Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 3 HSBC Balance Transfer

    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Ad
    What you'll love
    Documents
    You'll also love
    Fee Details
    -
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    -
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • Credit Card Reviews

    • HSBC Bank Credit Card
      "Convenient for shoppings"
      0.5 4.0/5 "Great!"
      I am holding HSBC internation VISA Platinum credit card, there is no annual charges. In term of offers its nominal its accepted in all stores and but they don't have airlines discount, They have cash backs at online shopping and also I am getting notifications through mail and messages.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 18, 2017
    • HSBC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HSBC credit card is really good card. Credit limit value is good they have offered 2.3 lakhs and Iam holding this card from 6 months of time I have not faced any drawbacks with them till date and it basically life time free credit card, need to explore more from this card
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HSBC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      HSBC needs a lot of improvement from my customer experience. I hold a credit card and the features on it can be more like how the other banks offers. Likewise they also need to improvise on the online banking where I can make my payments more conveniently.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HSBC Bank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      Long back, I was holding a credit card of HSBC, I did not close the card before 6 years my card got expired I did not place any request for the card renewal, because the payment drop box were not there before 10 years back they had option to pay only at adayar therefore I left the card as such.
      Was this review helpful? 0
      , kanchipuram
      Reviewed on Aug 08, 2017
    • HSBC Bank Credit Card
      "Good to Hold"
      0.5 4.0/5 "Great!"
      HSBC provides offers for the credit card. I use credit cards with HSBC which is a life time free card. I am happy with the credit limit offered by the bank. Regularly I am getting reward points and cash back offers on my card also it is easy to convert the points into cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 13, 2017
    • HSBC Bank Credit Card
      "The best"
      0.5 5.0/5 "Blown Away!"
      Though I do not check much on the offers with HSBC for the credit card, but yes the bank does offer some good deals. The best is the bank calls me and checks how I want the billing cycle from the slots they have. I can choose the same and they process the statements accordingly.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 07, 2017
    • HSBC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      HSBC bank credit card is working in fine way and am using it from the last eight to ten years of time. Customer service is good one with them till now. Credit limit value is nominal one, also am happy with that. Responsiveness is fine one with the HSBC bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 03, 2017
    • HSBC Bank Credit Card
      "Unprofessional"
      0.5 4.0/5 "Great!"
      Interaction with the HSBC executive was not satisfactory. The executive was not professional. Not informative. The executive was willing to convince the customer. The executive was well trained and reluctant to provide required information. The executive was only concerned about documents.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 28, 2017
    • HSBC Bank Credit Card
      "Need to explore"
      0.5 4.0/5 "Great!"
      I have used the HSBC bank credit card for six months of time, also I was not involved with them for so much of things. Online services are working in good way with them , which I guess. Offers were not good with the HSBC bank credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 24, 2017
    • HSBC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      HSBC credit card is my least choice to prefer, which does not mean ,its not working good. I would like to say that the credit limit value is good one for me and I have stopped to use it for some long time. Offers are good one with them till now.
      Was this review helpful? 2
      , pune
      Reviewed on Jun 22, 2017
    • HSBC Bank Credit Card
      "Its Hassle free"
      0.5 5.0/5 "Blown Away!"
      I applied for the HSBC credit card through online channel, HSBC taken three weeks to dispatch the credit card. I am holding VISA Platinum card I got a very good credit limit, I am fine with that. Even their customer service is really good on the credit card process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2017
    • HSBC Bank Credit Card
      "Nice services"
      0.5 5.0/5 "Blown Away!"
      HSBC is doing an excellent on the credit card as well. The offers are always there on the card and the customer services are good. They are responsive and the statements are clear always and the credit limit is also up to my satisfaction. Overall no issues faced till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2017
    • HSBC Bank Credit Card
      "Trust"
      0.5 5.0/5 "Blown Away!"
      I am having almost every credit card and I would like to say HSBC credit card is one of the best card. I am holding this credit card for three more years of time. Customer service is good one and the response is also very good one. Credit limit value is good to purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • HSBC Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I also bank with HSBC for a credit card. I am also happy using this product. There are a lot of offers which is useful for me. The credit limit is good and the bank statements are clear. The bank has a good customer support and I do not have to wait for long to get connected with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • HSBC Bank Credit Card
      "Good for regular banking"
      0.5 4.0/5 "Great!"
      With the HSBC bank , I do have the salary account and am with them from the last 4.5 years of time. Customer service is an average one like while it comes to matter of telephonic conversation. Net banking facilities are an average one, also IMPS is not applicable that too comes up with the device.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • HSBC Bank Credit Card
      "Good for lesser rate of interest"
      0.5 4.5/5 "Excellent!"
      I have HSBC bank credit card and it really working in a lesser interest rate while it comes to matter of loan, balance transfer, also the EMI conversion. Technical aspects are quite lengthy to handle, also am not much happy.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • HSBC Bank Credit Card
      "The best"
      0.5 5.0/5 "Blown Away!"
      There are no charges on my credit card and I am happy that when ever I used the card I had no problems in the transactions. I was able to make my payments smoothly online and offline at any outlets.The customer services has been good and are helpful at HSBC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 10, 2017
    • HSBC Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      HSBC has offered me a credit card as well , they had offered me a very good credit limit. The statements are clear and I can also check my transactions online. The offers are always there and the points I gained out of this card are very much beneficial too., Overall I did not face any issues till date with them.,
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 09, 2017
    • HSBC Bank Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      HSBC has provided me life time free credit card, but I am not using HSBC credit card on frequent basis. I do have other credit card, hence I am unable to manage. Credit limit is less , I am not interested to increase it. HSBC is good in service they used to send proper notification.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2017
    • HSBC Bank Credit Card
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have used the HSBC credit card and the credit limit value is good . I have used it for thirteen to fourteen years of time and then the services were not really good. I wont care about the offers with the HSBC credit card and I stick with them because of the services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 03, 2017
    Common Loader Icon

    HSBC Balance Transfer is Rated as "Great!" by 425 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HSBC Credit Card Balance Transfer Overview

    HSBC Bank credit card customers can transfer their outstanding balance from other bank credit cards onto their HSBC credit cards without any hassles using the balance transfer option provided by the bank. HSBC customers can use the HSBC Phone Banking service, SMS Banking or use the HSBC website to opt for the Balance Transfer facility.

    HSBC India offers customer two options for making balance transfers -

    • Balance Transfer-on-EMI or Equated Monthly Instalments
    • Perpetual Balance Transfer

    Types of HSBC Credit Card Balance Transfers

    Balance Transfer-on-EMI or Equated Monthly Installment

    HSBC Bank customers can use the Balance Transfer on EMI facility to transfer and repay the outstanding balance available on their other bank credit cards to a HSBC credit card. The repayment can be done in the form of monthly instalments at a competitive interest rate. In order to avail this facility, HSBC customers have to make a minimum balance transfer transaction of Rs.3000 from another bank credit card accounts to their HSBC credit card accounts. The monthly instalment will be charged to the customer’s credit card on the due date. Repayments can be done with tenures ranging from 3, 6, 9, 12, 18 or 24 months. HSBC Bank levies a processing fee of 1% of the amount transferred or a minimum of Rs.149 on balance transfer transactions.

    The interest rate charged for the Balance Transfer-on-EMI facility is as follows.

    Tenure Interest Rate
    3,6,9 or 12 months 12.49%
    18 and 24 months 15%

    Perpetual Balance Transfer (PBT)

    HSBC Bank offers the “Perpetual Balance Transfer” to its customers, through which outstanding balance transfers can be done from other bank credit cards to HSBC credit cards. Repayments can be done by customers at low interest rates. A minimum of Rs. 3000 has to be transferred to avail this facility. The lower interest rate is applicable on the balance that has been transferred and HSBC offers the flexibility of having no restrictions on the tenure of repayment under the Perpetual Balance Transfer feature. Customers do not have to select any pre-determined tenure. A minimum repayment has to be done every month which should be equivalent to 5% of the outstanding PBT amount or a minimum of Rs. 100. HSBC Bank levies a processing fee of 1% to 2% on the Perpetual Balance Transfer amount or a minimum of Rs. 149. Customers can make additional payments every month and also close their Perpetual Balance Transfers when they wish to. HSBC does not charge any foreclosure fees on complete repayment of the Perpetual Balance Transfer amount.

    Tenure Interest Rate
    Not pre-determined 1% to 2% per month

    Perfect Credit Card Deals for you

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.