Will I be charged for any ATM withdrawal with Metro Kotak credit card?

No, there is no fee for any ATM withdrawal done using Metro Kotak credit card. .

How old should I be in order to apply for Metro Kotak credit card?

You should be between the ages of 18 years and 65 years while submitting the application for Metro Kotak credit card. .

What is the interest free period that a new user gets with Metro Kotak credit card?

New users get a credit free period of 48 days when the sign-up of Metro Kotak credit card. .

How much can I save on Metro shopping using Metro Kotak credit Card?

Per statement cycles, Metro Kotak credit card users can save up to Rs.10,000 on Metro shopping using this card.

Do I need to pay any fee to apply for Metro Kotak credit card?

No, you need not pay any fee for applying for Metro Kotak credit card as no joining or annual fee is involved in obtaining this card.

Metro Kotak Credit Card

Metro Kotak credit card is a co-branded credited card introduced by Kotak Mahindra Bank in collaboration with METRO Wholesale that offers a host of features including cashbacks and contactless payment.

Kotak Mahindra has introduced the Metro Kotak credit card. This credit card is designed for traders, hotel owners, kirana owners, caterers, and restaurants that buy their groceries from Metro Wholesale in India.

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Features of Metro Kotak Credit Card

The various features of Metro Kotak credit card are mentioned below -

Cashback offers for Metro Kotar credit card users on bulk shopping done on Metro online and offline stores.

48 days of credit free period.
1% savings on purchases made in Metro stores.
On spending more than Rs.10,000 in the first day swipe first month, the card offers welcome benefits.
On the first swipe within 30 days of card issuance for transaction amount of Rs.10,000 in a day the card offers activation benefit of up to Rs.500 cashback.
This RuPay contactless card offers a fast, safe and secure way of payment that ensures transactions up to Rs.5000 without a PIN
Cashback offered depends on the minimum spendings, such as:
1. Rs.10,001 to Rs.30,000: 0.25%
2. Rs.30,001 to Rs.5 lakh: 0.50%
3. More than Rs.5 lakh: 1.00%

Note: Minimum cashback offered a month is Rs.10,000.

Metro Kotak Credit Card Fees and Charges

The fees and charges structure of Metro Kotak Credit Card are mentioned below -

Parameters	Charges
Annual fees	NA
Joining fees	NA
Add-on card fees	NA
Waiver of joining and annual fees	NA
Outstanding balance interest charges	3.5% (42% annualized)
Minimum amount due	10%
ATM cash withdrawal/Fund transfer/Draft call	Rs.300
Over limit charge	Rs.500
Charges for late payment	Less than or equal to Rs.500: Rs.100 Rs.500.01 to Rs.10,000: Rs.500 Greater than Rs.10,000: Rs.700
Charges for cheque bounce	Rs.500
Cash payment at Bank fee	Rs.100
Machine surcharges at ATMs	Waived
Duplicate statement request	Waived
Fuel Surcharge	NA
Railway Booking Surcharge	NA
Foreign currency mark-up	NA
Processing fee for outstation cheque	Waived

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Metro Kotak Credit Card Eligibility Criteria

The eligibility criteria for Metro Kotak credit card are mentioned below -

Applicant should be a citizen of India
The age of primary cardholder should be between the age of 18 years and 65 years

Can be self-employed, firm partner, or propertier
Should have a valid metro membership

How to Apply for Metro Kotak Credit Card

To apply for a Metro Kotak credit card, one should visit the nearest branch of Kotak Mahindra Bank. There a representative of the bank will help you with the application process. Alternatively, one can also leave their information on Kotak Mahindra Bank official website. Then a representative will contact you to guide you through the process of the application.

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Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on Metro Kotak Credit Card

Will I be charged for any ATM withdrawal with Metro Kotak credit card?
No, there is no fee for any ATM withdrawal done using Metro Kotak credit card.
How old should I be in order to apply for Metro Kotak credit card?
You should be between the ages of 18 years and 65 years while submitting the application for Metro Kotak credit card.
What is the interest free period that a new user gets with Metro Kotak credit card?
New users get a credit free period of 48 days when the sign-up of Metro Kotak credit card.
How much can I save on Metro shopping using Metro Kotak credit Card?
Per statement cycles, Metro Kotak credit card users can save up to Rs.10,000 on Metro shopping using this card.
Do I need to pay any fee to apply for Metro Kotak credit card?
No, you need not pay any fee for applying for Metro Kotak credit card as no joining or annual fee is involved in obtaining this card.

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