Axis Bank offers the facility of credit card balance transfer. This enables you to consolidate your entire outstanding amount on various credit cards into a single account. Keep in mind that Axis Bank charges you a processing fee and also an interest. This interest is calculated using the reducing balance method.
The bank will also look into your available credit limit, and its internal policies. They will also look at your repayment history.
You can contact Axis Bank's credit card customer care:
You can call these numbers to convert your statement balance into EMIs (Equated Monthly Installment).
Please note that you have to contact the bank within 15 days of your statement date. You can also reach out to Axis Bank 5 days before your current payment due date.
You can cancel your balance transfer process during the free lookup period. This will help you avoid the foreclosure charges.
You should do this within the first ten days of booking for the balance transfer. After the free lookup period is completed, you have to pay some fee.
An account balance can be done from a financial institution, You can also do a balance transfer for Visa credit cards Please note that the balance has to be in the name of the primary account holder.
No, please note that the balance transfer facility is not available for corporate credit cards.
No, you will not earn any reward points when you make a balance transfer.
Yes, you can convert the statement balance into EMI on your Axis Bank credit card. However, you will be required to convert the balance into EMI within a period of 15 days from the date of issuance of the statement.
The EMIs are calculated at the rate of 1%, 1.08%, 1.25%, 1.5%, or 2% per month. This is calculated on a monthly reducing balance method and is ascertained on the basis of the offer.
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