Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • Axis Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      Axis bank has offered me a credit card and the card is accessible every where. When ever I use the card I get alerts and it is secure. The billing cycle is convenient for me and there are no hidden charges. I am always informed about the new offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Axis Bank Credit Card
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      I wont use my AXIS bank credit card much ,still I use to get proper information's from their representatives also the customer service was also very helpful. I use my AXIS bank credit card only for emi purpose ,as my emi service have been connected with my AXIS bank credit card ,overall it was an good service from AXIS .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • Axis Bank Credit Card
      "AXIS Bank credit card"
      0.5 5.0/5 "Blown Away!"
      Till date I did not experience any thing negative with AXIS on my credit card. So far so good. I always pay my bills on time no additional charges being levied, unlike other banks they dont charge any unnecessary charges. I hold MY ZONE credit card with AXIS.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 20, 2017
    • Axis Bank Credit Card
      "Perfect services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Axis Bank and the offers on the card is good. There are a lot of deals I get online and there are features like the EMI and other cash back offers too. The credit limit is to my satisfaction and there has never been any hidden charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • Axis Bank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was an excellent service from AXIS bank for my credit card service,I even use to get regular offers. Even their representatives where very responsible and very helpful if I have queries regarding their service I use to get immediate solution from them, even I can use my platinum card anywhere I never find any issue with their service till now .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I use the axis bank credit card for past 6 months, The service is very good with the axis bank credit card department. I am happy with the credit limit. The rate of interest is nominal with this card. The annual fee of Rs.400 I pay for this axis bank credit card.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Offers and services are good"
      0.5 5.0/5 "Blown Away!"
      There are no charges for the credit card and Axis bank is doing great on this as well. I get the best of deals and the credit limit is more than satisfactory. The bank send me the statements on time and there are no hassles in baking with them and that is the best of all.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Deals and services are good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Axis Bank and the banking services are great. There are a number of offers and the bank has always been quick in the process and they are very fast to sort out a query. The limit and the offers are perfect and there are no hassles.
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      , delhi
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Deals and services are good"
      0.5 5.0/5 "Blown Away!"
      I also bank with Axis bank for a credit card and the bank is doing great in this product. I get the best of deals and the credit limit is also good and more than sufficient for me. There are no charges taken as well. The billing cycle is also good and on time.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "AVERAGE"
      0.5 2.5/5 "Just OK"
      I use Axis credit card. This card is very much convenient for me to use. The credit limit offered by the bank is pretty good and it is satisfactory as per my usage 45000 rupees. The credit card service is good and the bank is really better in terms of providing customer service
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Not satisfactory with the experience"
      0.5 1.0/5 "Really Bad"
      I would not want to recommend Axis Bank for the credit card and I have also cancelled the card. The customer services are not good and the rate of interest is also pretty high. There are no good deals and in all it was not a up to the mark experience.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Professional services"
      0.5 5.0/5 "Blown Away!"
      I also bank for a credit card with Axis Bank. The services are good and I get the best of offers and the credit limit is also to my satisfaction. The bank has always been clear in the statements and there are no hidden charges. In all it has always been a professional experience with the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I hold a Axis Bank credit card and I get a lot of offers on the card. The offers are there on a weekly basis and I am informed about it. The online banking is also good where I can check all my transactions. I am also happy with the credit limit and the statements.
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      , tirupur
      Reviewed on Sep 18, 2017
    • Axis Bank Credit Card
      "Has to improve a lot"
      0.5 1.0/5 "Really Bad"
      I had a bitter experience with AXIS Bank customer care. It happened once , where I have made the payment, I have dropped the cheque on time however my payment was realized late due to which the bank imposed some penalty. But the bank refused to waive off the charges. Therefore I had asked them to cancel the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the Axis bank from the last three years of time. I have found some good advantages with them like they are providing some good discounts too, also they are extending my credit limit too.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 17, 2017
    • Axis Bank Credit Card
      "Smart Banking"
      0.5 5.0/5 "Blown Away!"
      I am really happy with AXIS, I liked their response. Though home branch located in other place, I could visit any nearest branch of AXIS to do my transaction like cheque book request, cash deposit etc. They always gives me good customer satisfactory service.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Need more offers and features"
      0.5 4.0/5 "Great!"
      Axis bank needs to improve on the credit card by providing more benefits and proper services. It is good, but can do better in the facilities on the card. Because there are other banks who offer me better deals and though I am an existing customer of this bank. The features are less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Interst and charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      I have 9000 rewards points in AXIS, but I don't know the steps to redeem it. They are not sending any message past six months they not at all sending hard copy. Every month I used to call to the customer care to confirm my payment then I used to pay to avoid other charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      Axis bank is doing good on the credit card as they provide good services and the response is also good and on time. The limit on the card is to my expectation and so are the offers as well. There are no extra charges and I am comfortable with the billing cycle.
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      , chennai
      Reviewed on Sep 15, 2017
    • Axis Bank Credit Card
      "Provide benefits for long term customers"
      0.5 4.0/5 "Great!"
      Axis Bank has offered me a credit card and the credit limit is very less when compared to the other banks. They need to provide more offers as well, though I am an existing customer for a long term. I am not happy as they have not enhanced my card till date.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2017
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    Axis Bank Pride Signature Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Axis Bank Pride Signature Credit Card

    Axis Bank is one of the top banks in the world that offers attractive financial solutions to its customers. They are designed to meet the demands and requirements of the customers. The credit cards offered by this bank come with unique benefits and features. The Pride Signature credit card has various perks that can definitely prove to be useful to you.

    Highlights:

    • Avail waiver for your fuel surcharge.
    • Enjoy complimentary airport lounge access.
    • Avail advanced security.

    Benefits of Axis Bank Pride Signature Credit Card:

    The Pride Signature credit card offered by Axis Bank comes with several benefits. These are as follows:

    • Enjoy several pride privileges with this particular credit card. Avail a card that is personalized for you with the Indian tricolour. If you are a part of the Air Force, Navy or Army then embossing on the fourth line will be done. You can also contribute towards the Defence Welfare Association using this card.
    • Enjoy complimentary airport lounge access in India when you use your Pride Signature Card offered by Axis Bank.
    • Enjoy a discount of 15% on the bills when you dine at the participating restaurants and pay using your Axis Bank Pride Signature credit card.
    • You can enjoy 100 eDGE points each month on your Pride Credit Card. However, you will have to spend a minimum amount of Rs.5000 each month to avail this benefit. These reward points will be reflected on the monthly statement of your credit card.

    Features of Axis Bank Pride Signature Credit Card:

    The Pride Signature credit card comes with a myriad of lucrative features. These are as follows:

    • Avail fuel surcharge waiver of 2.5% when you pay for your fuel recharge using the Axis Bank Pride Signature Credit Card. You must remember that to avail this particular offer you must spend a minimum of Rs.400 up to a maximum of Rs.4000. The maximum waiver that you can avail each month is capped at Rs.400.
    • For every Rs.200 that you spend using your Axis Bank Pride Signature Credit Card, you can earn 8 points. If it is your birthday month then you can avail 2x points on all the expenses. You can choose from 500 handpicked reward items when you wish to redeem your points.
    • You can empower your loved ones by giving them additional cards or supplementary cards. You can share this card with your parents, spouse, siblings and children. The holder of add-on cards must be at least 18 years old.
    • This card is a chip and pin protected card that allows you to enjoy advanced security and protects you from all fraudulent activities.
    • In case your Axis Bank Pride Signature Credit Card is stolen or misplaced then you will have no liability towards the lost card. From the moment you report the loss or theft of card you are protected against fraudulent activities.
    • You can convert all your purchases done using this card into easy monthly instalments. The minimum amount that you must spend from your credit card to avail this feature is Rs.2,500.

    Eligibility:

    • The Axis Bank Pride Signature Credit Card is specifically designed for the Indian Defence Personnel.
    • The primary card holder must be between the ages of 18 years and 70 years. Additional card holders must be at least 18 years old.
    • The applicant must be a citizen of India or a permanent resident of India.

    Documentation:

    • Form 60 or photocopy of PAN card.
    • Latest income proof like payslips, IT returns or Form 16.
    • Colour photograph.
    • Address proof like electricity bill, passport, landline bill, ration card.
    • Identity proof like driving license, passport, Aadhar card, PAN card.

    Fees and charges:

    Types Fees and charges
    Fee for joining Nil
    Annual fee There is no annual fee for the first year. However, from the second year onwards annual fee is Rs.500. This fee is waived off when you spend a minimum of Rs.40,000 every year
    Fee for add-on card (joining) Nil
    Fee for add-on card (annual) Nil
    Replacement of card (stolen or lost) Waived
    Fee for cash payment Rs.100
    Fee for duplicate statement Waived
    Fee for copy request Waived
    Fee for outstation Cheque Waived
    Transaction alerts on mobile Free of cost
    Charges for hot listing Nil
    Chargers for balance enquiry Waived
    Finance charges 2.95% each month (41.75% each year)
    Fee for cash withdrawal 2.5% of the amount
    Late payment fee Payment is zero when outstanding is up to Rs.100; Payment is Rs.100 when outstanding is between Rs.101 and Rs.300; Payment is Rs.300 when outstanding is between Rs.301 and Rs.1000; Payment is Rs.500 when outstanding is between Rs.1001 and Rs.5000; Payment is Rs.600 when outstanding is between Rs.5001 and Rs.20000; Payment is Rs.700 when outstanding is Rs.20001 or more
    Penalty for over limit 3% of over limit amount, subject to a minimum of Rs.500
    Dishonour fee Rs.300
    Cancellation or purchase surcharge on train tickets As per Indian Railways or IRCTC
    Fee for foreign currency transactions 3.50%
    Redemption of rewards (eDGE) Free of cost
    GST As per the Government norms

    Other Top Credit Cards By Axis Bank

    *GST rate of 18% applicable for all financial services effective July 1, 2017

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