Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Axis Bank Vistara Infinite Credit Card is one of the premium travel credit card offered by the Axis Bank. The credit card was launched by Axis Bank in association with Vistara in July 2016 along with the other two variants - Axis Bank Vistara Credit Card and Axis Bank Vistara Signature Credit Card.
Designed for users with diverse travel preferences, the Vistara Infinite Credit Card caters both middle and high-level income professionals. It is available on VISA platform and can be used at all the VISA powered merchant terminals and ATMs.
| Type of Fee | Charges |
|---|---|
| Joining fee | Rs.10,000 |
| Add-on card joining charges | Nil |
| Add-on card annual charges | Nil |
| Finance charges | 2.95% every month (41.75% per year) |
| Cash payment fee | Rs.100 |
| Cash withdrawal fee | 2.5% of the actual cash amount, which is subject to a minimum of Rs.250 |
| Fee for requesting a duplicate statement | Waived |
| Card replacement fee (stolen/lost/reissue) | Waived |
| Late payment charges |
|
| Overlimit penalty | 3% of the total overlimit amount, which is subject to a minimum of Rs.500 |
| Fee for outstation cheque | Waived |
| Charge Slip retrieval fee | Waived |
| Cheque return fee | Rs.300 |
| Surcharge on purchase or cancellation of the railway tickets | As mentioned in the official IRCTC website |
| Foreign transaction fee | 3.5% of the transacting amount |
The eligibility requirements are as follows:
The documents required for applying the Axis Bank Vistara Infinite Credit Card are:
There are four ways to apply for credit card. You can choose any one of these methods:
If you prefer applying online (the fourth method), follow the steps given below:
Once this is completed, you will soon receive a call from the representative. The card can be then availed.
Yes. It offers one economy class flight ticket while signing up.
This credit card is useful when you are earning high and fly frequently.
Yes. If you spend Rs.50,000 in a year, you earn 1,000 bonus Club Vistara points. If you spend Rs.1.25 lakh, you receive one flight ticket of the economy class. If you spend Rs.2.5 lakh, you get one flight ticket of the economy class.
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