The Vistara Signature credit card by Axis Bank offers you exclusive benefits for frequent travellers. With this credit card, you can get 3,000 Vistara points on activation along with milestone benefits which can be redeemed for the purchase of flight tickets. You will also get offers on dining. The card comes with an interest rate of 41.75% per annum along with a joining fee of Rs.3,000 and an annual fee of Rs.3,000.
Other Axis Bank Credit Cards
The following table lists all the costs and charges* associated with the Axis Bank Vistara Signature Credit Card:
|Type of Charge||Fee|
|Joining fee||Primary – Rs.3,000|
|Add-on - Nil|
|Annual fee (from 2nd of card membership)||Primary – Rs.3,000|
|Add-on – Nil|
|Charges on purchases||2.95% per month|
|Cash withdrawal charges||2.5% of the amount withdrawn|
|Fees on cash transaction||Rs.100|
|Re-issuing or replacement of card||Nil|
|Penalty for late repayment||Nil for > Rs.100|
|Rs.100 for Rs.101-Rs.300|
|Rs.300 for Rs.301-Rs.1,000|
|Rs.500 for Rs.1,001-Rs.5,000|
|Rs.600 for Rs.5,001-Rs.20,000|
|Rs.700 for dues above Rs.20,001|
|Payments is foreign currency||3.50% of the transacted amount|
|Surcharge on railway tickets||Dictated by IRCTC|
|Surcharge on fuel-related payments||1% of the paid amount|
|Dishonour fee or cheque bounce||Rs.300|
|Alerts on registered mobile number or balance enquiry||Nil|
*The charges are subject to change as per the bank's discretion.
If you have lost your Axis Bank Vistara Signature Credit Card, you have to do the following:
If your card has been misused, the bank will take care of the fraudulent transactions, provided they qualify for coverage under the policy's terms and conditions.
To pay your Axis Bank Vistara Signature Credit Card bills, you can use one of the following payment methods:
To find further information about Axis Bank Vistara Signature Credit Card, you can check the bank's website. You can also contact the Axis Bank Credit Card customer care department or visit the nearest branch of the bank to get the information.
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