Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Pride Signature Credit Card

    Axis Bank is one of the top banks in the world that offers attractive financial solutions to its customers. They are designed to meet the demands and requirements of the customers. The credit cards offered by this bank come with unique benefits and features. The Pride Signature credit card has various perks that can definitely prove to be useful to you.


    • Avail waiver for your fuel surcharge.
    • Enjoy complimentary airport lounge access.
    • Avail advanced security.

    Benefits of Axis Bank Pride Signature Credit Card:

    The Pride Signature credit card offered by Axis Bank comes with several benefits. These are as follows:

    • Enjoy several pride privileges with this particular credit card. Avail a card that is personalized for you with the Indian tricolour. If you are a part of the Air Force, Navy or Army then embossing on the fourth line will be done. You can also contribute towards the Defence Welfare Association using this card.
    • Enjoy complimentary airport lounge access in India when you use your Pride Signature Card offered by Axis Bank.
    • Enjoy a discount of 15% on the bills when you dine at the participating restaurants and pay using your Axis Bank Pride Signature credit card.
    • You can enjoy 100 eDGE points each month on your Pride Credit Card. However, you will have to spend a minimum amount of Rs.5000 each month to avail this benefit. These reward points will be reflected on the monthly statement of your credit card.

    Features of Axis Bank Pride Signature Credit Card:

    The Pride Signature credit card comes with a myriad of lucrative features. These are as follows:

    • Avail fuel surcharge waiver of 2.5% when you pay for your fuel recharge using the Axis Bank Pride Signature Credit Card. You must remember that to avail this particular offer you must spend a minimum of Rs.400 up to a maximum of Rs.4000. The maximum waiver that you can avail each month is capped at Rs.400.
    • For every Rs.200 that you spend using your Axis Bank Pride Signature Credit Card, you can earn 8 points. If it is your birthday month then you can avail 2x points on all the expenses. You can choose from 500 handpicked reward items when you wish to redeem your points.
    • You can empower your loved ones by giving them additional cards or supplementary cards. You can share this card with your parents, spouse, siblings and children. The holder of add-on cards must be at least 18 years old.
    • This card is a chip and pin protected card that allows you to enjoy advanced security and protects you from all fraudulent activities.
    • In case your Axis Bank Pride Signature Credit Card is stolen or misplaced then you will have no liability towards the lost card. From the moment you report the loss or theft of card you are protected against fraudulent activities.
    • You can convert all your purchases done using this card into easy monthly instalments. The minimum amount that you must spend from your credit card to avail this feature is Rs.2,500.


    • The Axis Bank Pride Signature Credit Card is specifically designed for the Indian Defence Personnel.
    • The primary card holder must be between the ages of 18 years and 70 years. Additional card holders must be at least 18 years old.
    • The applicant must be a citizen of India or a permanent resident of India.


    • Form 60 or photocopy of PAN card.
    • Latest income proof like payslips, IT returns or Form 16.
    • Colour photograph.
    • Address proof like electricity bill, passport, landline bill, ration card.
    • Identity proof like driving license, passport, Aadhar card, PAN card.

    Fees and charges:

    Types Fees and charges
    Fee for joining Nil
    Annual fee There is no annual fee for the first year. However, from the second year onwards annual fee is Rs.500. This fee is waived off when you spend a minimum of Rs.40,000 every year
    Fee for add-on card (joining) Nil
    Fee for add-on card (annual) Nil
    Replacement of card (stolen or lost) Waived
    Fee for cash payment Rs.100
    Fee for duplicate statement Waived
    Fee for copy request Waived
    Fee for outstation Cheque Waived
    Transaction alerts on mobile Free of cost
    Charges for hot listing Nil
    Chargers for balance enquiry Waived
    Finance charges 2.95% each month (41.75% each year)
    Fee for cash withdrawal 2.5% of the amount
    Late payment fee Payment is zero when outstanding is up to Rs.100; Payment is Rs.100 when outstanding is between Rs.101 and Rs.300; Payment is Rs.300 when outstanding is between Rs.301 and Rs.1000; Payment is Rs.500 when outstanding is between Rs.1001 and Rs.5000; Payment is Rs.600 when outstanding is between Rs.5001 and Rs.20000; Payment is Rs.700 when outstanding is Rs.20001 or more
    Penalty for over limit 3% of over limit amount, subject to a minimum of Rs.500
    Dishonour fee Rs.300
    Cancellation or purchase surcharge on train tickets As per Indian Railways or IRCTC
    Fee for foreign currency transactions 3.50%
    Redemption of rewards (eDGE) Free of cost
    GST As per the Government norms

    *GST rate of 18% applicable for all financial services effective July 1, 2017


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