Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Standard Chartered Credit Card Balance Transfer

    Standard Chartered offers an easy procedure to make outstanding balance transfers from other bank credit cards to a customer’s Standard Chartered credit card. Customers can make an application on the Standard Chartered website or send an SMS to activate this feature. Standard Chartered will deliver the draft to the customer’s doorstep within seven working days.

    Features and Benefits of Standard Chartered Credit Card Balance Transfer

    The following are the key features of the Balance Transfer process offered by Standard Chartered Bank.

    • Customers can make balance transfers to up to Rs.5, 00,000 onto a Standard Chartered credit card from other credit cards.
    • The interest rate charged by Standard Chartered on a balance transfer is 0.99% per month for the first six months of the repayment tenure.
    • After the completion of the 6-month tenure, the applicable interest rates will be as per the customer’s existing Standard Chartered credit card interest rates.
    • Standard Chartered customers do not have to submit any kind of documentation to use the balance transfer facility.
    • The repayment need not be done via any additional monthly instalment or through post-dated cheques.
    • Standard Chartered credit card holders have to make a monthly repayment that is equivalent to 5% of the outstanding balance.

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