Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 17 Kotak Mahindra Balance Transfer
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  • Kotak Mahindra Balance Transfer is Rated as "Great!" by 1275 Users

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    Kotak Mahindra Balance Transfer

    Kotak Mahindra Bank offers its customers the unique opportunity to transfer all their other Bank Credit Card outstanding amount to the Kotak Credit Card account at low rate of interest through its Balance Transfer Facility.

    Features and Benefits of the Kotak Mahindra Bank Credit Card Balance Transfer

    • Once the Balance Transfer is completed, Kotak Mahindra Bank does not charge interest on any subsequent purchases made. However, the customer has to make sure that the amount of credit used for the purchases is repaid in full by the due date.
    • The processing fee that is levied per Rs.10,000 is Rs.349.
    • Additional charges applicable are education cess and service tax that will be levied based on the statutory regulations related to the interest and other charges on the credit card.
    • The minimum amount that qualifies for a Balance transfer is Rs.2500 and the maximum amount that can be transferred to your Kotak Mahindra Bank Credit Card account is up to 75% of the credit limit allotted to you by the Bank.
    • Kotak Mahindra Bank offers credit card balance transfer facility only to those cardholders who have been holding the credit card for more than 6 months.

    How to Avail the Kotak Mahindra Bank Credit Card Balance Transfer Facility

    Customers can avail the Balance Transfer Facility by way of Net Banking, SMS or by contacting the Kotak Mahindra Bank customer care.

    Net Banking

    In order to avail the balance transfer facility via Net Banking, follow the steps given below:

    • Log in to your Net Banking account by entering your Customer ID and password
    • Click on the Credit Card option
    • Choose the option for Balance Transfer from the menu and enter the relevant details.

    SMS

    You can avail the balance transfer facility via SMS as well. In order to do so, send an SMS to 5676788 with the text “BT”. The Bank will contact you with details for processing the Balance Transfer.

    Customer Care

    You can also contact the Kotak Mahindra Bank customer care that is available around the clock, at 1860 266 2666 in order to place a Balance Transfer request. They will assist you with the same.

    Perfect Credit Card Deals for you

    Credit Card Reviews

    • Kotak Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am holding the Kotak mahindra bank credit card and am using it from the last two years of time. There are no speculative offers with them till now. I am happy with the Kotak mahindra bank credit card.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Dec 11, 2017
    • Kotak Credit Card
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I am using Kotak mahindra bank credit card from the last one year of time, also am not really satisfied with them. Customer service is not really good one with the Kotak mahindra bank credit card. I am happy with them till now.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 11, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with Kotak Mahindra bank and the experience was quite good. I received my credit card within 1 week and the process was quite smooth. I have a credit limit of Rs 22000 and the cash limit of Rs 4500 which is less when compared to other credit cards. I paid an annual fee of Rs 500 for this credit card. My credit card type is PVR gold so i get offers like buy 1 get 1 movie tickets. Customer service was good overall and the documents were collected on time.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 09, 2017
    • Kotak Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for the credit card through online portal, my credit card application was approved with Kotak Mahindra Bank and my experience was good overall. The process was smooth and i received my credit card within one week. I did not pay any annual fees for this credit card. I have a credit limit of Rs 50000 which is sufficient but i expected more. Customer service was good and they provided door step service to collect the documents. I get reward points on shopping in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2017
    • Kotak Credit Card
      "Neutral service"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Credit Card for more than 2 years. Initially I had different card and later I changed to Urban Gold. If I use 15K for a year then the charges will be waived off. But for Kotak, interms of EMI conversion the interest rate was much higher compared to other banks. The credit limit enhancement was not up to the mark which needs to be improved.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 09, 2017
    • Kotak Credit Card
      "Looking for better credit limit"
      0.5 3.0/5 "Satisfactory"
      I have not started using Kotak Mahindra credit card, I got it recently. Though I am a salary holder of the same bank. they have offered me less credit limit. I applied for Kotak urban card, hence they will provide PVR movie ticket on monthly basis.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 09, 2017
    • Kotak Credit Card
      "Looking for better credit limit"
      0.5 3.0/5 "Satisfactory"
      I have not started using Kotak Mahindra credit card, I got it recently. Though I am a salary holder of the same bank. they have offered me less credit limit. I applied for Kotak urban card, hence they will provide PVR movie ticket on monthly basis.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 09, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      Holding the Kotak Mahindra bank league Platinum credit card. The customer support is not up to the mark with the Kotak mahindra bank. The credit card service is not up to the mark with the Kotak mahindra bank. This card is used for all kind of purchases and shopping, I am satisfied with the credit limit.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 08, 2017
    • Kotak Credit Card
      "Convenient and Easy to Access"
      0.5 3.0/5 "Satisfactory"
      My experience with Kotak Mahindra is very good, but the limit is not sufficient for me. They offered me only Rs. 15,000 as a limit, I would like to suggest them to increase the limit. But in term of offers Kotak is good, than SBI IRCTC card. I am holding it around one year, I haven't face any bill discrepancy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 08, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the Kotak mahindra bank Aura credit card for past 1 year. The customer support is good with the Kotak mahidnra bank credit card department. I am satisfied with the credit limit. There is annual fee of Rs,500 to this card. I use this card for shopping, purchases and for other usages.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • Kotak Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a best service from kotak mahindra credit department ,they provide me with good offers like flip kart amazon. The credit limit they offered me was also good when compared to others. In short it was a good experience with Kotak Mahindra platinum credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 08, 2017
    • Kotak Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with KOTAK Bank credit card i use . The customer service was good , delivered from their side . The bank gave a credit limit of 1Lakh ,and i am happy the credit limit provided to me . Bank gave me a Balance transfer option there on the card and Cash withdraw option from the given limit . It is a Platinum card i am using . Happy with the service .
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 08, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with Kotak Mahindra Bank from last 2 years and i find this credit card is very convenient to use. They did not charge any annual fee at the time of getting this credit card. I get offers like 5% and 10% cash back in this credit card. I use net banking for making payments and there is no transaction issues.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 07, 2017
    • Kotak Credit Card
      "Good Offers available"
      0.5 4.0/5 "Great!"
      I have been using Kotak Mahindra's Credit Card for a while now. They have given me a pretty card. The Credit Limit they offered is a little less. Apart from this the offers available in it is quite good, and also has been a good usage for me throughout.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 07, 2017
    • Kotak Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK bank 3 years back 4-5 years back . The credit limit was 70,000 which was satisfactory and they have offered essentia platinum International card . The customer service and responsiveness was up to the mark. Here the charges are average in case of late payment. I am getting reward points and cashback offers.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 07, 2017
    • Kotak Credit Card
      "Visa platinum card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with KOTAK MAHINDRA . Its my visa platinum card. My current limit is 15000. There are some cash backs and reward points which I earn on this card. There is no annual charge. Easy EMI option is available with the app. Balance transfer facility is also available.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2017
    • Kotak Credit Card
      "Good card with the low credit limit"
      0.5 5.0/5 "Blown Away!"
      The credit limit which Kotak mahindra bank has offered me was Rs,15,000 which is very low when compared with the other credit cards. The Kotak mahindra bank has disbursed my credit card within 10 to 15days of time. The customer support was good with the Kotak mahindra.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 07, 2017
    • Kotak Credit Card
      "Not good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with KOTAK bank 4 years back . They have offered URBAN International card and the credit limit was 35,000 which was satisfactory . I have not used it much so I have no idea about the interest rate and charges here . The validity is up to 2019. My overall experience was not good not bad.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 07, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I get the reward points, coupons and the vouchers based on the performance of the Kotak mahindra gold urbane credit card. I have the Kotak mahindra credit card for past 6 months . I am satisfied with the Credit limit. There is no annual fee to this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2017
    • Kotak Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      When I took this Credit Card they gave me Rs.30000 as the Credit Limit, which I felt is very low. But within 1 year they increased the Credit Limit to Rs.90000. Their overall customer service is good, the number of offers they have is pretty good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2017
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