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  • Axis Bank Vistara Infinite Credit Card

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  • Axis Bank Vistara Infinite Credit Card is one of the premium travel cards offered by the Axis Bank. The credit card was launched by Axis Bank in association with Vistara in July 2016 along with the other two variants - Axis Bank Vistara Credit Card and Axis Bank Vistara Signature Credit Card.

    Besides this, the credit card offers various features and benefits, which are explained in detail below.

    Complete Details Of The Axis Bank Vistara Infinite Credit Card

    Designed for users with diverse travel preferences, the Vistara Infinite Credit Card caters both middle and high-level income professionals. It is available on VISA platform and can be used at all the VISA powered merchant terminals and ATMs.

    Features and Benefits Of The Axis Bank Vistara Infinite Credit Card

    • As a complimentary welcome gift, the card offers a business class flight ticket and a Club Vistara Gold Membership
    • It offers complimentary lounge access at selected airports in India.
    • It offers 6 complimentary visits to India’s top golf courses.
    • It offers high-class dining and yacht experiences.
    • It offers a minimum discount of 15% at any of their partner restaurants.
    • Milestone benefits: If you spend Rs.1 lakh a year, you get an additional 10,000 Club Vistara reward points as a bonus.
    • If you spend Rs.2.5 lakh a year, you get 1 business class flight ticket.
    • If you spend Rs.5 lakh a year, you get 1 business class flight ticket.
    • If you spend Rs.7.5 lakh a year, you get 1 business class flight ticket.
    • It offers air accident insurance coverage of Rs.2.5 crore.
    • It offers purchase protection coverage of Rs.1 lakh.
    • Any document lost during the flight travel has a coverage of US$300.
    • Any delay in the check-in baggage has a coverage of US$300.
    • Loss of any check-in baggage has a coverage of US$300.
    • It offers liability protection on the lost card for Rs.3 lakh.

    Rewards Of The Axis Bank Vistara Infinite Credit Card

    • You can earn 6 Club Vistara reward points for every Rs.200 that you spend.
    • You can earn 10 Club Vistara reward points for every Rs.100 that you spend at the official vistara website.
    • The accumulated reward points can be redeemed for membership upgrades and air miles.

    Fees and Charges Of The Axis Bank Vistara Infinite Credit Card

    Type of fee Charges
    Joining fee Rs.10,000
    Add-on card joining charges Nil
    Add-on card annual charges Nil
    Finance charges 2.95% every month (41.75% per year)
    Cash payment fee Rs.100
    Cash withdrawal fee 2.5% of the actual cash amount, which is subject to a minimum of Rs.250
    Fee for requesting a duplicate statement Waived
    Card replacement fee (stolen/lost/reissue) Waived
    Late payment charges Nil if the bill amount is up to Rs.100 A penalty of Rs.100 if it is from Rs.101 to Rs.300 A penalty of Rs.300 if it is from Rs.301 to Rs.1,000 A penalty of Rs.500 if it is from Rs.1,001 to Rs.5,000 A penalty of Rs.600 if it is from Rs.5,001 to Rs.20,000 A penalty of Rs.700 if the bill exceeds Rs.20,000
    Overlimit penalty 3% of the total overlimit amount, which is subject to a minimum of Rs.500
    Fee for outstation cheque Waived
    Charge Slip retrieval fee Waived
    Cheque return fee Rs.300
    Surcharge on purchase or cancellation of the railway tickets As mentioned in the official IRCTC website
    Foreign transaction fee 3.5% of the transacting amount

    Eligibility & Required Documents for Axis Bank Vistara Infinite Credit Card

    The eligibility requirements are as follows:

    • The minimum age requirement is 18 years.
    • The maximum age requirement is 70 years.
    • The annual income should be Rs.6 lakh.
    • The applicant should be a resident of India.

    The documents required for applying the Axis Bank Vistara Infinite Credit Card are:

    • A copy of Form 60 or PAN card
    • A copy of your income proof. This could be your Form 16 or latest pay slips or IT Returns.
    • A copy of your residence proof. This could be your driving license / electricity bill / passport / ration card / telephone bill.

    How To Apply for Axis Bank Vistara Infinite Credit Card?

    There are four ways to apply for this credit card. You can choose any one of these methods:

    • Give a missed call to the number: 7043670436.
    • SMS “VISTARA” and send it to 5676782.
    • Write an email and send it to creditcards@axisbank.com.
    • Go to the official Axis Bank website.

    If you prefer applying online (the fourth method), follow the steps given below:

    • Step 1: Go to the official website of Axis Bank. From the menu, select Explore Products > Cards > Credit Cards > Explore All.
    • Step 2: You will see a list of options. Choose the Axis Bank Vistara Infinite Credit Card. Click ‘Apply Now’.
    • Step 3: On the right pane, you will see a message box, which needs to be filled.
    • Step 4: Enter your first name, last name, state, city, mobile number, existing/new customer, and captcha code.
    • Step 5: Click the checkbox that says “I authorize Axis Bank and ……”
    • Step 6: Click on the button ‘Submit’.

    Once this is completed, you will soon receive a call from the representative. The card can be then availed.

    Important FAQS on Infinite Credit Card Offered By Axis Bank

    Before applying for the credit card, here are a few frequently asked questions that you might want to read through:

    1. What are the advantages of this credit card?

    • It offers amazing welcome and renewal gifts.
    • It offers excellent complimentary access to golf courses and airport lounges.
    • It offers milestone benefits.
    • It offers insurance benefits.
    • It offers great deals on dining.
    • It provides weekend discounts.

    2. Is there a welcome gift for this card?

    Yes. It offers one economy class flight ticket while signing up.

    3. How to maximize the benefits?

    • Use this card to pay your dining bills.
    • Use this card for making purchases.
    • Use this card more on weekends.

    4. When is this credit card useful?

    This credit card is useful when you are earning high and fly frequently.

    5. Is there any milestone bonus?

    Yes. If you spend Rs.50,000 in a year, you earn 1,000 bonus Club Vistara points. If you spend Rs.1.25 lakh, you receive one flight ticket of the economy class. If you spend Rs.2.5 lakh, you get one flight ticket of the economy class.

      

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    Axis Bank Vistara Infinite Credit Card Reviews

    • Axis Bank Credit Card
      "Service is not up to the mark"
      0.5 1.0/5 "Really Bad"
      I am holding credit card from Axis Bank. I received the card on time. Credit limit is very less. I am not satisfied with their customer service. I lost my credit card. I informed them many times about it but they have not issued a credit card yet. When I call their customer care they ask me to go to branch and when I go to their branch they ask me to call customer care.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 16, 2019
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      "User friendly"
      0.5 4.0/5 "Great!"
      While surfing a credit score in a website I came to know about Bank Bazaar for the first time then I preferred to apply for a credit card and the process was good. Customer service is a nominal and okay. I use to check credit score through a website.
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      , thane
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am using INDUSIND bank credit card for more than a month which was applied through an online. On time I received a card from bank. The credit limit is okay which was given from bank. Not yet use the card. The customer service is good and responsiveness.
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      , thane
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I have come to know about Bankbazaar from the internet. Their customer service is good and very helpful throughout the process. I have been using Bankbazaar for the last 4 months. I check free credit score and mobile application is user friendly.
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      , coimbatore
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    • Citibank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
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      , coimbatore
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    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
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      , hyderabad
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    • Axis Bank Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I am holding a credit card from Axis Bank. I received the card on time. It is a lifetime free card. I have been using this credit card for the last 2 years. Axis bank Netbanking and mobile banking are user friendly. They have given me enough credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Need to imrprove customer service"
      0.5 4.0/5 "Great!"
      I am using INDUSIND bank credit card for more than 3 months which was applied directly to bank. On time I received a card from bank. It is a life time free credit card.The credit limit is nominal . I use this card for all purposes. The customer service is no proper response.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      I have used the services of Bankbazaar earlier as well. The customer support is good and they are quick to respond. The process is also satisfactory as it was easy to use the portal and place a request. There were follow up calls as well. In all no hassles.
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      , bangalore
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    • Bank Bazaar Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have come to know about Bankbazaar from a promotional message. I have been using their service more than 5 years. I visit this website to check financial products and credit score. Their customer service is good. Website and mobile application is quite user friendly.
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      , hyderabad
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    • IndusInd Bank Credit Card
      "Unhappy with the process"
      0.5 3.0/5 "Satisfactory"
      I had applied for a credit card with Indusind Bank. The process has not been satisfactory. The credit card was sent to my old address and I did not even receive a call as well. Since I was no available at that address it returned to the bank and after which I got no card from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 16, 2019
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding HDFC bank titanium credit card for more than 9 months which was applied directly to bank. On time I received a card from bank. It is an annual fee chargeable card.The credit limit is nominal and enhanced it. I use this card for all purposes but I get less reward point.
      Was this review helpful? 0
      , mumbai
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    • IndusInd Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have received my Indusind Bank PLATINUM AURA EDGE MASTER CARD. I am not able to pay my credit card bill through netbanking. The process seems very difficult to me.It is a lifetime free card and credit limit is nominal. They deliver the card on time.
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      , hyderabad
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    • RBL Bank Credit Card
      "Need to decrease charges"
      0.5 2.0/5 "Expected more"
      I am holding RATNAKAR bank credit card for less than 2 years. It is an annual fee chargeable. The limit is okay now they have increased to 7 thousands only. I use this card electricity, ticket booking, restaurants, to buy electronic items based on the usage I get more points. They are taking some hidden charges without any intimation.
      Was this review helpful? 0
      , mumbai
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    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding SBI credit card from long time, their service is good, they have charged me annual fee but waived off option is available, i am happy with the credit limit they have given me good limit as per my requirement, even the interest rate they have charged me is less comparing to market price.
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      , chennai
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    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using YES bank credit card for long time my experience till now with this bank was good, they provide me good offers in all products, and they have not charged me annual fee in this card, it is life time free credit card, and i am happy with the credit limit which they have given me in this card.
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      , chennai
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    • Standard Chartered Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have been holding standard chartered bank from long time, but i am not satisfied with their service , their service is not up to the mark, they have charged me annual fee but no waived off option is available in this card, i hold this account two years before, but they have not increase my credit limit, their customer care service is not up to the mark.
      Was this review helpful? 0
      , chennai
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    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card for a while, and they have not charged any annual fee in this card , it is life time free card and i am okay with my credit limit which they have given me in this card and like they charge annual fee but most of time it use to get waived off so i considered as no annual fee they charge and they provide good offers and discount in this card.
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      , chennai
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    • Bank Bazaar Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
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      , hyderabad
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    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using HDFC credit card for long time, they have not charged me annual fee in this card, it is life time free credit card and i am happy with the credit limit they have given me in this card, and there is not much offers they have given in maximum products, they mostly given offers on miles that more important for me , overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
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