With the Federal Bank Visa Imperio Credit Card, you can enjoy benefits on travel, entertainment, and lifestyle. You earn reward points every time you swipe your credit card. The annual fee of the card is Rs.1,500.
Reward points benefits:
Travel and airport lounge benefits:
|Type of Charge||Fee|
|Add-on credit card||Rs.100 per add-on credit card|
|Cash advance fee||2.5% of the withdrawn amount or Rs.500 (whichever is higher)|
|Cash advance limit||20%|
|Returned cheque||2% of the payment amount, subject to minimum of Rs.450|
|Outstation cheque processing fee||
|TDS on cash withdrawals (more than Rs.1 crore)||2% applicable on aggregate cash withdrawals|
|Foreign currency mark-up fee||3.5%|
|Rewards redemption fee||Rs.99 per redemption request|
|Cash payment of fee at Federal Bank branches||Rs.100|
|Re-issue of credit card||Rs.200|
|Average monthly balance (last quarter)||Annual Percentage Rate (APR %)|
|Less than Rs.50,000||41.88% (3.49% per month)|
|Rs.50,000 to Rs.3 lakh||30.00% (2.49% per month)|
|Rs.3,00,001 to Rs.10 lakh||18.00% (1.49% per month)|
|Over Rs.10 lakh||5.88% (0.49% per month)|
You can reach out to the Federal Bank customer care department at 18004251199 or 18004201199.
The interest-free period for the Federal Bank Visa Imperio Credit Card is 48 days.
You can avail the entertainment offer once per calendar quarter.
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