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  • Axis Bank Balance Transfer is Rated as "Excellent!" by 2514 Users

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    Axis Bank Balance Transfer

    Axis Bank credit card holders can use the balance transfer facility offered by the bank to consolidate the outstanding amount available on their other bank credit cards. A customer can place single request or multiple requests for Balance Transfer from one other bank or many issuing banks. The maximum number of times that a balance transfer can be made in your Axis Bank credit card account is four.

    Features and Benefits of Axis Bank Credit Card Balance Transfer

    • The minimum amount that can be transferred from other bank credit card to Axis Bank credit card is Rs.5000.
    • The Demand Draft in favour of the other Bank credit card account will be mailed to the cardholder’s address. The card holders has to submit the same to his/her respective Bank in order to initiate the balance transfer.
    • The finance charges applicable on the balance transfer is 0.75% for 6 months and 0% for 3 months, from the date of issue of the Balance Transfer draft.
    • If the amount in the Balance Transfer account is not repaid on time, then the remaining amount will be carried over to the credit card outstanding amount and the prevailing interest rates will be applicable on the same.
    • The payment of charges, fees and instalments to the other bank credit card account have to be made diligently by the customer, until the Balance Transfer approval letter is received from the bank.

    Processing Fee

    Processing fee will be levied as follows:

    • 2% of the balance transfer amount will be levied as processing fee for a 3 months EMI option. The minimum amount that will be taken as processing fee is Rs.199.
    • 1% of the balance transfer amount will be levied as processing fee for a 6 months EMI option. The minimum amount that will be taken as processing fee is Rs.100.

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    Credit Card Reviews

    • Axis Bank Credit Card
      "Not satisfied with limit"
      0.5 5.0/5 "Blown Away!"
      With AXIS bank i hold a buzz credit card were my card limit is 45000. I am not satisfied with my limit. The have promised me that the amount will be 4 times of my current salary but it was too low. For the past 2 months i am using this card and they are providing some reward points. They have waived off the annual charge of rupees 500.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • Axis Bank Credit Card
      "Easy and comfortable"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with AXIS bank. That was a platinum card were my limit is 94000. The application with AXIS is good. The give reward points. and cash back on fuels. I get discounts on amazon and flipkart. The give 2 movie tickets per month as compliment.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 21, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using Axis bank credit card from last 3 years, the services provided by Axis bank credit card is good when compared to all other credit cards. They did not charge any annual fee at the time of getting this credit card. I am okay with the credit limit and i use this credit card for general purposes. I also get good offers like cash back and reward points.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • Axis Bank Credit Card
      "Provide offers"
      0.5 3.0/5 "Satisfactory"
      Axis Bank needs to work on the credit card offers. The card is not that beneficial to me. I am not getting offers on any movie tickets or rewards when compared to the other banks. I am satisfied with the credit limit on the card. An average experience.
      Was this review helpful? 0
      , panchkula
      Reviewed on Nov 21, 2017
    • Axis Bank Credit Card
      "Need Improvement"
      0.5 1.0/5 "Really Bad"
      Initially when I have applied for Axis bank credit card, i have got the call back after 2 days then they have sent an executive to collect the documents and then I never got any call back after the documentation process, I have made a follow up and asked the status of the credit card, but they told that the KYC documents are not sufficient to process the credit card and closed the credit card application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Good card, need to increase the limit"
      0.5 3.0/5 "Satisfactory"
      I am not satisfied with the AXIS Bank Vistara credit card, I am not okay with the credit limit, they need to increase the credit limit. Its just a month I have started using the Axis bank vistara credit card. The rate of interest and the charges are nominal with this Axis bank vistara card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      AXIS credit card is good but monthly interest is high and also their processing fee was also higher for the EMI. I could convert the minimum purchase amount of Rs.3000, however they take Rs.150 as a processing charges with some interest rate.
      Was this review helpful? 0
      , madurai
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Best Credit card"
      0.5 5.0/5 "Blown Away!"
      Among the three Credit Cards I have, this is the one that has good weightage. The card has good limit and also the repayment options are pretty good too. They provide you with good Banking services, and have good customer services. Overall they have been the best Bank for my Credit Card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Credit card with AXIS"
      0.5 4.0/5 "Great!"
      I am using a platinum credit card with AXIS bank. My current limit is 75 thousand but at first it was 50 thousand and later they increased the limit. For EMI conversion they charge CGST and GST. I get reward points for every shopping which is done through this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Best service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with Axis bank.The limit on the card is 35,000 and cash limit is 20,000.No annual fees to be paid to hold this card.The net banking and phone banking service is good and I do get reward points for very purchase that i make on this card.
      Was this review helpful? 0
      , ujjain
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Have the axis bank Neo credit card for past 2 years. More than one lakh I have credit limit with this card. I mostly use this card for fuel purpose. The customer support is good with the axis bank credit card department. I would say the neo card is good to use with axis bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Axis bank from last 2.5 years and this is a lifetime free credit card. I have a credit limit of Rs 75000 which is sufficient enough. The services provided by Axis bank is very good when compared to other credit cards. I get good offers like cash back and reward points. I use this credit card mainly for shopping and there are no transaction issues.
      Was this review helpful? 0
      , bhuj
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "Good Credit Card"
      0.5 4.0/5 "Great!"
      The card I had with Axis Bank is a pretty good one. They gave me a good credit limit of Rs.65000 and the option of repayment is pretty easy too. They have good communication and good customer services too. You would exactly know how much Rate of Interest you are paying.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "High rate of interest"
      0.5 3.0/5 "Satisfactory"
      I had a Credit Card with Axis Bank and the experience with Bank was pretty normal. They gave me a pretty normal Credit Limit and also the charges applied on their Bank is quite high. On the brighter side their Banking side is absolute treat to be with.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 20, 2017
    • Axis Bank Credit Card
      "MY zone with AXIS"
      0.5 4.0/5 "Great!"
      I hold a my zone credit card with AXIS bank. For every 100 rupees i am spending they will give 1 point. The customer service and the application with the bank is friendly. I am holding this account for more than 1 year. Easy EMI options were we can convert the amount to installments.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Axis bank provides good services on credit card when compared to all other credit cards, they charge an annual fee which has to be paid every year for this credit card. I am using this credit card from last 5 years. Sometimes, i get good offers like cash back and reward points.. I use this credit card for general purpose and the credit limit is sufficient.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Reduce the rate of interest"
      0.5 2.0/5 "Expected more"
      Axis bank has given me MY CHOICE credit card. Because the charges are high, I had closed my credit card and it has been submitted to the bank. The customer service and response is better. I would suggest them to reduce the charges and interest rates which would be better.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Platinum with AXIS"
      0.5 5.0/5 "Blown Away!"
      I am using a platinum credit card with AXIS bank.I am satisfied with my limit.I used to get reward points, and cash back.The customer service and response is appreciable. The application with the bank is more transparent and easy to use. I can recommend the card.
      Was this review helpful? 0
      , guntur
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I hold Vistara Credit Card with Axis Bank around 6 months. The credit limit was satisfactory, they have given me 75K. The services are excellent. The reward points and cash back offers are excellent too. I make the payment through online banking.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "Charges has to be minimize"
      0.5 4.0/5 "Great!"
      AXIS is charging more, whenever I convert the amount into an EMI they take high fee. But service is good they are providing good customer oriented service. Even monthly interest is higher than other bank. Credit limit is also good and satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
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