Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    • SBI Credit Card Offers Reviews

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    • review Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I do use SBI cards. The annual fee for the card is around 500 rupees. SBI is giving more reward points also I could convert all those points into cash. The credit limit is pretty good. Moreover there are no penalty charges or hidden charges with SBI. I never seen a Bank likes this, which is deducting the amount unnecessarily.
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      , jaipur
      Reviewed on Jun 24, 2017
    • review Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am very much satisfied with the credit limit provided by State bank of India. Its 42000 rupees this card is a chargeable for rupees 2999/-. It has been more than five years, since I am holding this credit card. It is very much convenient for my shopping, it is normal platinum card initially , I was holding gold card as well..
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      , hyderabad
      Reviewed on Jun 12, 2017
    • review Credit Card
      "Good in response"
      0.5 3.0/5 "Satisfactory"
      SBI card has been approved but I did not receive the car yet from the bank. Even there is no response from the bank for the credit card. I never heard anything about the card. Since I help up in other works I could not follow up on this matter. It has been two months when I applied for the card.
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      , jamnagar
      Reviewed on Jun 07, 2017
    • review Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      The relationship with SBI visa credit card is good. They don't have good features no good offer nothing they have so much of drawback so that's why I did not ask to them to enhance my limit it has not been good experience. I am actually planning to close this card and the credit limit they had offered me a limit of 1 lakhs and 2999 is yearly charge for the card.
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      , chennai
      Reviewed on May 15, 2017
    • review Credit Card
      "Comfortable to use"
      0.5 5.0/5 "Blown Away!"
      Since I have an account with State bank of India, I got a credit card from them which is a life time free card. I have cash back offers on my card also they credit reward points often. The credit limit is satisfactory and enough according to my usage. Interest rate is normal.
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      , indore
      Reviewed on May 04, 2017
    • review Credit Card
      "Satisfactory"
      0.5 2.0/5 "Expected more"
      The relationship with SBI visa credit card is good. They dont have good features in terms of balance transfer or It may in offers also,they have so much of drawback so that's why I dint ask to them to enhance my limit it has not been good experience.
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      , bangalore
      Reviewed on Apr 05, 2017
    • review Credit Card
      "Good Bank and Good Service"
      0.5 4.0/5 "Great!"
      I am satisfied with the credit limit provided by State bank of India. But I do not think that I have an option to upgrade my credit limit on yearly basis. The annual fees for my credit card is five hundred rupees. It is very much convenient for my shopping.
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      , pune
      Reviewed on Mar 28, 2017
    • review Credit Card
      "Good for credit card"
      0.5 4.5/5 "Excellent!"
      SBI is much better for credit card services. The reason is, there is no irrelevant and hidden charges as private banks. Also I was offered a life time free credit card. If I have reward points on my card I will utilize that for shopping purpose too.
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      , gurgaon
      Reviewed on Mar 28, 2017
    • review Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have the credit card with the State bank of India and I got it because I do have the salary account with them, also am with them from the last eight to nine years of time. I have not faced any issues with them till now, like I can say its going in the good way.
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      , coimbatore
      Reviewed on Mar 18, 2017
    • review Credit Card
      "Improve customer service"
      0.5 3.0/5 "Satisfactory"
      Very recently, I applied for a credit card with SBI bank. When I approached them for a credit card, they did verification and everything, after which they informed me that they will provide a credit card to me. But, it has almost been one month, i did not receive any kind of response from them.
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      , chennai
      Reviewed on Mar 17, 2017
    • review Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      Very recently, I have started to use a credit card with State bank of India. Well, it is quite good all these months, it has been three months, when I got this card. Offers like reward points, cash back offers are available for my card. Hope for the best.
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      , kozhikode
      Reviewed on Mar 11, 2017
    • review Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I had applied for a car loan very recently. They took one week of time for the process. The credit limit given by them was pretty much sufficient, which is 2L. My documents were collected by their executives on time. About offers and reward points, I do not have much idea because I have yet to use my card.
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      , coimbatore
      Reviewed on Mar 10, 2017
    • review Credit Card
      "Good enough to the customers"
      0.5 5.0/5 "Blown Away!"
      SBI is very good for my credit card. Eveytime they are sending the statement with clear picture of my usage and it is very easy for me to track my usage and the amount spent. Also, the best part is, I could easily convert the reward points which I earn on this credit card.
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      , secunderabad
      Reviewed on Mar 10, 2017
    • review Credit Card
      "Good And Convenient services"
      0.5 4.5/5 "Excellent!"
      The annual fees for my SBI credit card is Rs.5000. I am with SBI for than three years for credit card service. On my every credit card usage, I am getting reward points which is very easy to redeem. It is very convenient for me for shopping purpose.
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      , bhopal
      Reviewed on Mar 09, 2017
    • review Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is very convenient to use. They are providing benefits like reward points, cash back offers like that. There was no hidden charges available on my credit card. I am very comfortable in holding SBI as their customer service is good.
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      , mumbai
      Reviewed on Mar 07, 2017
    • review Credit Card
      "High Rate of Interest"
      0.5 3.0/5 "Satisfactory"
      I banking with SBI for more than 5 years. SBI credit card service is better. I am getting rewards points and benefits but the interest rate on emi is pretty high. I am not satisfied with their interest rate as it is higher than other banks.
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      , chennai
      Reviewed on Mar 04, 2017
    • review Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am fully satisfied with SBI as they are providing a standard service to the customers based on their requirements. The customer service is excellent and appreciable. They are sending proper notification on my due date and their rate of interest and other charges are nominal.
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      , lucknow
      Reviewed on Mar 03, 2017
    • review Credit Card
      "Good service but would be good if no expiry on reward points"
      0.5 4.0/5 "Great!"
      I am holding SBI credit card for more than 3 years. They are providing a good customer service. I am getting reward points on my card, some times I used to get cash back offers. But it would be better if the reward points are valid till I use, because they have a certain period of time, if the reward points are not used in a particular period it will be expired.
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      , noida
      Reviewed on Mar 03, 2017
    • review Credit Card
      "High Rate of Interest"
      0.5 3.5/5 "Pretty good"
      I am holding SBI credit card for long time. The rate of interest provided by SBI is pretty high when we compared with other banks. But the schemes and other services are good. The overall service of SBI is better and it would be nice if they reduce their interest rate.
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      , chennai
      Reviewed on Mar 03, 2017
    • review Credit Card
      "Reduce Interest and Processing fees for EMI conversion"
      0.5 2.0/5 "Expected more"
      Disappointed with SBI Credit card services, I am using this credit card for past 5 years. Rate of interest and Processing fees are high for EMI conversion. reward point is not good, they are not giving exact value for the reward points.Billing process is good, there are no hidden charges.
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      , chennai
      Reviewed on Feb 16, 2017
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    SBI Credit Card Offers is Rated as "Excellent!" by 884 Users

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    SBI Credit Card Offers

    SBI not only has a wide range of credit cards to choose from, but also provides a plethora of exclusive offers and discounts with every card. SBI Credit Cards will open up a whole new world of purchase experience for customers with enviable discounts, EMI offers, online and offline shopping offers. SBI credit cardholders will get offers across all spending verticals like electronics, travel, electronics, online stores, dining and lifestyle. Based on the type of SBI Credit Card offered, customers will be able to enjoy entertainment deals, travel discounts and lifestyle privileges. Also, SBI customers are eligible for EMI offers from various merchant partners.

    Get a Credit Card

    SBI Credit Card Offers

    SBI not only has a wide range of credit cards to choose from, but also provides a plethora of exclusive offers and discounts with every card. SBI Credit Cards open up a whole new world of purchase experience for customers with enviable discounts, EMI offers, online and offline shopping offers. SBI credit cardholders can avail offers across all spending verticals like electronics, travel, electronics, online stores, dining and lifestyle. They also have the option to make purchases on EMI.

    Online Offers from SBI Credit Card

    Here are some of the online offers that SBI credit card customers are eligible for:

    Partner /Merchant Credit Card Type Offer Description Validity
    Zoomin All SBI Credit Cards except SBI Corporate Credit Cards 10% additional discount on purchases. Valid until 10th February, 2017.
    Jet Airways All SBI Credit Cards except SBI Corporate Credit Cards
    • 10% off on Economy class of domestic flights. Promo Code – JETSBIDE
    • 10% off on Premiere class of domestic flights. Promo Code – JETSBIDP
    • 15% off on Premiere class of international flights. Promo Code – JETSBIIP
    • 15% off on Economy class of international flights. Promo Code – JETSBIIE
    		 Valid until 31st March, 2017.
    Airbnb All cards 15% off for first-time users on international bookings. Minimum Booking Value – Rs.10,000. Maximum Discount – Rs.3,500. Valid until 31st March, 2017. Stay period valid until 31st May, 2017.
    Musafir All SBI Credit Cards except SBI Corporate Credit Cards
    • Flat discount of Rs.750 on a minimum spend of Rs.5,000 on domestic flights bookings. Offer available only on the mobile app.
    • Flat discount of Rs.600 on a minimum spend of Rs.5,000 on domestic flights bookings. Offer available only on the website.
    • Flat discount of Rs.2,000 on a minimum spend of Rs.30,000 on international flights bookings. Offer available on the website and app.
    		 Valid on every Tuesday until 14th February, 2017.
    Yatra All Yatra Credit Cards except for Corporate Credit Cards.
    • Discount of Rs.500 on a minimum spend of Rs.3,500 on domestic flight bookings. Offer available only on the mobile app.
    • Discount of 10% (up to Rs.10,000) on the base fare. Discount available on a minimum spend of Rs.30,000 on international flight bookings. Offer available only on the mobile app.
    • Flat discount of 20% (up to Rs.1,500) on a minimum spend of Rs.3,000 on domestic hotel bookings. Offer available on website and mobile app.
    		 Valid until 31st March, 2017.
    MakeMyTrip All SBI Credit Cards except SBI Corporate Credit Cards
    • Rs.150 cashback on a minimum spend of Rs.1,500 to Rs.3,499 on domestic flight bookings made on the website. Promo Code – SBIDFL.
    • Rs.200 cashback on a minimum spend of Rs.1,500 to Rs.3,499 on domestic flight bookings made on the mobile app. Promo Code – SBIDFL.
    • Rs.250 cashback on a minimum spend of Rs.3,500 to Rs.5,999 on domestic flight bookings made on the website. Promo Code – SBIDFL.
    • Rs.500 cashback on a minimum spend of Rs.3,500 to Rs.5,999 on domestic flight bookings made on the mobile app. Promo Code – SBIDFL.
    • Rs.500 cashback on a minimum spend of Rs.6,000 on domestic flight bookings made on the website. Promo Code – SBIDFL.
    • Rs.800 cashback on a minimum spend of Rs.6,000 on domestic flight bookings made on the mobile app. Promo Code – SBIDFL.
    • Rs.1,000 cashback on a minimum spend of Rs.20,000 to Rs.34,999 on international flight bookings. Promo Code – SBIIF.
    • Rs.2,000 cashback on a minimum spend of Rs.35,000 to Rs.99,999 on international flight bookings. Promo Code – SBIIF.
    • Rs.5,000 cashback on a minimum spend of Rs.1,00,000 on international flight bookings. Promo Code – SBIIF.
    • 25% off (up to Rs.5,000) on domestic hotel bookings on the website and mobile app. Promo Code – SBIHOT.
    • 6% off (up to Rs.100) on bus bookings on the website and mobile app. Promo Code – SBIBUS.
    		 Valid until 31st March, 2017.
    Ezeego All SBI Credit Cards except SBI Corporate Credit Cards
    • Flat cashback of Rs.300 on domestic flight bookings. Promo Code – SBIFLIGHTS.
    • Up to Rs.1,500 cashback on international flight bookings. Promo Code – SBIFLIGHTS.
    • Flat cashback of 7% (up to Rs.4,000) on domestic holiday bookings. Promo Code – SBIDHOLS.
    • Up to 7% cashback (up to Rs.5,000) on international holiday bookings of a minimum of Rs.35,000. Promo Code – SBIIHOLS.
    • Flat cashback of 10% (up of Rs.3,000) on domestic hotel bookings. Promo Code – SBIDHOTEL.
    • Flat cashback of 10% (up to Rs.4,000) on international hotel bookings. Promo Code – SBIIHOTEL.
    		 Valid until 31st March, 2017.
    Yatra All SBI Credit Cards except Corporate Credit Cards
    • Avail Rs.1,000 eCash (discount) on a minimum spend of Rs.5,000 on domestic flight bookings made on website or mobile app. Offer available for first time users.
    • Avail Rs.400 eCash (for one-way booking) and Rs.800 eCash (for round trip booking) on a minimum spend of Rs.8,000 on domestic flight bookings made on mobile app.
    • Avail Rs.300 eCash (for one-way booking) and Rs.600 eCash (for round trip booking) on a minimum spend of Rs.8,000 on domestic flight bookings made on website.
    • Avail Rs.1,500 eCash on a minimum spend of Rs.40,000 on international flights booked on mobile app or website.
    • Avail 25% (up to Rs.1,500) on a minimum spend of Rs.4,000 on domestic hotels booked on mobile app or website.
    • Avail 15% (up to Rs.200) on bus tickets booked on mobile app or website.
    • Avail Rs.2,000 off on a minimum spend of Rs.10,000 on Flight+Hotel bookings made on the website.
    • Avail Rs.1,000 off on a minimum spend of Rs.30,000 on domestic holiday bookings. Offer available for bookings made over call.
    • Avail Rs.1,500 off on a minimum spend of Rs.40,000 on international holiday bookings. Offer available for bookings made over call.
    		 Valid until 31st March, 2017.
    Fabhotels All SBI Credit Cards except Corporate Credit Cards
    • Flat discount of Rs.1,000 on a minimum spend of Rs.4,000. Promo Code – SBI1000
    • Book 2 nights, get 1 night stay free at selected destinations. Promo Code – SBI1N.
    		 Valid until 31st March, 2017. Stay period valid until 30th June, 2017.
    Fortune Hotels All cards 10% discount on room bookings. Discount available on the Best Available Rate.   Valid until 31st October, 2017.
    Urbanladder All SBI Credit Cards except Corporate Cards 5% cashback on a minimum spend of Rs.15,000. Minimum Cashback per card – Rs.1,500. Valid until 23rd February, 2017.

    Perfect Credit Card Deals for you

    EMI Deals from SBI Credit Cards

    SBI Credit cardholders have the option to convert their purchases into EMI (Equated Monthly Instalments). EMI offers are available across various verticals such as healthcare, travel, fitness, electronics, and others. Mentioned below are some of the ongoing offers:

    Partner/Merchant Credit Card Type Offer Description
    Vijay Sales All SBI Credit Cards except SBI Corporate Credit Cards Customers can buy a product and choose to pay back the amount in 3, 6, 9 or 12 months EMI. No processing fee or documentation required. An interest rate of 14% per year will be charged.
    Canon All SBI Credit Cards except SBI Corporate Credit Cards Buy anything from Canon and pay back for the same in the form of 6 convenient EMIs. No processing and documentation charges applicable. In addition to this, customers can avail a discount of 3.96% on certain products while availing this EMI option.
    Sharp All SBI Credit Cards except SBI Corporate Credit Cards Customers can convert purchases into EMI of 6, 9 and 12 months with no additional documentation or processing charges. They will also procure a discount of 3.96% on EMI of 6 months, 5.59% on EMI of 9 months and 7.19% on EMI of 12 months.
    Toshiba All SBI Credit Cards except SBI Corporate Credit Cards All products from Toshiba can be purchased and paid back in convenient EMI of 3, 6, 9 or 12 months. No additional processing fee or documents required. The following discounts can be availed for the various tenures:
    • 3 months – 2.29%
    • 6 months – 3.96%
    • 9 months – 5.59%
    • 12 months – 7.19%
    Nikon All SBI Credit Cards except SBI Corporate Credit Cards Customers can procure products from Nikon and pay back in convenient EMI of 6 and 9 months with no other documentation or processing charges. Manufacturer discounts of 4% on 6 month EMI and 6% on 9 month EMI can be availed.
    Voltas All SBI Credit Cards except SBI Corporate Credit Cards Customers can buy products from Voltas and pay for them in convenient EMIs of 3, 6, 9 and 12 months. No documentation or processing charges required. The following discounts can be availed for the various tenures:
    • 3 months – 2.29%
    • 6 months – 3.96%
    • 9 months – 5.59%
    • 12 months – 7.19%
    Lenovo All SBI Credit Cards except SBI Corporate Credit cards Purchase a product from Lenovo and pay for it in 3, 6, 9 or 12 months EMI. No processing fee or documentation required. Avail a discount of 3.96% on 6 months EMI and a discount of 6.35% on 9 months EMI for selected products from the manufacturer.
    Girias All SBI Credit Cards except SBI Corporate Credit cards Buy products and pay in EMI of 3, 6 and 9 months. An interest rate of 14% p.a. will be charged.
    Croma All SBI Credit Cards except SBI Corporate Credit cards Buy products and pay for them in EMI of 3, 6, 9 and 12 months. An interest rate of 14% p.a. may be charged.
    E-Zone All SBI Credit Cards except SBI Corporate Credit cards Buy products and pay for them in EMI of 3, 6, 9 and 12 months. An interest rate of 14% p.a. may be charged.
    Sony Center All SBI Credit Cards except SBI Corporate Credit cards Customers can purchase products from any of the Sony Centres and pay back for the same in 6 EMIs. They can also avail a manufacturer discount of 4.45% on 6 months EMI.
    Pai International All SBI Credit Cards except SBI Corporate Credit cards Buy products and pay for them in EMI of 3, 6, 9 and 12 months. An interest rate of 14% p.a. may be charged.
    Bose All SBI Credit Cards except SBI Corporate Credit cards Products from Bose can be purchased and paid for in EMI of 3 and 6 months. Customers can avail the following discounts from the manufacturer:
    • 3 months – 2.29%
    • 6 months – 3.96%
    HP All SBI Credit Cards except SBI Corporate Credit cards Customers can buy HP products and pay for them in 6 convenient EMIs. No processing charges applicable. They can avail a discount of 3.96% on 6 months EMI from the manufacturer.
    Viveks All SBI Credit Cards except SBI Corporate Credit cards Buy products and pay for them in EMI of 3, 6, 9 and 12 months. An interest rate of 14% p.a. may be charged.
    Sangeetha All SBI Credit Cards except SBI Corporate Credit Cards Buy any item and choose to pay back the amount in 3, 6, 9 or 12 months EMI with no processing fee and no documentation.
    The Mobile Store All SBI Credit Cards except SBI Corporate Credit Cards Customers can buy anything from The Mobile Store and pay back in 3, 6, 9 and 12 months EMI. An interest rate of 14% p.a. may be charged.
    Spice HotSpot All SBI Credit Cards except SBI Corporate Credit Cards Buy products on EMI of 3, 6, 9 and 12 months. An interest rate of 14% p.a. will be charged.
    Lot All SBI Credit Cards except SBI Corporate Credit Cards Buy products on EMI of 3 or 6 months. An interest rate of 14% p.a. will be charged.
    FabFurnish All SBI Credit Cards except SBI Corporate Credit Cards Buy any item and choose to pay back the amount in 3, 6, 9 or 12 months EMI with no processing fee and no documentation.
    Amazon All SBI Credit Cards except SBI Corporate Credit Cards Purchase and pay the amount in 3, 6, 9 or 12 months EMI at an interest rate of just 14% p.a.
    HDFCErgo All SBI Credit Cards except SBI Corporate Credit Cards Choose any insurance product and pay the amount in 3, 6, 9 or 12 months EMI at an interest rate of just 14% p.a.
    BagItToday Excluding SBI Corporate cards, all other SBI Credit Cards. Purchase any product and pay the amount in 3, 6, 9 and 12 months EMI. No Processing fee and no documentation.
    Yatra All SBI Credit Cards except SBI Corporate Credit Cards Choose any travel deal from Yatra and pay the amount back in 3, 6, 9 or 12 months EMI at an interest of 14% p.a.
    SpiceJet All SBI Credit Cards except SBI Corporate Credit Cards Book and pay in 3, 6, 9 or 12 months EMI at an interest rate of 14% p.a.
    UrbanLadder All SBI Credit Cards except SBI Corporate Credit Cards Choose any product and opt for EMI ranging from 3 to 12 months at an interest rate of 14% p.a. Documents or processing fee not needed.
    Flipkart All SBI Credit Cards except SBI Corporate Credit Cards Pay for purchases in EMI of 3, 6, 9 or 12 months at an interest rate of 14% p.a. No extra processing charges.
    Saholic All SBI Credit Cards except SBI Corporate Credit Cards Buy and pay in EMI of 3, 6, 9 and 12 months at no extra documentation or processing charges. An interest rate of 14% p.a. will be charged.
    EmiBazaar All SBI Credit Cards except SBI Corporate Credit Cards Shop for any product and pay back in 3, 6, 9 or 12 months EMI. Documentation is not required.
    Principal Retirement Advisors All SBI Credit Cards except SBI Corporate Credit Cards Select a financial product and pay the amount in 3, 6, 9 or 12 months EMI. An interest rate of 14% p.a. will be charged.
    MakeMyTrip All SBI Credit Cards except SBI Corporate Credit Cards Book and pay in EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. will be charged.
    Dell All SBI Credit Cards except SBI Corporate Credit Cards Purchase from Dell and choose to pay back the amount in 3, 6, 9 or 12 months EMI at an interest rate of 14% p.a.
    Paytm All SBI Credit Cards except SBI Corporate Credit Cards Shop and pay the amount in 3, 6, 9 or 12 months EMI. No processing fees or documentation required.
    PepperFry All SBI Credit Cards except SBI Corporate Credit Cards Buy any furniture or lifestyle product and opt for up to 12 months EMI to pay back the amount. No processing fee or documents required.
    Infibeam All SBI Credit Cards except SBI Corporate Credit Cards Buy any product and convert the purchase to EMI at an interest rate of just 14% p.a. Customers can choose up to 12 months EMI.
    Snapdeal All SBI Credit Cards except SBI Corporate Credit Cards Buy any product and convert the bill amount to affordable EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. will be charged. No documentation or processing fee required.
    ShopClues All SBI Credit Cards except SBI Corporate Credit Cards Buy any product using SBI Credit Card and convert the purchase to 3, 6, 9 or 12 months EMI. No processing fees or documentation required.
    HouseFull All SBI Credit Cards except SBI Corporate Credit Cards Choose any product and opt for affordable EMI option with a tenure of 3, 6, 9 or 12 months at just 14% p.a. Documents are not needed.
    Hitachi All SBI Credit Cards except SBI Corporate Credit Cards Buy on EMI of 3, 6 or 9 months at an interest rate of 14% p.a. Avail a discount of 2.29% for 3 months, 3.96% for 6 months and 5.59% for 9 months on selected products from the manufacturer.
    Reliance Digital All SBI Credit Cards except SBI Corporate Credit Cards Customers can choose 3, 6, 9 or 12 months EMI to pay back the bill value for purchases made at Reliance Digital outlets.
    LG All SBI Credit Cards except SBI Corporate Credit Cards Buy anything and pay for it in 3, 6 or 9 months EMI. An interest rate of 14% p.a. will be charged. Avail the following discounts for different tenures:
    • 3 months – 2.29%
    • 6 months – 1.5%
    • 9 months – 3%
    LG All SBI Credit Cards except SBI Corporate Credit Cards Buy anything and pay for it in 3, 6, 9 or 12 months EMI. An interest rate of 14% p.a. will be charged. Avail the following discounts for different tenures:
    • 3 months – 2.29%
    • 6 months – 3.96%
    • 9 months – 5.59%
    • 12 months – 7.19%
    Sargam All SBI Credit Cards except SBI Corporate Credit Cards Customers can buy products and pay in EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. will be charged.
    Poorvika Mobile World All SBI Credit Cards except SBI Corporate Credit Cards Customers can buy products and pay in EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. will be charged.
    UniverCell All SBI Credit Cards except SBI Corporate Credit Cards Buy products and pay for them in EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. may be charged.
    More Megastore All SBI Credit Cards except SBI Corporate Credit Cards Buy any product and pay for it in 3, 6, 9 or 12 months EMI. An interest rate of 14% p.a. may be charged.
    Planet M All SBI Credit Cards except SBI Corporate Credit Cards Buy any product and pay for it in 3, 6, 9 or 12 months EMI. An interest rate of 14% p.a. may be charged.
    Easy Day All SBI Credit Cards except SBI Corporate Credit Cards Buy any product and pay for it in 3, 6, 9 or 12 months EMI. An interest rate of 14% p.a. may be charged.
    Kaya Skin Clinic All SBI Credit Cards except SBI Corporate Credit Cards Enjoy services or buy any product and pay for the same in EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. may be charged.
    Snap Fitness All SBI Credit Cards except SBI Corporate Credit Cards Choose EMI options when you use your card at Snap fitness. No documentation requirements. Customers can choose between EMI of 3, 6, 9 or 12 months.
    Samsung All SBI Credit Cards except SBI Corporate Credit Cards Buy any product from Samsung and choose to pay back in 3, 6, 9 or 12 months EMI with no extra processing charges. An interest rate of 14% p.a. will be charged. Also avail the following discounts on various EMI tenures:
    • 3 months – 2%
    • 6 months – 3.5%
    • 9 months – 5%
    • 12 months – 6%
    Samsung Mobile All SBI Credit Cards except SBI Corporate Credit Cards Buy any product from a Samsung SmartCafe and pay for it in EMI of 6 or 12 months. Avail the following discounts on selected products from the manufacturer:
    • 6 months – 3.96%
    • 12 months – 4% or 7.2% (depends on the product)
    Apple Store All SBI Credit Cards except SBI Corporate Credit Cards Buy a product and pay the amount back in 6, 9, 12, 18 or 24 months EMI. Avail the following discounts from the manufacturer:
    • 6 months – 3.96%
    • 9 months – 5.59%
    • 12 months – 7.19%
    • 18 months – 10.95%
    • 24 months – 14.07%
    Minimum transaction amount – Rs.19,500 for 18 and 24 months EMI. Interest rate – 14% p.a. for 6, 9 and 12 months and 15% p.a. for 18 and 24 months.
    Sony Mobile Store All SBI Credit Cards except SBI Corporate Credit Cards Customers can procure products from the Sony Mobile Store at EMI of 6 and 12 months without paying additional processing charges. Documentation is also not necessary. They can enjoy the following discounts from the manufacturer:
    • 6 months – 4.45%
    • 12 months – 8.08%
    Big C All SBI Credit Cards except SBI Corporate Credit Cards Buy products on EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. will be charged.
    Nokia Mobiles All SBI Credit Cards except SBI Corporate Credit Cards Buy products on EMI of 6 or 12 months. Avail a discount of 3.96% on 6 months EMI from the manufacturer on selected products.
    LG Mobiles All SBI Credit Cards except SBI Corporate Credit Cards Buy products on EMI of 3 and 6 months. Avail the following discounts from manufacturers:
    • 3 months – 2.29%
    • 6 months – 3.9%
    VLCC All SBI Credit Cards except SBI Corporate Credit Cards Customers can purchase products or avail services at VLCC and pay for them in EMI of 3, 6, 9 or 12 months. Avail the following discounts from the manufacturer:
    • 3 months – 2.29%
    • 6 months – 3.96%
    • 9 months – 5.59%
    • 12 months – 7.19%
    Vibes All SBI Credit Cards except SBI Corporate Credit Cards Customers can visit the closest Vibes outlet to avail their services and pay for them in EMI of 3, 6, 9 or 12 months at an interest rate of 14% p.a.
    Sleepwell All SBI Credit Cards except SBI Corporate Credit Cards Buy and pay in EMI of 6 or 12 months. Avail a discount 3.96% on 6 months EMI. Discount is available on selected products only.
    Country Club Fitness Club All SBI Credit Cards except SBI Corporate Credit Cards Avail services and pay for the same in EMI of 6, 9 or 12 months. An interest rate of 14% p.a. may be charged.
    Dr. Batra’s All SBI Credit Cards except SBI Corporate Credit Cards Buy and pay in EMI of 3, 6, 9 or 12 months. Avail the following discounts from the manufacturer on selected products:
    • 3 months – 2.29%
    • 6 months – 3.96%
    • 9 months – 5.59%
    • 12 months – 7.19%
    An interest rate of 14% p.a. may be charged.
    Talwalkar’s All SBI Credit Cards except SBI Corporate Credit Cards Customers can avail services from Talwalkar’s and pay back in EMI of 3, 6, 9 or 12 months. Processing fee is not required. An interest rate of 14% p.a. may be charged.
    Prestige Kitchen Appliances All SBI Credit Cards except SBI Corporate Credit Cards Customers can buy products from Prestige and pay for the same in easy installments of 3, 6, 9 or 12 months. Documentation is not needed.
    GoIndigo.in All SBI Credit Cards except SBI Corporate Credit Cards Customers can use their credit card to procure services at GoIndigo.in and pay for same in convenient EMI of 3, 6, 9 or 12 months.
    Goibibo.com All SBI Credit Cards except SBI Corporate Credit Cards Customers can pay for services on goibibo.com through convenient EMI of 3, 6, 9 or 12 months. Documentation and processing fee is not required.
    Emirates All SBI Credit Cards except SBI Corporate Credit Cards Book and pay in EMI of 3, 6, 9 and 12 months. An interest rate of 14% p.a. will be charged.
    Tata AIG Insurance All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.
    Royal Sundaram General Insurance All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.
    SBI Life Insurance All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.
    Religare Health Insurance All SBI Credit Cards except SBI Corporate Credit Cards Buy an insurance policy and pay for it in 3, 6, 9 or 12 months EMI. An interest rate of 14% p.a. will be charged.
    Apollo Munich Health Insurance All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.
    Bajaj Allianz All SBI Credit Cards except SBI Corporate Credit Cards Customers can use Convert2EMI option to pay their insurance premiums in 3, 6, 9 or 12 months EMI. An interest rate of 14% p.a. will be charged.
    Bharti Axa General Insurance All SBI Credit Cards except SBI Corporate Credit Cards Applicants can use the Convert2EMI option to pay their life insurance premiums in EMI of 3, 6, 9 or 12 months. An interest rate of 14% p.a. will be charged.
    Future Generali All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.
    Aviva Life Insurance All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.
    Reliance General Insurance All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.
    IFFCO-Tokio All SBI Credit Cards except SBI Corporate Credit Cards Customers can use the Convert2EMI option to pay in installments of 3, 6, 9 and 12 months.

    Shopping Offers from SBI Card

    SBI Credit Cardholders get exciting shopping offers and exclusive discounts - both at online stores and physical stores. Mentioned below are some of these offers:

    Partner/Merchant Credit Card Type Offer Description Validity
    HP All SBI Credit Cards except Corporate Cards
    • Spend a minimum of Rs.35,000 and avail 5% cashback on EMI and non-EMI transactions at HP World Stores.
    • Spend a minimum of Rs.35,000 and avail 5% cashback on EMI transactions at selected stores.
    		 Valid until 23rd February, 2017.
    Baazar Kolkata All SBI Credit Cards except Corporate Cards 5% cashback on a minimum spend of Rs.1,500. Maximum discount – Rs.500 Valid until 12th February, 2017.
    Apple Products All SBI Credit Cards except Corporate Cards
    • Buy Apple iPad on EMI of 6, 9, 12, 18 or 24 months and avail cashback of Rs.4,000.
    • Buy Apple Macbook Air, Apple Macbook Pro with Touch Bar and Apple Macbook Pro on EMI of 6, 9, 12, 18 or 24 months and avail extra cashback of Rs.7,000.
    		 Valid until 9th April, 2017.
    Exclusive Offers in Aurangabad All SBI Credit Cards except Corporate Cards Avail exclusive discounts at selected stores. Valid until 31st March, 2017.
    Exclusive Offers in Chandigarh All SBI Credit Cards except Corporate Cards Avail exclusive discounts at selected stores. Valid until 31st March, 2017.

    Apart from the offer mentioned above, SBI Credit Card partners with premier Lifestyle brands to offer discounts and special offers.

    Dining Offers from SBI Card

    SBI offers various dining benefits to its credit card customers. Cardholders have to just use their credit card at premium dining outlets to gain special discounts and privileges. SBI Credit Card dining offers varies based on the cities where the credit cardholder is located.

    Partner/Merchant Credit Card Type Offer Description Validity
    Fortune Hotels All Cards 10% discount on Buffet at All Day Dining Restaurants of participating hotels. Valid until 31st October, 2017.
    Happy Dining Mumbai All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Delhi All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Jaipur All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Indore All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Hyderabad All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Pune All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Chandigarh All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Lucknow All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Ahmedabad All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Vadodara All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Chennai All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.
    Happy Dining Kolkata All SBI credit cards Customers can enjoy a discount of 15% at partner restaurants across the city. The full list of participating restaurants in available on the SBI card website. Valid until 30th March, 2017.

    Visa Offers on SBI Cards

    Mentioned below are some Visa offers that customers can enjoy on SBI Credit Cards:

    Partner/Merchant Credit Card Type Offer Description Validity
    abof All SBI Visa Credit Cards except Corporate Cards Avail discount of Rs.500 on a minimum spend of Rs.1,495. Valid until 31st August, 2017.
    Puma All SBI Visa Credit Cards except Corporate Cards Avail 10% discount on purchases made on the website. Valid until 24th July, 2017.
    Joyalukkas All SBI Visa Credit Cards except Corporate Cards
    • 25% off on gold jewellery making charges.
    • Avail 1 gram gold coin for free when you purchase Rs.50,000 worth diamond jewellery.
    		Valid until 31st March, 2017.

    Before making any purchases, cardholders can ask the merchants for available offers. Most offers have a validity date and customers should make sure that they avail offers before this date expires.

    Credit Card Other Offers:

    Paytm Credit Card Offers

    Myntra Credit Card Offers

    Flipkart Credit Card Offers

    Amazon Credit Card Offers

    BookMyShow Credit Card Offers

    MakeMyTrip Credit Card Offers

    Credit Card Offers on Gold Purchase

    Goibibo Credit Card Offers

    Big Basket Credit Card Offers

    News Related to SBI Credit Card Offers

    • Qatar Airways offering discounts on SBI Cards

      Qatar Airways, one of the most famous airlines in the world, is offering discounts on State Bank of India cards—both debit and credit.

      This offer came into effect after the two companies came into a business arrangement,wherein the airliner will offer 15% off on business class tickets and 10% discounts on economy tickets for Europe, Africa, and the US.

      A spokesperson released on the companies’ regard and said that this offer will be valid from April 7 to September 30 of this year.

      Senior Manager for Qatar Airways, Subcontinental India, also spoke on the latest deal and said that the arrangement helps make use of State Bank of India’s corporate customers.

      This news comes into light after it was reported that Qatar Airways is working to open a domestic wing specifically to cater to Indian fliers.

      27th March 2017

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