You can easily transfer the outstanding amount available on your other bank credit card to the SBI credit card. This unique feature is available to all SBI credit cardholders. With the Balance transfer facility, you can easily repay the credit outstanding at a lower interest rate. The repayment options are very flexible and convenient.
Interest Rate and Processing Fee
Other Bank's Credit Card Balance Transfer
The balance transfer facility will be applicable for all credit cards by the State Bank of India.
The balance transfer facility can be availed for a minimum amount of Rs.5,000 and a maximum of up to 75% of the credit limit.
For all credit cards other than VISA, a cheque will be given for the balance transfer amount. For VISA credit cards, the amount will be transferred through VISA money transfer.
For metro cities, the cheque for the balance transfer amount will be sent within 3 working days. For other cities, it may take up to 5 working days.
No, the balance transfer facility will be applicable only on the primary credit card.
Only after your current balance transfer amount has been paid in full, you can avail the balance transfer facility for the second time..
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