Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    HDFC Balance Transfer

    We found 26 HDFC Balance Transfer

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    1st Year Fee
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    10000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    2500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    2500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    10000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    2500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    Fee Details
    1000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    1000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    500
    Response Time Within 30 minutes
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    1000
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    500
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  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I would like to say that HDFC bank credit card is a kind of okay and am using it from the last six months of time. Credit limit value is around 70000 Rupees and am happy with that and I used to get the offers them like the movie tickets and discounts, cash backs . Customer service is good one with them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Good offers"
      0.5 4.0/5 "Great!"
      It is nice to use the services of HDFC Bank for a credit card as they provide a lot of good offers on the card. The rewards are beneficial and also the discounts that are available on various products. The services what they render is very much supportive to me.
      Was this review helpful? 0
      , indore
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      HDFC Bank is good in the credit card services but I have not tried the loan facility yet. The balance transfer option is there and the EMI features are also there. The customer services and response is good and there are no charges taken for the card.
      Was this review helpful? 0
      , indore
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I do have HDFC bank credit card from the last 2.5 years of time. Customer service is good one with them and the credit limit dint worked well for me , also they have reduced the credit limit value. Response and other aspects are good one with the HDFC bank credit card and the offers are nil one with the HDFC bank credit card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Better "
      0.5 4.0/5 "Great!"
      I hold a credit card of HDFC bank credit card and the main drawback is it lacking with the option to convert the transactions in to EMI. They have told that the EMI conversion is only applicable on the selected offers. Customer service is not up to the expected level.
      Was this review helpful? 0
      , chennai
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Convenient and good featured credit card"
      0.5 5.0/5 "Blown Away!"
      Past one year, I am using HDFC Times credit card it is good, if suppose I am not making credit card payment on due date, HDFC gives one and half month time as a grace period to make the payment, they won't add any late fee, its the good part and they giving other offers on petrol, movie ticket like buy one and get one at bookmyshow.com, HDFC giving 2 points for 100 rupees spent.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has been excellent in the credit card features. The credit limit is good and the offers are the best. Best of all, the services are good as they do no mess up with my statements. They are responsive when I approach them for a clarification.
      Was this review helpful? 0
      , namakkal
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      HDFC gave me good experience, I am the salary holder of the same bank and I got jumbo loan through my credit card. I availed that loan through netbanking, there is an option for credit card jumbo loan, I just clicked it, the amount got sanctioned within two minutes with the interest rate of 11% it is nominal and I am very much happy with HDFC credit card offers.
      Was this review helpful? 0
      , chennai
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      HDFC bank needs to improvise on the credit card services. They had offered me a very low credit limit of 27K and because of which I am unable to use the card much. There are the normal offers and the service offered by them was really amazing. But I had been requesting for a enhancement , however it did not happen till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • HDFC Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I had closed my credit card of the HDFC bank and it was done as per my convinence. Credit limit value is absolutely satisfactory for me and the offers are not at all needed for me at that time. Customer service provided by HDFC bank for my credit card is always good.
      Was this review helpful? 0
      , pune
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Till date no issues faced with HDFC Bank. I bank with them for a credit card and they are good in giving me decent deals. The offers are nice as I get cash back when I shop online and there are reward points too. The overall experience has been satisfactory.
      Was this review helpful? 0
      , dindigul
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "HDFC notification part has to improved"
      0.5 3.0/5 "Satisfactory"
      If you wont pay the credit card bills on time, HDFC won't give remind calls to the customer. HDFC should improve the notification part. But I am fine with their offers, they gave me life time free credit card and I was getting cash back or reward points for all transactions.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am using credit card with the HDFC bank and they have given the credit limit as 15000 Rupees initially and now they have not increased it till now. I am using this credit card much for buying jewels and groceries. Customer service is not really providing the good response.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      Holding HDFC International dinners credit card. I got benefits like reward points, cash back offers fuel surcharge waiver. If we are going abroad , we can use this card for dinning purpose. The rate of interest is average in this card. Overall very good card to use.
      Was this review helpful? 0
      , amravati
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      I am holding HDFC Business credit card it has lot of features, like free surcharge waiver on fuel but I didn't get any complimentary offers from them. Recently before three months I got this card and I am not aware of credit limit they didn't disclose about it. They should give clear and transparent information to the customers.
      Was this review helpful? 0
      , pune
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Smooth services"
      0.5 4.0/5 "Great!"
      It is nice to use the credit card with HDFC Bank as they provide useful offers and the features on it is also useful. The facilities of an EMI is helpful and also easy to convert too. The credit limit is also good and overall there is no issues to what I used the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Its Better"
      0.5 4.0/5 "Great!"
      HDFC gave me All miles platinum credit card, it is life free credit card they wont charge any annual fee. They gave 1.50 lakh of credit limit its very good. So far there is no offer from them but sometime I could do balance transfer and cash on call by credit card.
      Was this review helpful? 0
      , sonipat
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Not Good"
      0.5 2.0/5 "Expected more"
      Last year I applied for a credit card twice with HDFC bank. And both the times my application got rejected. The reason behind that is the HDFC guy misused my documents it seem so due to which, my credit score got impacted. Hence I highlighted this to the bank, but still the issue is persisting, yet to fix it completely.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      Holding a Titanium times card for past 8 years. I am getting the benefits like reward points cash back offer with this card. The rate of interest is nominal with card, I am happy with the credit limit. Overall I feel it is a best card to use in the market.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I get good benefits like reward points, cash back offers, with Titanium Times credit card. The rate interest is nominal in this card, still they can decrease the interest rate in future. I am happy with the credit limit with hdfc bank. I am using it for past 4years.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2017
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    HDFC Balance Transfer is Rated as "Excellent!" by 10899 Users

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    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Credit Card Balance Transfer Overview

    Credit card holders can transfer the outstanding balance from their other bank credit cards to a new or existing HDFC Bank credit card and make convenient repayments using monthly instalments. HDFC also offers the flexibility of transferring the outstanding balance from other products like two-wheeler loans, personal loans and car loans to an HDFC credit card. Customers can make these kind of loan transfers easily and convert their higher monthly instalment amounts into comparatively lower amounts through the Balance Transfer on EMI facility. The loan amount that has been transferred will be adjusted against the customer’s credit limit.

    Features of Balance Transfer on EMI

    • HDFC Bank customers have the flexibility of fixing the monthly instalment amount for as low as Rs.27 for every Rs.10, 000.
    • HDFC Bank offers flexible repayment tenure options for balance transfer transactions.
    • The disbursement of the loan will be done via Demand Draft (DD) by HDFC Bank at the earliest. The DD will be taken in favour of the customer’s other bank name inclusive of the other bank loan account number or credit card number.
    • The loan amount availed through Balance Transfer on EMI should be equal or lesser than the existing credit limit on the HDFC credit card.
    • A processing fee of 1% of the loan amount will be levied by HDFC Bank on Balance Transfer on EMI transactions.
    • The minimum monthly repayment amount has to be done by customers as per the HDFC Bank Credit Card statement.
    • HDFC credit card customers cannot partially repay or close the loan taken under this facility.
    • If the credit card holders chooses to pre-close the loan, then a penalty of 3% of the outstanding principal amount will be charged.
    • A service tax of 14% will be levied by HDFC Bank on the interest amount, pre-closure charges and the processing fees.

    Eligibility for Balance Transfer on EMI

    The Balance Transfer on EMI can be availed only by select HDFC Bank credit card customers. To check the eligibility, customers can use the Phone Banking service or register for a call back on their registered phone numbers from the customer care helpdesk and then apply for the balance transfer facility.

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