State Bank of India is one of the top banks across the globe that offers great financial services and products to its customers. The credit cards offered by this bank are unique and come with several perks and privileges that are designed to meet the needs and requirements of the customers. The SBI Simply Save Advantage credit card is designed for shopping needs and also allows you to save a great deal on all your spends.
SBI Simply Save Advantage Credit Card Highlights:
10X Reward Points on movies, dining, groceries and departmental store purchases.
Global acceptance at more than two million visa merchant outlets.
No more fuel surcharge.
Avail fee reversal for annual membership renewal from the second year.
Features of SBI Simply Save Advantage Credit Card
Cash on the Go
You can withdraw cash whenever you want from automated teller machines across the world that accepts Visa or MasterCard cards.
Online Booking of the Railway Tickets
You can book your railway tickets using your SBI Simply Save Advantage card and get them delivered to your address. All you need to do is browse to the IRCTC website and register for free. After this, you must log in with your credentials (username and password) and follow the onscreen instructions to book your ticket. At the payment gateway, you can make use of your SBI Simple Save card to pay for the reservation.
Facility for Utility Bill Payment
You can choose to pay all your electricity bills, phone bills, mobile bills and other utility bills using the SBI Simply Save Advantage credit card.
EMI Balance Transfer
You can save a lot of money while paying the outstanding amount on your credit card. The outstanding balance on the credit cards of other banks can be transferred to your SBI Simply Save Advantage card. This way, you will be able to enjoy lower rates of interest and can pay back in easy monthly installments. In order to avail this service, you must log on you sbicard.com using your user id and password.
Using the Flexipay facility, you can convert all your transactions on the SBI card to easy monthly installments. You must remember that the minimum purchase must be worth Rs 2,500 for availing Flexipay. All you need to do is log on to sbicard.com and convert your purchase to monthly installments. Make sure you do it within 30 days from the date of purchase.
Avail a Cheque or draft against the cash limit and get it delivered at your address using the Easy Money facility.
Benefits of SBI Simply Save Advantage Credit Card
For every Rs 100 that you spend using your SBI Simply Save Advantage credit card you can earn 1 Reward Point. These Reward Points can be used by you to clear your outstanding bills on the credit card. You may also choose to avail gifts using the earned points. You may find the catalogue for the wide range of gifts on the website of the bank. Enjoy 10X Reward Points on all your grocery shopping and purchases at the departmental stores. With this particular SBI credit card, 4 Reward Points amount to Re 1.
Enjoy cashback of Rs 100 on your first withdrawal from an ATM. However, the withdrawal must happen within the first thirty days from the day you get your SBI Simply Save Advantage credit card.
This particular SBI credit card can be used by you at more than 24 million merchant outlets across the globe. In India, you can use the SBI Simply Save Advantage card at 3,25,000 merchant outlets. All outlets that accept MasterCard or Visa will accept your SBI credit card
You can choose to empower your loved ones with additional or supplementary cards. People who can avail these SBI add-on cards are your children, spouse, parents and siblings. The holder of the add-on card must be at least 18 years old.
You can avail of this card against a fixed deposit with State Bank Group. State Bank of India offers an array of credit cards designed to suit different needs of people. The SBI eligibility differs from card to card. Use the eligibility calculator on BankBazaar.com to find out if you are eligible for an IRCTC SBI card, or visit HYPERLINK "http://www.sbicard.com/eapply"www.sbicard.com/eapply and click on 'Help me find a card'.
Documentation Required for SBI SimplySAVE Advantage Credit Card
You need to submit document to support your application and get an approval for the credit card. You need the following documents:
Any one of the following as ID Proof:
UID Aadhar Number
Things to know:
Cheque will not be accepted if they are payable outside clearing the zones. The payment is accepted via local drafts or Cheque that are payable only in Delhi.
Taxes are applicable on all the interest, fees and charges.
You can choose to call the SBI card helpline number anytime you want.
SBI SimplySAVE Advantage Card FAQs
How to check balance Reward Points?
In order to check reward point balance on your SBI Simple Save Advantage credit card, you can to log on to sbicard.com and view the summary of your card. You can also send a text message from your registered mobile number to know about your Reward Point balance. You will also find this piece of information on your credit card statement.
Can I avail Balance Transfer on multiple SBI cards?
No, you can avail Balance Transfer facility will only one SBI card that you own.
Which are the credit cards that I can avail Balance Transfer for?
Balance Transfer facility can be availed for all the different credit cards offered by various banks in India.
Can add-on cardholders use the Easy Money facility?
No, add-on card holders cannot use the Easy Money Facility. Only the primary cardholder can avail Easy Money.
How is the billing for Flexipay done?
You will be billed for your Flexipay as a part of your monthly statements. The first instalment that you have to pay for availing Flexipay facility will be there on your card statement after you book the particular facility.
How is the minimum due calculated?
The minimum due is 5% of Total Outstanding (subject to a minimum Rs. 200) + GST + EMI (in case of loans).
I have paid my balance transfer outstanding but it has not been reflected. Why is this?
There is an order of payment settlement which SBI credit cards follow.
Minimum Amount due
Fees and other charges
Balance Transfer outstanding
If you have a minimum amount due, the money would be directed towards paying that before clearing your balance transfer amount.
Why does SBI require my personal documents?
SBI only needs your PAN card and a valid ID. This is to verify your identification. This is a security measure that is mandatory at all banks.
How do I book railway tickets online?
You can book railway tickets online and have them delivered to your office or home with your SimplySAVE Advantage SBI Card. To book tickets, follow these steps:
Register on www.irctc.co.in for free
Log in to your account with your username and password
Follow the instructions on the website to book your ticket
Make the payment through your credit card
Can I take SimplySAVE Advantage SBI add-on card for a friend?
No, add on cards are available for your immediate family such as your spouse, parents, children or siblings above the age of 18.
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