What are the account balances that are included in an Axis Bank balance transfer?

An account balance can be done from a financial institution, You can also do a balance transfer for Visa credit cards Please note that the balance has to be in the name of the primary account holder.

Is the balance transfer facility available for corporate credit cards?

No, please note that the balance transfer facility is not available for corporate credit cards .

Will I earn reward points when I make a balance transfer from one credit card to another?

No, you will not earn any reward points when you make a balance transfer.

Can I convert my statement balance into EMI on Axis Bank credit cards?

Yes, you can convert the statement balance into EMI on your Axis Bank credit card. However, you will be required to convert the balance into EMI within a period of 15 days from the date of issuance of the statement.

What is the rate of interest for calculation of EMI on Axis Bank credit cards?

The EMIs are calculated at the rate of 1%, 1.08%, 1.25%, 1.5%, or 2% per month. This is calculated on a monthly reducing balance method and is ascertained on the basis of the offer.

Axis Bank Credit Card Balance Transfer

Axis Bank offers the facility of credit card balance transfer. This enables you to consolidate your entire outstanding amount on various credit cards into a single account. Keep in mind that Axis Bank charges you a processing fee and also an interest. This interest is calculated using the reducing balance method.

Updated On - 25 Sep 2025

Eligibility Criteria for Axis Bank Credit Card Balance Transfer

You have to be an existing Axis Bank customer.
You should have a credit card from Axis Bank.

The bank will also look into your available credit limit, and its internal policies. They will also look at your repayment history.

Features and Benefits of Axis Bank Credit Card Balance Transfer

Reduces financial burden: Axis Bank will charge you an interest when you perform a balance transfer transaction. The lower credit card interest rate is, the less will be your financial burden.
Timely and efficient: Once you meet the eligibility criteria set by Axis Bank, you can easily transfer the balance from one credit card of another bank account that you have to your Axis Bank credit card. This transfer can be done within a very short span of time. This will help to pay off your current credit card debt.
Additional Benefits: Axis Bank also offers a lot of teaser rates if you are an existing customer and will also launch a lot of offers from time to time. These offers and benefits for example, could be interest-free periods, lower interest rates, etc.

Other Bank's Credit Card Balance Transfer

How to Apply for Axis Bank Credit Card Balance Transfer

You can contact Axis Bank's credit card customer care:

1860 419 5555
1860 500 5555

You can call these numbers to convert your statement balance into EMIs (Equated Monthly Installment).

Please note that you have to contact the bank within 15 days of your statement date. You can also reach out to Axis Bank 5 days before your current payment due date.

Axis Bank Credit Card Balance Transfer Cancellation

You can cancel your balance transfer process during the free lookup period. This will help you avoid the foreclosure charges.

You should do this within the first ten days of booking for the balance transfer. After the free lookup period is completed, you have to pay some fee.

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FAQs on Axis Bank Credit Card Balance Transfer

What are the account balances that are included in an Axis Bank balance transfer?
An account balance can be done from a financial institution, You can also do a balance transfer for Visa credit cards Please note that the balance has to be in the name of the primary account holder.
Is the balance transfer facility available for corporate credit cards?
No, please note that the balance transfer facility is not available for corporate credit cards.
Will I earn reward points when I make a balance transfer from one credit card to another?
No, you will not earn any reward points when you make a balance transfer.
Can I convert my statement balance into EMI on Axis Bank credit cards?
Yes, you can convert the statement balance into EMI on your Axis Bank credit card. However, you will be required to convert the balance into EMI within a period of 15 days from the date of issuance of the statement.
What is the rate of interest for calculation of EMI on Axis Bank credit cards?
The EMIs are calculated at the rate of 1%, 1.08%, 1.25%, 1.5%, or 2% per month. This is calculated on a monthly reducing balance method and is ascertained on the basis of the offer.

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