Axis Bank Vistara Infinite Credit Card is one of the premium travel cards offered by the Axis Bank. The credit card was launched by Axis Bank in association with Vistara in July 2016 along with the other two variants - Axis Bank Vistara Credit Card and Axis Bank Vistara Signature Credit Card.
Besides this, the credit card offers various features and benefits, which are explained in detail below.
Complete Details Of The Axis Bank Vistara Infinite Credit Card
Designed for users with diverse travel preferences, the Vistara Infinite Credit Card caters both middle and high-level income professionals. It is available on VISA platform and can be used at all the VISA powered merchant terminals and ATMs.
Features and Benefits Of The Axis Bank Vistara Infinite Credit Card
As a complimentary welcome gift, the card offers a business class flight ticket and a Club Vistara Gold Membership
It offers complimentary lounge access at selected airports in India.
It offers 6 complimentary visits to India’s top golf courses.
It offers high-class dining and yacht experiences.
It offers a minimum discount of 15% at any of their partner restaurants.
Milestone benefits: If you spend Rs.1 lakh a year, you get an additional 10,000 Club Vistara reward points as a bonus.
If you spend Rs.2.5 lakh a year, you get 1 business class flight ticket.
If you spend Rs.5 lakh a year, you get 1 business class flight ticket.
If you spend Rs.7.5 lakh a year, you get 1 business class flight ticket.
It offers air accident insurance coverage of Rs.2.5 crore.
It offers purchase protection coverage of Rs.1 lakh.
Any document lost during the flight travel has a coverage of US$300.
Any delay in the check-in baggage has a coverage of US$300.
Loss of any check-in baggage has a coverage of US$300.
It offers liability protection on the lost card for Rs.3 lakh.
Rewards Of The Axis Bank Vistara Infinite Credit Card
You can earn 6 Club Vistara reward points for every Rs.200 that you spend.
You can earn 10 Club Vistara reward points for every Rs.100 that you spend at the official vistara website.
The accumulated reward points can be redeemed for membership upgrades and air miles.
Fees and Charges Of The Axis Bank Vistara Infinite Credit Card
Type of fee
Add-on card joining charges
Add-on card annual charges
2.95% every month (41.75% per year)
Cash payment fee
Cash withdrawal fee
2.5% of the actual cash amount, which is subject to a minimum of Rs.250
Fee for requesting a duplicate statement
Card replacement fee (stolen/lost/reissue)
Late payment charges
Nil if the bill amount is up to Rs.100
A penalty of Rs.100 if it is from Rs.101 to Rs.300
A penalty of Rs.300 if it is from Rs.301 to Rs.1,000
A penalty of Rs.500 if it is from Rs.1,001 to Rs.5,000
A penalty of Rs.600 if it is from Rs.5,001 to Rs.20,000
A penalty of Rs.700 if the bill exceeds Rs.20,000
3% of the total overlimit amount, which is subject to a minimum of Rs.500
Fee for outstation cheque
Charge Slip retrieval fee
Cheque return fee
Surcharge on purchase or cancellation of the railway tickets
As mentioned in the official IRCTC website
Foreign transaction fee
3.5% of the transacting amount
Eligibility & Required Documents for Axis Bank Vistara Infinite Credit Card
The eligibility requirements are as follows:
The minimum age requirement is 18 years.
The maximum age requirement is 70 years.
The annual income should be Rs.6 lakh.
The applicant should be a resident of India.
The documents required for applying the Axis Bank Vistara Infinite Credit Card are:
A copy of Form 60 or PAN card
A copy of your income proof. This could be your Form 16 or latest pay slips or IT Returns.
A copy of your residence proof. This could be your driving license / electricity bill / passport / ration card / telephone bill.
How To Apply for Axis Bank Vistara Infinite Credit Card?
There are four ways to apply for this credit card. You can choose any one of these methods:
If you prefer applying online (the fourth method), follow the steps given below:
Step 1: Go to the official website of Axis Bank. From the menu, select Explore Products > Cards > Credit Cards > Explore All.
Step 2: You will see a list of options. Choose the Axis Bank Vistara Infinite Credit Card. Click ‘Apply Now’.
Step 3: On the right pane, you will see a message box, which needs to be filled.
Step 4: Enter your first name, last name, state, city, mobile number, existing/new customer, and captcha code.
Step 5: Click the checkbox that says “I authorize Axis Bank and ……”
Step 6: Click on the button ‘Submit’.
Once this is completed, you will soon receive a call from the representative. The card can be then availed.
Important FAQS on Infinite Credit Card Offered By Axis Bank
Before applying for the credit card, here are a few frequently asked questions that you might want to read through:
1. What are the advantages of this credit card?
It offers amazing welcome and renewal gifts.
It offers excellent complimentary access to golf courses and airport lounges.
It offers milestone benefits.
It offers insurance benefits.
It offers great deals on dining.
It provides weekend discounts.
2. Is there a welcome gift for this card?
Yes. It offers one economy class flight ticket while signing up.
3. How to maximize the benefits?
Use this card to pay your dining bills.
Use this card for making purchases.
Use this card more on weekends.
4. When is this credit card useful?
This credit card is useful when you are earning high and fly frequently.
5. Is there any milestone bonus?
Yes. If you spend Rs.50,000 in a year, you earn 1,000 bonus Club Vistara points. If you spend Rs.1.25 lakh, you receive one flight ticket of the economy class. If you spend Rs.2.5 lakh, you get one flight ticket of the economy class.
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I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
Am having ICICI credit card for two years, I feel good and have not face any issues. The best part about the card is its a life time free card. I used to get my card statement on time. I used this card for shopping, groceries and for many other personal purposes.I am using the bank mobile app which function smooth and simple.
I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
Since it is a life time free card offer from INDUSIND so I chosen it and applied through online. I received a call on time and they have done the verification process. Hence I received the card by 7 days, the credit limit is okay for me. Its easy to use for all purposes.
CITI has provided good offers and benefits on 2 months before. So I chosen this card and applied through online. It is annual fee chargeable of 500 rupees bu there is waiver off option if I spend 30K within a year. The credit limit is 65K. There is EMI conversion avail for this card.
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Reviewed on Mar 21, 2020
I have used credit card from HDFC bank for 1 year which is very good and also very comfortable, its a life time free card and lots of offers are available in the card. This card was suggested to me by my colleague. Mobile banking also functions very smooth.
INDUSIND bank credit card have an credit limit of of Rs.75000, there is no offers available in the card and it also have a charges of 3000 along with GST. I hardly receive any remainder messages for my bill payment due to that some time I could not pay my bill on time. I would advise them send my bill on time before the due date.
I have been using ICICI card for more than one year. They have provided an annual fee chargeable card and waiver off option is applicable. The credit limit is okay of 50K. Since I need to do purchase about 45K on some of the month so this limit is not sufficient. I swipe the card for travel, shopping and fuel purposes. I have not opted for EMI conversion.
I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
I got INDUSIND credit card from few months ago.The card have an EMI conversion. I used the card for multi purposes like shopping, online payment, ticket booking. This is annually chargeable card, I am not satisfied with the credit limit of Rs.75000 as I am expecting more than than 1 lakh.
I got a life time free card offer from INDUSIND bank hence applied through online on three months back. I received the call on time and the process was done on smooth. I got the card on exact time frame. The credit limit is sufficient and they provided good offers and benefit as well.I use this card for shopping and travel purpose.
RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
HDFC credit card is very convenience to use, I have been using the card for 4.5 months for Shopping, groceries, fuel surcharge and electricity bill payment also. I pay my credit card bill through ATM. I always get my bill on time, this card was suggested to me by the bank agent.
I used RBL card for twice only. I get message or call for EMI conversion from banker. It is a life time free card. Once all the process done I received the card by 15 days. I am holding this card past 6 months. The credit limit is sufficient of 30K. Once I tried to convert for EMI of 3 months it was done on time without any problem. It is Bajaj card.
I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.