State Bank of India and Karnataka Bank together launched the Karnataka Bank SimplySAVE SBI Card designed keeping in mind conscious spending consumers. The features offered by the card allow the customers to save while they spend.
The Simply SAVE card comes with a bundle of features, rewards, offers and privileges that are designed to cater all the shopping, holiday, fuel and dining needs of the consumers.
Let’s look into the details of the credit card in detail
The fees and charges applicable on the credit card are as follows
The fee levied for late payment is as follows.
|Total Amount Due (Rs.)||Fee (Rs.)|
|0 – 200||Nil|
|201 – 500||100|
|501 – 1,000||400|
|1,000 – 10,000||500|
|Fee Type||Fee (Rs.)|
|Cheque pickup fee||Rs.90|
|Statement retrieval fee||Rs.100 per statement (more than 2 months old)|
|Charge slip retrieval fee||Rs.225 per charge slip|
|Card replacement charge||Rs.100|
|Rewards redemption fee||Rs.99|
|Payment dishonour fee||2% of the payment amount (minimum Rs.450)|
|Cash payment fee||Rs.100|
|Emergency replacement in abroad||Nil|
|Over limit fee||2.5% of the over limit amount (min. Rs.500)|
|Foreign currency transaction fee||3.5% conversion mark-up|
You can apply for a credit card at Karnataka Bank through online or offline methods. If you wish to apply for a card offline, you can visit the nearest branch of Karnataka Bank and fill the application form and submit the documents required. If you wish to apply for a card online, you can visit the website of Karnataka Bank and fill the form online.
Yes, Karnataka Bank is among the top banks in the country. It is highly safe and a Class A Scheduled Commercial Bank and is based in Mangaluru, Karnataka. The bank has a total of 848 branches and 1540 ATMs all across the country.
The annual fee of the SimplySAVE credit card is Rs.499.
The rewards point benefits of the card are as follows:
With the Karnataka Bank SimplySAVE SBI credit card, the following surcharges are given:
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