•  Loading your search... Loading your search...
  • South Indian Bank Simply Save SBI Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    South Indian Bank Simply Save SBI Card

    South Indian Bank and SBI have come together to offer an international credit card called South Indian Bank Simply Save SBI Card. This card has very attractive features and it offers multiple benefits to the cardholders.

    Key Points:

    • 2.5% value back on grocery and departmental store spends.
    • 1 Reward Point per Rs.100 spent.
    • 0% fuel surcharge.
    • Welcome gift of 2000 points.
    • Cashback worth Rs.100 on first ATM withdrawal.

    Benefits:

    • When you spend Rs.2,000 using your South Indian Bank Simply Save SBI Card within 60 days of availing it, you will earn 2,000 bonus reward points as part of the bank’s welcome offer.
    • Earn a cashback of Rs.100 on your first ATM withdrawal. This withdrawal has to be made within the first 30 days.
    • Earn up to 2.5% value back when you use this card to spend money on groceries and at departmental stores.
    • Avail 1 Reward Point for every Rs.100 that you spend using this card.
    • Spend between Rs.500 and Rs.3,000 on fuel at any petrol pump in India and receive a fuel surcharge waiver of 2.5%.

    Features:

    • South Indian Bank Simply Save SBI Card is accepted in more than 24 million merchant outlets in the world.
    • Cardholders of this card can apply for free add-on cards for their family members. The age of an add-on card holder should be above 18 years.
    • Cardholders can withdraw cash in any part of the world from any MasterCard or Visa ATMs.
    • Using your South Indian Bank Simply Save SBI Card, you can easily book railway tickets on the IRCTC website.
    • If you possess this card, you can pay your utility bills online using the Easy Bill Pay Facility.
    • Using this card, you can save money when you pay your credit card dues. The Balance Transfer on EMI facility allows you to transfer the pending balance of your credit card from another bank to your South Indian Bank Simply Save SBI Card account and avail lower interest rates. You will also be able to return the money in instalments.
    • South Indian Bank Simply Save SBI Card holders can convert their transaction of at least Rs.2,500 into monthly instalments using the Flexipay feature.
    • The card offers Easy Money feature, which allows cardholders to avail a cheque/draft against their cash limit. This cheque/draft will be delivered by the bank to their doorsteps.

    Fees and Charges:

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Add-on Card Fee NIL
    Renewal fee Rs.499
    Interest free credit period 20 to 50 days
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.12,000 per day)
    Minimum amount due 5% of the total outstanding balance
    Finance charge 3.35% each month
    Cash Advance fee International ATMs – 3% of the amount transacted (Minimum – Rs.300) SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
    Cheque pick up fee Rs.90
    Charge slip retrieval fee Rs.225 for each charge slip
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Statement retrieval fee Rs.100 for each statement (if the statement is at least 2 months old)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Emergency card replacement fee (when out of India) Actual cost (Minimum - $175)
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Card upgrade fee Rs.200
    Fee for redemption of rewards Rs.99
    Card replacement fee Rs.100
    Finance Charges on Cash Advance Up to 3.35% each month
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Fee for cash payment Rs.100
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge

    The rates/fees & charges may be changed at the discretion of the bank.

    FAQs:

    1. How do I get more details about South Indian Bank Simply Save SBI Card?

      You can get more details about South Indian Bank Simply Save SBI Card from the bank or the website of SBI Card.

    2. How can I redeem my Reward Points?

      You can redeem your Reward Points online on the SBI Card website. You have to login on the SBI Card website using your User ID and Password and then select the products/services you want to redeem your points for.

    3. How do I find the nearest SBI Drop Box?

      To find the nearest SBI Drop Box, you have to send an SMS from your phone to the bank. You have to type ‘PINyour 6 digit Pin Code’ in the SMS. On receiving the SMS, the bank will send you a list of the drop boxes that are present in your area.

    4. How to convert a transaction into Flexipay instalment plan?

      To convert a transaction into Flexipay instalment plan, you have to ensure that its value is at least Rs.2,500. You have to then request the bank to convert it into the Flexipay plan within 30 days of the purchase. You can do so by contacting on the helpline number.

    5. Can I track the card application status online?

      Yes, you can track the card application status online on the website of SBI Card.

    Credit Card Reviews

    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a SBI simply save credit card from last 3 years, i am satisfied with the credit limit in this credit card. If i spend Rs 75000 in a year, my annual fee of Rs 499 will be waived off. Offers like reward points are good in this card and i get this offer on shopping and petrol.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with SBI cards and the experience was good, i am satisfied with the credit limit and i paid an annual fee of Rs 500 for this credit card. I use this card for multipurpose but i did not find any offers on this card. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank State bank of India. I am not satisfied by their credit limit which is Rs, 59,000/-, but i expected around 69,000/-. The customer support is good and well responsive. I can say it is very easy to use the card online and offline transactions too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "SBI credit card"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI and the limit which i have with the card is satisfied,Reward points and cash back is there with the card on purchases. I have redeemed the reward points. I have done EMI conversion.They do charge an annual fee of rs 750 on this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides best services on credit card when compared to other credit cards. Offers like reward points are good in this card and it is easily redeemable. Annual fee will be waived off based on the number of transactions done. I am not satisfied with the credit limit in this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "SBI elite card"
      0.5 4.0/5 "Great!"
      I hold an SBI Elite platinum credit card were i am satisfied with my limit. They do have balance transfer option but i have not yet used. I have done EMI conversion with no cost EMI. The annual charges is 5000 and i get 3 movie tickets on every fort night and gift vouchers.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      The credit card service of SBI is very good, they charged an annual fee of Rs 499 which had to be paid every year for this card. I am happy with the credit limit in this credit card and this credit card is a lifetime free card. I am not interested in offers and net banking is easy to make bill payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "charges for everything"
      0.5 3.0/5 "Satisfactory"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. My annual fee for my card is very high and the late payment charges are also very high by comparing with other credit card charges. When i tried to contact the customer care i always faced a long hold.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. The product name of my credit card is IRCTC Platinum sbi credit card. I am totally satisfied by their credit limit which is Rs.15,000/- which is very low. Whenever i booked train tickets by using the irctc website, they will provide cashback. The customer support is good and well responsive.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The state bank of India credit card service is good . I have got the Sbi simply Click credit card within 15 days of time. The customer support service and the response is good with the State bank of India. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I hold a Tata credit card with State Bank of India. The customer services and response is good. I get a lot of benefits on the card and there are good offers too. The credit limit is good and there are no issues while using the card. The statements are clear.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding the Sbi FBB style up credit card for more than a year. The customer support service is good with the State bank and they give good service to the customers. The credit limit value is good with this FBB style up credit card and I am satisfied using it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 4.0/5 "Great!"
      I use the SBI gold credit card for more than 9 years. The credit limit value is average with this card and still I am satisfied with it. The customer service and the response is good with the State bank of India and they give better response to the customers ,. The benefits are good with the SBI gold credit card and I am satisfied using it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a credit card and there are good deals on the card. The services and response is good. It is a life time free card and the offers are also satisfactory. I can use my card all over and the transactions are smooth and easy and I get notified on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I use the IRCTC platinum Sbi credit card for the first time and I have got this card around a year ago. The customer support service and the response is good with the State bank of India. The credit limit value is low with this card and it would be good if they can increase the credit limit value in future.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have an SBI credit card and i hold a good limit with them. I get good reward points and cash back on the card. Its a life time free card. There is options for EMI and balance transfer but i have not tried using any of these. I have redeemed my reward points. The mobile banking with them is comfortable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Looking for better credit limit"
      0.5 2.0/5 "Expected more"
      I have my credit card approved with SBI and the experience was good, i paid an annual fee of Rs 499 for this credit card and they gave a credit limit of Rs 17000 in this credit card which is less. I use this card for multipurpose and i did not find any offers so far. Customer service was good and they collected documents on time. The process was quite long and it took 1 month to receive the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 4.5/5 "Excellent!"
      The credit card services of SBI is very good, i did not find any transaction issues in this card. I am using this card from last 2 years and there is no annual fee charged for this card. I am satisfied with the credit limit and payment options are convenient for me to make bill payments.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      The state bank of India credit card service is average and I hold the SBI SIMPLY CLICK CARD for the past 7 months. The credit limit value is average with this SBI SIMPLY CLICK CARD and i am satisfied with the credit limit, the customer support service and the response is average with the SBI.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The state bank delivered the credit card within 15 days of time. The customer support service is average with the SBI. The credit limit value is good with the SBI SIMPLY SAVE CARD and I am satisfied with it. I would say State bank gave me good service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.