Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 27 SBI Balance Transfer
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    2999
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    Rs.750 Amazon voucher free Ad Paperless approval available
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    499
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  • SBI Balance Transfer is Rated as "Great!" by 4141 Users

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    SBI Balance Transfer

    Overview

    You can easily transfer the outstanding amount available on your other bank credit card to the SBI credit card. This unique feature is available to all SBI credit card holders. With the Balance transfer facility, you can easily repay the credit outstanding at a lower interest rate. The repayment options are very flexible and convenient. SBI offers two Balance transfer plans for the customers to choose from, as per their requirements.

    Methods of Availing Balance Transfer Facility

    Logging in to the SBI credit card account online and requesting balance transfer

    Sending an SMS from the registered mobile number to 56767 with the message text “BT”.

    Calling the Bank’s support center at 1860 180 1290 for BSNL/MTNL customers and at 39 02 02 02 for others.

    Balance Transfer Plans and Charges

    • 0% interest for 60 days - Under this plan, the processing fee charged is 2% or Rs. 199, whichever is the highest.
    • 1.7% interest per month for 180 days – Under this plan, there is no processing fee charged.
    • Benefits of SBI Credit Card Balance Transfer
    • With the SBI Credit Card Balance Transfer facility, the consolidation of all your credit card outstanding amount is made possible and hence repayment is easier.
    • The payment options are very flexible and convenient.
    • The interest rates are attractively low, therefore, you can save more money while repaying your credit card outstanding amount.
    • It takes only 3 working days to complete the transfer of the outstanding amount from the other bank VISA credit card account to the SBI credit card account.
    • If your other Bank credit card is not a VISA card, then you will receive a Cheque for the same within 5 working days.

    Eligibility Criteria for Availing Balance Transfer Facility

    In order to be eligible to avail the SBI balance transfer facility, the customer has to fulfil the following criteria:

    • Must be Indian Residents who holds a valid SBI credit card. Those who are involved in illegal acts/ disputes or are marked as ineligible by the SBICPSL cannot avail this facility.
    • Only the primary cardholder can request a balance transfer from a credit card in his/her name.

    Features of SBI Balance Transfer Facility

    • The minimum amount set for balance transfer is Rs. 5,000 and the maximum amount that can be transferred is 75% of the credit limit available on the SBI credit card.
    • The finance charges applicable on purchases made on the card subsequently, will be 3.35% per month.
    • If the customer wishes to cancel the Balance Transfer process, the request should be placed within 45 days of booking the same. Fees and charges paid for the Balance Transfer process will be reimbursed to the customer. However, if the customer has received the Cheque and it has been cleared and credited to the cardholder’s account, the charges will not be reversed.
    • Balance Transfer that has been processed via VISA Money Transfer also cannot be reversed after the request has been processed.
    • This option is available only to the primary cardholder and does not extend to any additional or supplementary cardholder.
    • The Balance Transfer Cheque issued to the customer will be payable at any branch of State Bank of India available across India.
    • Visa Money Transfer facility will be available only to those who hold a Visa Credit Card.
    • Among the fees and charges levied for the Balance Transfer process, Swachh Bharat Cess will be levied at 0.5% and government service tax will be levied at 14%.
    • For those who have opted for a standing instruction or Auto Debit facility to repay the outstanding amount due on your SBI credit card, the Total Amount Due on the card which includes the Balance Transfer Amount as well as other applicable charges will be debited from the customer’s bank account on the due date.

    Perfect Credit Card Deals for you

    Credit Card Reviews

    • SBI Cards Credit Card
      "Very good services & response"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is good on the credit card offers. The credit limit is to my satisfaction and the transactions are smooth and there is no decline in the transactions. The benefits are good and the rewards are also useful. The charges are also normal.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Till date no issues"
      0.5 4.0/5 "Great!"
      I also bank with State Bank of India for the credit card and the bank has been pretty good. They have a lot of decent deals and the limit is also nice and the transactions are smooth. The charges are normal and there are no issues in the statement and billing cycle.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Annual fee and interest should be reduced"
      0.5 4.5/5 "Excellent!"
      SBI reward point and credit limit is good, so far I didn't get any offers. I am holding SBI simple click card it has the annual fee of Rs. 499. But there was no joining fee, I got my first month statement. I fine with bill amount but annual fee and interest rate is the concern.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Cash backs with FLIPKART"
      0.5 3.0/5 "Satisfactory"
      With SBI I hold a Platinum credit card. I used to get reward points and cash back on flipkart with 10%. The interest charges are too high. The annual charge for card maintenance is 799. There are no hidden charges which is charged by SBI on its credit card.
      Was this review helpful? 0
      , samastipur
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      I got 2000 reward point for the joining of SBI credit card, I could the redeem the points into cash back. I am holding simply save card it really good and it has sufficient credit limit. I paid one month credit card payment, I am satisfied with the bill amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Overall good. Can do better"
      0.5 3.0/5 "Satisfactory"
      State Bank of India could have checked my transactions on my other credit card and then processed my card. They have offered me a simply save card and the process is good. The services are good but the credit limit is less. I got a limit of one lakh only.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 6-7 months, i find this credit card very useful as i do all my transactions in this credit card. I pay an annual fee of Rs 500 which has to be paid every year for this credit card. Offers like cash back is good in SBI credit card. I use this card for online shopping and petrol. I am also satisfied with the credit limit.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      As I'm a long time customer with State bank of India for around 12 years they offered me a credit card and I accepted it and took it. I have been using their Maxima credit card for 5 year and 3 months now and till now it is a very good card for me. The annual fees of Rs. 599 applied to this credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Easy to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum credit card with SBI. For the past 2 years i am using this credit card. They provide some reward points. I use this points to buy some gifts and they even provide some vouchers. The annual charge for card maintenance is 500 rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Quality service"
      0.5 4.0/5 "Great!"
      I chosen Simple save credit card because its a life time free credit card and also their charges are less. They do have some good reward point but I am not aware of that completely. First bill got generated, they gave gate 25th nov, I am okay with the minimum due amt and out standing amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with SBI. I got a Simply click credit card. The credit limit was above 50K. They took longer time to dispatch the card. They provided doorstep for documents, after collection there was no update. It would be better if they update the status.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and they are doing great on the card. I get offers from time to time and there are no issues while using the card. All my transactions goes through smoothly and there are no charges for the card. They have given me a decent limit too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Poor Service"
      0.5 2.0/5 "Expected more"
      As I'm a long time customer with State bank of India for around 12 years they offered me a credit card and I accepted it and took it. I have been using their State bank of India's Travels credit card for 12 years now and till now there needs to be lot of changes and improvements needed from the bank's side.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card with State bank of India. I have been using their State bank of India's Simply Save credit card for the last 6 months now and till now it is a good card for me. There is Rs. 499 annual fees applied to this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Not bad not good"
      0.5 4.0/5 "Great!"
      I have credit card with SBI . The have offered simply save credit card and the credit limit was 62,000 which was satisfactory . The customer service and responses were not up to the mark. I did not receive the reward points till date so I am a bit disappointed here . I have no idea about the interest rate and charges . My overall experience was average.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      State Bank of India is overall good with the credit card deals and there are no hassles in the customer services. I get a proper credit limit and the card is accessible every where. The statements are good and I received it on time. The reward points system is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI. The credit limit was 50,000 and they have offered simply save International credit card . The customer service and responses was up to the mark. I had a very good and excellent credit card process here My overall experience was good and Its recommendable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Its Better"
      0.5 4.5/5 "Excellent!"
      I am holding FBB SBI STYLEUP Card, it has annual fee of Rs. 500 but I am not sure about the waiver of yearly fee. SBI gave me nominal credit limit but they are good in remaindering the credit card bills like due date, minimum amount due etc. I am fine with this card .
      Was this review helpful? 0
      , noida
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good Keep On Discount"
      0.5 5.0/5 "Blown Away!"
      SBI gold card provides lot of offers, they linked with lot of vendors I will get extra discount on purchase. They offers me reward points for all transaction, I have redeemed point to get discounts on some merchandise. Limit of card is also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a very good credit limit offered by SBI for my credit card service the customer service was good the offers are good also they provide me with good offers and reward points and the interest rate and fees and charges they offered me was good,it was a fine experience with SBI for my credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
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