Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • South Indian Bank Simply Save SBI Card

    South Indian Bank and SBI have come together to offer an international credit card called South Indian Bank Simply Save SBI Card.

    South Indian Bank Simply Save SBI Card Key Highlights

    • Get Rs.100 cashback on your first ATM cash withdrawal within 30 days of receiving the card.
    • Spend between Rs.500 and Rs.3,000 on fuel at any petrol pump in India and receive a fuel surcharge waiver of 1%
    • Earn 1 Reward Point per Rs. 150 spent on all your other spends

    South Indian Bank Simply Save SBI Card Features & Benefits

    Welcome benefits
    • When you spend Rs.2,000 or more in first within the first 60 days, you get 2,000 bonus reward points. Click here to know more
    • Get Rs.100 cashback on your first ATM cash withdrawal within 30 days of receiving the card
    Milestone benefits The annual fee is reversed if you spend Rs.1 lakh or more.
    Reward point benefits
    • Get 10 reward points for every Rs.150 spent on dining, movies, departmental stores and grocery spends
    • Earn 1 Reward Point per Rs. 150 spent on all your other spends
    Fuel Surcharge Waiver Spend between Rs.500 and Rs.3,000 on fuel at any petrol pump in India and receive a fuel surcharge waiver of 2.5%.
    Global Acceptance South Indian Bank Simply Save SBI Card is accepted in more than 24 million merchant outlets in the world.
    Cash Withdrawal Cardholders can withdraw cash in any part of the world from any MasterCard or Visa ATMs.
    Add-On Card Cardholders of this card can apply for free add-on credit cards for their family members. The age of an add-on card holder should be above 18 years.
    Railway Tickets Using your South Indian Bank Simply Save SBI Card, you can easily book railway tickets on the IRCTC website.
    Utility Bill Payment If you possess this card, you can pay your utility bills online using the Easy Bill Pay Facility.
    Flexipay South Indian Bank Simply Save SBI Card holders can convert their transaction of at least Rs.2,500 into monthly instalments using the Flexipay feature.
    Balance Transfer Using this card, you can save money when you pay your credit card dues. The Balance Transfer on EMI facility allows you to transfer the pending balance of your credit card from another bank to your South Indian Bank Simply Save SBI Card account and avail lower interest rates. You will also be able to return the money in instalments.

    South Indian Bank Simply Save SBI Card Fees and Charges

    Type of Fees and Charges Amount
    Annual Fee Rs.499
    Renewal fee Rs.499
    Finance charges Up to 3.35% monthly
    Add-on Card Fee NIL
    Cash Advance fee
    • 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
    • 2.5% of the amount withdrawn or Rs.500 (International ATMs)
    Finance charges 3.50% per month or 42% per annum
    Payment Dishonour Fee 2% of the payment amount; minimum of Rs.450
    Statement request Rs.100 per statement (more than 2 months old)
    Cash payment fee Rs.250
    Late payment fee
    • From Rs.0 to Rs.500 - Nil
    • More than Rs.500 up to Rs.1,000 - Rs.400
    • More than Rs.1,000 up to Rs.10,000 - Rs.750
    • More than Rs.10,000 up to Rs.25,000 - Rs.950
    • More than Rs.25,000 up to Rs.50,000 - Rs.1,100
    • More than Rs.50,000 - Rs.1,300
    Cheque payment fee Rs.100
    Over limit fee 2.5% of the over limit amount; minimum of Rs.600
    Rewards redemption fee Rs.99
    Foreign currency transaction 3.50%

    The rates/fees & charges may be changed at the discretion of the bank.

    FAQs on South Indian Bank Simply Save SBI Card

    1. How do I get more details about South Indian Bank Simply Save SBI Card?

      You can get more details about South Indian Bank Simply Save SBI Card from the bank or the website of SBI Card.

    2. How can I redeem my Reward Points?

      You can redeem your Reward Points online on the SBI Card website. You have to login on the SBI Card website using your User ID and Password and then select the products/services you want to redeem your points for.

    3. How do I find the nearest SBI Drop Box?

      To find the nearest SBI Drop Box, you have to send an SMS from your phone to the bank. You have to type ‘PIN "space" your 6 digit Pin Code’ in the SMS. On receiving the SMS, the bank will send you a list of the drop boxes that are present in your area.

    4. How to convert a transaction into Flexipay instalment plan?

      To convert a transaction into Flexipay instalment plan, you have to ensure that its value is at least Rs.2,500. You have to then request the bank to convert it into the Flexipay plan within 30 days of the purchase. You can do so by contacting on the helpline number.

    5. Can I track the card application status online?

      Yes, you can track credit card application status online on the website of SBI Card.

      

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