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  • SimplyCLICK Advantage SBI Credit Card

    Fees & Charges

    Promised Interest Rate

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    SimplyCLICK Advantage SBI Credit Card

    SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

    Key Points:

    • 10x Rewards on online spends at partner stores.
    • 5x Reward Points on all online spends
    • Amazon voucher worth Rs.500 as welcome gift.
    • Bonus rewards on annual spends online.
    • 0% fuel surcharge.

    Benefits:

    • Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
    • Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
    • Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
    • Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

    Features:

    • Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
    • Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
    • Add-on Cards – With this card you can avail add-on cards for your immediate family members.
    • Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
    • Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
    • Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
    • 24x7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Credit Card Customer Helpline number.
    • Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
    • Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
    Add-on Card Fee NIL
    Interest free credit period 20 to 50 days
    Finance charge 2.5% every month
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 each day)
    Minimum amount due 5% of the outstanding balance
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Finance Charge on Cash Advance 2.5% every month
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Charge slip retrieval fee Rs.225 for each charge slip
    Statement retrieval fee Rs.100 for each statement (in case the statement is a minimum of 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Card replacement fee Rs.100
    Fee for redemption of rewards Rs.99
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees and charges can be changed at any time at the discretion of the bank.

    • Manual Drop Box
    • Over the Counter
    • Electronic Drop Box
    • Cash
    • SBI ATM

    You can make online payment in the following ways:

    • Net Banking
    • SBI Online
    • NEFT Payments
    • SBI Auto Debit
    • SBI Mobile Banking
    • Debit Card
    • Mobile Application
    • Electronic Clearing Services
    • Electronic Bill Payment

    FAQs:

    1. How to get more details about SimplyCLICK Advantage SBI Card?

      You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.

    2. Is it possible to track the application status of my SBI credit card online?

      Yes, it is possible to track the application status of your SBI credit card online . You can do so on the SBI Card website.

    3. How do I locate the nearest SBI Card Drop Box?

      To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN PIN CODE’.

    4. Is it possible to manage my SimplyCLICK Advantage SBI Card account online?

      Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.

    5. How to pay the credit card bill?

      You can pay the SBI credit card bill online and offline. You can make offline payment in the following ways:

    Credit Card Reviews

    • SBI Cards Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My credit card was approved with SBI and the experience was not up to the mark. I have closed this credit card as the credit limit was very less when compared to other credit cards. Customer service was not good and they did not inform about the terms & conditions on this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Looking for better credit limit"
      0.5 3.0/5 "Satisfactory"
      My credit card was approved with SBI and the experience was good, the process was smooth and i received my credit card on time. The credit limit is less on this card and i paid an annual fee for this credit card. I did not find any offers on this credit card so far and i use this card for general purpose. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have been using this card for the last 10 years. Based on their services they are very good at it, and i use this card mainly for retail purchases, shopping, booking flight tickets. They had provided me cash backs during such purchases and also reward points where good. Last but not least i am very much with the credit limit which they have provided me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with SBI from last 8 months, an annual fee of Rs 500 has to be paid for this card. This is a simply save card so i get good reward points and i have no issues at the time of redemption. I am happy with the credit limit and i make my bill payment from my salary account.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I'm holding a SBI Prime Card and this card provides lot of cash back offers, sometimes free movie tickets. There hasn't been any issues with the card. I also use the card for shopping and other daily life stuff. Overall I'm happy about the features of the card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Got the Irctc sbi platinum credit card for the past 2 months. The customer support service and the response is average with the SBI and they give good response to the customers. I am satisfied with the credit limit value from the SBI IRCTC credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The credit card service is good with the state bank India and they give good response to the customers. I use the Sbi simply save credit card for more than a year, The customer support service is good with the State bank of India,. The credit limit value is average wit this card and it would be good if they can increase the credit limit.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      My experience with SBI credit card was good, the process took 20 days to complete. An annual fee of Rs 499 has to be paid for this card. I am happy with the credit limit in this card and i use this card for general purpose. I get good reward points on this credit card. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 4.5/5 "Excellent!"
      The SBI IRCTC Platinum Card is very useful. The customer support is good. They always provide great offers. They offer reward points for all tickets bookings and these Points can be redeemed in the form of AC Tickets. The Card also offers nationwide free platform access so no need to stand in the queue to purchase a platform ticket anymore.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The state bank of India gave me proper response in regards to my credit card application. The customer support service and the response is good with the State bank India. I have got the credit card within a week time. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      The benefits and the offers are good with the Fbb SBI style up credit card, I have got this card around 6 months ago. The customer support service and the response is good with the State bank of India and they give response to the customers. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the SBI BMB gold and more credit card for more than 3 years. The customer support service and the response is good with the State bank of India. the credit limit value is low with this card and it would be good if they can still increase the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card from SBI, the services is good, I am satisfied with the card, even though the limit is not enough, the benefits and features of the card is good. The annual charges are quite high nor its too high, it is not an hassle for me. I am happy with the credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have a credit card from SBI, I am satisfied with the card, the limit they have offered is around Rs. 50,000, I am satisfied with what they have offered. The annual charges are not included up to 4 years since I have taken it. I am satisfied with the benefits and it is a good card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a SBI Simply Save credit card and the limit which i hold is fine with the card. I have received 2200 reward points with the card. Still now i have not done any EMI conversion with the card. There is an annual charge of 499 is applicable with the card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 26, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The rules in emi options where pretty hard to figure out. I was satisfied with the credit limit which they had provided me. But when i am trying to contact the customer service representative it is being hard for me to select from the options which are giving.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 25, 2018
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The state bank of India customer support service and the response is good . The credit limit value is good with the SBI gold and more credit card. The offers and the benefits are good with the Sbi gold and more credit card. I would say it is a better card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 25, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 2 years, offers like reward points are good in this credit card and are easily redeemable. Reward points can also be converted to a gift voucher. I pay an annual fee of Rs 2500 and the credit limit is sufficient in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 25, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I bought the SBI Simply Save Credit Card before 2 Months, I happy with the Happy with the features and benefits associated with this card. I use the card mainly for Shopping and booking tickets. Their reward point system is really flexible.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 25, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I bought the SBI SIMPLY SAVE CARD online. There wasn't any specific reason to choose this Credit Card apart from the Amazon Gift Voucher they were offering during the purchase. After all, being a Govt company, the trust factor is certainly there with all SBI products. I make payments online and offline.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 25, 2018
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