The Axis Bank Insta Easy card is one of the few cards which comes with the feature of guaranteed approval from the bank. The only criteria for this card is the applicant must have a fixed deposit with Axis Bank. The card is offered against your fixed deposit with the bank.
The card offers a wide range of features which include an interest-free period of 50 days, high cash withdrawals along with flexible credit limits. The Insta Easy card offers dining offers along with fuel surcharge waiver and eDGE Loyalty Rewards.
Key Highlights of the Axis Bank Insta Easy Credit Card
The credit limit offered on this card is flexible, up to 80% of the principal amount of the fixed deposit.
Cash withdrawals allowed up to 100% of the credit limit given.
Interest-free credit is offered for 50 days.
This card offers a guaranteed approval due to the fixed deposit with the bank.
1% fuel surcharge is waived for fuel transactions all over India.
The surcharge amount will be refunded to your card.
Offer will be only available for transactions between Rs.400 and Rs.4,000.
With the Insta Easy credit card, avail a minimum of 15% discount under the 'Dining Delights' program.
The offer is available for partner restaurants only. To know more, visit the bank website.
Global Emergency Assistance
Access the Visa International Global Card Assistance Services all over the world.
You can report the loss of card, request for an emergency card replacement or emergency cash advance.
Conversion to EMIs
A purchase over Rs.2,500, with your credit card, can be converted to EMI with low-interest rates.
Axis Bank Insta Easy Credit Card Limit
A card limit of your choice is given with this card. The limit is flexible in the case of the Insta Easy card as it is given against your fixed deposit with the bank. Depending on your fixed deposit amount, a maximum of 80% of the principal amount is given as the credit limit for this card.
Latest Offer Benefits of the Insta Easy Credit Card
Enjoy an instant discount of 5% on purchases from Amazon.in.
Opt for EMI payments on Bluestar products and get cashback up to 5%.
At Sony stores, avail EMI options on a wide range of products and get up to 5% cashback.
Benefit from EMI payments on a wide range of products on Flipkart.
Opt from a range of tenure options for purchases of products on Snapdeal.
Enjoy a cashback of 10% on Apple products.
Avail a flat discount of 20% on Firstcry.
Benefit from your first purchase made at bigbasket.com with a 20% discount.
Get a monthly discount of 15% on your purchases with Rentomojo.
On your first order on PharmEasy, get a discount of 25%.
Get a discount of 20% on your first order on Zomato.
Enjoy a discount of Rs.100 on your first order of Rs.400 and above on Swiggy.
Travel and Hotel Offers
Benefit from your travel bookings made on MakeMyTrip with a 25% instant discount on EMI transaction.
Save up to Rs.600 on your domestic flight bookings on Ixigo.
Avail a discount of flat Rs.100 on your bus bookings above Rs.500 on the Travelyaari website.
On your hotel bookings with Fabhotels, get a discount of 25%.
Choose from a wide range of tenure options for EMI payments for your travel bookings on Yatra and Goibibo.
Get exciting offers on your holiday, flight and hotel bookings with Thomas Cook.
Enjoy a discount of Rs.400 on your first flight booking with EasyMyTrip.
Documents Required for the Axis Bank Insta Easy Credit Card
Income proof, address proof or identity proof is not required to apply for this card.
The existing KYC information with the bank will be used to process the application.
How to Apply for the Axis Bank Insta Easy Card Online?
You can apply for the card through the Axis Bank website or at the branch of the bank.
Another way by which you can apply for credit card is through BankBazaar. Here are the steps that need to be followed to apply:
Click on 'Check Eligibility' on the bank webpage on Bankbazaar.
Submit the information when prompted.
Upload the documents which are asked during the application process.
Once done, use the tracking ID in the 'Track Application' option for your application status.
Axis Bank Insta Easy Credit Card FAQs
I do not have an FD account with Axis Bank. How can I apply for the Insta Easy credit card?
In order to apply for this card, you will first need to open an FD account with the bank. The amount of fixed deposit should be in the range of Rs 20,000 - Rs.25 lakh. It is important to note that Tax Saver FD or, Auto-sweep FD (Flexi-Deposit), or FD in the name of a trust/company/society/HUF are not eligible for this credit card.
Do I need to provide address proof, income proof and other KYC documents to apply for this credit card?
No, you will not need to provide any KYC documents such as income proof, address proof, residential proof, etc. Axis Bank will utilize the information that you have already provided to the bank for your FD account, to process your credit card application.
Is a service charge levied on the fees, finance charges and other charges on the Insta Easy credit card?
Yes, as per the guidelines offered by the Ministry of Finance of the Government of India, a service tax at the current rate of 14% is levied on fees and other finance charges on all types of credit cards issued in the country.
I want to apply for the Insta Easy credit card. Will I be charged a joining fee?
No, there is no joining fee for this card.
Is there any annual fee charged for the Insta Easy Credit Card?
No, the annual fee is not charged for the primary as well as the supplementary cards issued with Axis Bank Insta Easy card. However, other fees and charges are levied on the card as applicable.
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