Axis Bank Kisan Credit Card

Key Features of Axis Bank Kisan Credit Card

1. Axis Bank customers can get loans to up to a maximum of Rs. 250 lakhs.
2. Borrowers can have dedicated Relationship Managers to handle their bank accounts.
3. Customers can take loans for up to five years and also renew their accounts without any hassles.
4. Axis Bank will sanction similar loan amounts for traditional crops.
5. Axis Bank sanctions loans with quick approvals and instant disbursements at competitive interest rates.
6. Borrowers have to go through a simple documentation process when they apply.
7. Customers can also get loans for farm mechanization and horticulture.
8. Along with the loans, farmers can get crop insurance for all types of notified crops.
9. Customers can visit the nearest Axis Bank branch to get more details on the Kisan Credit Card scheme.

Eligibility Criteria for Axis Kisan Credit Card

1. Minimum age: 18 years
2. Maximum age at the end of loan tenure: 75 years
3. If the loan applicant is exceeding 60 years of age, he/she would require a co-borrower who is immediate family member or legal heir.
4. For up to 5 people, joint holding at single or multiple locations is permitted.

Who can apply for Axis Bank Kisan credit card?

The following can apply for Axis Bank Kisan credit card:

1. All farmers, individuals and joint borrowers who are owner cultivators can apply for Axis Bank Kisan Credit Card.
2. Tenant farmers, share croppers and Oral lessees, can apply for Axis Bank Kisan Credit Card.
3. Self Help Groups (SHGs) and Joint Liability Groups (JLGs) of farmers including tenant farmers and share croppers can apply for Axis Bank Kisan Credit Card.
4. Progressive agriculturists are also eligible to avail themselves of a loan under this product.

The rate of interest for Kisan credit card is as follows:

Fees and Charges for Axis Kisan Credit Card

Documents required to Apply for Axis Kisan Credit Card

The following documents are required to apply for Kisan credit card:

1. Identity proof: Passport, Aadhaar card, Voter ID, PAN card, etc.
2. Address proof: Water bill, electricity bill, driving licence, etc.
3. Passport size photographs
4. Application form

How to Apply for Axis Kisan Credit Card Online

Follow the steps mentioned below to apply for the Kisan credit card online:

Step 1: Visit the official axis bank website

Step 2: Check the option for Kisan credit card

Step 3: Click on 'Apply' button

Step 4: Fill in the form with the required details

Step 5: Click on Submit

Once the application is submitted, check the reference number generated by the system and note it for future use.

How Can I Apply for Axis Kisan Credit Card Offline?

You can visit the nearest Axis Bank branch and apply for this credit card. To do so you will have to ask for the Kisan credit card application form and submit it with the required details and documents.

Other Agricultural Banking Products Offered by Axis Bank

Agri Business Loans:

• Tractor Loans
  • Loans for Rural Godowns
  • Cattle Power
• Arthia Power
  • Contract Farming
  • Commodity Power
  • Power Gold Loan
  • Loans given for Horticulture Projects

Credit cards make payments easy for all expenses online and offline while offering various benefits

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