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The State Bank of India has partnered with Paytm and launched the Paytm SBI Card. With this credit card, you can earn a lot of rewards when you make payments via Paytm. The joining fee for the card is Rs.499.
|Type of Charge||Amount|
|Finance Charges||Up to 3.35% monthly|
|Add-On card fee||Nil|
|Cash advance fee||
|Finance Charges||3.50% per month or 42% per annum|
|Payment dishonor fee||2% of the payment amount; minimum of Rs.450|
|Statement request||Rs.100 per statement (more than 2 months old)|
|Cash payment fee||Rs.250|
|Cheque payment fee||Rs.100|
|Over limit fee||2.5% of the over limit amount; minimum of Rs.600|
|Rewards redemption fee||Rs.99|
|Foreign currency transaction||3.50%|
|Proof of Address||
Yes, you can always re-apply for the Paytm SBI Credit Card via the bank's website or by visiting an SBI branch. This should be done after 6 months of your first application having been rejected.
Once your application for the card has been approved and your documents have been verified, you will get the card within 7 business days.
You should reach the age of 21 years to be able to apply for the Paytm SBI Card.
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