Credit cards are available by the dozens these days and while the number of people using them are rising, there are also a horde of people looking to cancel their cards. From lack of self control to unhealthy spending habits, the reasons may be different, but at some point, people will look to cancel their credit card. In this page, we will talk about how to go about cancelling a Standard Chartered Bank Credit Card.
Cancelling a SC Bank Credit Card is relatively simple. Here’s how you do it:
Here are a few things you should and shouldn’t do when you apply for a credit card cancellation:
Also, once you have sent the request, you will need to cut up your cards up diagonally around the chip and send them to the bank. Only after this process is done will the card company proceed with the cancellation of the card.
Closed or cancelled cards do have an impact on your credit score as they are considered as available funds. When you close a card, the available fund limit will go down, which the credit information companies will consider to be a negative. Hence, you are likely to lose out on a few points on your credit score.
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