Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
You can apply for Axis Bank My Zone Easy Credit Card which is a fixed deposit-backed card. The process to apply for this card is very easy and minimum documentation is required during the application process.
Given below are the features and benefits of Axis Bank My Zone Easy Credit Card:
You can get up to 25% cashback on booking movie tickets either online or offline while using your Axis Bank My Zone Easy Credit Card. However, the cashback amount in a calendar year is limited up to Rs.1,000.
For any transaction up to Rs.2,000 you won’t have to swipe your card or provide your PIN. You only will have to tap the card against the card reader for the transaction to happen.
You can use your Axis Bank My Zone Easy Credit Card to withdraw up to 100% of your credit limit if you are in need of cash.
You can enjoy free credit for up to 50 days as no charges will be applied on the transactions made during the period. However, to enjoy this benefit, you must ensure that you have settled all the previous outstanding bills. This benefit, however, is not applicable on cash transactions.
If you have applied for Axis Bank My Zone Easy Credit Card, it is guaranteed that your application will get approved provided you hold a fixed deposit account at the bank.
The card comes with a specific technology - Platinum Chip contactless technology which rules out duplication, counterfeiting, and skimming of your card The card comes with a contactless feature which means that the card will never leave your hand during the transaction process. This credit card is chip and PIN protected which provides additional security.
You can enjoy a fuel surcharge waiver of 1% on fuel transactions in India using your Axis Bank My Zone Easy Credit Card. However, this benefit is valid only for transactions between Rs.400 and Rs.4,000.
Any spending up to Rs.2,500 can convert it into EMIs.
Earn EDGE Reward points on transactions using your Axis Bank My Zone Easy Credit Card. As you redeem points you can enjoy more than 500 rewards and offers. For every Rs.200 spent, you earn 4 reward points.
Get 15% off on your bill on dining at any restaurant in partnership with Axis Bank that accepts the Axis Bank My Zone Easy Credit Card.
Given below is the eligibility criteria you will have to fulfil to apply for Axis Bank My Zone Easy Credit Card
| My Wings Credit Card | Fees and charges |
|---|---|
| Joining Fee | Rs.500 |
| Annual Fee | Rs.500 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee (lost or stolen or re-issued) | Waived off |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Service |
| Cash Payment Fee | Rs.100 |
| Mobile Alerts for Transactions | Free |
| Charges for Hotlisting | Nil |
| Balance Enquiry Charges | Waived off |
| Finance Charges | 3.40% p.m. |
| Fees for Cash Withdrawal | 2.5% of the cash amount subject to minimum Rs.500 |
| Surcharge on purchase or cancellation of Railway Tickets | Applicable as per IRCTC or Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of the transaction amount. Transaction made should be between Rs.400 and Rs.4,000 |
| Foreign Currency Transaction Fee | 3.5% of the transaction value |
Online
You can get in touch with an Axis Bank customer care executive and request for assistance to apply for this credit card. You can also visit the nearest Axis Bank branch where a representative from the bank will help you with the application process.
No, purchases of films, petrol and EMIs do not qualify for reward points. You may, however, receive a 1% fuel fee remission, up to a maximum of Rs. 400 per statement cycle. This exemption from the fuel surcharge is valid for transactions between Rs. 400 and Rs. 4,000.
Yes, in an emergency you can withdraw cash with your Axis Bank credit card. There is a set amount of money that can be taken out at any given moment, and that sum is restricted by the credit limit. However, when using a credit card to make a cash withdrawal, the bank assesses a cash advance fee of 2.5% of the transaction amount.
3.5% of the transaction value is paid as the foreign exchange transaction fee for using the Axis Bank My Zone Credit Card. As a result of the high fees, this credit card is not recommended for transactions involving foreign currencies.
Yes, even if you don't have a bank account, you are still eligible to apply for this credit card. However, in order to apply for this credit card, you must be eligible. The bank prefers to provide credit cards to applicants with excellent credit (ideally a score of 750+).
No, Axis Bank My Zone Credit card is not free of charge.
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