Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Federal Bank Visa Imperio Credit Card

    With the Federal Bank Visa Imperio Credit Card, you can enjoy benefits on travel, entertainment, and lifestyle. You earn reward points every time you swipe your credit card. The annual fee of the card is Rs.1,500.

    Key Highlights of the Federal Bank Visa Imperio Credit Card

    • As a welcome gift, you get an Amazon Pay e-voucher of Rs.1,000.
    • Enjoy a waiver of 1% on the fuel surcharge when you use the card to buy fuel at any fuel station in India.
    • When you buy one INOX movie ticket, you get another movie ticket for free.

    Features and Benefits of the Federal Bank Visa Imperio Credit Card

    Welcome benefit:

    • You get an Amazon Pay e-voucher worth Rs.1,000 as a welcome gift.
    • The bank will issue the voucher when you spend Rs.5,000 or more within the first 30 days of the card being issued.

    Milestone benefits:

    • Spend more than Rs.1.5 lakh in a year, and the annual fee of Rs.1,500 will be waived off for the next year.
    • Get Big Basket vouchers when you spend Rs.50,000 every quarter.

    Reward points benefits:

    • You earn 2x reward points on utility bill payments (electricity bill, gas bill, mobile bill, etc.)
    • You get 3x reward points on your grocery spends.
    • Get 3x reward points on health care spends.
    • Earn 1x rewards for spends on other categories.

    Fuel benefits:

    • You get a 1% waiver of the fuel surcharge when you swipe the Federal Bank Visa Imperio Credit Card at any fuel station in India.

    Entertainment benefits:

    • Buy one INOX movie ticket, and get one more movie ticket for free.

    Travel and airport lounge benefits:

    • You get 2 free domestic airport lounge visits every quarter.

    Dining benefits:

    • Get a discount up to 15% at partner hotels under the FedDelights programme.

    Fees and Charges of the Federal Bank Visa Imperio Credit Card

    Type of Charge Fee
    Annual fee Rs.1,500
    Add-on credit card Rs.100 per add-on credit card
    Cash advance fee 2.5% of the withdrawn amount or Rs.500 (whichever is higher)
    Cash advance limit 20%
    Overlimit charges
    • 2.5% of overlimit amount
    • This is subject to a minimum of Rs.500
    Late payment
    • Up to Rs.100- NIL
    • Rs.101 to Rs,500-Rs.100
    • Rs.501 to Rs.5,000-Rs.500
    • Rs.5,001 to Rs.10,000-Rs.600
    • Rs.10,001 to Rs.25,000-Rs.750
    • Rs.25,001 to Rs.50,000-Rs.950
    • More than Rs.50,000- Rs.1,000
    Returned cheque 2% of the payment amount, subject to minimum of Rs.450
    Outstation cheque processing fee
    • Cheque value up to Rs.5,000- Rs.25
    • Cheque value above Rs.5,000- Rs.50
    TDS on cash withdrawals (more than Rs.1 crore) 2% applicable on aggregate cash withdrawals
    Foreign currency mark-up fee 3.5%
    Rewards redemption fee Rs.99 per redemption request
    Cash payment of fee at Federal Bank branches Rs.100
    Re-issue of credit card Rs.200

    Interest on Revolving Credit for Federal Bank Visa Imperio Credit Card

    Average monthly balance (last quarter) Annual Percentage Rate (APR %)
    Less than Rs.50,000 41.88% (3.49% per month)
    Rs.50,000 to Rs.3 lakh 30.00% (2.49% per month)
    Rs.3,00,001 to Rs.10 lakh 18.00% (1.49% per month)
    Over Rs.10 lakh 5.88% (0.49% per month)

    FAQs on Federal Bank Visa Imperio Credit Card

    1. How do I reach out to the Federal Bank customer care department?

      You can reach out to the Federal Bank customer care department at 18004251199 or 18004201199.

    2. What is the interest-free period for the credit card?

      The interest-free period for the Federal Bank Visa Imperio Credit Card is 48 days.

    3. How many times in one month can I enjoy the entertainment benefit of ‘buy one, get one free’ movie ticket?

      You can avail the entertainment offer once per calendar quarter.

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