• loading

    We found 3 HSBC Balance Transfer
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time : Within 30 minutes
    Rs.1,500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    0
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    -
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • HSBC Balance Transfer is Rated as "Excellent!" by 1375 Users
    Credit Card BYTES FROM OUR KITCHEN

    HSBC Balance Transfer

    HSBC Credit Card Balance Transfer

    HSBC Bank credit card customers can transfer their outstanding balance from other bank credit cards onto their HSBC credit cards without any hassles using the balance transfer option provided by the bank. HSBC customers can use the HSBC Phone Banking service, SMS Banking or use the HSBC website to opt for the Balance Transfer facility.

    HSBC India offers customer two options for making balance transfers -

    • Balance Transfer-on-EMI or Equated Monthly Instalments
    • Perpetual Balance Transfer

    Types of HSBC Credit Card Balance Transfers

    Balance Transfer On EMI or Equated Monthly Instalment

    HSBC Bank customers can use the Balance Transfer on EMI facility to transfer and repay the outstanding balance available on their other bank credit cards to a HSBC credit card.

    The repayment can be done in the form of monthly instalments at a competitive interest rate. In order to avail this facility, HSBC customers have to make a minimum balance transfer transaction of Rs.3000 from another bank credit card accounts to their HSBC credit card accounts.

    The monthly instalment will be charged to the customer’s credit card on the due date. Repayments can be done with tenures ranging from 3, 6, 9, 12, 18 or 24 months. HSBC Bank levies a processing fee of 1% of the amount transferred or a minimum of Rs.149 on balance transfer transactions.

    The interest rate charged for the Balance Transfer on EMI facility is as follows.

    Tenure Interest Rate (per month)
    3, 6, 9 and 12 months 1.04%
    18 and 24 months 1.25%

    Perpetual Balance Transfer (PBT)

    HSBC Bank offers the “Perpetual Balance Transfer” to its customers, through which outstanding balance transfers can be done from other bank credit cards to HSBC credit cards. Repayments can be done by customers at low interest rates. A minimum of Rs. 3000 has to be transferred to avail this facility. The lower interest rate is applicable on the balance that has been transferred and HSBC offers the flexibility of having no restrictions on the tenure of repayment under the Perpetual Balance Transfer feature. Customers do not have to select any pre-determined tenure. A minimum repayment has to be done every month which should be equivalent to 5% of the outstanding PBT amount or a minimum of Rs. 100. HSBC Bank levies a processing fee of 1% to 2% on the Perpetual Balance Transfer amount or a minimum of Rs. 149. Customers can make additional payments every month and also close their Perpetual Balance Transfers when they wish to. HSBC does not charge any foreclosure fees on complete repayment of the Perpetual Balance Transfer amount.

    Tenure Interest Rate
    Not pre-determined 1% to 2% per month

    HSBC Credit Card Balance Transfer On EMI Foreclosure

    Foreclosure of HSBC balance transfer on EMI facility is not available. However, if you wish to close your credit card before the tenure of EMI facility ends, the total outstanding amount will be debited to your card as one consolidated amount.

    You will also be charged a pre-payment fee of 3% of the outstanding loan amount, with a minimum of Rs.250.

    HSBC may also foreclose your loan and adjust it to your credit card in case of non-payment of EMIs.

    Credit Card Reviews

    • HSBC Bank Credit Card
      "Credit card Feature should be improved"
      0.5 3.0/5 "Satisfactory"
      The reason to choose this card, when I gone through the online channel, it shown the card has complementary of air lounge, when I try to access it got failed. When I reached HSBC credit card, they told card doesn't have that feature. Apart from that everything is good with good limit and great offers on Amazon and Flipkart site.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      The customer support was good with the HSBC bank, they gave me better response in regards to my credit card application. Their executives came to my place to collect the documents on time. I have got the HSBC VISA PLATINUM CARD within 10 days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      Customer service with the HSBC bank credit card was good one and the credit limit value is not yet aware from my end. I have not yet used much and I would like to explore it something more. I hope that the offers will be working in fine manner with the HSBC bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HSBC bank from last 4 months, the credit card services are very good when compared to all other credit cards. There is no annual fee charged for this credit card. I get offers like buy 1 get movie tickets and a cash back of 10% on every transactions. I use net banking for making payments and i have a credit limit of more than Rs 1 lakh in this credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      There were some issues with the HSBC bank credit card regarding the EMI conversion process. Due payment issues are not okay one with the HSBC bank credit card and the response could be get improved as such. I would like to suggest that they can compete more.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Good To Hold"
      0.5 4.0/5 "Great!"
      The customer service was very good, the person who collected the documents was prompt and response. And there is no annual fee, they are providing some offers on HSBC Visa platinum card like buy 1 get 1 movie ticket at bookmyshow. They are providing some reward points as well but I didn't check it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Excellent Cash Back"
      0.5 5.0/5 "Blown Away!"
      Its good for cash back offers, we can get the bonus points for the transaction and I could redeem the points into some online products in Amazon, flipkart etc. The credit limit of HSBC Visa platinum credit card is good, I am holding life time free credit card as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I have my credit card approved with HSBC bank and the experience was good, they gave a credit limit of Rs 99000 which is sufficient for this credit card. The process was quite smooth and i received my credit card within 10 days. There is no annual fee charged for this credit card. Customer support was not up to the mark, they charged even for toll free number. I did not find any offers in this card and i use this credit card for multi purpose.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card application was approved with HSBC bank and the experience was good, the process was smooth and i received my credit card within 10 days. The credit limit is sufficient in this card and there is no annual fee charged for this credit card. Customer service was good and they collected documents on time. I have not used this card till now so i am not aware of any offers in this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had a good experience with HSBC BANK and the card was delivered on time. They offered me a good credit limit as well. The interest rate and charges are more for the credit card. It is a life time free credit card. I have taken a Visa Platinum credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have logged into the HSBC internet banking but I didn't see any option to make a credit card payment. They offered a HSBC Visa Platinum credit card. I am happy with the credit limit. It is a life time free credit card. HSBC is offering good reward points and discounts.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      Basically , when I have applied for the HSBC VISA PLATINUM CARD , a executive came to my office address to collect the required documents and after that within a week time I have got the HSBC VISA PLATINUM CARD. The credit limit value is average with this HSBC VISA PLATINUM CARD and I am satisfied with it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 22, 2018
    • HSBC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card application was approved with HSBC bank and the experience was good, the process was smooth and i received my credit card within 1 week. Customer service was good and they collected documents on time. There is no annual fee charged for this credit card. I have a credit limit of more than Rs 1 lakh which is sufficient for this credit card. I did not find any offers in this credit card and i use this card for multi purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 21, 2018
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold a credit card with HSBC with a limit of 3.5 lakhs. I am satisfied with my limit. I have done some purchases using the card. Yet to receive cash back and have not received any reward points. The net banking facility is very good. Its a life time free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 21, 2018
    • HSBC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      My experience with HSBC credit card was fine, the process was smooth and i received my credit card within 15 days. There is no annual fee charged for this credit card. I have a credit limit of Rs 72000 in this credit card which is sufficient. Customer service was good and they responded on time. I am not aware of any offers in this credit card and i use this card for personal use.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 21, 2018
    • HSBC Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I got the HSBC bank credit card and I have not swiped it till now. I would like to say that the customer service with the HSBC bank credit card is good and the credit limit value is around 1 lakh Rupees. Responsiveness and other things are good too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 21, 2018
    • HSBC Bank Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      In the beginning, there were some bad experience with the HSBC bank credit card. I would like to say that the credit limit value is good one with the HSBC bank like they have given me the best , which they can offer, also I have not expected much with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 21, 2018
    • HSBC Bank Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      Customer service with the HSBC bank credit card was not experienced. I would like to say that the credit limit value is good one for me with them and some of the schemes and offers are good one with the HSBC bank credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 21, 2018
    • HSBC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I got the HSBC VISA PLATINUM CARD within 3 days of time. The customer support maintained good follow up and they sent their executives to collect the documents on time. The credit limit value is average HSBC VISA PLATINUM CARD and I am satisfied with it.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 21, 2018
    • HSBC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Within the promised time the HSBC bank has approved and disbursed my HSBC VISA PLATINUM CREDIT CARD. The customer support of HCBC bank is good and they gave me better response in regards to my credit card application. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 21, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.