Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 25 HDFC Balance Transfer
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    10000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    2500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    10000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    2500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    500
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    500
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    500
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    1000
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    500
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Nil
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • HDFC Balance Transfer is Rated as "Excellent!" by 13843 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Balance Transfer

    HDFC Bank Credit Card Balance Transfer Overview

    Credit card holders can transfer the outstanding balance from their other bank credit cards to a new or existing HDFC Bank credit card and make convenient repayments using monthly instalments. HDFC also offers the flexibility of transferring the outstanding balance from other products like two-wheeler loans, personal loans and car loans to an HDFC credit card. Customers can make these kind of loan transfers easily and convert their higher monthly instalment amounts into comparatively lower amounts through the Balance Transfer on EMI facility. The loan amount that has been transferred will be adjusted against the customer’s credit limit.

    Features of Balance Transfer on EMI

    • HDFC Bank customers have the flexibility of fixing the monthly instalment amount for as low as Rs.27 for every Rs.10, 000.
    • HDFC Bank offers flexible repayment tenure options for balance transfer transactions.
    • The disbursement of the loan will be done via Demand Draft (DD) by HDFC Bank at the earliest. The DD will be taken in favour of the customer’s other bank name inclusive of the other bank loan account number or credit card number.
    • The loan amount availed through Balance Transfer on EMI should be equal or lesser than the existing credit limit on the HDFC credit card.
    • A processing fee of 1% of the loan amount will be levied by HDFC Bank on Balance Transfer on EMI transactions.
    • The minimum monthly repayment amount has to be done by customers as per the HDFC Bank Credit Card statement.
    • HDFC credit card customers cannot partially repay or close the loan taken under this facility.
    • If the credit card holders chooses to pre-close the loan, then a penalty of 3% of the outstanding principal amount will be charged.
    • A service tax of 14% will be levied by HDFC Bank on the interest amount, pre-closure charges and the processing fees.

    Eligibility for Balance Transfer on EMI

    The Balance Transfer on EMI can be availed only by select HDFC Bank credit card customers. To check the eligibility, customers can use the Phone Banking service or register for a call back on their registered phone numbers from the customer care helpdesk and then apply for the balance transfer facility.

    Cancellation of HDFC Credit Card Balance Transfer On EMI

    Once your loan is approved, you can cancel your HDFC balance transfer facility only within 3 working days from the loan booking date. After three days you cannot cancel the facility but can pre-close it.

    HDFC Credit Card Balance Transfer On EMI Foreclosure

    Pre-closing your HDFC balance transfer facility is allowed only after completing six months of loan tenure. In case, you have opted for tenure less than 12 months, you will not be allowed for pre-closing your facility.

    A foreclosure fee of 3% of the remaining principal outstanding balance will be charged for pre-closing loans before the tenure. 

    Perfect Credit Card Deals for you

    Credit Card Reviews

    • HDFC Bank Credit Card
      "Vouchers with dinning and shopping"
      0.5 4.0/5 "Great!"
      I hold a regalia credit card with HDFC. My current limit is 7 lakhs. For the past 6 years i am using this card.Mostly i choose online payment mode. I get reward points and even redeemed my points. This card provide dinning and shopping voucher.There is no annual fee
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Fuel Usage with HDFC"
      0.5 3.0/5 "Satisfactory"
      I hold a platinum credit card and my current limit is 75000. I request to change my bill cycle as i get my salary on 6 or 7 of every month. But they have declined that. I have reward points with the card. I mainly use this card for fuel. There is no fuel reverts.For converting to EMI the interest is 13% for 6 months.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using Diners Club credit card with HDFC for 1.5 months. The reward points and cash back offers are good. The credit limit was 1L which was happy and satisfactory. I used this card for shopping purposes and fuel filling. I don't remember the annual fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The benefits are average with the HDFC bank platinum times credit card, I have the HDFC bank platinum credit card for past one year. The customer support is average with the HDFC bank credit card department. I got the credit limit of Rs,40,000 and I would say it is an average credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 4.5/5 "Excellent!"
      I recently received the credit card from HDFC Bank. Though I have not communicated with them yet, the process to get the card was smooth and the credit limit is also to my satisfaction. I have not used the card much as well. Overall experience is good.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Looking for Better Service"
      0.5 2.0/5 "Expected more"
      I took HDFC credit card through online channel, for credit card user they providing different netbanking. Its not convenient or user friendly to access and their customer care is also taking long time to resolve the queries. I hope there will be no first year fee but from second year onwards there will be some annual charges applicable. Its give good offers, but service should be improved.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.The limit on the card is 1.90 lakhs anyways am happy with the limit and planning to increase it near future.Net banking is very comfortable to use and Mobile App is good to make payments.I do get offers and EMI options is applicable in this card.
      Was this review helpful? 0
      , kochi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Need to work on the customer service"
      0.5 5.0/5 "Blown Away!"
      I am happy with HDFC Bank because the features on the card is good. The bank has offered me a life time free credit card and they have also given me a better credit limit of 1.5 Lakh. But they need to work a lot on the customer services and response as it takes me a very long time to connect with them on phone.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      It is a good card to use with HDFC bank. The customer support is good with the HDFC bank, and they give good response to the customers. The HDFC bank regalia credit card is easy to use and I am satisfied with the credit limit. I can say it is a good card to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Average card"
      0.5 2.0/5 "Expected more"
      It is a neutral service that I received from HDFC Bank for credit card. The annual fee will be waived off according to the transaction of 1L & 50K. They are forcing to do higher spend to make the annual fee as free. I am using Platinum credit card for past one year. I never contacted the customer care. The reward points are not good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The HDFC bank executives is not giving proper credit card statements and they are not ready to send it as well. The customer support is average with the HDFC bank credit card department. I have got the HDFC bank credit card around 6 months ago.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have directly went to HDFC bank and checked with the Executives about the HDFC money back credit card but they told that they can approve my credit card only if I draw the salary of Rs,20,000, so that was the reason I haven't got the credit card from HDFC bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Pretty good "
      0.5 3.5/5 "Pretty good"
      The customer service was good HDFC Bank side for the credit card process . the gave me the credit Limit i am OK with it i wanted a bit more of a limit . there are no any kind of extra charges . Annual charges are there but if i link the bank account that then it will be not be there .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Fair"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card also I am using it from the last four years of time. I would like to say that the online banking services are really a good one for me. Everything is fine one when it comes to HDFC Bank credit card services.....
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I had taken a Money Back credit card with HDFC Bank. The rate of interest and charges are decent. The reward points and cash back offers are very good. I believe it is a life time free credit card. The redeem options are easy and they provide loan up to 25K based on credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I would like to say that the HDFC bank credit card is good one because of their services and there are no hidden charges too. I would like to say that offers are good one with the HDFC bank credit card.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      " Good Entertainment credit card"
      0.5 4.0/5 "Great!"
      I have Hdfc freedom credit card, if I do five transactions with my HDFC card, they provide one movie ticket, monthly I have been getting 2 to 3 movie tickets without any charges. I am happy to say its life time free credit card, the limit of the card is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The customer service is good from the HDFC Bank side while the card related process was very good . The bank gave me a good credit limit and i am happy with the limit , the bank gave me balance transfer and a cash withdrawal option . There are no good Offers there which is provided on the card . Till now i did not face any problem on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and the bank offers me the best of deals. The limit is also good and the services are more than satisfactory. Though I have not had the need to use the card I am happy that the process was smooth and easy and I got the card on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • HDFC Bank Credit Card
      "Unhappy"
      0.5 3.0/5 "Satisfactory"
      I had taken a credit card with HDFC Bank through online channel. They offered me a good credit limit but I am not happy with the credit card what they offered. The redeem option is not good. They offered me a Pearls card which cannot be acceptable at any dining place.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.