Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have the SBI bank credit card .I get good offers from this card and I can redeem points everywhere. It has been just four months now I had been using this card,the limit is really good its 58000 thousand.annual charges for this card is five hundred rupees
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I can say the service of SBI was very good ,even I use to get good regular offers from SBI . I can use my SBI credit card anywhere so never got any queries in that,even the representatives will be very helpful , so overall service was good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      For more than 15 years I am using the SBI credit card. I got the Elite credit card for past 2 years. The customer service is good with SBI. The Rate of interest is low with the SBI elite card. I use this card for all type of purchases, petrol and for electric bill payments. I am happy with the credit limit, I pay the annual fee of Rs.5000.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Very good banking services"
      0.5 5.0/5 "Blown Away!"
      SBI has also heeded to my request for enhancing my credit limit. The bank has done a good job and I am happy with the process. The transactions are good and they are clear in the billing. It would be more great if I get some offers on the card. It would be more useful.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Good EMI options"
      0.5 4.0/5 "Great!"
      I am fond of EMI options which is there on my SBI credit card. However SBI is charging more when it comes to EMI options. I am holding this credit card for about 8 years. I am very much happy with the line of credit which is there on the card which is 75k also I am looking forward for the card up-gradation also,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I am using the SBI Visa platinum credit card for past 1 year. I am happy with the credit limit, because I got the credit limit of Rs,75,000. There is no annual fee for this card card. The rate of interest is average with this card. I use this card for petrol, mobile bill, and for other restaurants bills.
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Deals and services are good"
      0.5 4.0/5 "Great!"
      State Bank of India has also offered me a credit card. The features on the card is good, I get deals often and the deals online are also decent. The limit is good and the bank updates me about the deals as well. There are no charges and in all it is smooth.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Though the offers are good on the SBI credit card and they also have a decent credit limit. There are a lot charges taken and the interest rate is also a bit high. The customer services could be more swift. Else the bank does not charge me any hidden fees.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      I am one of the happiest customer of SBI credit card service and I uses my credit card for more than 10 years ,till now I never had any issues with their service and I am very comfortable with their service . Even their representatives where also very helpful always ,overall it was an very excellent service from SBI .
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      , new delhi
      Reviewed on Sep 17, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I do have SBI credit card and it really works in a kind of okay but its not up to the mark. They have not provided the better offers to me. I would like to say that the customer service and other things need to improve.
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      , ahmedabad
      Reviewed on Sep 17, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was an fine service from SBI ,representatives and customer support was not up to mark ,also I don't get much offers with SBI . But I can use my credit card anywhere .As an overall rating title I can say it was an very excellent service till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 17, 2017
    • SBI Cards Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Good service from SBI ,I use to get regular followups from their representatives ,I use to get regular offers and lots of good deals from their service . And I owned platinum card from SBI .when ever I contact their customer service I use to get helpful response from their representative ,till I don't find any queries from their service overall it was an good service.
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      , jaipur
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "Convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      My credit card name is Simply save from SBI, I am getting more reward points on credit card, recently I accumulated 2026 reward points, I have redeemed into amazon voucher. Credit limit is fine which is provided to me, overall I am fine with them.
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      , new delhi
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "Good for Train Journey"
      0.5 5.0/5 "Blown Away!"
      I am using IRCTC SBI credit card, I got many benefits from them. I used to travel without booking a tickets in AC coach by using the reward point. I could redeem the points for railway tickets but they offered only the credit limit around Rs. 37,000.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "Not Satisfactory"
      0.5 3.0/5 "Satisfactory"
      State bank of India is not up to the mark on the credit card as well. I hardly get any offers and the limit is also not good. The bank is also not responsive when I contact them. I would not wish to recommend the bank to others. I am not that happy with it.
      Was this review helpful? 0
      , salem
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "Its Better"
      0.5 4.5/5 "Excellent!"
      I have account with SBI, hence I have received a call from the branch for the credit card. Based on my current account they offered me credit card being I am holding this account from 2011. Hence Credit card process was simple and also hassle free, it doesn't have a processing fee.
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      , ludhiana
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "Not bad "
      0.5 3.0/5 "Satisfactory"
      The SBI credit card services are not up to the mark as a nationalized bank it should offer more benefits that satisfies the customer and attracts them .The credit limit should also be increased based on the criteria .They also charge processing fee but it is okay with market price .Overall its not bad.
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      , chennai
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "Not bad"
      0.5 4.0/5 "Great!"
      SBI bank credit card services are good with good reward points can convert into EMI with the minimal transactions but as a national bank it should increase the credit limit as per the market rates and should provide more offers prior to offers that they provide at present .
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      , jamshedpur
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "They should improved their offers"
      0.5 2.0/5 "Expected more"
      SBI offered me only the credit limit of Rs.44,000 on my credit card, I am using it around three years they didn't increase the limit but AXIS and HDFC is good in Credit limit. SBI IVR system is also very bad I should wait for 30 minutes to reach the executives.
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      , chennai
      Reviewed on Sep 16, 2017
    • SBI Cards Credit Card
      "Very good credit card"
      0.5 4.0/5 "Great!"
      No wonder, my SBI credit card works really well. I am holding this SBI credit card for the past one year. The most interesting part being their service as it is very good. I am very much happy with the offers which SBI provides as SBI gives 5% off at Amazon voucher. I do get some cash back offers, plus I get some gift card too as a compliment.
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      , delhi
      Reviewed on Sep 15, 2017
    Common Loader Icon
    SimplyCLICK Advantage SBI Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SimplyCLICK Advantage SBI Credit Card

    SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

    Key Points:

    • 10x Rewards on online spends at partner stores.
    • 5x Reward Points on all online spends
    • Amazon voucher worth Rs.500 as welcome gift.
    • Bonus rewards on annual spends online.
    • 0% fuel surcharge.

    Benefits:

    • Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
    • Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
    • Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
    • Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

    Features:

    • Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
    • Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
    • Add-on Cards – With this card you can avail add-on cards for your immediate family members.
    • Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
    • Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
    • Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
    • 24x7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Card Customer Helpline number.
    • Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
    • Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
    Add-on Card Fee NIL
    Interest free credit period 20 to 50 days
    Finance charge 2.5% every month
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 each day)
    Minimum amount due 5% of the outstanding balance
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Finance Charge on Cash Advance 2.5% every month
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Charge slip retrieval fee Rs.225 for each charge slip
    Statement retrieval fee Rs.100 for each statement (in case the statement is a minimum of 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Card replacement fee Rs.100
    Fee for redemption of rewards Rs.99
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees and charges can be changed at any time at the discretion of the bank.

    FAQs:

    1. How to get more details about SimplyCLICK Advantage SBI Card?

      You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.

    2. Is it possible to track the application status of my SBI credit card online?

      Yes, it is possible to track the application status of your SBI credit card online. You can do so on the SBI Card website.

    3. How do I locate the nearest SBI Card Drop Box?

      To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN PIN CODE’.

    4. Is it possible to manage my SimplyCLICK Advantage SBI Card account online?

      Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.

    5. How to pay the credit card bill?

      You can pay the credit card bill online and offline. You can make offline payment in the following ways:

      • Manual Drop Box
      • Over the Counter
      • Electronic Drop Box
      • Cash
      • SBI ATM

      You can make online payment in the following ways:

      • Net Banking
      • SBI Online
      • NEFT Payments
      • SBI Auto Debit
      • SBI Mobile Banking
      • Debit Card
      • Mobile Application
      • Electronic Clearing Services
      • Electronic Bill Payment
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