Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.
| Type of Fees & Charges | Amount |
|---|---|
| Annual Fee | Rs.499 |
| Renewal fee | Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more. |
| Add-on Card Fee | NIL |
| Interest free credit period | 20 to 50 days |
| Finance charge | 2.5% every month |
| Limit on Cash Advance | Up to 80% of the credit limit (Maximum Rs.12,000 each day) |
| Minimum amount due | 5% of the outstanding balance |
| Cash Advance fee | SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300) |
| Finance Charge on Cash Advance | 2.5% every month |
| Cheque pick up fee | Rs.90 |
| Payment Dishonour Fee | 2% of the payment amount (Minimum – Rs.350) |
| Charge slip retrieval fee | Rs.225 for each charge slip |
| Statement retrieval fee | Rs.100 for each statement (in case the statement is a minimum of 2 months old) |
| Overlimit fee | 2.5% of the overlimit amount (Minimum – Rs.500) |
| Late payment fee | If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged |
| If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged | |
| If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged | |
| If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged | |
| If the total amount due is more than Rs.10,000, then Rs.750 is charged | |
| Emergency card replacement fee (when out of India) | Actual cost of the card (Minimum $175) |
| Card replacement fee | Rs.100 |
| Fee for redemption of rewards | Rs.99 |
| Fee for transaction in foreign currency | Conversion mark up - 3.5% |
| Surcharge on railway tickets purchased at railway counters | Rs.30 plus 2.5% of the amount transacted |
| Fee for cash payment | Rs.100 |
| Maximum fuel surcharge waiver | Rs.100 per statement cycle for each credit card account |
| Surcharge on railway tickets purchased on the website of IRCTC | 1.8% of the amount transacted plus service charge |
The rates/fees and charges can be changed at any time at the discretion of the bank.
You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.
Yes, it is possible to track the application status of your SBI credit card online . You can do so on the SBI Card website.
To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN "SPACE" PIN CODE’.
Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.
You can pay the SBI credit card bill online and offline. You can make offline payment in the following ways:
You can make online payment in the following ways:
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