Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    Axis Bank Titanium Smart Traveler Credit Card

    We found 1 Axis Bank Titanium Smart Traveler Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Nil
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details

    Axis Bank Titanium Smart Traveler Credit Card is Rated as "Excellent!" by 2 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Travelling is a passion for many people across the planet as it helps them to explore new places and meet new people. There are many who also travel frequently to expand their business or as part of their jobs. If you are someone who travels on a regular basis, you will benefit from a credit card that can offer you with travel rewards. The Axis Bank Titanium Smart Traveler Credit Card is one such card which can offer you with a more rewarding experience every time you travel anywhere in India and abroad. It will also help you to save money through a range of deals for travel, shopping, dining etc.

    Axis Bank is one of the most reputed credit card issuers in India and the bank offers a variety of financial products that are designed keeping in mind the various needs of the Indian customers. The bank offers credit cards for people with all kinds of lifestyles and helps them to save money and enjoy different types of lucrative deals and promotions. As the name suggests, the Titanium Smart Traveler Credit Card from Axis Bank is a card that can offer people with exclusive deals and benefits. You should have a good credit history to be eligible for this credit card.

    Axis Bank Titanium Smart Traveler Credit Card Features:

    • Earn reward points in the form of Edge Reward Points for most of your purchases with this Axis Bank credit card.
    • Earn 4 Edge Loyalty Points every time you spend Rs 100 with this card while traveling to a foreign country.
    • Earn 2 Edge Loyalty Points every time you spend Rs 100 with this card in India for holiday packages, hotel bookings and bus, train and flight bookings and earn 1 Edge Point every time you spend Rs 100 on all other transactions.
    • Earn 2X loyalty reward all throughout the month for all the transactions completed with this credit card during your birthday month.
    • You can convert the Edge Reward Points to air miles and then redeem the same for flight tickets and other travel bookings.
    • Enjoy ZERO liability for transactions completed with a lost or stolen card and so you will not be responsible for any fraudulent transactions completed with a lost or stolen card, up to the credit limit of you card. In case your card is lost or stolen, do report the same to the bank immediately.

    Axis Bank Titanium Smart Traveler Credit Card Benefits:

    • Enjoy complimentary access to airport lounges in domestic as well as international terminals in some of the top airports in the country.
    • Enjoy the flexibility of making payments either full or partial payments every month. If you make partial payments, you can pay an amount equal or more than the minimum amount due.
    • Get up to 50 days for making payments and pay for your purchases in full within that period to avoid paying any interest.
    • Enjoy the option of converting your purchases into EMIs by just making a call to the bank. The amount of the transaction should be minimum Rs 2,500 to avail this feature on your Platinum Credit Card offered by the bank.
    • Avail the convenience of withdrawing cash with your credit card so that you will never have to worry about accessing cash no matter where you are.
    • Enjoy the flexibility and ease of paying your telephone, mobile, electricity, insurance premiums, gas and other bills on time by opting for the Bill Pay facility offered with your credit card.

    Axis Bank Platinum Credit Card Eligibility and Documentation:

    Eligibility Criteria:

    • The applicant should be aged minimum 18 years but not older than 70 years to apply for this credit card.
    • You should be an individual residing in India or a Non Resident Indian (NRI)

    Documents Required:

    • A recent photograph (coloured)
    • Form 60 or copy of PAN card
    • Proof of income: latest payslips, It returns copy or Form 16
    • Residential proof: Ration card, Passport, landline telephone bills or electricity bills
    • Proof of identity: Passport, copy of PAN card, Driving license, Aadhaar card

    Disclaimer: Please note that the above mentioned list and the eligibility criteria are only indicative and credit card applications are approved at the sole discretion of the bank. Axis Bank will communicate the decision about your application within 21 business days.

    Fees and Charges:

    Fee Type Amount
    Joining Fee Rs. 250 (it is waived if you spend Rs. 5,000 within 45 days of receiving the card)
    Annual Fee Rs.100 (from the Second year. It is waived if you spend minimum Rs. 50,000 the year before)
    Add-on Card or Supplementary Card Joining Fee Rs 100
    Annual Fee for Supplementary or Add-on Card None
    Finance Charges for Retail & Cash transactions 3.25 percent per month or 46.78 percent p.a.
    Cash Withdrawal Fee 2 percent of the amount withdrawn (Minimum Rs 250)
    Cash Payment Fee Rs 100
    Fee for Card Replacement (lost/ stolen/ re-issue) None
    Fee for Duplicate Statement None
    Late Payment

    Rs. 300, if Payment Due is Rs. 2,000 or less

    Rs. 400 if Payment Due is between Rs 2001 to Rs 5000

    Rs. 600 if Payment Due is Rs 5001 or above

    Over limit fee 3 percent of the over limit amount (Minimum Rs 500)
    Fee for Outstation Cheque Nil
    Cheque return Fee/ Auto-debit reversal fee due to insufficient Funds Rs 300
    Surcharge for Fuel Transaction None if the value of fuel transaction is between Rs 400 to Rs 4,000, till Rs 400 every month.
    Foreign Currency Transaction Fee 3.50 percent of the value of the transaction
    Mobile Alerts None
    Balance Enquiry None
    Redeeming Edge Loyalty Reward points:

    The Edge Loyalty Reward Points can be redeemed for a variety of deals, gifts, discounts and promotions from some of the premier brands, online stores and other merchants that constitute the Edge Loyalty Points Network. You can redeem the points by logging in to your Internet Banking account with Axis Bank and then the points can be redeemed online. These points will provide you with access to amazing offers, deals and discounts for Travel and Sports, Personal Care, Home Décor, Health and Fitness etc.

    Axis Bank Titanium Smart Traveler Card FAQs:

    1. Can I avail a loan with my Axis Bank credit card? How is the loan amount paid?
    2. Yes, you can avail a loan with your Axis Bank credit card through the "Instant Loan" feature offered by the bank. The application process is very simple and there is a low processing charge of 1.5 percent. You avail an instant loan on your Axis Bank credit card, call the customer service team of the bank or send ‘ILW’ as a SMS to 5676782.

      If approved, the loan amount will be transferred to your savings account with Axis Bank, or to your savings account with any other bank as requested by you, in case you do not have any savings account with Axis Bank.

    3. How to Avail the Zero Lost Card Liability feature?
    4. In order to avail this feature, you have to follow these steps:

      Step 1: Call the Customer Service team of Axis Bank as soon as possible and report the loss of your card.

      Step 2: File an First Information Report (FIR) with your nearest Police Station about the loss/ theft of your card.

      Step 3: Fill the Insurance Claim along with the Dispute forms and send the same to Axis Bank along with the required documents. The address will be mentioned in the claim form.

    5. How can I make payments for my Axis Bank credit card online?
    6. Here are the steps that you need to follow to make your credit card payments online:

      • Log in to your Axis Bank Internet Banking portal
      • Click on Balance and payments under Credit Card
      • Choose the Credit Card that you want to pay
      • Choose the Account from which you want to make the payment
      • Enter the amount of payment
      • Click on "Submit"

      The payment will then be made when you follow these steps and it will be credited to your credit card account within the same day.

    7. What are the tenures available with the HELLO-EMI option?
    8. With the help of the HELLO-EMI option available on your Axis Bank credit card, you can convert your credit card purchases into EMIs with tenures of 3 months, 6 months, 9 months or 12 months. You can calculate your EMI by using an online EMI calculator.

    9. How can I opt for the Bill Pay option offered by Axis Bank?
    10. You can opt for the Bill Pay option from Axis Bank by following the steps listed below.

      Step 1: Get in touch with the customer service team of the bank.

      Step 2: Verify your identity by providing your credit card number, mobile number and email ID.

      Step 3: Provide details such as Customer/ Account/ Relationship/ Policy Number of the Bill for which you want to start this service.

      Once you are able to register successfully, an email and a SMS will be sent to confirm your registration for the Bill Pay service.

     Loading your search... Loading your search...
  • Axis Bank Titanium Smart Traveler Credit Card Reviews

    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say Axis bank is best one to get the personal loan , as per my consideration because they are prompt and fast in service. Within three to four days of time , the loan amount got disbursed to my account. Response is good one with them.
      Was this review helpful? 0
      , silchar
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      There are no great offers with this AXIS BANK NEO CREDIT CARD , using this card only for the credit limit. I am using this Neo card for past 1 year. I don't redeem the reward points with this card . I am happy with credit limit, The bill payment is easy to do via net banking.
      Was this review helpful? 0
      , pune
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Very good services"
      0.5 4.0/5 "Great!"
      Axis bank has offered me a credit card and there are no charges taken on it. The features on the card are the normal basic benefits like other banks provide. The statements has always been on time and the details on it is clear as well. The customer support team are helpful.
      Was this review helpful? 0
      , gulbarga
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I received life time free credit card with Axis bank as I have very good balance in my account. The credit limit is satisfactory and I have no issues on it. As I am prompt in the payment I do not have any worries about the rate of interest. Customer service is not really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Hardly a year now since I started to use AXIS MY ZONE credit card. I get ample of benefits from this card like reward points, cash back and fuel surcharge waiver. I also get some additional benefits in shopping offers. It has got a limit of 25k also I am happy using this card. In an nutshell good service provided by AXIS.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      For the last 3 years I am using My Choice Credit Card of AXIS. The reward points, cash back points are very much available. There is no fuel surcharge waiver on this card. I am pretty much happy with the credit limit too. Overall AXIS bank provides very good service.
      Was this review helpful? 1
      , delhi
      Reviewed on May 22, 2017
    • Axis Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      Though I am a corporate account holder of Axis bank. I am disappointed with the credit card services. I received a limit of only 25% of my salary, when the committed twice the salary to me. So I cancelled my card. It has not been a good experience and I surely would not recommend them for this product.
      Was this review helpful? 0
      , pune
      Reviewed on May 22, 2017
    • Axis Bank Credit Card
      "Need to improve the credit limit"
      0.5 3.0/5 "Satisfactory"
      I am having the Axis bank credit card and I would like to say that's the best one. There are no worries and the credit limit is not okay for me, also I want to increase it . I would like to suggest that they can increase the credit limit regarding he credit records of past.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I do hold credit card of Axis bank as well. I do hold a credit card with one more private bank. The credit limit offered by Axis bank is satisfactory and it was per my requirement. I had no issues with the bank till date at any instance. I am very much happy with the service provided by them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2017
    • Axis Bank Credit Card
      "Features are good"
      0.5 4.0/5 "Great!"
      There are no charges for my credit card and I am also happy that there are no issues in using it. The card is accepted all over and the limit the bank has provided has been good enough as well. There are good deals on and off and Axis bank informs me about it too.
      Was this review helpful? 0
      , indore
      Reviewed on May 19, 2017
    • Axis Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I hold a credit card with Axis bank and the bank is good at their offers as well. The online banking is good where I can view my credit card transactions and the statements they send me are also clear. There are no charges taken for the card. Overall good.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 19, 2017
    • Axis Bank Credit Card
      "Multi usage card with very good benefits"
      0.5 3.5/5 "Pretty good"
      Holding Axis NEO credit card for past 6 months. I am getting benefits like discounts on dinning, movies, flight tickets booking, on-line shopping are available in this card. The rate of interest is really high , If we pay the bill within the time period then there is no issue with this card. I am happy with the credit limit. They can also upgrade my card and increase the credit limit. Overall am happy to use this NEO card.
      Was this review helpful? 0
      , pune
      Reviewed on May 19, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      Credit limit value is around 25000 Rupees with the Axis bank and the processing charges are really huge , also the interest rate too. From the four months of time, I am using this card and the interest rate is around 18% per annum. Customer service is good one with the Axis bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Axis Bank Credit Card
      "Okay to have"
      0.5 3.0/5 "Satisfactory"
      I am using Axis bank credit card for more than three years of time. Responsiveness is not much good one with them and for interchanging the card itself they have asked some fees, also it was the mistake done by their end, so I am not considering it. I would like to suggest that they should increase the offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Axis Bank Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      I use credit card with Axis bank which is chargeable card, the annual fee is around 500 rupees. I do receive reward points and cash back offers regularly. But I am not satisfied with the credit limit offered by the bank. But then I have no issues in terms of my credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 18, 2017
    • Axis Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      Axis bank has been good in the credit card services I have received very new credit card Vistara card and the credit limit they have offered is 40000 rupees and in the letter it has mention that I can go ahead and upgrade the credit limit as well with ten days I received the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2017
    • Axis Bank Credit Card
      "Till date no hassles"
      0.5 4.0/5 "Great!"
      The offers on my credit card has been good till date with Axis bank. I keep getting calls from the bank informing me about the on going offers. There are rewards and also the discounts. I have a loan feature too and the other basic features as other normal cards.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 17, 2017
    • Axis Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      Maintaining My choice Axis bank credit car from 2013. I do have benefits like reward points cash back offers, fuel surcharge waiver in this card. I am happy with the credit limit. Because I have 2.3.lakhs credit limit. I do the credit payment through net banking, which is easy to do.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on May 17, 2017
    • Axis Bank Credit Card
      "Good card for normal usage"
      0.5 5.0/5 "Blown Away!"
      Using axis bank Signature credit for past 5 years. I get benefits like rewards, fuel surcharge waiver up to .75%. The rate of interest is high with this card, it is up to 18%. I would like to suggest axis bank to decrease the interest rate. I am happy with the credit limit with axis bank. Overall it is good card to use. There is no annual fee with this card which is an added benefit with this card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2017
    • Axis Bank Credit Card
      "Best card to use"
      0.5 4.0/5 "Great!"
      I got axis visa card for past 4 to 5 years. I use this card for household products, electronic products and for travel purposes. I am happy with the credit limit. The Rate of interest is nominal with axis card and the processing and the late fee is charged, adding to that I also pays the annual fee.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 17, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.