The Kisan Credit Card Scheme (Krishi Card) offered by Punjab National Bank focuses on solving the financial problems faced by Indian farmers. Through this scheme, farmers can get the financial support they need from the bank in the form of loan. They can use the money they get as part of this loan for cultivation purposes or for other purposes such as –
Through the Kisan Tatkal Card Yojana, Punjab National Bank provides instant credit to the farmers so that they can meet their urgent Agriculture and Domestic requirements.
Kisan Credit Cards By Top Banks
To get more information about this credit card scheme and loan security, please contact Punjab National Bank.
To avail a Punjab National Bank Krishi Card, a person has to meet the eligibility criteria mentioned below –
To avail a Punjab National Bank Kisan Tatkal Card, a person has to meet the eligibility criteria mentioned below –
The details of service charges on Punjab National Bank Kisan Credit card are as follows –
To get more details about service charges on Punjab National Bank Kisan Credit Card, please contact the bank.
The interest rate is 7 percent on Kisan Credit Card loans of up to Rs.3 lakhs or regular crop loans
The interest rate is Base Rate + 2 percent on loans of up to Rs.20 Lakhs (this includes Kisan Credit Card loans of more than Rs.3 lakhs or regular crop loans). The Base Rate is 9.6 percent
Below is a list of other agricultural products or scheme that are offered by Punjab National Bank –
Yes, the farmers can apply for the Punjab National Bank Kisan Credit Card online using the website of the bank. Once they fill and submit their application, they will receive an acknowledgement from the bank on their email id.
Yes, the farmers can track the status of their Punjab National bank Kisan Credit Card application online. Once they submit the application form, the bank will provide them with a serial number using which they can track the application status.
Yes, if the farmers opt for a loan under the Punjab National Bank Kisan Credit Card Scheme, they will receive either a pass book or a statement of their account from the bank that will contain all the details about their loan and other charges.
The maximum limit on loan that farmers can take under the Punjab National Bank Kisan Tatkal Card Yojana is Rs.50, 000. This limit is subject to a 50 percent ceiling of the Kisan Credit Card Limit or 25 percent of the annual income.
Yes, farmers can take a loan for post – harvest expense purposes under the Punjab National Bank Krishi Card. To get the loan, they have to meet the eligibility criteria specified for this scheme by the bank.
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