Travelling is a passion for many people across the planet as it helps them to explore new places and meet new people. There are many who also travel frequently to expand their business or as part of their jobs. If you are someone who travels on a regular basis, you will benefit from a credit card that can offer you with travel rewards. The Axis Bank Titanium Smart Traveler Credit Card is one such card which can offer you with a more rewarding experience every time you travel anywhere in India and abroad. It will also help you to save money through a range of deals for travel, shopping, dining etc.
Axis Bank is one of the most reputed credit card issuers in India and the bank offers a variety of financial products that are designed keeping in mind the various needs of the Indian customers. The bank offers credit cards for people with all kinds of lifestyles and helps them to save money and enjoy different types of lucrative deals and promotions. As the name suggests, the Titanium Smart Traveler Credit Card from Axis Bank is a card that can offer people with exclusive deals and benefits. You should have a good credit history to be eligible for this credit card.
Eligibility Criteria:
Documents Required:
Disclaimer: Please note that the above mentioned list and the eligibility criteria are only indicative and credit card applications are approved at the sole discretion of the bank. Axis Bank will communicate the decision about your application within 21 business days.
| Fee Type | Amount |
| Joining Fee | Rs. 250 (it is waived if you spend Rs. 5,000 within 45 days of receiving the card) |
| Annual Fee | Rs.100 (from the Second year. It is waived if you spend minimum Rs. 50,000 the year before) |
| Add-on Card or Supplementary Card Joining Fee | Rs 100 |
| Annual Fee for Supplementary or Add-on Card | None |
| Finance Charges for Retail & Cash transactions | 3.25 percent per month or 46.78 percent p.a. |
| Cash Withdrawal Fee | 2 percent of the amount withdrawn (Minimum Rs 250) |
| Cash Payment Fee | Rs 100 |
| Fee for Card Replacement (lost/ stolen/ re-issue) | None |
| Fee for Duplicate Statement | None |
| Late Payment | Rs. 300, if Payment Due is Rs. 2,000 or less Rs. 400 if Payment Due is between Rs 2001 to Rs 5000 Rs. 600 if Payment Due is Rs 5001 or above |
| Over limit fee | 3 percent of the over limit amount (Minimum Rs 500) |
| Fee for Outstation Cheque | Nil |
| Cheque return Fee/ Auto-debit reversal fee due to insufficient Funds | Rs 300 |
| Surcharge for Fuel Transaction | None if the value of fuel transaction is between Rs 400 to Rs 4,000, till Rs 400 every month. |
| Foreign Currency Transaction Fee | 3.50 percent of the value of the transaction |
| Mobile Alerts | None |
| Balance Enquiry | None |
The Edge Loyalty Reward Points can be redeemed for a variety of deals, gifts, discounts and promotions from some of the premier brands, online stores and other merchants that constitute the Edge Loyalty Points Network. You can redeem the points by logging in to your Internet Banking account with Axis Bank and then the points can be redeemed online. These points will provide you with access to amazing offers, deals and discounts for Travel and Sports, Personal Care, Home Décor, Health and Fitness etc.
Yes, you can avail a loan with your Axis Bank credit card through the "Instant Loan" feature offered by the bank. The application process is very simple and there is a low processing charge of 1.5 percent. You avail an instant loan on your Axis Bank credit card, call the customer service team of the bank or send ‘ILW’ as a SMS to 5676782.
If approved, the loan amount will be transferred to your savings account with Axis Bank, or to your savings account with any other bank as requested by you, in case you do not have any savings account with Axis Bank.
In order to avail this feature, you have to follow these steps:
Step 1: Call the Customer Service team of Axis Bank as soon as possible and report the loss of your card.
Step 2: File an First Information Report (FIR) with your nearest Police Station about the loss/ theft of your card.
Step 3: Fill the Insurance Claim along with the Dispute forms and send the same to Axis Bank along with the required documents. The address will be mentioned in the claim form.
Here are the steps that you need to follow to make your credit card payments online:
The payment will then be made when you follow these steps and it will be credited to your credit card account within the same day.
With the help of the HELLO-EMI option available on your Axis Bank credit card, you can convert your credit card purchases into EMIs with tenures of 3 months, 6 months, 9 months or 12 months. You can calculate your EMI by using an online EMI calculator.
You can opt for the Bill Pay option from Axis Bank by following the steps listed below.
Step 1: Get in touch with the customer service team of the bank.
Step 2: Verify your identity by providing your credit card number, mobile number and email ID.
Step 3: Provide details such as Customer/ Account/ Relationship/ Policy Number of the Bill for which you want to start this service.
Once you are able to register successfully, an email and a SMS will be sent to confirm your registration for the Bill Pay service.
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