Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The offers at Axis Bank is good on the credit card and there are no charges taken for it annually. The online banking is clear as I am able to check the statements and all my transactions that I do. I also get the message instantly as soon as my card is used.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      Customer service is good one with the Axis bank credit card and am having it from the last four years of time, also the response is good one with them. I have not received any offers with the Axis bank for this long tenure and the credit limit value is almost good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      Since I maintain savings account with Axis bank, I applied for the credit card with the same bank. But I did not receive credit card from them, it was very disappointed also I did not receive proper response and the customer service for the card application.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      AXIS is giving higher reward points and cash limit is good compared to other credit card, I am using VISA credit card. Whenever I used to shop with Flipkart they are giving 5% of discount at online shopping, I am very fine to use this AXIS credit card.
      Was this review helpful? 1
      , hosur
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The credit card will be free of annual fee if I use the card to the certain limit. I am using Axis credit card, I use whenever I required so I am not more concerned about the credit limit and all those stuffs. This card is very much helpful whenever I am in need.
      Was this review helpful? 0
      , bhiwadi
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Good offers"
      0.5 5.0/5 "Blown Away!"
      Axis bank has given me the benefit of a credit card and they have also given me decent credit limit. The overall services are good and the statements are sent to me on time and the bank has a convenient billing cycle. The offers are good and so is the limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Useful"
      0.5 3.5/5 "Pretty good"
      I am having the credit card with the Axis bank and the services are fine one with them. Credit limit value is good like its around 1.2 lakh Rupees, which is more than fair enough. Customer service is fine one with the Axis bank credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I would like to say Axis bank credit card is the best one because of the services, interest rate and the offers. Response is good one with the Axis bank credit card . Credit limit value is around 80000 Rupees but its a kind of okay, also there are no advantages.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Nice features and services"
      0.5 5.0/5 "Blown Away!"
      I hold a life time free credit card of Axis bank , also I am happy with the offers like cash back and reward points. There are a lot of offers like online discounts as well and the bank has flexible EMI options too, which makes it more convenient to make the payments.
      Was this review helpful? 0
      , jalgaon
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      Since I am holding savings account with Axis bank, they offered me credit card. But I am not happy with the credit card services, because there is no attractive offers and no proper customer service with Axis bank. As I received the card I am holding it.
      Was this review helpful? 0
      , mysore
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I do hold AXIS bank credit card from the last 3 years, I am a long time customer of AXIS. Advantages like I used to get free coupons even their customer service is exceptional with them, also their response too. Online services are fine and there are no worries absolutely.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Helpful & Excellent services"
      0.5 5.0/5 "Blown Away!"
      Axis bank has been very helpful for me on the credit card. I had to pay my bill payments and they helped me pay it on the EMI basis which was very convenient for me. There are other offers on the card and discounts as well. The limit is good and satisfactory.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I am using Axis bank credit card for more than nine years of time. Based on the salary account they have offered me this also they have not much a discounts on the cards which I was expecting but they have good offers and this card is life time free credit card and the credit limit they have offered me is 65000 rupees.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I do have Axis bank credit card from the last two years of time. Its like the normal card and it does not have any specification to mention. Credit limit value is around 1.4 laks Customer service is okay with them and I cant say its much good. Its chargeable card for 500 annually but no discounts on the card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say Axis bank is best one to get the personal loan , as per my consideration because they are prompt and fast in service. Within three to four days of time , the loan amount got disbursed to my account. Response is good one with them.
      Was this review helpful? 0
      , silchar
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      There are no great offers with this AXIS BANK NEO CREDIT CARD , using this card only for the credit limit. I am using this Neo card for past 1 year. I don't redeem the reward points with this card . I am happy with credit limit, The bill payment is easy to do via net banking.
      Was this review helpful? 0
      , pune
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Very good services"
      0.5 4.0/5 "Great!"
      Axis bank has offered me a credit card and there are no charges taken on it. The features on the card are the normal basic benefits like other banks provide. The statements has always been on time and the details on it is clear as well. The customer support team are helpful.
      Was this review helpful? 0
      , gulbarga
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I received life time free credit card with Axis bank as I have very good balance in my account. The credit limit is satisfactory and I have no issues on it. As I am prompt in the payment I do not have any worries about the rate of interest. Customer service is not really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Hardly a year now since I started to use AXIS MY ZONE credit card. I get ample of benefits from this card like reward points, cash back and fuel surcharge waiver. I also get some additional benefits in shopping offers. It has got a limit of 25k also I am happy using this card. In an nutshell good service provided by AXIS.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      For the last 3 years I am using My Choice Credit Card of AXIS. The reward points, cash back points are very much available. There is no fuel surcharge waiver on this card. I am pretty much happy with the credit limit too. Overall AXIS bank provides very good service.
      Was this review helpful? 1
      , delhi
      Reviewed on May 22, 2017
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    Axis Bank Balance Transfer is Rated as "Excellent!" by 2015 Users

    Credit Card BYTES FROM OUR KITCHEN

    Axis Bank credit card holders can use the balance transfer facility offered by the bank to consolidate the outstanding amount available on their other bank credit cards. A customer can place single request or multiple requests for Balance Transfer from one other bank or many issuing banks. The maximum number of times that a balance transfer can be made in your Axis Bank credit card account is four.

    Features and Benefits of Axis Bank Credit Card Balance Transfer

    • The minimum amount that can be transferred from other bank credit card to Axis Bank credit card is Rs.5000.
    • The Demand Draft in favour of the other Bank credit card account will be mailed to the cardholder’s address. The card holders has to submit the same to his/her respective Bank in order to initiate the balance transfer.
    • The finance charges applicable on the balance transfer is 0.75% for 6 months and 0% for 3 months, from the date of issue of the Balance Transfer draft.
    • If the amount in the Balance Transfer account is not repaid on time, then the remaining amount will be carried over to the credit card outstanding amount and the prevailing interest rates will be applicable on the same.
    • The payment of charges, fees and instalments to the other bank credit card account have to be made diligently by the customer, until the Balance Transfer approval letter is received from the bank.

    Processing Fee

    Processing fee will be levied as follows:

    • 2% of the balance transfer amount will be levied as processing fee for a 3 months EMI option. The minimum amount that will be taken as processing fee is Rs.199.
    • 1% of the balance transfer amount will be levied as processing fee for a 6 months EMI option. The minimum amount that will be taken as processing fee is Rs.100.

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