Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Axis Bank Atlas Credit Card is a premium credit card and it allows you to enjoy a lot of luxury benefits on lifestyle and dining. The joining fee of the card is Rs.5,000.
Welcome benefits:
*The first 3 transactions have to be made within 60 days of the card being set up.
Reward point benefits:
Dining benefits:
Milestone benefits:
| Particulars | Amount |
|---|---|
| Type of Charge | Fee |
| Joining fee | Rs.5,000 |
| Annual fee | Rs.5,000 |
| Add-on credit card | NIL |
| Interest | 3.60% per month (52.86% per annum) |
| Cash advance fee | 2.5% (Min.Rs.500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100 |
| Late payment | Up to Rs.300- NILÂ Rs.301 to Rs.500-Rs.100Â Rs.501 to Rs.1,000-Rs.500Â Rs.1,001 to Rs.10,000-Rs.500Â Rs.10,001 to Rs.25,000-Rs.750Â Rs.25,001 to Rs.50,000- Rs.1,000Â More than Rs.50,000- Rs.1,000 |
| Card Replacement | NIL |
| Duplicate Statement Fee | Waived |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs.500) |
| Charge slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to min. Rs. 450 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs.400 and Rs.4,000 Per Statement Cycle) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived |
| Hot listing Charges | Waived |
| Balance Enquiry Charges | Waived |
Yes, you get a surcharge waiver of 1% of transaction amount. This is refunded for fuel transactions between Rs.400 and Rs.4,000 per statement cycle.
As a welcome gift, you get 5,000 reward points when you complete your first 3 transactions with the Axis Bank Atlas Credit Card.
Yes, you get up to 20% discount when you dine with partner restaurants.
The over limit fee of the card is 2.5% of the overlimit amount (Min. Rs.500).
Yes, you get a Platinum Tier Membership when you spend over Rs.15 lakh in a year.
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