Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Paytm Credit Card Bill Payment

    Paytm, through its app and website, is making the process of online credit card bill payment easy and convenient. You can pay the bill of your Mastercard, Visa, Master, Amex, and Diners Credit Cards by all major banks through the Paytm credit card bill payment facility.

    Ways Of Paying Credit Card Bills Through Paytm

    The credit card bill payment can be made on Paytm through two ways - Net Banking and BHIM UPI. You can use any of the two as per your convenience. For paying through net banking, you would need your net banking login credentials and for BHIM UPI, you would need your Virtual Payment Address (VPA) to make the payment successfully.

    How To Make Credit Card Payments On Paytm?

    To pay your credit card bills through Paytm, do the following:

    • The first step involves you logging on to your Paytm account through the Paytm website or the app and then select credit cards. Alternatively, you can visit to get to the bill payment page.
    • If you have already saved your credit card, select it. Else, enter your credit card number under 'Credit Card Bill Payment'.
    • Now, enter the amount that you want to pay and click on 'Proceed'.
    • On the page that you are redirected to, select BHIM UPI or net banking as the payment method.
    • If you select BHIM UPI, you have to enter your Virtual Payment Address (VPA) and click on 'Pay Now'.
    • If you opt for net banking, you have to select your bank and click on 'Pay Now'. You would be redirected to the net banking page of your bank. Log in to your net banking account and complete the payment.
    • You would get a Transaction ID of the payment for your reference.

    Which Credit Card Payments Can Be Made On Paytm Right Now?

    Paytm's credit card bill payment is still in its nascent stages, and the company is still in the process of hashing out the legalities and onboarding all the banks and credit card companies operating in India. Currently, Paytm has partnered with VISA and is looking to make all VISA credit card bill payments available through the app and website. At the time of writing this page, Paytm has successfully mapped the bill payment for VISA powered card from IndusInd bank.

    Paytm Credit Card Bill Payment: What Does The Process Entail?

    Making your credit card bill payment on PayTM is quite simple and hassle free. To start off, you will need to register for BHIM UPI, a payment interface which only requires a person's phone number to make money transfers. The interface basically verifies your phone number and fetches the bank details that are linked with the number provided. Once the registration is successful, you can make your credit card bill payments on PayTM seamlessly.

    FAQs on Credit Card Bill Payment on Paytm

    1. How long would it take for the credit payment through Paytm to reflect on my credit card account?
    2. It takes up to 3 working days for the payment to reflect on your credit card account.

    3. Do I need to have a Paytm account to pay my credit card bills through the service?
    4. Yes, you must have a Paytm account to make credit card bill payments through the service. For making the payment, you have to log in to your account.

    5. Is BHIM UPI really secure for making card payments?
    6. Yes. BHIM UPI is an app developed by National Payments Corporation of India (NPCI), which is owned by a consortium of major Indian banks, so it is quite safe. All the payment methods such as NEFT, RTGS, and IMPS, among others have been developed by none other than NPCI. Besides, BHIM has multi-layered security, which keeps your data well and truly safe.

    7. Can I pay my credit card bill on Paytm without registering on BHIM UPI?
    8. Yes, you can. If you opt for payment through net banking, you can initiate the payment without registering on BHIM UPI.

    9. How do I contact Paytm for any queries on the credit card bill payment?
    10. Dial 0120-4456-456 to contact Paytm for your queries regarding credit card bill payment. You can share your concerns with the Paytm representatives.


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