SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.
Key Points:
10x Rewards on online spends at partner stores.
5x Reward Points on all online spends
Amazon voucher worth Rs.500 as welcome gift.
Bonus rewards on annual spends online.
0% fuel surcharge.
Benefits:
Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.
Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
Add-on Cards – With this card you can avail add-on cards for your immediate family members.
Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.
Fees and Charges:
Type of Fees & Charges
Amount
Annual Fee
Rs.499
Renewal fee
Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
Add-on Card Fee
NIL
Interest free credit period
20 to 50 days
Finance charge
2.5% every month
Limit on Cash Advance
Up to 80% of the credit limit (Maximum Rs.12,000 each day)
Minimum amount due
5% of the outstanding balance
Cash Advance fee
SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
International ATMs – 3% of the amount transacted (Minimum – Rs.300)
Finance Charge on Cash Advance
2.5% every month
Cheque pick up fee
Rs.90
Payment Dishonour Fee
2% of the payment amount (Minimum – Rs.350)
Charge slip retrieval fee
Rs.225 for each charge slip
Statement retrieval fee
Rs.100 for each statement (in case the statement is a minimum of 2 months old)
Overlimit fee
2.5% of the overlimit amount (Minimum – Rs.500)
Late payment fee
If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
If the total amount due is more than Rs.10,000, then Rs.750 is charged
Emergency card replacement fee (when out of India)
Actual cost of the card (Minimum $175)
Card replacement fee
Rs.100
Fee for redemption of rewards
Rs.99
Fee for transaction in foreign currency
Conversion mark up - 3.5%
Surcharge on railway tickets purchased at railway counters
Rs.30 plus 2.5% of the amount transacted
Fee for cash payment
Rs.100
Maximum fuel surcharge waiver
Rs.100 per statement cycle for each credit card account
Surcharge on railway tickets purchased on the website of IRCTC
1.8% of the amount transacted plus service charge
The rates/fees and charges can be changed at any time at the discretion of the bank.
How to get more details about SimplyCLICK Advantage SBI Card?
You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.
Is it possible to track the application status of my SBI credit card online?
Yes, it is possible to track the application status of your SBI credit card online . You can do so on the SBI Card website.
How do I locate the nearest SBI Card Drop Box?
To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN "SPACE" PIN CODE’.
Is it possible to manage my SimplyCLICK Advantage SBI Card account online?
Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.
How to pay the credit card bill?
You can pay the SBI credit card bill online and offline. You can make offline payment in the following ways:
Manual Drop Box
Over the Counter
Electronic Drop Box
Cash
SBI ATM
You can make online payment in the following ways:
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SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.
I have used SBI credit card for 3-4 years. It is a very convenience card, there is possibility of increasing my credit score. The credit limit is Rs.37000 which was not up to the mark, this card have more offers if i'd do online shopping through flipkart .This a chargeable card with an amount of 499 along with GST. I do my credit card bill payment through online.
It was only one month that i got the credit card with SBI. But it was nice because I used to get many offers sms. I used this card for shopping, fuel, ticket and for others purposes also. The bank agent came and collected the documents, the limit of the card is Rs.54000. This is a chargeable card, it cost 500 rupees per year.
SBI has offered an annual fee chargeable card of 499 plus GST but there is waiver off option if I spend 1L within a year hence I applied this card through online and received it by one week. The credit limit is low of 57K only. There are good offers and benefits for online shopping. I am not aware about EMI conversion. For every purpose I need to contact customer care only. When I applied a card they made to take an insurance with charge of 500 rupees but still I didn't receive the documents yet.
SBI customer service is not providing good response whenever I contact them. The rate of interest is high. They have deducted 100 rupees for cheque transaction purpose. The limit is low of 63K. I am holding this card for 8 years. I am not getting any calls or message for an update. It is a life time free card. It is a Visa card. My payments are done on time so no idea about EMI facility. But there is no much benefits when I compared with usage.
I have opened my bank account in State Bank Of India before 3 years and I decided to take credit card from the same bank.The credit limit of the card is sufficient for me. If bank provide the statement on time, it will be good and I used to pay credit card bill through online.
I have paid first bill payment for SBI card without any issue. But at that time they have intimated of 8K Yatra voucher but still I didn't get it. So I contacted the banker twice for voucher issue but there is no proper response from their end. It is an annual fee chargeable card of 499 plus GST and it will be reverse in first bill payment but not done yet. The credit limit is sufficient.
I have just got the card one month ago, I have done less transactions and till now I haven't got my bill payment. The credit card is good but i am not satisfied with the credit limit of 37000 rupees only. Hope they increase the limit apart from that its fine.
SBI credit card have a credit limit of 75000 rupees, its a chargeable card of Rs.500 per year along with 87 rupees of GST. The card have a reward points of 500 from amazon if I spend Rs.5000 then only i can redeem the rewards points. I used this card for hotel booking, petrol surcharge and
I have a SBI credit card which i have been using it recently, so far i have not faced any issues. I used this card for online shopping and other purchases.I get many cash back offer and reward points.The credit limit of the card is 46,000rupees, i wish the bank can increase the credit limit more.
I am having SBI credit card with a limit of 120000 and its a life time free card,the bank provide my statement on time,by using this card i used to get offers on malls and groceries.I pay my bill directly through the bank.But no ATM is available nearby.
I have been using SBI credit card recently and I am having a good experience where I get offer from YATRA, the card charges are affordable its only Rs. 500 in a year along with GST.I used to do my card payment directly from the bank, the card limit is 50,000 rupees and I am using this card for general purposes.
I have availed SBI card for business purpose it is used mostly.For all online transaction and the credit limit was less it was 47000 and using for the past 2 months only .cash back offers and reward points are not there .I am paying the credit card bill through online .I have not faced any issues so far and for online transaction will;l be getting otp.
SBI has processed all things was very simple and after that executive came and finalized. I am not happy with the credit limit which i got very less , need to increase the credit limit. Annual charges are Rs. 499 within 2 months if i spend Rs.20k i will be getting 500rs as a reward points. That points can convert as a cash back i use to pay my bills, if i spend RS. 1L in a year from the 2nd year onward its a free card.
I have applied SBI credit card through online channel and the customer service was average. Documents collected by executive and about credit limit i am not happy they committed Rs. 3L, but they given only Rs. 75K need to increase the credit limit.
Am using SBI credit card for two months, its a chargeable card of Rs. 500 but the bank charge me more than that along with GST, the credit limit is 37000 rupees which was not sufficient .The card have a rewards points but I have not check. I have just activated the mobile banking and have not used it for now. I wish the bank can increase the credit limit of the card.
The bank agent called me and told to apply credit card from SBI. I have been using the card for two months but I am not happy with the credit limit because it is only for 39,000 as i am expecting credit limit of more than 1L ,the card have some reward points but there is no offer is available in the card. I would like to give some suggestion to the bank to give transaction facility to credit card like the debit card which I have.
Credit Card
