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    SimplyCLICK Advantage SBI Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

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    SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

    Key Points:

    • 10x Rewards on online spends at partner stores.
    • 5x Reward Points on all online spends
    • Amazon voucher worth Rs.500 as welcome gift.
    • Bonus rewards on annual spends online.
    • 0% fuel surcharge.

    Benefits:

    • Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
    • Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
    • Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
    • Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

    Features:

    • Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
    • Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
    • Add-on Cards – With this card you can avail add-on cards for your immediate family members.
    • Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
    • Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
    • Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
    • 24x7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Card Customer Helpline number.
    • Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
    • Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
    Add-on Card Fee NIL
    Interest free credit period 20 to 50 days
    Finance charge 2.5% every month
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 each day)
    Minimum amount due 5% of the outstanding balance
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Finance Charge on Cash Advance 2.5% every month
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Charge slip retrieval fee Rs.225 for each charge slip
    Statement retrieval fee Rs.100 for each statement (in case the statement is a minimum of 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Card replacement fee Rs.100
    Fee for redemption of rewards Rs.99
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees and charges can be changed at any time at the discretion of the bank.

    FAQs:

    1. How to get more details about SimplyCLICK Advantage SBI Card?

      You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.

    2. Is it possible to track the application status of my SBI credit card online?

      Yes, it is possible to track the application status of your SBI credit card online. You can do so on the SBI Card website.

    3. How do I locate the nearest SBI Card Drop Box?

      To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN PIN CODE’.

    4. Is it possible to manage my SimplyCLICK Advantage SBI Card account online?

      Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.

    5. How to pay the credit card bill?

      You can pay the credit card bill online and offline. You can make offline payment in the following ways:

      • Manual Drop Box
      • Over the Counter
      • Electronic Drop Box
      • Cash
      • SBI ATM

      You can make online payment in the following ways:

      • Net Banking
      • SBI Online
      • NEFT Payments
      • SBI Auto Debit
      • SBI Mobile Banking
      • Debit Card
      • Mobile Application
      • Electronic Clearing Services
      • Electronic Bill Payment
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