Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IDBI Bank Credit Card Balance Transfer

    IDBI Bank allows you to consolidate the outstanding amount on many credit cards that you have into one account. This can be done via balance transfer. You should however, keep in mind that the bank will charge you a processing fee.

    Eligibility Criteria for IDBI Bank Credit Card Balance Transfer

    • You are an existing customer of IDBI Bank.
    • You need to have a credit card from IDBI Bank.

    Please note that IDBI Bank will look into its internal policies, your available credit limit, and repayment history.

    Features and Benefits of IDBI Bank Credit Card Balance Transfer

    • The amount will be credited within 2-3 working days
    • You can schedule all recurring payments
    • You can track your credit card bill payments

    How to Apply for IDBI Bank Credit Card Balance Transfer

    You can contact IDBI Bank's credit card customer care:

    • 1800 209 4324

    FAQs on IDBI Bank Credit Card Balance Transfer

    1. Can I cancel the credit card balance transfer?

      You can cancel your balance transfer process during the free lookup period. This will help you avoid the foreclosure charges.  You should do this within the first ten days of booking for the balance transfer. After the free lookup period is completed, you have to pay some fee.

    2. What are the account balances that are included in a IDBI Bank balance transfer?

      An account balance can be done from a financial institution. You can also do a balance transfer for Visa credit cards Please note that the balance has to be in the name of the primary account holder.

    3. Will I earn reward points when I make a balance transfer from one credit card to another?

      No, you will not earn any reward points when you make a balance transfer.

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