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  • SimplyCLICK Advantage SBI Credit Card

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  • SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

    Key Points:

    • 10x Rewards on online spends at partner stores.
    • 5x Reward Points on all online spends
    • Amazon voucher worth Rs.500 as welcome gift.
    • Bonus rewards on annual spends online.
    • 0% fuel surcharge.

    Benefits:

    • Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.
    • Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.
    • Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.
    • Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.

    Features:

    • Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.
    • Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.
    • Add-on Cards – With this card you can avail add-on cards for your immediate family members.
    • Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.
    • Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.
    • Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.
    • 24x7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24x7 SBI Credit Card Customer Helpline number.
    • Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.
    • Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499. It will be reversed if the annual spends is Rs.1 Lakh or more.
    Add-on Card Fee NIL
    Interest free credit period 20 to 50 days
    Finance charge 2.5% every month
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 each day)
    Minimum amount due 5% of the outstanding balance
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Finance Charge on Cash Advance 2.5% every month
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Charge slip retrieval fee Rs.225 for each charge slip
    Statement retrieval fee Rs.100 for each statement (in case the statement is a minimum of 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Card replacement fee Rs.100
    Fee for redemption of rewards Rs.99
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees and charges can be changed at any time at the discretion of the bank.

    • Manual Drop Box
    • Over the Counter
    • Electronic Drop Box
    • Cash
    • SBI ATM

    You can make online payment in the following ways:

    • Net Banking
    • SBI Online
    • NEFT Payments
    • SBI Auto Debit
    • SBI Mobile Banking
    • Debit Card
    • Mobile Application
    • Electronic Clearing Services
    • Electronic Bill Payment

    FAQs:

    1. How to get more details about SimplyCLICK Advantage SBI Card?

      You can get more details about SimplyCLICK Advantage SBI Card on the website of SBI Card. You can also contact on the 24x7 SBI Card Customer Helpline number to get the required information.

    2. Is it possible to track the application status of my SBI credit card online?

      Yes, it is possible to track the application status of your SBI credit card online . You can do so on the SBI Card website.

    3. How do I locate the nearest SBI Card Drop Box?

      To locate the nearest SBI Card Drop Box, you have to send a simple SMS to the bank. You have to type ‘PIN PIN CODE’.

    4. Is it possible to manage my SimplyCLICK Advantage SBI Card account online?

      Yes, it is possible to manage your SimplyCLICK Advantage SBI Card account online. You can do so by logging in on the SBI Card website using your User ID and Password.

    5. How to pay the credit card bill?

      You can pay the SBI credit card bill online and offline. You can make offline payment in the following ways:

      

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    Credit Card Reviews

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      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I am holding SBI simply save credit card where the limit of the card is good, EMI options are available but rate of interest was nominal, I am using this card from last two years, card has charges of Rs. 500 but if we purchase for 30 thousands some amount then the annual fee is waived off.
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      , hyderabad
      Reviewed on Sep 12, 2019
    • SBI Cards
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      "Need to enhance the credit limit"
      0.5 5.0/5 "Blown Away!"
      I am holding SBI credit card where the limit of the card is not sufficient and low of 50 thousands. I has taken a card on 6 months before which was processed through bank directly. It is a life time free credit card. For an EMI option charges are nominal. I use this card for shopping and fuel purpose.
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      , chennai
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I am holding SBI Bank SIMPLY SAVE credit card where the card limit is very less on this card, using this credit card from past two years, this card doesn't has much cash back or instant discount offers, there not much rewards points offer on this credit card.
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      , hyderabad
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 3.0/5 "Satisfactory"
      Response time is very slow in customer care service of SBI card. I have a elite card with me and i get a 2bookmyshow voucher free in a month and I'm getting a priority pass in a airport launch and i get a Vistara club membership. I have got a limit of Rs. 6 lakhs and i need to pay the annual fee of Rs. 5600.
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      , coimbatore
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Somehow suitable card"
      0.5 4.0/5 "Great!"
      SBI customer care service is very poor and they don't bothering about the customer. SBI service is not customer friendly. 3 times i was annoyed on their services. I am holding a simplyclick credit card and there is no much discounts, cashback on this card. They have provided me a limit of Rs. 50000.
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding SBI credit card where the limit of the card is good, EMI options are available but rate of interest is very less, cash back offers are also very less, using this card from last two years, card has charges of Rs. 499+GST but if we purchase some amount then the annual fee is waived off.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding SBI credit card which has good offers, credit limit is good, EMI options are available, rate of interest is very high, using this card from 9 months,if we do online purchase we have good offers, also on jewellery purchase there is 5% discount and the customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Super Card"
      0.5 5.0/5 "Blown Away!"
      SBI is a good card to use and the features are like auto renewal process of the fee waiver if i exceeds such amount told by them which is a best thing I'm getting from the card. The card has a annual fee of Rs. 1000 which i don't need to pay if i use more than Rs. 1 lakhs. If i have any rewards points, which i can redeem as a Rs. If i have 100 rewards points which is equal to Rs. 100 which converted into cash.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Best for all transactions"
      0.5 5.0/5 "Blown Away!"
      I do have SBI card their rate of interest is very less interms of minimum amount due, if I spend Rs.10,000 the minimum amount comes only Rs. 300 to 400, they won't add any unnecessary charges they are transparent. I never interacted with them but still the service is appropriate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2019
    • SBI Cards Credit Card
      "Neeed to decrease interest charge "
      0.5 4.0/5 "Great!"
      I have been using SBI bank FBB credit card which was got an offer from other channel. It was an annual fee chargeable of 500 rupees but there is an option for a waiver off for a certain amount usage. Mostly I use for Big Bazaar which I get discount up to 5%. For an EMI option charges are bit high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2019
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding SBI credit card from past 10 years there is no issues with the bank,24/7 customer service is available, card has good credit limit, annual fee is zero, there are no rewards point offer if we book the ticket on IRCTC website for train bookings.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2019
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding SBI credit card from past 1.6 years, where their are good cashback offers, reward points offers are also good, card limit of the card is very good,Their is annual fee charge of Rs. 499+GST applicable and that to refundable if I purchase more.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2019
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have State Bank Of India credit card which was taken through bank directly.I am using this credit card for almost 2 years .This is a free card and i have got the credit card on time without any drawbacks .The credit limit was really good and satisfied according to me .There are good reward points as well as cash back offers .
      Was this review helpful? 0
      , indore
      Reviewed on Sep 11, 2019
    • SBI Cards Credit Card
      "Convenient card"
      0.5 5.0/5 "Blown Away!"
      I hold SBI Simply Save credit card from March 2019 and it was good. I need to pay an annual fee of Rs.500. The credit limit was fine and proper. Also their application is quite convenient. Actually the payment gateway is instant when compared with other banks which helps to far away from late payment charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2019
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using SBI bank simply save credit card for more than 2 months. It is an annual fee chargeable of 499 rupees but there is an option for a waiver off. The credit limit is sufficient for this card. EMI option charges are nominal.I use this card for shopping purpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2019
    • SBI Cards Credit Card
      "Need to imrpove customer service"
      0.5 4.0/5 "Great!"
      I am using SBI bank simply click credit card for more than one year. It is an annual fee chargeable of 499 rupees but there is an option for a waiver off. The credit limit is sufficient of 1 lakh 75 thousands. EMI option charges are nominal which was enhanced. The customer service is no proper response.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 10, 2019
    • SBI Cards Credit Card
      "Superb"
      0.5 4.0/5 "Great!"
      SBI credit card facility is good especially ELITE. The customer service is very excellent on credit card department. But the rate of interest is very higher for EMI conversion when compared with Kotak Mahindra. I am using the card for since 2.5 years. They are giving reward points, EMI conversion is applicable and this card is really superb.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 10, 2019
    • SBI Cards Credit Card
      "They need to improve"
      0.5 2.0/5 "Expected more"
      In SBI, their billing system is not proper. When i pay the bill amount on due date, again they asked me to pay some amount. Their language is in unmannered approach and there is no courtesy in talking with a customer. Anyhow, I'm planning to end up a relationship with SBI Gold card. My limit is Rs. 60000 and they send a bill of Rs. 82000 and they are not specific and the bill is not in a descriptive format which customer unable to understand.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 10, 2019
    • SBI Cards Credit Card
      "Not satisfactory"
      0.5 3.0/5 "Satisfactory"
      I have done the transactions because of forcible merchants and they have overcharged of 9K. I have approached them for refund and the formalities are very long. I have been using IRCTC card and never experienced the benefits. I have blocked the card for time being and am not planning to use it any more but still they are charging me. The charges are on higher side also fraudulent transactions are happening.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 10, 2019
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      It is been 10 months back, I had purchased the visa credit card from SBI and the card is visa. The given credit limit is sufficient and it is a life time free credit card. They have dispatched the card within few days. I am using this card for many purposes based on the usage I get reward points and cash back.
      Was this review helpful? 0
      , lucknow
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