Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This SBI credit card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.
| Welcome Gift | Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500. |
| Reward Points | Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point. |
| Fuel Surcharge | Get 1% fuel surcharge waiver with your credit card. |
| Rewards | Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000. |
| Reversal of Annual Fee | Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed. |
| Internationally Accepted | SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets |
| Easy Cash | Use this card to withdraw cash from more than a million Visa/MasterCard ATMs. |
| Add-on Cards | With this card you can avail add-on cards for your immediate family members. |
| Railway Ticket Booking | Use this card to book railway tickets online on the IRCTC website. |
| Utility Bill Payments | This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility. |
| Balance Transfer Facility | This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. |
| 24x7 Customer Service | If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Credit Card Customer Care. |
| Flexi Pay | You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction |
| Easy Money | Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses. |
| Type of Fees & Charges | Amount |
|---|---|
| Annual Fee | Rs.499 |
| Renewal fee | Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more. |
| Add-on Card Fee | NIL |
| Interest free credit period | 20 to 50 days |
| Finance charge | 2.5% every month |
| Limit on Cash Advance | Up to 80% of the credit limit (Maximum Rs.12,000 each day) |
| Minimum amount due | 5% of the outstanding balance |
| Cash Advance fee |
|
| Finance Charge on Cash Advance | 2.5% every month |
| Cheque pick up fee | Rs.90 |
| Payment Dishonour Fee | 2% of the payment amount (Minimum – Rs.350) |
| Charge slip retrieval fee | Rs.225 for each charge slip |
| Statement retrieval fee | Rs.100 for each statement (in case the statement is a minimum of 2 months old) |
| Overlimit fee | 2.5% of the overlimit amount (Minimum – Rs.500) |
| Late payment fee |
|
| Emergency card replacement fee (when out of India) | Actual cost of the card (Minimum $175) |
| Card replacement fee | Rs.100 |
| Fee for redemption of rewards | Rs.99 |
| Fee for transaction in foreign currency | Conversion mark up - 3.5% |
| Surcharge on railway tickets purchased at railway counters | Rs.30 plus 2.5% of the amount transacted |
| Fee for cash payment | Rs.100 |
| Maximum fuel surcharge waiver | Rs.100 per statement cycle for each credit card account |
| Surcharge on railway tickets purchased on the website of IRCTC | 1.8% of the amount transacted plus service charge |
The rates/fees and charges can be changed at any time at the discretion of the bank.
You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.
Yes, it is possible to track the SBI credit card application status online. You can do so on the SBI Card website.
To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN "SPACE" PIN CODE’.
Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.
You can pay the SBI credit card bill online and offline. You can make offline payment in the following ways:
You can make online payment in the following ways:
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