Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Axis Bank is one of the top banks in the world that offers attractive financial solutions to its customers. They are designed to meet the demands and requirements of the customers. The credit cards offered by this bank come with unique benefits and features. The Pride Signature credit card has various perks that can definitely prove to be useful to you.
The Pride Signature credit card offered by Axis Bank comes with several benefits. These are as follows:
The Pride Signature credit card comes with a myriad of lucrative features. These are as follows:
| Types | Fees and charges |
|---|---|
| Fee for joining | Nil |
| Annual fee | There is no annual fee for the first year. However, from the second year onwards annual fee is Rs.500. This fee is waived off when you spend a minimum of Rs.40,000 every year |
| Fee for add-on card (joining) | Nil |
| Fee for add-on card (annual) | Nil |
| Replacement of card (stolen or lost) | Waived |
| Fee for cash payment | Rs.100 |
| Fee for duplicate statement | Waived |
| Fee for copy request | Waived |
| Fee for outstation Cheque | Waived |
| Transaction alerts on mobile | Free of cost |
| Charges for hot listing | Nil |
| Chargers for balance enquiry | Waived |
| Finance charges | 2.95% each month (41.75% each year) |
| Fee for cash withdrawal | 2.5% of the amount |
| Late payment fee |
|
| Penalty for over limit | 3% of over limit amount, subject to a minimum of Rs.500 |
| Dishonour fee | Rs.300 |
| Cancellation or purchase surcharge on train tickets | As per Indian Railways or IRCTC |
| Fee for foreign currency transactions | 3.50% |
| Redemption of rewards (eDGE) | Free of cost |
| GST | As per the Government norms |
Yes, as long as you are aged 18 years and above, you can apply for Axis Bank Pride Signature Credit Card if you are an NRI.
Yes, you can visit the Axis Bank’s official website where you can apply for Axis Bank Pride Signature Credit Card. You will have to fill the application form and submit it along with the necessary documents.
In case you lose your Axis Bank Pride Signature Credit Card, you must immediately inform the bank and get your card blocked. The bank will send you a replacement card which you can activate and use to make transactions.
Yes, you can apply for Axis Bank Pride Signature Credit Card even if you do not have a bank account with Axis Bank.
You can pay your Axis Bank Pride Signature Credit Card online through net banking, debit card, or UPI. You can also set up a standing instruction where the outstanding amount will be deducted from your bank account on the due amount. You can also pay your bills offline through cheque, demand draft, or cash.
No, you will not be charged any fee on applying for Axis Bank Pride Signature Credit Card. There will be no annual fee charged for the first year, but Rs.500 will be charged from the second year onwards which will be waived off if you spend Rs.40,000 and above for the year.
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