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  • SimplyCLICK Advantage SBI Credit Card

    Fees & Charges

    Promised Interest Rate

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    SimplyCLICK Advantage SBI Credit Card

    SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

    Key Points:

    • 10x Rewards on online spends at partner stores.
    • 5x Reward Points on all online spends
    • Amazon voucher worth Rs.500 as welcome gift.
    • Bonus rewards on annual spends online.
    • 0% fuel surcharge.

    Benefits:

    • Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
    • Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
    • Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
    • Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

    Features:

    • Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
    • Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
    • Add-on Cards – With this card you can avail add-on cards for your immediate family members.
    • Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
    • Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
    • Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
    • 24x7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Credit Card Customer Helpline number.
    • Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
    • Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
    Add-on Card Fee NIL
    Interest free credit period 20 to 50 days
    Finance charge 2.5% every month
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 each day)
    Minimum amount due 5% of the outstanding balance
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Finance Charge on Cash Advance 2.5% every month
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Charge slip retrieval fee Rs.225 for each charge slip
    Statement retrieval fee Rs.100 for each statement (in case the statement is a minimum of 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Card replacement fee Rs.100
    Fee for redemption of rewards Rs.99
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees and charges can be changed at any time at the discretion of the bank.

    • Manual Drop Box
    • Over the Counter
    • Electronic Drop Box
    • Cash
    • SBI ATM

    You can make online payment in the following ways:

    • Net Banking
    • SBI Online
    • NEFT Payments
    • SBI Auto Debit
    • SBI Mobile Banking
    • Debit Card
    • Mobile Application
    • Electronic Clearing Services
    • Electronic Bill Payment

    FAQs:

    1. How to get more details about SimplyCLICK Advantage SBI Card?

      You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.

    2. Is it possible to track the application status of my SBI credit card online?

      Yes, it is possible to track the application status of your SBI credit card online . You can do so on the SBI Card website.

    3. How do I locate the nearest SBI Card Drop Box?

      To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN PIN CODE’.

    4. Is it possible to manage my SimplyCLICK Advantage SBI Card account online?

      Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.

    5. How to pay the credit card bill?

      You can pay the SBI credit card bill online and offline. You can make offline payment in the following ways:

    Credit Card Reviews

    • SBI Cards Credit Card
      "Good Card with low limit"
      0.5 3.0/5 "Satisfactory"
      I've been using the SBI SimplyClick credit card for the past 8 Months. The experience is good. I also have a salaried savings account with the SBI. Overall it has been a good experience but they offered me a very low limit. They need to improve the limit of their customers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I had been holding the card for the last one year and it had been a very good service which they had been providing so far. There has been good features and benefits with the card and the credit limit with the card also had been very satisfactory as well. I have been using the card for shopping and other online purchases as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Prime credit card for a while. Their rewards points are more when comparing to other bank. I am accumulating the payments. So far it has been a good experience with the card and their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      They are charging Rs. 500 as annual fee. Always I'm getting 10% cashback offers in all the outlets in all over India. They have offered me a maximum credit limit of Rs. 1.5 lakhs. The service charges are nominal. Their are no hidden charges here.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I had been holding this card for the last one year and it had been a very good service which they had been providing so far. The credit limit which they ahd given with the card also had been very good and there has been having good benefits and features with the card a swell. There has not been any issues with the banking services of them so far.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been an easy process in getting the card and the card has reached on time as well. The credit limit with the card has been good as well as there has been good benefits and features with the card as well. There has not been any issues faced with any of the banking services which they had been providing so far.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been an easy process and simple process in getting the card and the card has reached on time as well. They also had given me with a very good credit limit with the card as well. There also had been good benefits with the card which is yet to be used. There has not been any kind of issues faced with the banking services of them so far.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been holding this card for the last 4-5 years and they had been providing a very good service so far. The credit limit which they had been provided had been sufficient. The services which they had been providing had been good as well and there has not been much issues faced with them so far.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the card has been very good and easy. It has taken some time in receiving the card and the credit limit with the card has been very good as well. I have been using the card for shopping and all other purchases as well. There has not been any issues with the banking services of them so far.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Using sbi bank credit card for last 3 year . As am satisfied with my credit limit but need to upgrade my credit limit. There is no annual charges as its life time free card there is no additional charges for transaction which i make . Their Customer service and response is good
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Average Card"
      0.5 2.0/5 "Expected more"
      For last 5 years am using sbi credit card . As am not satisfied with the credit limit of rs 50000 which they have offered. There is annual charges of rs 500. There is no increase in credit limit after using its for long time . There is no additional charges for the credit card. Am not satisfied with their customer service and response .
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Using Sbi credit card for last one year , am satisfied with the credit limit which they offered . There is annual charges of rs 500 which get waived off after using certain limit . There are no additional charges for the transaction which i make. Their customer service and response is good.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with SBI. The limit and the offers with the card is fine.I get reward points with the card for the transactions. The customer service and response with the card is fine.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "AVERAGE"
      0.5 3.5/5 "Pretty good"
      It is good experience that i had with the credit card. There is no customer service that i had interacted. Limit i am not satisfied. I am getting no offers from my credit card. Rewards points i am getting. It is a annual payment. Documentation i am not satisfied.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Superb Card"
      0.5 5.0/5 "Blown Away!"
      In SBI, they have offered me a credit limit of Rs. 44000 and I'm very much satisfied with that. For SBI, i have to pay Rs. 500 every year.I'm not customer of SBI even though they have given me a credit card. There are lots of cashback offers. Lots of privileges in dining. The air ticket offer and movie vouchers in bookmyshow is there.
      Was this review helpful? 0
      , durgapur
      Reviewed on Jun 21, 2018
    • SBI Cards Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      I have been holding this card for the last one and a half years now. The services which they had been providing so far had been good but the credit limit with the card has been less than i expected. I have been using the card for shopping and all other purchases as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 21, 2018
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the card has been very good and the card has reached on time as well. The credit limit with the card has been satisfactory and there has been good features and benefits with the card as well. I have started using the card for shopping and all other purchases as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 21, 2018
    • SBI Cards Credit Card
      "Its easy to use"
      0.5 3.0/5 "Satisfactory"
      I have uploaded my documents online. I applied for twice for this SBI credit cards by using the SBI website. For the 1st year they are charging around Rs. 499 as annual fee and the second year they are charging Rs. 300. I'm yet to receive year. Once i received the card, i have to deposit for Rs. 500.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2018
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      They had been giving a very good service so far and there has not been any kind of issues faced with the banking services of them. They also had given me with a very good credit limit and during any issues they had been resolving it very soon......
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Among all my credit card, SBI is the best card which have lot of offers. Mostly i use this card. i get good reward points and the service was really good. There are no annual charges for my card. I am satisfied with the limit. The customer service is also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2018
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