call 1800-419-5959; to get a mini-statement on phone, call 1800-419-6969. Both are toll-free numbers.
    • To block debit/pre-paid cards, the 24-hour Emergency Helpline Number +91 22 67987700 (not toll-free) is available.
    • Phone Banking Service numbers are:
      • From within India: 1-800-209-5577 and 1-800-103-5577
      • From outside India: +91 22 27648000 (not toll-free)
    • Loan-related services can be availed between 9am and 9pm from Monday to Saturday (excluding national holidays).

    Payment Options:

    Payment of your credit card bills can be made in one of the following ways:

    • Axis Bank Internet Banking: You can pay the credit card bill through your savings account by logging in to Axis Bank Internet Banking. Go to Balance and Payments, and select the credit card number and the account from which the amount should be debited. Enter the amount you wish to pay and click ‘Submit’. The payment will be done on the same day.
    • Axis Bank Internet Banking for payment to multiple cards: If you have more than 1 credit cards of Axis Bank that you want to pay through your savings account, log in to your Axis Bank internet banking and go to Accounts > Pay Bill Option and add your new cards to your account. Select ‘Axis Bank Credit Card – DirectPay’ as the biller. Once this addition is done, you can pay your credit card bills through the Pay Bill Option > DirectPay. You can make a one-time payment, or fix an amount to be paid every week/month/year to the chosen credit card/s.
    • National Automated Clearing House (NACH): To enrol for this, you need to download the NACH form and send it to the address mentioned in the form.
    • National Electronic Funds Transfer (NEFT) and Immediate Payment Service (IMPS): NEFT and IMPS payments can be done by logging in to the internet banking services of any bank. You need to enter the correct details of your credit card while making the payment. IMPS is available through mobile app as well.
    • Visa Money Transfer: Visa Money Transfer can be done through Net Banking or Visa Debit Card, but it will take 2 working days to process the payment. You need to contact Axis Bank Customer Care for more details on this.
    • Mobile Payment: Such a payment can be done through Axis Bank’s mobile application. Once you log in to the app, you will be able to make payments through the Accounts option.
    • SMS Payment: To avail this facility, send an SMS from the mobile number registered with the bank to 5676782 in the following format – CCP Last 6 Digits of your Axis Bank Saving/Current Account Number Payment Amount Last 4 Digits of Credit Card Number. You can only make a maximum payment of Rs. 5,000 in this way.
    • Auto debit facility: You can opt for an auto debit facility on your Axis Bank Savings or Current account. You need to download and fill in the Auto Debit form and send it to Credit Card Customer Service

    Axis Bank Ltd, NPC 1,

    5th floor,’Gigaplex’, Plot No. I.T.5,

    MIDC, Airoli Knowledge Park, Airoli,

    Navi Mumbai – 400708

    Fax: 022-71315270

    email ID: Creditcards@axisbank.com

    • Offline payments: You can also make payments to your credit card by going to the bank branch and paying through cheque, demand draft or cash.
    • ATM Payments: Axis Bank ATMs allow you to pay your credit card bill through your debit card. This option can be found in Other Services > Bill Payment. You can choose the amount you want to pay and process the payment.

    Axis Bank Privilege Credit Card FAQs:

    1. What is the validity of eDGE Reward Points?

      eDGE Reward Points are valid for 3 years from the time the reward is earned. For example, if you earned 250 points on June 30, 2016, it will be valid till June 30, 2019.

    2. Does the Axis Bank Privilege Credit Card give instant loans?

      Yes. You can request for instant loan through credit card either by calling 1800 103 5577 or 1800 209 5577, or by sending ILW as SMS to 5676782.

    3. How many add-on credit cards can I avail on my primary card?

      You can avail up to 4 add-on credit cards per primary card. 

    Other Top Credit Cards By Axis Bank

    Axis Bank Privilege Credit Card Reviews

    • Axis Bank Credit Card
      "Good Card to Use"
      0.5 5.0/5 "Blown Away!"
      I have been using this axis bank credit card for past 3 years. I will use this card for shopping, purchasing a cloths and groceries. I will get extra 5% cashback on this axis bank credit card. They are providing some good cashbacks if i use this card in online purchase.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My citi card was taken with AXIS BANK. The given credit limit was not satisfactory and i hold neo card. Here i have no idea about the benefits . The customer service and responses was very good. The annual fee was also nominal.My overall experience was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have take my credit card with AXIS BANK 2 years back.The loan amount was 4.5 lakhs and the interest rate was 11.99% which is average . The customer service and responses was good.There is no pre closer charge and no processing fee also. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My credit card was taken with AXIS BANK 6 months back. The credit limit was 35,000 which is satisfactory and i hold visa card . The customer service and responses was up to the mark. The benefits are not good and its a life time free card here so i would like to recommend to others.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Axis Neo Credit card for the past 1.5 years, it is a very good card. The limit is very good, the Increased limit to120000 which is useful for me. Transactions are smooth and correct. Above all it is a lifetime free card. Overall I never had any issues with their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The benefits are very average with the axis bank my zone credit card. The promised benefits were not available in this Axis bank myzone credit card. I have this card for more than 6months. The customer support service and the response is good with the Axis bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with AXIS BANK 6 months back.They have offered platinum card and the credit limit is 30,000 which is satisfactory . I am happy with the customer service and responsiveness . There is no extra charges and no annual fee also.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      I have a credit card with AXIS bank from last 1 year, there was no annual fee charged at the time of getting this credit card. I am happy with the credit limit in this credit card. Net banking is easy to make credit card bill payments and i get offers like cash back and movie tickets on this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 24, 2018
    • Axis Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Axis bank credit card from last 1 year, the credit card services are good when compared to other credit cards. There was no annual fee charged for this card. Net banking is easy to make bill payments. I get offers like reward points and i am satisfied with the credit limit in this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 23, 2018
    • Axis Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with AXIS bank from last 2 years, i am satisfied with the credit limit in this credit card. There was no annual fee charged at the time of getting this credit card. I am not aware of any offers in AXIS bank credit card and net banking is easy to make bill payments.
      Was this review helpful? 0
      , indore
      Reviewed on May 22, 2018
    • Axis Bank Credit Card
      "Good cad to use"
      0.5 4.0/5 "Great!"
      Using the Axis bank My choice credit card for the past 4 years. I use this card for fuel , purchases, online shopping and for other usages. The customer support service and the response is good from the Axis bank. The credit limit value is good with this Axis bank My choice credit card .
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • Axis Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I bank with Axis Bank for the credit card and I do not require any offer so I am not concerned if there are deals or not. I hardly use my card much. It is kept only as a standby. When ever I use it there were no hassles. What ever credit limit I have now, I am happy with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • Axis Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      There are good offers on my credit card with Axis Bank. The customer support is good and the statements are clear. There are good offers and the credit limit is good. The card is accepted everywhere. I am happy with the banks services and offers for me.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • Axis Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have credit card from Axis bank, the service and limit is good. I am pretty old customer of Axis bank too and I have been having this card since long time. I never faced any issues with the credit card so far and it has been going smoothly ever since.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 21, 2018
    • Axis Bank Credit Card
      "Excellent Offers. "
      0.5 5.0/5 "Blown Away!"
      Axis Bank have given lots of facility. They have a Fantastic customer care service. I stop using the card because the card is expired. For that i applied a card. In that they have charged me 3000 extra. For that they are saying like i used Rs. 3000 in February 2017 for that they are giving the bill in March 2018 which is not good. They will not waive off the amount. Due to this i stopped the using the card and i denied the new validity card. I have been using this card for 7 years. Since, I'm a old customer they would have waive of the amount. In terms of offer i used to recommend because of the movie offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • Axis Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with AXIS bank from last 1 year, the credit card services are pretty good when compared to other cards. I am satisfied with the credit limit in this credit card. I get good offers like cash back on this card and i use net banking for making bill payments.
      Was this review helpful? 0
      , chennai
      Reviewed on May 21, 2018
    • Axis Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I have been holding this account for pretty long time, they have been providing with good online offers. For purchases and other shopping there would be offers as cash backs or reward points. That particular time i have been using this card. Other than that the usage which i am making with this card is very minimal.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • Axis Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved by AXIS bank and the experience was good, the process was quick and i received my credit card within 3-5 days. I am happy with the credit limit in this credit card. There are no annual charges for this card. Offers like reward points are good and it is easy to redeem.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the axis bank credit card for more than 3 years. The credit limit value is average with this Axis bank Platinum credit card and I would say it would be good if they can increase the credit limit value in future . The benefits and the offers are good with this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 21, 2018
    • Axis Bank Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have a Axis bank credit card, I am quite happy with the card I have got, the limit they have given me on the card is also quite good I am happy with the services they have provided. I haven't faced any issues or problem while using this credit card and their annual fees and charges are also not too high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
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