Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SimplyCLICK Advantage SBI Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SimplyCLICK Advantage SBI Credit Card

    SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

    Key Points:

    • 10x Rewards on online spends at partner stores.
    • 5x Reward Points on all online spends
    • Amazon voucher worth Rs.500 as welcome gift.
    • Bonus rewards on annual spends online.
    • 0% fuel surcharge.

    Benefits:

    • Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
    • Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
    • Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
    • Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

    Features:

    • Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
    • Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
    • Add-on Cards – With this card you can avail add-on cards for your immediate family members.
    • Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
    • Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
    • Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
    • 24x7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Credit Card Customer Helpline number.
    • Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
    • Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
    Add-on Card Fee NIL
    Interest free credit period 20 to 50 days
    Finance charge 2.5% every month
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 each day)
    Minimum amount due 5% of the outstanding balance
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Finance Charge on Cash Advance 2.5% every month
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Charge slip retrieval fee Rs.225 for each charge slip
    Statement retrieval fee Rs.100 for each statement (in case the statement is a minimum of 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Card replacement fee Rs.100
    Fee for redemption of rewards Rs.99
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees and charges can be changed at any time at the discretion of the bank.

    • Manual Drop Box
    • Over the Counter
    • Electronic Drop Box
    • Cash
    • SBI ATM

    You can make online payment in the following ways:

    • Net Banking
    • SBI Online
    • NEFT Payments
    • SBI Auto Debit
    • SBI Mobile Banking
    • Debit Card
    • Mobile Application
    • Electronic Clearing Services
    • Electronic Bill Payment

    FAQs:

    1. How to get more details about SimplyCLICK Advantage SBI Card?

      You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.

    2. Is it possible to track the application status of my SBI credit card online?

      Yes, it is possible to track the application status of your SBI credit card online . You can do so on the SBI Card website.

    3. How do I locate the nearest SBI Card Drop Box?

      To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN PIN CODE’.

    4. Is it possible to manage my SimplyCLICK Advantage SBI Card account online?

      Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.

    5. How to pay the credit card bill?

      You can pay the SBI credit card bill online and offline. You can make offline payment in the following ways:

    Credit Card Reviews

    • SBI Cards Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had used this card previously where i had closed this card now, the services of them has been good. The credit limit with the card was good and it has been having some benefits as well. It also had some annual charges and i had closed the card since i was already having a card with no annual charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • SBI Cards Credit Card
      "Need improvement"
      0.5 3.0/5 "Satisfactory"
      SBI has billing issue, they keep on adding more charges on my transaction and also IVR help desk is not reachable all the time. they are not providing call back to the customer to check the service, I am holding this card around three years, overall service should be improved.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 22, 2019
    • SBI Cards Credit Card
      "Recently Purchased credit card"
      0.5 4.0/5 "Great!"
      Recently I applied for this SBI credit card through Executive . I find a good support from that executive by taking care of all the requirements till the delivery of my credit card . SBI provided me a credit limit of more than 50 k and Annual fees is around 500 /- .
      Was this review helpful? 1
      , gulbarga
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Good. Can be more clear in details"
      0.5 3.0/5 "Satisfactory"
      SBI is good in the overall experience for the credit card. They are good in their offers and also in the credit limit. They have good emi options and there are good deals on the e commerce websites. The only thing which is not satisfactory is when I visit big stores like Big Bazaar for example. There are executives of this bank who would offer a credit card. If I am to tell them that I already have one, they would say that I could get a new card with a higher limit. My current limit is 70K and I would get 5 lakhs on the new card. Finally I would get a call from the bank who is willing to give me a new card with a bifurcated limit of 50k, where I would have 25K on each card. I refused as it is not useful to me.
      Was this review helpful? 0
      , kannur
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 3.0/5 "Satisfactory"
      It has been three years since i am using this credit card, there is some annual charges of 500 with this card. The credit limit with the card has been less and there has not been any benefits in using this card. I had not been using this card much and just for some purchases has been using.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I got this credit for making my essential needs and is very useful for me.It is best card for doing shopping and there is no annual fee charges as well.I am using this often.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card just for the last six months and the services with them was good so far. I am satisfied with the credit limit with this card and there has also been some better offers with this card on reward points. I am happy with the credit limit with this card as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Average performance credit card"
      0.5 3.0/5 "Satisfactory"
      While purchasing this SBI Platinum credit card , i got more vouchers during that time . They sold this credit card without proper information .making the credit call bill payment in SBI is very difficult process . This card is not at all applicable for my usage . I thought of blocking this credit card after that i changed my mind .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with State Bank of India. It is a good experience as I can redeem the points with ease. The credit limit is also good and there are no hassles. The statements are clear and sent to me on time. The customer support and response is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Point value is excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a Tata Croma Titanium credit card with State Bank of India. I get good value on the rewards. I get one point on every 100 spent. The value is 1 point is equal to 1 rupee. If I use the card for a lakh I would get 1000 points which is equal to 1000rs.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Need improvement on the customer care and banking"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is some what okay because if we want to change the address, we need to fill the form and should submit to the nearest branch, they won't accept online proof. They don't require hard copy all the time, the customer care is not good. I don't have any concern about billing part.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Need improvement on the offers and service"
      0.5 3.0/5 "Satisfactory"
      There is no proper response from the SBI, they need to improve the customer support team. I don't think so, they are providing more offers to the customers, I am using this credit card around 8 years, but still I could see more benefits from their end.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      I had a SBI SIMPLY SAVE credit card and used for past 6 months, there was no annual charges. They have given me a credit limit of 50K which was sufficient to me. I did not convert the payments into EMI but it has option. The charges are reasonable. I do get a notification but have not checked the benefits.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have been using SBI prime credit card for past 1.5 years. The credit limit is low which am not happy. It would be appreciable if they can increase the limit. Actually I was using SBI Simply Save card and recently upgraded this card and which has annual fee of above 3K, overall unhappy.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Need increment in the Credit limit "
      0.5 5.0/5 "Blown Away!"
      I purchased this SBI credit card very recently only . Within 10 days of time I got this card . SBI executive collected the docs in on-line and Annual fees were around 500 /- . But I am not satisfied with the credit limit . Hoping for more offers in On-line purchasing .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 21, 2019
    • SBI Cards Credit Card
      "Need to be more secure"
      0.5 3.5/5 "Pretty good"
      I have not used all the benefits on the credit card with State Bank of India. I very rarely get the offers on the card. The limit is good. The services are very slow. There was a transaction that has happened without my knowledge and I informed the customer care they are working on it but they are slow. It is a Prime card. There is no fee for the 1st year. Second year is free if I use the card for five lakhs a year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • SBI Cards Credit Card
      "Good for Online shopping"
      0.5 4.0/5 "Great!"
      SBI charges are very nominal, for the online shoppings they give best discount at Myntra website last time I purchased Clothes I got very good discounts. They gave me the limit of Rs.22,000 it should be increased, I called to increase the limit but they didn't consider.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • SBI Cards Credit Card
      "Benefits has to be improved"
      0.5 5.0/5 "Blown Away!"
      SBI is also good and which has the highest limit compared to my other cards. They need to provide more benefits to the customer. They are charging annual fee of Rs.500. Its a Simply Save card and using it for around 5 years. The customer service is very good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using this credit card for the last two years where i am satisfied with the services which they had provided to me so far. I am quite happy with the credit limit with this card and there is some offers like reward points and cash backs with this card as well. The card has been having some annual charges as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • SBI Cards Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      I bank with State Bank of India for the credit card. The customer support is good and they are responsive too. The online banking is also good, I can make my payments with ease. There are good deals and the bank has also offered me a good credit limit of 2.25 Lakh.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
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