Request received - loud & clear!
Returning you to where you were...
Credit cards are available by the dozens these days and while the number of people using them are rising, there are also a horde of people looking to cancel their cards. From lack of self control to unhealthy spending habits, the reasons may be different, but at some point, people will look to cancel their credit card. In this page, we will talk about how to go about cancelling a Standard Chartered Bank Credit Card.
Cancelling a SC Bank Credit Card is relatively simple. Here’s how you do it:
Here are a few things you should and shouldn’t do when you apply for a credit card cancellation:
Also, once you have sent the request, you will need to cut up your cards up diagonally around the chip and send them to the bank. Only after this process is done will the card company proceed with the cancellation of the card.
Closed or cancelled cards do have an impact on your credit score as they are considered as available funds. When you close a card, the available fund limit will go down, which the credit information companies will consider to be a negative. Hence, you are likely to lose out on a few points on your credit score.
Yes, you need to clear all pending dues before initiating the process to cancel the Standard Chartered credit card.
Closing your Standard Chartered credit card might affect the credit score because closing a credit card brings down the overall credit limit available in your name.
Yes, you can contact the customer care cell of the bank and request for cancellation of your Standard Chartered credit card.
It is better not to use the credit card as it will delay the entire process of cancellation.
No, the reward points accrued on the card needs to be used before initiating the process of canceling the Standard Chartered credit card.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Gain an edge by connecting with us via email. We promise never to spam you.
Request received - loud & clear!
Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.