Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Freecharge Plus Credit Card by Axis Bank in partnership with Freecharge is a card which is meant to streamline all your payments of utility bills, daily commute expenses, etc. The card comes with a host of features where you get cashback on your spends along with gift vouchers from brands, on activation. The Axis Bank Freecharge Plus Credit Card comes with a joining fee of Rs.350 and finance charges of 3.4% per month.
The limit of the Axis Bank Freecharge Plus Credit Card will be assigned at the discretion of Axis Bank. The bank will be taking into consideration various factors before assigning the credit limit which includes the credit score of the applicant, the credit utilisation ratio, and your repayment habits.
| Welcome Benefits |
|
| Spend-Based Benefits |
|
| Cashback Benefits |
|
| Dining Benefits |
|
| Type of Fee | Amount |
|---|---|
| Annual fee | Rs.350 (Waived if annual spends exceed Rs.50,000). |
| Joining fee | Rs.350 |
| Finance charges | 3.4% per month |
| Duplicate statement fee | Waived |
| Card replacement fee | Rs.100 |
| Cash payment fee | Rs.100 |
| Outstation cheque fee | Waived |
| Charge slips retrieval fee | Waived |
| Late payment fee |
If the total payment due is: Up to Rs.300 - Nil Between Rs.301 and Rs.500 - Rs.100 Between Rs.501 and Rs.1,000 – Rs.500 Between Rs.1,001 and Rs.10,000 – Rs.750 Between Rs.10,001 and Rs.25,000 – Rs.950 Between Rs.25,001 and Rs.50,000 – Rs.1,000 More than Rs.50,000 – Rs.1,200 |
| Cheque return fee | 2% of the payment amount (Minimum of Rs.450) |
| Over limit fee | 3% of the overlimit amount (Minimum of Rs.500) |
| Foreign transaction fee | 3.5% of the value of transaction |
| Surcharge on purchase of Railway tickets | As per Indian Railways |
| Employment status | He or she must be salaried or self-employed. |
| Age | The primary applicant must be 18 years old. |
| Nationality | The applicant must be a citizen of India. |
| Credit Score | Maintaining a good credit score may increase the chances of getting the application approved. |
| Income Proof | Identity Proof | Proof of Address |
|---|---|---|
| IT Returns | Aadhaar Card | Aadhaar Card |
| Form 16 | Driving License | Passport |
| Salary Slip | Voter ID | Voter ID |
| - | - | Ration Card |
Once the credit card application is approved, the credit card will be sent to you. Once the card is activated, the vouchers will be sent to you.
Yes, the Axis Bank Freecharge Plus Credit Card is enabled with a chip as well as WIFI-enabled which allows it to pay by just a touch on the machine.
It takes up to 14 business days for your Axis Bank Freecharge Credit Card to reach your registered address.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
