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  • SimplyCLICK Advantage SBI Credit Card
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    SimplyCLICK Advantage SBI Credit Card

    SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

    Key Points:

    • 10x Rewards on online spends at partner stores.
    • 5x Reward Points on all online spends
    • Amazon voucher worth Rs.500 as welcome gift.
    • Bonus rewards on annual spends online.
    • 0% fuel surcharge.

    Benefits:

    • Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
    • Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
    • Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
    • Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

    Features:

    • Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
    • Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
    • Add-on Cards – With this card you can avail add-on cards for your immediate family members.
    • Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
    • Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
    • Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
    • 24x7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Card Customer Helpline number.
    • Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
    • Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
    Add-on Card Fee NIL
    Interest free credit period 20 to 50 days
    Finance charge 2.5% every month
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 each day)
    Minimum amount due 5% of the outstanding balance
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Finance Charge on Cash Advance 2.5% every month
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Charge slip retrieval fee Rs.225 for each charge slip
    Statement retrieval fee Rs.100 for each statement (in case the statement is a minimum of 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Card replacement fee Rs.100
    Fee for redemption of rewards Rs.99
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees and charges can be changed at any time at the discretion of the bank.

    FAQs:

    1. How to get more details about SimplyCLICK Advantage SBI Card?

      You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.

    2. Is it possible to track the application status of my SBI credit card online?

      Yes, it is possible to track the application status of your SBI credit card online . You can do so on the SBI Card website.

    3. How do I locate the nearest SBI Card Drop Box?

      To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN PIN CODE’.

    4. Is it possible to manage my SimplyCLICK Advantage SBI Card account online?

      Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.

    5. How to pay the credit card bill?

      You can pay the credit card bill online and offline. You can make offline payment in the following ways:

      • Manual Drop Box
      • Over the Counter
      • Electronic Drop Box
      • Cash
      • SBI ATM

      You can make online payment in the following ways:

      • Net Banking
      • SBI Online
      • NEFT Payments
      • SBI Auto Debit
      • SBI Mobile Banking
      • Debit Card
      • Mobile Application
      • Electronic Clearing Services
      • Electronic Bill Payment

    Credit Card Reviews

    • SBI Cards Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I also bank with State Bank of India for a credit card. There are regular offers and I am informed about the same. The customer services are good and there are no hassles when I approach the bank. The credit limit is also to my satisfaction. Overall no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      SBI is overall good and the credit limit is also to my satisfaction. The credit card has good features and benefits. The card is accepted all over and the transactions are smooth. The statements are clear and billing cycle is normal too. In all no issues.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI with a limit of 48000. I am not happy with my limit. I have received reward points, but not have received any cash back. I have done an EMI conversion with zero interest. The customer service and response is good with SBI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with State Bank of India and the customer services are good. I have taken a credit card from them and there were no hassles in the process. I am satisfied with the offers and the credit limit. There were no hassles overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am having the State Bank of India credit card from the 1.3 years of time. Customer service is very good and the response is fine one for me with them. I have felt that the credit limit value is good one with them like its around 1 lakh Rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      Customer service is okay one with the State Bank of India credit card and the response is fine one with them. I would like to say that the online portal is really easy to access. Response is better one for me with the State bank of India.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Customer service with the State Bank of India credit card is very good and the response is fine one for me with them. Every time , I got the satisfied result from the State Bank of India credit card. Annual charges were on higher end.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is good one with the State Bank of India credit card and the offers with them were really really good too. Benefits are better one for me with the State Bank of India. Online portal of the State Bank of India is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Not satisfied with the limit"
      0.5 2.0/5 "Expected more"
      I hold a credit card with SBI with a limit of 69000. i am not satisfied with my limit. I have done some purchases using the card. I have received the cash back but have not received any cash back. The annual charge is 499. Mobile banking so many options are not working,
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      The charges are on the average side at SBI for the credit card. The customer services are good and there are the regular offers on the card. There are no hassles in the process and the billing cycle is also satisfactory. In all the statements are clear and on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My credit card is with State Bank of India. They also provide a good credit limit. It is the highest limit and I am happy to use the card as it is accepted all over. There are offers on the card and the customer services and response is good. The statements and billing cycle is also normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good. Can reduce ROI"
      0.5 3.0/5 "Satisfactory"
      The services are good at State Bank of India for the credit card. There are no much of offers and there is a facility for EMI. The rate of interest is higher when compared to Axis bank. The credit limit is okay. It would be better if the interest rate is reduced. Else overall good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card experience is good, they are good in service. They have very good EMI conversion option, I done few transaction like clothing, petrol and shopping transaction, Recently I purchased clothing in Saravana store, then I converted the amount into an EMI with normal charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the SBI SIMPLY SAVE CARD within 20 days of time. The customer support service and the response was good with the state bank of India. The credit limit value is low wit this card , but I am satisfied using this SBI SIMPLY SAVE CREDIT CARD .
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good for all Shopping"
      0.5 4.0/5 "Great!"
      I am very much okay with SBI card, I have been using past three months compared to other card its best. It has lot of offer railway booking, flight booking, amazon and other e commerce site. Recently I done some shopping through amazon got cash back upto Rs. 500 for Rs. 5000 spend.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Whenever I need any help, they are immediately responding on my queries. I have SBI platinum card it has yearly charges around Rs.2300, they are providing voucher for the yearly fee. But the redemption option is very difficult in SBI website. The platform should be user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The time taken by the state bank of India to disburse the credit card was more than a month. The customer support need to be quick and fast from the state bank of India. The credit limit value is high with this card and I would say I am satisfied with the credit limit value.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I bank with State Bank of India and the credit limit is not much. But the bank provides rewards and offers and the services are good. There are gift vouchers provided too. The response is good and there are no hassles to bank with them. The credit card can also be accessed every where.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the quick response from the State bank of India in regards to my credit card application. The follow up part is very good with the SBI and I have the SBI PRIME CREDIT CARD within the promised time. The credit limit value is very average with this card , still I am satisfied with the limit value.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Need to be clear in the process"
      0.5 4.0/5 "Great!"
      SBI sent me a Air India platinum credit card. The main reason I wanted this card is because I wanted to redeem the points I earn for a one way air ticket fare. But I did not get the same card I needed so I returned it back. I was not told that I need to have ten thousand points to get a waive off on one way fare.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
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